Chapter 194: Ive done the stud, you can do whatever you want
After comforting Orihime on the phone and hanging up the phone, Kitahara Sosuke immediately dialed Owada Kenji's number.
Owada Kenji was surprised when he suddenly received a call from Kitahara Sosuke. Hearing that he had something important to discuss with him, after hesitating for a while, Owada Kenji agreed to Kitahara Sosuke's request to come to the branch to interview him directly.
Originally, Kitahara Sosuke was just the agent of the branch president. If he wanted to report to the branch, he would first have to go to the vice president of the branch. If that didn't work, he would have to talk to the head of the financing department of the branch first. This would be very inappropriate in the Japanese workplace.
Appropriate.
The Japanese workplace is very particular about hierarchy, and the behavior of reporting beyond the next level is likely to be resented by the direct supervisor.
However, Kitahara Sosuke is a person who does not follow common sense. This is now the consensus of the financial circle. I heard that he even went to the United States to short crude oil alone. There is still a rumor in the circle that the genius from Tosan turned into a fool in finance.
It’s a joke. People who previously thought that his huge fortune in the stock market and real estate market might be based on some personal abilities have given up their ideas.
Everyone agrees that Kitahara Sosuke is just a lunatic who doesn't understand anything.
He was different from others in every way. When the head office asked for a mortgage, he refused to do it. He was not willing to open the loan for Juliana's Tokyo project. Everyone was settling bad debts with loans, but he directly broke up with customers and paid them back.
Come up with a loan repayment plan that is boiling with public discontent and criticized!
Until now, due to the Kadani Village incident, the Chuo Ward branch's large number of bad debts that were difficult to deal with, and Kitahara Sosuke's ridiculous loan repayment plan, the entire Osaka branch's bad debt processing business is still in a quagmire, and no good solution has been found.
.
To be honest, Owada Kenji is starting to doubt his previous optimistic judgment about Kitahara Sosuke.
Kitahara Sosuke first went to Ekawa Ryotei, and then drove all the way to the Osaka branch.
He walked into the building carrying his briefcase, and a group of bank employees who met him looked strange when they saw him, and greeted him with suppressed smiles, "Hello, Mr. Kitahara Branch~".
Kithara Sosuke nodded warmly and responded one by one, probably knowing the reason for their expressions.
Under his not-so-deliberate arrangement, his image as a financial idiot was deeply rooted in the hearts of the people. His behavior of exchanging 1.33 billion meters of gold at Sanhe Bank and throwing it into the oil market was regarded as a classic laughing stock in the financial circle.
If the bystanders all have this attitude, then the enemies will naturally relax their vigilance.
Arriving outside the president's office, he knocked on the door and received a response. He pushed the door open and closed it behind him.
"Aosuke, sit down." Owada Kenji was having a headache with the pile of bad debt information in front of him. He said meaningfully, "Aosuke, as of mid-August, the total amount of bad debts of Osaka Branch has exceeded 800 billion yen. This amount
It's not small. The board of directors of the head office requires us to control the amount of bad debts and reduce it by more than 80%, which is a headache."
Among the account books stacked in front of him, the first one is the bad debt processing result of the Central District Branch. Only 6.8 billion of the total bad debts of 80 billion have been liquidated, and the completion rate is only 8.5%, far away from the goal of 80%.
The one with the highest completion rate now is the Osaka Nishi Branch, with a completion rate of 38%.
Therefore, the situation of branches is extremely severe.
"Please rest assured, Mr. Owada Branch, I will deal with all the bad debts of the branch." Kitahara Sosuke replied with a smile, then took out a copy of the contract he just got from Onoe Orihime from his handbag and put it in his hand
on the table.
"What is this?" Owada picked up the copy of the contract in confusion.
Kitahara Sosuke replied: "This is a secret loan contract signed by Ms. Onagami and the Osaka Branch of Industrial Bank of Japan. She took out a personal loan of 240 billion yen by pledging the deposit certificate."
"Certificate of Deposit Pledge Loan 240 billion! In his own name!" Kenji Owada is also a bank employee starting from the grassroots level, and he understands the terrifying meaning of this sentence.
The total amount of bad debts of the entire central district branch is only 80 billion.
One person borrowed 240 billion!
"The certificate of deposit was issued by Toyo Credit Bank. What's interesting is that the total deposit amount of this credit bank is only 300 billion yen. Ms. Onagami alone accounts for 80% of their total deposits?" Kitahara Sosuke's laughter
It was full of sarcasm, "President of Owada Branch, Nikko is a long-term credit bank. According to banking industry regulations, they can only do business with large corporate customers, but they actually lent money to individuals with only a deposit certificate that was not known to be true or false."
A huge sum of 240 billion!”
"This is indeed a big problem, but it has little to do with our Tosan." Owada Kenji frowned. The contract was signed by Kurosawa Hiroshi. That is the president of Nikko. I heard that he is preparing for this year's House of Representatives election.
Entering politics from the financial industry.
This kind of person is not someone he can mess with now.
Even if there was a problem with this loan, Owada Kenji decided to turn a blind eye and close one eye. He couldn't go to the Bank of Japan and the Ministry of Finance to file a complaint, right?
He became more and more confused.
Isn’t Ogami on the same camp as Kitahara Sosuke? Why did he suddenly come to me to expose this kind of thing?
"Your Excellency, Branch Manager, Ms. Ogami has a 60 billion loan in our Tosan. This money was personally approved by Executive Man Ito and affiliated to his Nagoya branch." Kitahara Sosuke showed a bright smile, "From
According to the known information, the total amount of Ms. Ogami's loans is far more than this. In addition, more than 20 banks and financial institutions have issued large amounts of loans to her. The whereabouts of the money is unknown. I asked about it and got an interesting guess.
. It is said that so much money went into the pocket of President Hiroshi Kurosawa through Ogami's hands. President Hiroshi Kurosawa is about to run for the House of Representatives. He urgently needs performance in the financial industry and also needs a lot of campaign funds..."
Owada Kenji raised his eyebrows. His level was not high enough, and he did not like to play that kind of investment game. He preferred the power game in the bank, so he did not participate in the Gulf War oil war, nor did he get involved in the Juliana Tokyo project.
He has always been focused on the bank, but that doesn't mean he is unaware of the people and changing events around him.
The supporter behind Hiroshi Kurosawa is Noboru Takeshita. He is deeply involved in the interests of the Takeshita family. With so much money flowing into his hands, it is obvious where it will end up.
"If the outcome of the Gulf War is not as everyone expected, then it will be a 100% incident that Ogami will not be able to issue the loan due to the chain reaction." Kitahara Sosuke got straight to the point, "In this way, as the ultimate person in charge of this business,
Managing Director Ito Man is certainly to blame, and I think this information will be helpful to you at that time."
There is no need to speak too clearly between smart people.
Owada Kenji and Ito Manzaburo had a rift over the Naoto Asano incident. He failed to skip the post of executive director and directly join the board of directors as he wished. Instead, he was trapped in the Osaka branch cleaning up the mess. Behind him was Ito Manzaburo.
The shadow is causing trouble.
This handle can indeed play a decisive role at a critical moment!
Although Owada Kenji does not think that the Gulf War will cause any surprises, as long as this contract exists, Ito Manzaburo will not be able to escape the loan review problem. The chain reaction of such a big problem customer will be enough for him to drink.
As for whether the upper tail seam can repay 60 billion, it has never been within the scope of Owada Kenji's consideration.
He was just very confused, what benefit would this matter bring to Kitahara Sosuke?
In addition to disgusting Manzaburo Ito, if something happened to Onae Sui, could Sosuke Kitahara, who had collaborated closely with her and participated in the Juliana Tokyo project, escape the relationship?
Maybe he knows that the matter has reached this point and has not been able to reach an agreement with Ogami, and now he wants to find a backer?
Kitahara Sosuke's previous so-called "dementia" operation directly provided the business of Ogami sewing to Ito Manzaburo, which immediately offended two big bosses, him and the leader of the progressive faction, Gennai Ken.
Now that things have changed, Gennai Qian can't count on him, so he hopes to break through from himself?
A smile gradually appeared on Owada Kenji's face, and he accepted the contract: "Well, Sosuke, I will remember your friendship in this matter. But you can't relax when it comes to handling bad debts."
"Of course." Kitahara Sosuke also smiled back. He probably thought he was submitting a certificate, but in fact he just wanted to borrow a knife to kill someone.
So what if something happens to the top seam?
Her money didn't go into the project at all.
As for the investment in that unfinished project, it was obviously the masterpiece of Kitano Logistics and Taro Hamaka’s investment. I, Kithara Sosuke, only took the profits for free. The rest is none of my business?
"Branch manager, please don't say that this information was provided by me." Kitahara Sosuke added, looking cautious, as if he was worried about something.
Owada Kenji laughed: "Of course, don't worry. By the way, Sosuke, Vice President Kishimoto is old and will retire this year. Do you want to make any move?"
Kitahara Sosuke raised his eyebrows, the position of vice president of the Osaka branch?
He was indeed a little moved.
But at that time, Owada Kenji had also left Osaka. It was not very cost-effective for him to serve as second-in-command to an unknown person.
Kithara Sosuke shook his head: "I am very grateful to the branch president for the promotion! However, the issue of promotion should be left to the board of directors."
"Well, what I'm saying is that I'm too casual." Owada Kenji restrained his smile. He was a little carried away just now. Personnel appointments at this level are naturally made by the board of directors. The calmness of this young man is admirable.
, he doesn’t look like a rookie who would make those low-level financial mistakes.
He looked deeply at Kitahara Sosuke and said nothing. The two of them looked at each other and smiled, saying nothing.
...
On the way back, Kitahara Sosuke knocked on the steering wheel, feeling like he was gambling with countless big guys. The handles and buried chess pieces in front of him were his personal chips, and the big guys also wanted their own trump cards and chips.
.
This gamble depends on how they play, how many chips they have, what cards they hold, and what benefits they want to gain.
As for Kitahara Sosuke.
"I've done the stud, you can do whatever you want." He chuckled, and after the words fell, the GT-R32 sped all the way, the roaring exhaust sprayed out, drawing a brilliant trajectory!