On October 30, 1990, less than a month after new Prime Minister Kiichi Miyazawa took office, a scandal involving former Foreign Minister Shintaro Abe’s collusion with his family members and Yakuza members was revealed. The case involved a wide range of people and a huge amount of money, and it swept through half of Osaka.
In the business and political circles, those who resigned as a result included former Osaka Prefecture Governor Yasushi Kawakawa and many other high-ranking officials.
Shintaro Abe died of respiratory failure in the ICU of the Tokyo University School of Medicine in early October. His son Nobu Kishimoto, who was then the executive director of Sumitomo Corporation, was suspected of being killed by Yakuza elements. His son Shinzo Abe, who had been his secretary, was imprisoned and was
Sentenced to twenty-five years in prison.
The huge Shin Abe family was wiped out overnight. Several Tokyo wealthy families were behind it, and no one knew the final division of interests. In short, this once-prominent family just disappeared in the rolling wheels of history.
This also verified one of Kithara Sosuke's guesses——
He can change history.
In mid-to-late October, most of the cases implicated in Kitahara Sosuke's case were settled. The political donation case was revealed to be false. Takeshita Noboru, Katsuda Ichiro and others all escaped. However, those with a discerning eye will find that compared with the high profile of the previous election campaign,
, these people have become extremely low-key and no longer appear in the public eye at will.
The popularity of the case was only temporary, and even Sosuke Kitahara, who had previously been popular all over the country, no longer caused widespread discussion, and everyone's attention returned to economic issues.
How much money was lost in the Gulf War? Even fools know that the estimated amount announced by the government is false. They can only guess and wait.
After the stock market and real estate market were wiped out, bank loans tightened and a wave of bankruptcies and bankruptcies swept across Japan. Finally, in the past half month, it has gradually begun to show its signs, showing the tip of the huge iceberg.
What kicked off the Great Depression was the landmark building in the port area that former Prime Minister Toshiki Kaifu had high hopes for - Juliana Tokyo Nightclub!
Throughout late October, the nightclub project suffered serious losses, with negative profits. All shareholders lost their money. In addition, the stock price plummeted after the project was listed. Investors felt an unspeakable despair.
Today, the Tokyo and Osaka stock exchanges officially announced the delisting of Juliana Tokyo nightclub owned by Nissho Iwai, with a total loss of up to 1 trillion yen, not counting the assets invested in it.
The stock market, the real estate market, the Gulf War, and the destruction of this last hope have caused a group of investors to finally reach a dead end.
As he walked to the branch in the cold wind, Kitahara Sosuke still remembered the tragic picture in the newspaper headlines, in which dozens of investors hanged themselves in the closed Juliana Tokyo nightclub. It was a scene from a horror movie.
There are countless debtors who come to the bank to borrow money, and there are also many desperate club presidents who come to seek help, dragging their families with them, crying and crying, which makes people feel sad.
The arrival of this economic winter has caught everyone off guard.
Just like the approaching winter, it makes people despair.
Kitahara Sosuke walked into the warm branch, and Yamakawa Sayuri, who was standing in the lobby on duty, bent down and bowed: "President Kitahara, good morning."
"Good morning, Sayuri."
"Good morning, President Kitahara."
"Good morning, President Kitahara, thank you for your hard work!"
Various greetings came and went.
The atmosphere at Tosan's Osaka Chuo-ku branch is much warmer and gentler than outside. It is not as miserable as other counterparts. They have to deal with various bad debts and worry about whether they will go bankrupt like Toyo Bank and become a wave of unemployment.
part of.
9:50 a.m., large conference room.
Kitahara Sosuke sat in the seat where Asano Naoto used to sit, looking at the key members of the branch as if he was in another world.
A year ago, he was still sitting in Norika Fujiwara's position, thinking about how to make money in line with the trend of the times, how to survive in the branch, how to make the Kitahara family prosperous, and how to build his own financial empire.
And now, he is already the head of a branch and the president of Kitahara Investment Co., Ltd., a figure who can compete with prime minister-level bosses.
Kithara Sosuke glanced around, and then said in a deep voice: "The regular meeting has officially begun."
Everyone waited solemnly and straightened their backs, which was completely different from the loose and careless attitude Naoto Asano had during the meeting.
The four financing classrooms and the operations department downstairs reported on the current situation of their respective departments, and then Sakurai Saeko, who was temporarily the assistant to the branch president, sorted out the documents and summarized them one by one for Kitahara Sosuke.
In the early 1990s, computers and other office equipment were not yet popular. People were accustomed to using documents and whiteboards and other auxiliary tools for meetings. This also required listening more carefully, because you could not use your mobile phone to take a picture of a ppt and go back to read it slowly. Although in meetings at that time,
Kitahara Sosuke never really goes back to look at the ppts he took, but after all, they are convenient and can be stored at any time.
It's no longer possible. If you miss a word from the leader, you may be worn to death by your little shoes.
"At present, the branch's new performance tasks for this year have reached the target, mainly from special financing projects. Kithara Investment has spent a total of 376.42 billion yen to acquire a large number of clubs. Most of them still owe Dongsan a lot of loans, and they will restructure the loans.
To repay the remaining batch of debts, Kitahara Investment will be the guarantor." Kitahara Sosuke looked at the information and said in a deep voice.
The so-called restructured loan means that the debtor first pays off part of the principal, then erases the interest, and then issues the remaining loan to him in the form of a new installment loan, allowing him to continue to repay in installments.
In this way, the loan repayment cycle is lengthened, the interest is partially exempted, and the loan repayers also have breathing space.
It would have been difficult for such a large number of restructured loans to be approved, but this time with the huge Hokuhara Investment as a guarantee, Dongsan will naturally not be stuck again.
"In this way, our task of liquidating 80 billion bad debts has almost been completed. Thanks to everyone's day and night work, thank you very much." Kitahara Sosuke did not bow to express his thanks, so he did not do this superficial work.
The biggest contribution is of course to his investment in Beiyuan, but these employees also paid for the labor costs, so they can be praised.
The core of the workplace is to constantly give your subordinates good advice. Whether and how much you can deliver depends on the conscience and ability of the boss.
“This year, our bank’s honor as the best branch was removed, but it seems that by the end of the year, no other branch will be able to compete with us for this title. In fact, I personally have no particular interest in this honor...
"
Kitahara Sosuke leaned back on the chair and said quite relaxedly,
"Including the performance of the branch, I don't care very much. Because at the beginning of next month, I will leave Osaka to go to the Tokyo head office to accept a special appointment from the board of directors. There is a high probability that I will never return to Osaka, so this may be one of the few times for all of us.
One of the few times we’ve met.”
There was an uproar below, with uncontrollable whispers of discussion and voices of panic.
Head of Kitahara Branch is leaving Osaka?
So what should they do?
With his help, the branch escaped a life-and-death crisis and will continue to operate here in the future. But without him, who will take over as president?
Having had a branch president like him, can they accept anyone else to take his place?
Kyoko Kobayashi, Saeko Sakurai and Norika Fujiwara, who were also listening to Kitahara Sosuke for the first time, also opened their mouths slightly, with expressions of shock and disbelief.
In their opinion, there is a high probability that Kitahara Sosuke will be transferred to the Osaka branch, maybe as the director of the financing department, or maybe directly promoted to the vice president. In short, he should stay in Osaka.
His foundation and Beiyuan investment are all here!
"I know there are people here who are reluctant for me to leave, and there are also people who wish that I would get out early. In short, no matter what you are thinking now, this is an established fact and will not change. This year, I know that you have gone through a lot of things and it has been very hard.
, and made a lot of contributions to the branch. Here, I would like to say something to you. Please remember what I said today in your future work."
"When the stock market and real estate market were booming, you were the red-hot financial elite in Osaka. You all had outstanding performance and high incomes. But after the stock market collapsed, you experienced unprecedented pain. After that, Naoto Asano repaid the loan with the loan
, want to shirk responsibility, the real estate market is rising again, and you think you have seen hope, there are still various things behind...the collapse of the real estate market, the trap of the Gulf War, unfinished nightclub projects, etc., you will find that in the real world
In the face of the general trend of the times, individuals are nothing. If you want to stay in this industry for a long time and do better, you must have this word - a clear conscience!"
"Every loan you make, every customer you come into contact with, and every project you handle, can you do it with a clear conscience? If you can, then you don't have to worry, no matter what the economic environment, you won't
Be eliminated. If not, then now, you have a chance to start over!"
"We are professional bankers, not a machine that collects and lends money. A bank is not a bastard place that borrows umbrellas on sunny days and takes away umbrellas on rainy days. Our goal is to bring convenience and happiness to our customers, not to push them into the world for our own selfish desires.
Abyss, I hope you can take this as a warning."
"The above are the main points of today's regular meeting. The meeting is adjourned!"
When Kithara Sosuke's voice fell, everyone stood up suddenly, applauded thunderously, looked excited, and sighed from the bottom of their hearts, agreeing with his statement!