With the resolute and affirmative tone coupled with Kitahara Sosuke's smiling expression, Asano Naoto's first reaction was that he was playing a trick on himself.
How could there be anything better than a mortgage to revive a branch?
With the explosive growth of the real estate market, as long as speculators obey their arrangements, cash out before the real estate market explodes, and then repay the loan, it will be a win-win situation!
When Naoto Asano set new business goals, he also hinted that employees should participate in customers' investment actions and help them seize opportunities to cash out their investments.
As a bank employee, you should have this ability.
Now Sosuke Kitahara actually refuted him face to face and said that there were better ways to help the branch to tide over the difficulties!
"Compared to those clubs and investors who only make money through speculation, real industries such as manufacturing that were on the verge of bankruptcy due to the sharp drop in interest rates and the appreciation of the yen are more suitable for us to lend. As long as there are enough circulating funds, they can
It can come back to life and repay the principal and interest through its own profits, which is very stable and safe."
Kithara Sosuke paused, then looked at Asano Naoto,
"President Asano does not consider these clubs simply because it is difficult to eliminate the countless bad debts you owe by lending to them. Only by recovering the bad debts and then returning them to them through mortgage loans can you make up for those mistakes, right?"
Naoto Asano was so angry that he was shaking all over. This sentence struck deep in his heart. It was indeed true. If loans were not returned in this way, many branches would not be able to solve the extremely high bad debts. Even if they were deceiving themselves, they would turn most of the bad debts into
For the new loan, at least there will be an explanation to the higher-level Mitsubishi Group.
For this reason, he discussed with other branch heads who were in serious trouble and decided that after recovering the bad debts, they would let the other party borrow the money back in the name of relatives, or use more complicated fund transfer methods to eventually return it to their accounts.
There are policies and measures to counter.
It is impossible for people in the audit department of the head office to check the flow of funds for every loan, and it is not that they do not have personal connections at the head office. It is just a matter of how much money is sent and how many connections are established.
As long as he can keep everything he did last year and be successfully promoted to the position of head of the human resources department, Asano doesn't care how much money he spends.
With power, the accumulation of funds is a matter of time.
He wouldn't fall down in a place like this!
"What nonsense are you talking about! I am doing this for the sake of the branch and for everyone not to be exiled. If there is anything I can do, as long as I can help everyone, I..." Asano Naoto said excitedly.
"Then take back the 1 billion yen from the Yamada group!" Kitahara Sosuke interrupted his disgusting remarks with a cold voice, "This is what you can do, Mr. Asano Branch! Since you said everything is for the sake of the branch,
After being reorganized, you should take back the business that caused everyone to face difficulties today, right?"
"Am I right? Now the thing that makes us have to prepare for slow death is this 1 billion yen loan that you personally approved! You are here now swearing that you will do everything to prevent the branch from being reorganized.
Asking everyone to take the path of slow death while never mentioning their own faults makes me feel sick!"
"Kitahara Sosuke! The person in charge of this business is Oshima Mitsuo, and the person who approved and submitted it was Kuroda Yu. I believe in the strength of your financing class, so the approval was passed! Do you want to pass the responsibility to me now?
?”
Naoto Asano also roared in response to him.
In fact, everyone knows the rights and wrongs of this business, but who dares to point out Naoto Asano's fault in front of his face?
The fault of the boss is the responsibility of the subordinate. As a subordinate, if you don’t take the blame, do you still expect your boss to take the blame for you?
Now Sosuke Kitahara shouted out the words they were holding back. Some people clenched their fists and said nothing, but their expressions were excited and excited.
"Department Chief Oshima was exiled to Shikoku Island, and Section Chief Kuroda resigned voluntarily, so you can not mention your responsibilities at all? Can you just pass the business submitted by your trusted subordinates without even reviewing the business risks? No
There seems to be no such person as a subordinate you trust, right? How can someone you don’t trust work under you for a long time? Then your role is to pass the mechanized approval?!"
"In that case, what use do we need you as the sub-branch manager? Can the security guard downstairs do a simple approval operation? Then why not just let him be the sub-branch manager and you go downstairs to look after the door?
It doesn’t seem to have any impact on us, does it?!”
"You should answer my question, Qian Ye Zhi Xing Chang!"
Kitahara Sosuke's barrage of outbursts stunned everyone. Hearing his words to go downstairs to look after the door, several ordinary employees burst out laughing. They were convinced, but they quickly retracted their smiles.
, stood upright, bowed his head and said nothing.
So fierce!
Section Chief Kitahara is simply a merciless hungry wolf!
"I, our bank adheres to the principle of front-line priority. The most important thing is the opinions of front-line personnel, so the final responsibility will also fall on the front-line personnel. This is..." Asano Naoto's forehead seeped out
Sweating, he looked at the others. Although they all lowered their heads and remained silent, it seemed as if every pair of eyes were staring at him viciously.
"Then don't hinder my project anymore!" Kitahara Sosuke interrupted him again, his momentum suddenly rising to the highest point, "Since front-line personnel have priority, then you should respect my opinions and opinions on how to bring the branch back to life.
Decide, please take back your disgusting and ineffective business policies. I will control the bad debts of the branch within 10 billion and increase the business volume."
"In my own way. Not some nonsense about increasing the mortgage!"
After Kithara Sosuke said this, he bowed slightly to Asano Naoto, and then smiled,
This chapter is not finished yet, please click on the next page to continue reading the exciting content! "Please also ask President Asano to fulfill your promise, do something to prevent the branch from being reorganized, and recover the 1 billion bad debts!"
"I still have business, so I'll excuse you now! Let's go, Fujiwara."
After getting up, Kitahara Sosuke didn't look at anyone, leaving only a straight back as he walked towards the stairs step by step.
"Eh? Okay, okay!" Fujiwara Norika was stunned for a moment, then she ran over in front of everyone and caught up with Kitahara Sosuke with a smile.
After all, the remaining section chiefs did not dare to directly question Asano Naoto's business policy like Kitahara Sosuke, so they bowed and left with their subordinates, going to their respective classrooms to hold small meetings.
When Naoto Asano returned to the office, he angrily threw everything on the table to the ground. His body couldn't help shaking, and he cursed Kitahara Sosuke in his heart!
This damn bastard!
He actually refused to step down in person and said, "I will control the branch's bad debts within RMB 10 billion and increase the business volume in my own way."
Ridiculous! Damn!
Just for those manufacturing industries that have suffered losses for many years and whose one-time loan limit cannot exceed 10 million yen?
What a joke!
However, after the breakup, Asano Naoto knew that he could no longer ask Kitahara Sosuke to recover the 1 billion yen for him. How to negotiate with Yamada Mortgage was indeed a problem.
If this business is not handled properly, there will still be stains on his promotion resume.
Even if the main persons responsible, Yu Kuroda and Mitsuo Oshima, were punished and could not recover their money, they would ultimately be unable to explain to President Owada.
After venting in the office, Asano Naoto called Sakurai Saeko in and asked her to pack up the documents and contracts on the floor.
Saeko Sakurai glanced at the messy office, didn't say anything, and leaned over to start cleaning it up.
Cleaning the president's office is also part of the daily work of the branch president's assistant, and she has no right to refuse.
Asano poured a glass of water and took a sip. He suddenly caught a glimpse of Sakurai Saeko who was lying on the ground picking up paper. Her back was facing him, her back was curved, and her black butt-covering skirt was tight because of the lying movement.
She had to use a free hand to block her back, so as not to reveal her skirt.
What a seductive stunner.
He slowly walked over and stretched out his right hand to press on her back: "Sakurai-san, you still want to return to the business line, right?"
As he spoke, he slowly moved his hand downwards, looking at her, and seemed to have a solution on how to get back the money from Yamada's mortgage.
Saeko Sakurai's body trembled when his hand touched her back, and an indescribable feeling of nausea came to her heart. Before Naoto Asano moved his hand, she quickly stood up and opened Naoto Asano's hand with a look of disgust on her face.
Looking at him, he said coldly: "Please be respectful, President Asano, if you are tampering with me, I will file a complaint against you directly to the branch!"