The middle-aged man rubbed his eyes, retreated to the door, squinted his eyes, and asked the waitress: "What is that? Is this an '8' or a '6'?"
"Sir, this is private room No. 8." The waitress said politely.
"Oh, you really went to the wrong private room. I'm looking for private room No. 6." Seeing that he had found the wrong private room, the middle-aged man also laughed, and then waved to everyone in the private room and apologized: "I'm sorry to disturb you."
"Liu Quanbiao?" Sean Jun squinted his eyes, stood up immediately and said, "Aren't you Liu Quanbiao?"
"Huh?" When Sean Junyi said it, the middle-aged man immediately hunched his back, took two steps forward, looked again, and instantly raised his right index finger: "You... aren't you that one from the old Xiao family? Sean Jun?"
"
"Yes, it's me." Xiao Xiaojun said with a smile.
"Ouch." When he saw an acquaintance, a middle-aged man named Liu Quanbiao, he immediately grinned, walked up quickly, shook hands with Xiao Xiaojun and said:
"I unexpectedly met you here, eh? Aren't you on Wall Street? What? Are you back to visit relatives?"
"I have resigned." Sean Jun politely pulled out an empty chair and asked Liu Quanbiao to sit down first. Then he explained: "I have received offers from several investment banks in Shanghai and am preparing to come to China for development."
"This way, I can spend more time with my family, and..."
Glancing at Yuan Shasha, Xiao Xiaojun added: "And my girlfriend."
"Oh, that's it." Looking at Yuan Shasha, Liu Quanbiao suddenly felt familiar, but he couldn't remember where he had seen her.
Seeing Liu Quanbiao's sudden visit, Sean Jun also quickly introduced everyone: "Let me introduce to you, this is Liu Quanbiao. He used to work in a financial company and has a lot of business dealings with my family's business."
"Hello." Liu Quanbiao, smelling of alcohol, nodded slightly to everyone.
Then everyone nodded in response.
So Sean Jun introduced Liu Quanbiao again and told everyone that he was his girlfriend's colleague.
After a brief self-introduction, Xiao Xiaojun asked him out of curiosity: "By the way, Liu Quanbiao, why are you here?"
"What a shame! We're eating here with a few business friends." Seeing Xiao Xiaojun handing him a pair of chopsticks, Liu Quanbiao didn't show any politeness and directly picked up the dishes in front of him and took a few bites.
Putting down his chopsticks, Liu Quanbiao also complained: "I just had an afternoon meeting with the bank this afternoon. After coming out of the bank, I felt a little bit."
Looking up at everyone, Liu Quanbiao also asked with a drunken look: "You said that their building was not all built with the money of the bank's depositors, at least part of it."
"Why do you think people give it money, and then it gives the money to others, and then they make money among them?"
After burping loudly, Liu Quanbiao also slapped the table and said with a smile: "I always chat and joke with them, why should I say that?"
"But at the bank, they actually want to say this, saying that you don't have to come, you don't have to give me the money, you can leave it at home."
"Haha." It felt like Liu Quanbiao had drunk too much and started talking nonsense. Lu Weiwei couldn't help but laugh and explained:
"That license plate is valuable, why? That's why."
"Yes, you are right." Seeing that it was Lu Weiwei who was speaking, Liu Quanbiao shook his finger and said involuntarily:
"Anyway, this is society. Just such a game rule has formed such a structure and its logical system."
"Do you think it's right? I don't know if it's right. Do you think it's wrong? I don't know where it's wrong. Anyway, it's just a common practice."
Seeing Gu Chen serving him some red wine, Liu Quanbiao directly picked up the goblet, drank it all in one gulp, and said:
"Anyway, this is... just a set of rules of the game. You have to do it even if you can do it, and you have to do it if you don't."
"In this way, the banking system, investment banking system, and so on were formed... Then what, this is a knot that no one can get around in our lives."
"Uh-huh."
Seeing Liu Quanbiao talking non-stop in this private room, everyone could only nod in agreement without interrupting.
It seemed that Liu Quanbiao was feeling quite emotional and wanted to vent his feelings through drunkenness.
When Liu Quanbiao saw that most of the people here were strangers, he said without hesitation: "I think most of the money in this bank, I should say the vast majority, belongs to others, to the depositors, right?"
"Yes." Gu Chen nodded silently and agreed.
Liu Quanbiao slapped the table again and said, "What is it? That equity capital, yes, it is equity capital. It belongs to the shareholders, but it is very small."
"So in the bank's financial statements, when you look at it, the bank's deposit collection part is recorded in the liability column, and it is treated as a liability."
"So this bank has a high debt ratio, and its financial statements are not very good in theory."
"So?" Gu Chen saw that Liu Quanbiao had said a lot and seemed to want to express something.
But Liu Quanbiao seemed to have been talking for a long time, but could not get to the point.
Seeing Gu Chen taking the initiative to ask, Liu Quanbiao also smiled lightly, patted Gu Chen on the shoulder and said: "Gu Chen, let's think about it carefully, tell me... how does this person get his wealth?"
"Fine..." Gu Chen was about to speak, but he realized that the person next to him was a financial boss, so he shook his head modestly and said, "I don't know, I'd like to hear the details."
"Hehe." Liu Quanbiao laughed twice, also lying on the seat, gesticulating to everyone:
"Anyway, I summed it up based on my many years of experience. There are three in total."
Stretching out his right index finger, Liu Quanbiao also said with great interest: "This first place is earned in exchange."
"What do you mean by exchange?" He Junchao, who was eating the dishes, also asked curiously.
This made him a favorite, and Liu Quanbiao blurted out: "You asked well, what do you mean by exchange for this?"
"For example... I work, I work for others, from nine to five, and then they pay me a salary of 3,000, 5,000, or 8,000, right?"
"I put in my physical strength, my intelligence, and my hard work, and this is what I got."
"Oh." Knowing that Liu Quanbiao was drunk, He Junchao also pretended to be suddenly enlightened, and his voice should be very loud.
Seeing someone agreeing with him, Liu Quanbiao became even more enthusiastic and talked eloquently: "And this matter depends on who you are? What is the concept? For example, when you were born, did you come out with a golden key in your mouth, or with saliva in your mouth?
."
Looking at Sean Jun in front of him, Liu Quanbiao also laughed and said: "Just... you, Sean Jun, you are the one who came out with the golden key in your mouth."
"Me? I don't count, right? At most, we are from a well-off family."
"Pfft!" He Junchao almost laughed out loud when he heard that Sean Jun was in Versailles.
I thought that a family like yours, a returnee investment banking elite, had enough money to open a chain of hotels in that era. It can be seen that this so-called "well-off" family is probably the existence that I look up to, right?
Liu Quanbiao was not so entangled, and directly waved his hand and said: "Don't deny it, I have been doing business with your family for so many years, and I know your family's financial situation very well."
"Anyway, that's what I mean." Glancing at Gu Chen, Lu Weiwei, He Junchao and Yuan Shasha, Liu Quanbiao also smiled teasingly:
"This Xiao Xiaojun was born with a golden key in his mouth, but after all, he is a minority. Most people are just ordinary people."
"And this initial stage, the starting line, determines who you are."
"So this matter is more like the balance sheet in a company. What do you have? Who are you? That determines what you have, right?"
"Yeah." Everyone nodded silently, feeling that they should pretend to cooperate.
Seeing He Junchao toasting himself enthusiastically, Liu Quanbiao clinked his glasses casually, took a sip and said: "The first way to make money is to get something out of you."
"There must be costs first, and then there are benefits, which corresponds to the balance sheet."
"And this second method is borrowed. What is borrowed? Let me ask you, what is borrowed?"
I feel like Liu Quanbiao accidentally entered the private room No. 8, specifically to give everyone a lesson on financial management, right? He really talks a lot.
But although everyone felt embarrassed in their hearts, they still pretended to listen carefully.
It's like listening to a lecture from a big boss.
Gu Chen said with a smile: "Banks are the most typical. The bank's money is borrowed, but by borrowing the money, making money, and then paying back the money, it rises to another dimension.
"
"Yes." After hearing Gu Chen's words, Liu Quanbiao snapped his fingers and said, "This depends on your ability."
"It depends on the depth of your wealth, how much money you can borrow, and the people who can borrow money... are all high-level people, and they are all high-level people."
"Because the underlying logic is your integrity, and your integrity depends on your past history."
After talking about his enjoyment, Liu Quanbiao directly crossed his legs and said with a smile: "What you have determines how much you can borrow, and what you can do determines how much you can borrow."
"The most typical one corresponds to the report in the company, which is the cash flow statement."
"That is to say, many of your companies, such as some particularly well-known listed companies, are now these well-known Internet companies."
"Looking at their financial statements, from a profit and loss perspective, they are losing money, but they have a lot of cash flow."
"So, it can still get money from the capital market."
"You can also ask for credit and working capital from the bank. This is the second way, called borrowing."
"What about the third type?" Lu Weiwei also asked humbly asking for advice.
Liu Quanbiao chuckled and continued: "There is also the third way, which is 'robbed'."
"What? Robbed? Stealing money is illegal." He Junchao quickly reminded him when he heard that this third way of getting money turned out to be robbing money.
But Liu Quanbiao smiled. It seemed that the policeman didn't understand the meaning, so he took the initiative to explain:
"The 'grab' I'm talking about is different from the 'grab' you understand."
"Why is it different? Is there another way of robbing money? Is it robbing a cash transport truck? Or robbing a bank?" He Junchao felt like he was confused, and He Junchao couldn't help complaining.
At this moment, Gu Chen smiled lightly and said: "Presumably the 'robbing' that Mr. Liu mentioned is not a hard-core money robbing in this physical way, right?"
"That's right, I didn't say 'rob' in this way." After a loud hiccup, Liu Quanbiao took the initiative to explain:
"What does 'rob' mean? The person who 'robs' money must be in quotation marks. He is the one who specifies the rules of the game."
"For example, the secondary distribution of wealth in our society is based on looting."
"But with this logic of 'rob', we cannot say that my 'rob' of this kind of violence does not refer to this concept."
"I...can I express myself clearly?"
It seemed that even he was confused, and Liu Quanbiao began to speak incoherently.
Gu Chen nodded slightly and continued to echo: "It's very clear, just tell me."
"Yeah." Nodding silently, Liu Quanbiao put his hands on the dining table and burped loudly: "This is it... it is a manifestation of a game rule for the secondary distribution of wealth..."
"And this is also a kind of power, and this power, in the company's report, is the profit and loss statement, the income statement."
"But the income statement determines how to distribute it, right? Distribution to shareholders, or some other distribution method."
"Anyway, in this life, there are only three ways to make money. Each of you should go back and think carefully about which way of making money you belong to."
After a pause, Liu Quanbiao also gestured and said: "For example...who are you? What determines what you have?"
"And what can you do? Your deep ability determines how much money you can borrow back, which is how much money is circulated in your system."
This chapter is not over yet, please click on the next page to continue reading! "Then, your ability to control the rules of the game determines how much money you can 'rob' for the second time."
Taking a deep breath and trying to calm down, Liu Quanbiao immediately smiled and said, "So after I came out of the bank, I had this realization."
"This life is the same as business. We also need those three statements, those assets and liabilities..."
"Balance sheet, cash flow statement, and profit and loss statement." Before Liu Quanbiao could finish speaking, Gu Chen directly interrupted.
Liu Quanbiao nodded silently: "Yes, yes, that's the balance sheet, cash flow statement and profit and loss statement."
"You can draw three tables for yourself, and you will know where you should be in this society."
"Liu Quanbiao, are you drunk?" Seeing Liu Quanbiao delaying everyone here for a long time, Sean Jun suddenly regretted it.
Regretting his enthusiasm just now, he asked Liu Quanbiao to sit down.
But after taking his seat, Liu Quanbiao seemed to be full of firepower. He used the firepower that he had not yet exerted in the No. 6 private room again in the No. 8 private room.
Liu Quanbiao regarded everyone as one of his own, and he didn’t feel too embarrassed. He also smiled self-deprecatingly:
"It's about doing what you have to do and accepting that it backfires. We need to work hard, but maybe if we work hard, we'll end up with nothing."
With a faint sigh, Liu Quanbiao picked up the red wine on the table, filled the goblet in front of him again, then took a few sips and said: "But... it doesn't mean that we shouldn't work hard."
"Because if you don't work hard, you'll be trying to achieve nothing."
At the end of his speech, Liu Quanbiao waved his right hand, seeming to finish his speech gracefully.
Everyone looked at each other and could only pretend to cooperate and applaud in agreement.
After all, Liu Quanbiao, who has made so much noise, actually said these things, and they are very reasonable.
But after all, we are not from the financial circle, so I feel that what Liu Quanbiao said is just some useful nonsense.
It's okay to listen to it, but you'll forget it all after you sleep.
But Liu Quanbiao seemed to be very emotional. After making an impassioned speech just now, his nose suddenly became sour. He looked at the crowd and said with sincerity:
"Everyone of us here will one day leave this world. We have to prepare for our death, and we have to think about why we want to live in this world."
"Yes, why do we live in this world? We can't decide this ourselves. The decision lies with our parents." He Junchao also teased in a low voice.
But after being hammered by Lu Weiwei, she stopped making any sound.
But Liu Quanbiao forgot about it and was completely silent in his own world. He also talked eloquently:
"What is our purpose in living in this world? Is there a belief that allows us to live and die?"
After he finished speaking, maybe because he had drunk a lot of wine before, and he drank a lot here, Liu Quanbiao, who was already a little drunk, suddenly... his body slowly fell on the dining table. "
"Not long after, a snoring sound as big as thunder began at this moment."
"Damn it." Sean Jun slapped his forehead and said regretfully: "If I had known, I would have just said hello to him. Why would I have asked him to come and sit here?"
"You drank a little wine, snored, and slept in. It's harmful and sloppy."
"Sir, do you need me to call the guests in private room No. 6 for you? After all, they are together." The waitress who had been eavesdropping at the door for a long time also asked proactively.
Xiao Xiaojun rubbed his face with his hands, waved his hands and said, "I'd like to trouble you, go to private room 6 for me, call his friend over, and take him away."
"Okay, please wait." The waitress nodded slightly and gently closed the private room door.
Not long after, when the private room door was pushed open again, the waitress had already brought two middle-aged men.
The two middle-aged men were also muscular, with various tattoos on their arms, and the large gold chains around their necks were also particularly eye-catching.
Although I don't know if he can float in water, but with the gold chain, his tall and thick physique, and the somewhat domineering tattoos, he looks like a socialite.
When a short middle-aged man saw everyone, he clasped his hands and said politely: "I'm sorry, everyone, we were drinking together in Room 6 just now, and Liu Quanbiao said that he couldn't do it anymore and had to go to the toilet."
"But now, I don't know where the person is. I didn't expect to come here to have a drink with you. I'm really embarrassed."
"It doesn't matter. I know Liu Quanbiao, so I asked him to come over and sit down." Xiao Xiaojun also sat upright and said politely:
"It's just that I have to entertain guests here, so it's not convenient for me to take care of Liu Quanbiao. Since you came here together, I'd like to trouble you..."
"Understood." Before Xiao Xiaojun could finish speaking, another tall middle-aged man directly interjected: "Leave Liu Quanbiao to us, you can rest assured to eat your food."
As soon as he finished speaking, the tall middle-aged man directly picked up the drunk Liu Quanbiao, put Liu Quanbiao's left hand on his shoulder, and then lifted it up.
Liu Quanbiao was immediately taken away.
Later, the short middle-aged man also came to Liu Quanbiao's other place. The two of them lifted Liu Quanbiao from the left and right sides and walked directly out the door.
As he was leaving, the short man nodded slightly toward the room to apologize, and then disappeared into the corridor.
When the waitress saw this, she immediately gently closed the private room door again.
"Oh! It's finally quiet." Lu Weiwei felt relieved, feeling that she could finally have a quiet meal.
At least until now, my stomach is still growling, which means dinner hasn't officially started yet.
And that Liu Quanbiao seemed to be just an episode in this dinner.
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