Whether it's a mansion or a luxury car, not to mention a luxurious upper class life, all of them have to wait for eighteen years.
If you include that the child's due date is still eight months away, rounding up it equals a wait of 19 years.
However, the $10 million check given by Fei Kexin was different. This was not a conditional family trust, but a real cash check.
Just take this check to any bank in the United States and it can be converted into $10 million in cash.
When Li Yalin heard them ask about the ten million, he couldn't help but said: "Actually, my original idea was to put the money into a trust, but the trust I checked didn't have an annualized return as high as 8%. I based it on an annual return of about 3.8%.
Calculated with an annualized income of about %, it will be almost 20 million after 18 years. Then starting from the 19th year, you can take out the interest every year, part of it will be used as the child’s education fund, part of it will be used as the child’s living allowance, etc.
After your children get married, you can withdraw one million U.S. dollars in one lump sum. If you have more than two children, then divide the two million U.S. dollars equally and keep the rest in the trust..."
When Li Yalin said this, his daughter Li Yuanyuan hurriedly said: "Dad... you can't put this money into the trust anymore... In that case, we will put all the money in
It can only be withdrawn after 18 years. From now on, we still have many uncertainties in the next 18 years. For example, if you move to Houston to live with us in the future, plus the birth of a child, our house
, we always have to change to a bigger one. Sun Hui and I don’t have to live in an apartment in the city. We can come and live with you. In this way, you can also help us take care of the children. And if we have more children,
The family may also need to hire an aunt to buy various hardware, and there are still a lot of things that require money..."
Li Yalin looked at the woman and asked her: "Yuanyuan, how do you plan to arrange these ten million?"
Li Yuanyuan thought for a while and said: "Dad, this is what I think. Let's use one million US dollars to exchange for a house first. We can exchange it for a villa that is closer to the city, bigger, newer and better, and then
Then upgrade other hardware at home, such as food, clothing, cars, home appliances, etc., and put the rest in more flexible financial management. If necessary, you can withdraw it at any time."
Sun Hui couldn't help but echoed: "Yes, dad, I think this is more flexible. With this money as support, we can choose a better private hospital for Yuanyuan to give birth. In this way, her pregnancy will be better."
Prenatal check-ups can also be more comfortable and convenient.”
Li Yalin hesitated for a moment, sighed, and said: "Well, as you said, I will buy a house with 1 million U.S. dollars, use 500,000 U.S. dollars to upgrade various household needs, and use another 500,000 U.S. dollars as a reserve fund for flexible withdrawals.
, As for the remaining 8 million, it will all be handed over to your mother to take charge of. The three of us have the final say on how to arrange it. Your mother has the final say."
Li Yuanyuan couldn't help but ask: "Dad, we only gave out two million in total, is it a little less... Why don't we take out three million first..."
Li Yalin waved his hand: "I have made up my mind, what should I do first? If you still have any money to spend next, go and apply with your mother."
As he said that, he looked at his wife Chen Junmei and asked her: "Junmei, do you think this is okay?"
Chen Junmei was stunned for a moment, then came back to her senses and said with a smile: "Lao Li, don't give me this money. Isn't it a total of 8 million? Why don't you just put it in a trust and just make a short-term one?"
Trust, from now on, for the next eighteen years, one-eighteenth of it will be paid out every year until it is fully withdrawn after eighteen years. As for how to use the money, we have the final say."
Li Yalin couldn't help being a little surprised, but he quickly figured out that his wife also realized that the child took money a little seriously, and she didn't want to be the person in charge of money directly.
So, he sighed softly and said, "Okay, that's it."
With that said, he said: "Oh, by the way, let's buy a house as soon as possible. I'm going out of town in a few days, and I promised to do something for the old man and Miss Fei."
Chen Junmei asked hurriedly: "What's going on? Is it dangerous?"
Li Yalin smiled and said: "Don't worry, I'm just investigating something. There's nothing dangerous. You know that the old man has a grandson who has never been found. He wants me to help look for him again. He's just looking for someone. There's no risk."
Chen Junmei breathed a sigh of relief. Looking at her daughter and son-in-law, who were so excited that they couldn't control themselves and kept winking at each other, she sighed silently, stood up and said, "Okay, Lao Li, it's getting late. Let the kids go."
Let’s go back first, and let’s take a rest early.”
The daughter and son-in-law didn't think much about it, and the two of them still had a lot to say in private, so they agreed without hesitation. After saying goodbye, they quickly drove back to their apartment in the city.
After sending away her happily daughter and son-in-law, Chen Junmei saw that Li Yalin was a little absent-minded and a little lonely, so she couldn't help but asked softly: "What's wrong? Are you disappointed?"
Li Yalin smiled bitterly: "A little bit... I'm a little disappointed, but I think it's understandable, so I'm more confused."
Chen Junmei nodded and said seriously: "Old Li, never test human nature. Human nature is like this real world. It can be as small as a dust or as large as the universe."
At this point, she changed the topic and said seriously: "But even the universe has boundaries!"