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Chapter 7 How should our Xia family respond?

In the conference room of Jiangxia Real Estate Building, Xia Yiran was organizing the company's weekly management meeting. The business department first reported the sales performance of the company's properties, and then the engineering department reported the construction progress of several properties under construction. In the property sales

In terms of performance and project progress, Xia Yiran was very satisfied with their work. Next, the company’s financial director Liu reported:

"The company's current financial situation is good and its cash flow is sufficient, which is more than enough to cope with the existing projects that have been started. However, if the Longwan project is to be started in the near future, it will need to raise some additional funds."

"Well, how is the design and construction procedures of the Longwan project going?" Xia Yiran turned to Sun Xinghe, the company's deputy general manager in charge of the new project.

"The design work is progressing steadily. At present, the basic construction drawings have been completed and have been sent to relevant departments for review. All design work is expected to take another three months to be completed. As for the approval procedures, the land and planning processes have been completed.

We are currently going through the procedures for the technical supervision, safety and construction departments. Several departments still need to do more work." Mr. Sun opened his notebook and talked.

"When do you expect the Longwan project to start?" Xia Yiran is concerned about the specific time for the start of construction.

"There is still some bidding work to be done. According to our plan, the construction will start at the beginning of next month. There are still more than ten days left, and it should be completed." Mr. Sun replied.

"Okay, then we will still prepare according to the original construction start plan. Has your early capital demand plan been submitted to the finance department?"

"Already submitted."

"The fund usage plan has been received. There will be no funding problems for the time being. However, there is a small problem with the bank." Director Liu took over and said.

"What's the problem?" Xia Yiran asked.

"We have a 30 million Zhongjiang Bank loan that is due the day after tomorrow. The bank called me yesterday and said that the loan will not be renewed for this money."

After listening to the financial director's words, Xia Yiran recalled the conversation between Shen Feiyu and his subordinates in the video, and couldn't help but snorted in his heart. Are all the banks in Zhongjiang City opened by your Shen family? Let me see how you can pry mine.

Source of loan. Thinking of this, he said to the financial director:

"Mr. Liu, please sort out all the loans of our company, see how many of them are loans from Zhongjiang Bank, and then implement the renewal of each loan from each bank when it expires."

"Received, I will arrange for someone to handle it immediately."

After the company's regular meeting, Xia Yiran had just returned to the office when his secretary Xiao He came in and reported:

"Mr. Xia, the chairman is here. He is in his office. Please come over."

"Ah, when did my dad come? Why didn't you tell me earlier?"

"The chairman has been here for a while, and he told you to wait until the regular meeting is over before telling you."

Xia Yiran knocked on the door of the chairman's office. Xia Guangyuan was standing in front of the window admiring the scenery outside the window. Jiangxia Real Estate Building was built along the river, and the turbulent river water rushed away from downstairs. He saw his daughter and goddess standing beside him happily.

In front of her, he reached out his hand lovingly and touched his daughter's hair.

"I waited for you until very late yesterday but I didn't see you come home."

"I'm sorry, Dad, I was delayed on something yesterday. I watched it too late for fear of affecting your sleep with your mother, so I didn't go back." Xia Yiran hugged her father's arm coquettishly.

"If anything happens in the future, please call first so that we don't have to worry about you."

"Well, I understand, Dad."

"I'm sorry about the Shen family." Xia Guangyuan put his arm around his daughter's shoulders and said:

"Dad didn't expect that the boy named Shen would be such a person. I easily believed what your eldest brother and sister-in-law said."

"It's okay, dad. My eldest brother and sister-in-law don't know much about that person either. I asked someone to do an investigation to find out what bad things he did." Xia Yiran actually knew about the bad things done by the Shen family for a long time, and he also knew it clearly. What kind of person is Shen Feiyu? She even understands the true purpose of her elder brother and sister-in-law to promote a marriage between her and the Shen family.

"Of course, it's great that you think so." Xia Guangyuan continued after sitting down on the sofa:

"However, we still have to pay attention to what Shen Feiyu said yesterday."

"Yes, Dad, I have arranged for Mr. Liu to implement the renewal of each loan, and asked him to start implementing the funds required for new projects."

"Okay, enough attention must be paid to the funding issue. Our group's total debt ratio is still relatively high, and real estate is a project that takes up a lot of funds. If the real estate company runs the risk of a shortage of funds, I'm afraid it will cause a chain reaction and spread to The financial security of our entire group.”

"I understand dad, I will definitely solve the financial problem."

"You must go to the bank to talk in person. In this situation, just asking Mr. Liu to come forward seems a bit insufficient. If you go in person, I believe those banks will still give our Xia family some face."

"I know, Dad."

"Well, that's good." Xia Guangyuan stood up, came to the window again, looked at Zhongjiang who looked like a white stripe, and said:

"Is the Longwan project that important?"

When Xia Yiran heard Xia Guangyuan talking about the Longwan project, her eyes shone with excitement. She walked to her father and explained:

"Dad, the Longwan project is our largest real estate development project in Zhongjiang so far. It is located close to the CBD center of Jiangbei and will definitely become the new center of Zhongjiang City in the next 30 years. According to our calculations, after the Longwan project is completed, the total The revenue can be astonishing 20 billion yuan."

"Alas..." Xia Guangyuan sighed and said:

"It would be great if your Uncle Han doesn't transfer away. If he works for one more term, your Longwan project will be completed."

"Yes, Uncle Han's transfer has caused too much loss to our family. If it weren't for Uncle Han's support, we wouldn't have been able to get the Longwan project." Xia Yiran also said with regret.

"Now that the Shen family is eyeing our Longwan project, how do you plan to deal with it?" Xia Guangyuan returned to the sofa and sat down again.

"There will definitely be many difficulties, but fortunately we now have the Longwan project in hand. It is impossible for the Shen family to snatch it away. As long as we do our best to complete the Longwan project, I believe there is nothing they can do." Xia Yiran said confidently. .

"Do you think that with the strength of the Shen family, which banks can they handle?"

"Impossible, the bank also wants to benefit from the benefits. If they don't give us a loan, what will the bank do for performance? Just rely on the Shen family? They can't afford so many loans at the moment. I don't think the bank can sacrifice itself for the Shen family. For profit." Xia Yiran stood in front of his father and talked.

"But don't forget, what is Zhongjiang's surname now?" Xia Guangyuan asked.

"You mean Zhu will help the Shen family?" Xia Yiran asked.

"What do you think? Not only will he help the Shen family, but he will also deliberately suppress us. Don't forget, the man named Zhu and your Uncle Han are sworn enemies."

Xia Guangyuan stood up and walked towards the door. When he reached the door, he stopped and turned around and said:

"Think about it, how our Xia family should deal with it."


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