Chapter 904: Borrow more, I’m afraid you won’t have enough
The other party smiled bitterly, and the two seemed to understand each other tacitly.
No way?
Another loaner?
Xiao Xiao opened her mouth and expressed surprise.
Zuo Handong and the others were even more shocked, "Who is this person? Why do you come to Chen Fan to borrow money?"
Xiao Xiao explained, "This is a member of a car tycoon family. Most of the luxury cars you usually ride in come from their family."
"Did you see that even Maybach was acquired by them?"
Zuo Hanwen also owns a Maybach, but based on his qualifications, he is just a customer at best and has no chance to meet such a big shot.
When I came to Western Europe this time, I never expected to encounter such a situation.
Such a powerful car family in the world actually asked Chen Fan to borrow money. I'm afraid no one would believe this.
But the fact is that the other party came to borrow money from Chen Fan, including the eldest lady from a luxury goods family just now.
When Xiao Xiao left, Zuo Hanwen whispered, "Only now do I realize that the gap between us and Mr. Chen is not just a little bit."
"He has already entered the ranks of the world's top capital companies, and we can't even match one of his fingers."
Zuo Bing said, "Then you will feel even more inferior if you go to Heizhou. Even the king of Heizhou has to listen to Chen Fan."
Zuo Hanwen shook his head repeatedly, feeling incredible.
Of course, Zuo Handong and his wife were also extremely shocked.
Chen Fan asked the other party to sit down and arranged for someone to bring coffee. The other party solemnly stated that he also thought about the bank loan under the Feifan Group.
Chen Fan said, "Can't you just follow the formal procedures?"
"Equity can be pledged."
If the other party comes to lend money, you can earn interest, which is also money.
Besides, Chen Fan has too much capital. If it doesn't generate profits, what's the difference between it and waste paper?
If you want a loan, you can just pledge the equity.
If it cannot be cashed out by then, then these shares will be mine.
Of course the other party also knew that it was impossible to get a loan without a pledge, but the amount they needed was too large, so Eva did not dare to lend.
You must know that they have multiple car brands under their umbrella, and they are all of the world's top series.
Although new energy vehicles are beginning to seize the market, fuel vehicles still have a large market share.
Chen Fan asked, "How much capital do you need?"
The other party asked tentatively, "Is 60 billion okay?"
He didn't dare to borrow too much, for fear that Chen Fan wouldn't agree.
Unexpectedly, Chen Fan asked, "Is such a small amount of money enough?"
puff--
Davidson next to him couldn't help but squirted out. He looked at Chen Fan unhappily, pretending to be competitive again?
How can anyone operate like you?
When someone asks you to borrow money, you think you don't pay them back enough.
Members of the car tycoon family were also confused, "How much can you lend me?"
"It doesn't matter, you can borrow as much as you need."
"If 60 billion is not enough, just borrow 100 billion."
The other party was stunned for a long time, "Really?"
"Is this true or false? Anyway, you have equity pledges, as long as it does not exceed 10% of all your shares."
"Okay, I'll go back and discuss it. Thank you, Mr. Chen."
He obviously didn't expect the loan to go so smoothly, Chen Fan agreed immediately.
So he bowed respectfully to Chen Fan and said, "Thank you, Mr. Chen."
Chen Fan waved his hand, "For the loan, you can just go to Ewa directly. You don't need to come to me."
Having said that, Eva would not dare to lend money if it exceeded the limit.
More importantly, these people participated in the last short-selling incident.
But Chen Fan thought it didn't matter, since there was equity pledge anyway.
This is like if you take out a mortgage loan and use a house worth one million as collateral, you can get a loan of 60% to 70% at most.
If you don't pay it back on time, the house will be put up for auction.
The first auction was unsuccessful and resulted in a failed auction. The auction was continued after the price was reduced. Anyway, the loss was not money from the bank.
So Chen Fan felt that this business could be done. Regardless of whether he had participated in short selling Feifan Group before, the important thing was that I could make another profit.
After the car tycoon family members left, Karen said, "Why did you agree to him but not to me?"
Chen Fan said, "Someone takes advantage of you, so you don't need to take out a loan."
Davidson chuckled, "As long as you agree to my request, 100 billion will be paid immediately."
"You are allowed to pay interest-free for three years."
Karen looked at him for a few times, then turned and left.
Davidson sighed, "What does she mean? Does she agree or not?"
Chen Fan said, "Whether she agrees or not, it will still be a profit for you."
"Why?"
Davidson was puzzled.
Chen Fan said, "If she agrees, you will have an extra wife; if she does not agree, you will save the money."
Davidson curled his lips, "Although I say that, I would rather get her."
Chen Fan didn't want to expose her. I'm afraid this guy had more than just her in mind. If he could marry into a luxury goods family, he would have an extra ally.
After the guests left, Chen Fan asked everyone to come down and prepare for dinner.
Zuo Handong and others came to the restaurant. Davidson heard that these were Zuo Bing's parents, so he greeted them politely and introduced himself.
"I'm from Manhattan. From now on when you travel to this beautiful country, just look for me."
"I am his friend, and his business is my business."
Most of them could not understand foreign languages. Even Zuo Chen seemed to understand, and Zuo Bing had to translate for them.
I heard that when I travel to a beautiful country in the future, I will be given full reception. Zuo Hanwen responded politely, "Okay, okay, thank you very much."
The atmosphere at the dinner table was quite lively, everyone was talking and laughing.
It's just that when Chen Fan and Davidson were communicating, Zuo Handong and the others couldn't understand.
When he was communicating with Zuo Handong and the others, Davidson couldn't understand, so he was so tired that the people next to him kept translating.
Chen Fan said, "You can stay here as long as you want. Let Zuo Bing take you to Heizhou for a while."
Zuo Handong said, "Don't bother yourself. We can just stay here for a few days."
"Yes, yes, I won't go to Heizhou."
They came here and experienced so many surprises that their little hearts couldn't bear it.
If you really go to Heizhou, and I heard that even the king has to listen to Chen Fan, will you have to be careful when speaking in front of Chen Fan in the future?
However, Zuo Hanwen still made a small request, "Mr. Chen, I heard that you have a lot of mineral resources in Heizhou, can you also give me a chance?"
"Okay, how much money do you have?"
"If you want to open a mine overseas, don't open your mouth if you have 200 million yuan."
Chen Fan is very direct. If you have too little money, you won't even have enough money to get the mine.
Zuo Hanwen wiped his sweat and asked, "Is there any other way?"
Chen Fan said, "Of course, you can find someone to partner with you!"
"And you can also tell others that the resources are yours, and you can ask for more shares."
Chen Fan could only help him to this extent, get less money and occupy more shares.
Zuo Hanwen's eyes lit up, "Okay, okay, thank you so much!"
With Chen Fan's words, Zuo Hanwen was completely relieved and gratefully picked up his cup and made a toast.