Lao Zhu said to Zhu Bai with a dark face: "Guizi, come with us to the imperial study room."
Lao Zhu sat down in the imperial study room. His face was sullen at first, but then he couldn't help but laugh.
Zhu Bai also thought it was a bit funny and couldn't help laughing.
Then the two father and son just giggled at each other.
The eunuch probed his head, then quickly shrank back.
The "Big King of Hell" and the "Little King of Hell" usually smile and someone may die.
The two of them laughed together today, it was really scary.
Lao Zhu laughed and scolded: "Guizi, how much fake silver have you made?!"
Zhu Bai tilted his head and thought for a while: "Not much, just one hundred and eighty taels."
Lao Zhu held his forehead and asked, "How much did you get?"
Zhu Bai spread his hands and said, "This is the first order, and it was disturbed by my father."
Lao Zhu raised his chin: "Tell me, what are you going to do? If you really want to deceive people, you won't make it so fake."
Zhu Bai said: "Anyway, there is no official silver bank. Counterfeit silver will be everywhere. Why should I use real silver?"
Lao Zhu lowered his eyes and said nothing.
Zhu Bai said: "Besides, the official teeth bureau is different from the private teeth. It has to guarantee the buyer. If the buyer uses fake silver and the seller later finds out, the official teeth bureau will compensate or not. If it pays,
, it means that many days of work have been in vain. If we don’t pay compensation, the reputation of Guanya Bureau will be greatly damaged. No one will come to Guanya Bureau in the future. It doesn’t matter that Guanya Bureau is not open.”
Lao Zhu glanced at him.
Zhu Bai asked again: "Father, why do you think the national treasury is always short of money?"
Lao Zhu snorted: "It's not because the tax was paid in kind before and was not converted into silver."
Zhu Bai said: "This is one aspect. In fact, the most important thing is that people like to keep money at home instead of taking it out for circulation."
As long as it circulates, a production and transaction chain with a total value of 100,000 taels of silver, including ten transactions from top to bottom, actually only requires 10,000 taels of silver.
The remaining ninety thousand taels can be deposited in the treasury.
But now that commerce has been suppressed and silver cannot circulate, people keep their money at home.
Lao Zhu: "What does this have to do with Kaiyinzhuang?"
Zhu Bai: "I know that you wanted to introduce paper money before, and you also wanted to take the money back to the treasury, but the people didn't buy it. Because everyone thought it was just a piece of paper, worthless, and they thought it was silly to exchange silver for paper."
To put it bluntly, there is no gold standard. There is no gold reserve of equal value as a guarantee.
Lao Zhu can send as much as he wants, but he has no credibility.
Lao Zhu frowned thinking about this.
Zhu Bai added: "The banknotes in this bank are equivalent to banknotes. They are just guaranteed by everyone's money deposited in the bank."
It is equivalent to changing the gold standard to a silver standard.
He could even use the gold standard, but there would be no way to recover the silver in the hands of the people.
Lao Zhu narrowed his eyes: "How to make a guarantee? Wait for everyone to deposit their money, and then you take it all away. When the customer comes to cash it, if you can't cash it out, you still have to pay for it."
Zhu Bai nodded and said: "That's right. My father can send his own army to guard the Yinzhuang. I will only take away my own and the handling fees given to you every day. All the principal will be left in the Yinzhuang. No one is allowed to do so."
move."
Lao Zhu pondered for a long time: "I can let you try it. But how can you be sure that everyone will believe you?"
To put it bluntly, money is exchanged for paper, and soup is exchanged for medicine.
Zhu Bai smiled carefully: "So, I need adults to cooperate. This is a process of establishing credit and it takes a long time."
-----
Lao Zhu and Zhu Bai discussed the process of official teeth together. Zhu Bai felt that some of Gu Cheng's private teeth could be used for reference. For example, the price fluctuated with the price of goods in various places, and barter was allowed.
The next day, Lao Zhu made an announcement in the court, and no one among the officials dared to object.
After all, everyone knew that he had just opened a private dental shop. If he came out to oppose it now, he would be suspected of wanting to succeed Gu Cheng and get involved in the dental business.
Since there must be a dental office, it is only natural that the imperial court should establish official dental offices.
But it’s a bit strange for Lao Zhu to host it himself.
It's obvious that he doesn't trust anyone, for fear that his wealth will go to other people's fields again.
But Lao Zhu doesn't have this skill, so there must be someone "catching the knife".
Who is it?
After the court was over, Zhu Bai said hello to Lao Zhu and went to Liu Bowen's place for class.
The one-month period agreed between him and Liu Bowen had just arrived.
Zhu Bai didn't write any summary, he planned to leave it to the end.
Liu Bowen saw Zhu Bai and praised him repeatedly: "Your Highness has really used Sun Tzu's Art of War to perfection."
Zhu Bai's face wrinkled into a ball: You suddenly praised me so shamelessly, I don't know how to continue.
Liu Bowen said: "It's a pity that there is a little shortcoming and the success falls short..."
Since you have set off the atmosphere so well, I feel sorry for you if I don't let you perform.
Zhu Bai cursed secretly in his heart, and pretended to be thirsty for knowledge and bowed: "Please teach me, Master."
Liu Bowen looked solemn: "You must not take over this tooth shop. As the saying goes, when the moon waxes, it loses, and when the water is full, it overflows. Everything can't be too full."
You are indeed smart enough to guess it was me right away.
But you really treat me like a child, do you think you can scare me like this?
Is this called full?
The time when I am full is still far away.
Zhu Bai felt that his mother was selling it, but his face looked so innocent: "Master, what did you say? I don't understand."
Liu Bowen held Zhu Bai's wrist and said, "Your Highness should go and tell the Emperor that you are too young to bear such a big burden."
The fox's tail is exposed.
You never planned to teach me well from the beginning to the end, you just tried to influence Lao Zhu by trying to control me.
Zhu Bai tilted his head and looked at Liu Bowen with a half-smile: "Master, are you trying to force me to do this?"
Liu Bowen was startled and let go, secretly regretting that he was too eager and forgot that this child would not tolerate hard work.
"Your Highness, please don't misunderstand me. I am only thinking about Your Highness."
Zhu Bai nodded slightly and smiled brightly: "Master is so kind. He only thinks about my elder brother."
That means, since you are doing it for Zhu Biao, I won't argue with you this time.
Liu Bowen smiled: "The King of Xiang is wise and generous, so naturally he will not argue with his ministers over such trivial matters."
In just two sentences, Liu Bowen's palms became sweaty.
If Zhu Bai went to Lao Zhu's place and said a few words, and cried a few times, Lao Zhu would probably not let it go.
This kid was so cunning, he quietly won Zhu Yuanzhang's favor step by step, and then used this to his advantage.
If you think about it carefully, among Zhu Yuanzhang's sons, no one is as capable as Zhu Bai in this regard.
Zhu Biao is still too honest...
Liu Bowen didn't dare to talk about it anymore, so he taught Zhu Bai a few things and let him go.
Zhu Bai walked out of Liu Bowen's mansion and looked back at Liu Bowen.
He didn't know whether it was because the sunset was as red as fire or because Liu Bowen said those words today, but he always felt that Liu Bowen's aura was not as leisurely and calm as before, but had a bit of scarlet murderous aura.
