The fat merchant took Jiaozi, who had been exchanged from Jiaoziwu, back to his residence.
A very special official house in Bianjing City.
Xuzhou entered the official residence of the Academy of Music.
Entering the memorial hall this time is not ordinary.
It is a relic of the old era and the last remaining trace left by the feudal towns in Bianjing City.
In the late Tang Dynasty and the Five Dynasties, Jinzouyuan served as a liaison institution between the central government and local vassal towns.
You can even understand it as the embassy of the feudal towns in the imperial court.
The officials represent the feudal town and the central government to discuss various matters.
At the beginning of the Song Dynasty, Jinzouyuan also played a similar role.
However, with the deepening of centralization, the civil service system of the Song Dynasty was also established and improved.
Jinzouyuan gradually became a central government office.
The imperial officials changed from the officials who performed memorial service in the vassal town to the officials who directly belonged to the emperor himself.
After the Taiping rejuvenation, the entire Jinzouyuan was directly affiliated with the Yintai Department.
His responsibilities have also become: to receive official reports from the local or local road supervisors and bureaus, report them to the Yintai Department, and then receive the official announcements and edicts from the Central Committee, the Privy Council and other departments, and send them to the local state, road supervisors, and bureaus.
Actually became a postman.
After the restructuring of Yuanfeng, Jinzou officials directly contacted the Menxia Province for related official affairs. Only matters involving border defense secrets were allowed to be delivered from the Communications Department.
However, as a relic of an old era.
Jinzouyuan still retains many symbols of the Tang Dynasty and the Five Dynasties.
For example, Jinzouyuan has close ties with the local area. For example, when current local officials come to Beijing and do not have a residence in Beijing, they will usually live in Jinzouyuan.
The Jinzou Academy in Xuzhou is considered to have the best facilities and conditions among all the Jinzou Academy in the Song Dynasty.
There are more than ten official houses, employing twenty to thirty servants and servants all year round.
This is because of the special characteristics of Xuzhou.
Xuzhou, since the founding of the People's Republic of China, has been a popular state and county for the promotion and promotion of important ministers above the imperial level.
Now, it has been upgraded to Yingchang Mansion.
The first three people who knew about Xuzhou's military affairs were either bachelors of Zizheng Palace or bachelors of Duanming Palace.
The previous magistrate of Xuzhou was Han Wei, the younger brother of the prime minister Kang Guogong.
The current magistrate of Xuzhou is Huang Lu, a senior official in Taizhong and a bachelor of Longtuge.
In July of last year, Huang Lu, because of the internal fighting in Yushitai, dismissed the official and the direct bachelor of Longtuge and learned about Yuezhou.
In December, the former emperor's minister was promoted to Taizhong doctor, and Guange was promoted from a direct bachelor of Longtuge to a bachelor of Longtuge.
And he was promoted from Yuezhou to Xuzhou.
The fat merchant is naturally a member of Huang Lu's tribe.
This is so big!
There are often two lines in a family.
One lineage is engaged in officialdom, self-cultivation, governing the country and the family, while the other lineage is engaged in business affairs.
The two veins complement each other and achieve each other's success, neither one can exist without the other.
The fat merchant returned to Jinzouyuan, locked himself in a side room, took the Jiaozi he had exchanged from Jiaoziwu, and began to play with it carefully.
People in Fujian are very good at doing business - there is no way around it, Fujian is very mountainous, and if you don't even think about doing business, you will die of poverty.
Therefore, Fujian was also the region with the strongest commercial economy and commercial atmosphere during the Song Dynasty.
It is also the place with the most business innovation.
For example, today's most famous commodity in Fujian is lychees. The trading begins from the moment the lychee trees bloom.
Local lychee purchasers will visit farmers' homes when their lychee trees are in bloom.
Based on the growth of the lychees and this year's market conditions, we sign a contract with the farmer, agree on the price, pay a deposit, and wrap the farmer's lychees into circles.
In addition to lychees, there are many people in the grain business in Fujian who will sign contracts with farmers and landowners to agree on prices and pay deposits when the rice is earing.
In short, nowadays, those who can do business and make a name for themselves in Fujian are not easy to deal with.
The fat businessman is certainly one of the best.
He looked at the jiaozi in his hand and recalled the price difference in his mind.
It costs 800 yuan to buy Jiaozi, but only 740 yuan can be exchanged for Jiaozi acceptance.
This time, the interest rate difference is sixty yuan!
"If I can think of a way to make merchants in Xuzhou and even Fujian willing to accept me as a worker to help them transfer money and silk between the capital, Xuzhou, and Fujian..."
For example, a Fujian merchant wanted to transport a sum of money to the capital.
Then the cost of transportation along the way would be sky-high.
If you travel to Beijing with regular money, you will have to spend hundreds of dollars on freight no matter what you do on the way, and safety cannot be guaranteed.
What if the ship sinks, encounters bandits, and is seized by local officials...
The more capital, the greater the risk.
At this time, if he can appear as a gangster.
Just use Jiaozi to circulate money and silk for these people.
The fat businessman believed that this would be profitable, and the profits would be considerable.
Xuzhou and Fujian are both places with developed commerce.
As long as the joints can be opened...
The fat businessman licked his lips, feeling a little excited.
He was sure of official matters.
His clan brother Huang Lu had a close relationship with Cai Que, the former prime minister who went to Quanzhou to judge.
At the same time, he also had good personal relationships with Zhang Dun, Cai Jing and other upstarts in the court.
Convincing local officials is not a big problem.
After all, this Jiaozi is a certificate issued by the imperial court.
In terms of effectiveness, it is much higher than those contracts signed by lychee merchants and grain merchants in Fujian and farmers.
In Fujian, litchi deeds can be traded.
There has even emerged a group of merchants who specialize in buying and selling litchi deeds.
So, there is only one question left.
How to convince the merchants in Fujian and Xuzhou to trust him and recognize the Jiaozi in his hands?
The recognition of Jiaozi is the key!
The fat merchant then took the hundred-dollar note in his hand and examined it carefully.
The exquisite patterns amazed him.
The bright colors also made him trust the Jiaozi in his hands.
The official seal further proves its reliability.
This is something very difficult to fake.
The most important thing is - the handwriting!
The fat merchant soon discovered that the words on the jiaozi were written by three different people.
And these three people must be all contemporary famous calligraphers.
Their handwriting and fonts are all different.
Even though the fat businessman didn't know much about calligraphy, he could tell the difference in the three people's calligraphy at a glance.
This further increases the difficulty for outsiders to imitate.
Especially that sentence: The trade between Song and Liao Dynasties was made in the year of Bingyin, and the year of Wuchen in the Song Dynasty was discontinued.
Greatly increase the confidence of fat businessmen!
It only has a circulation period of three years and will be invalidated after three years.
And in three years, can someone imitate such patterns, colors, handwriting, and paper?
The fat merchant thought, and then shook his head.
Most people may not be able to conquer any of them in three years.
What's more...
He recalled what he saw in Jiaoziwu.
People in the government probably have other means of identification.
He put down the Jiaozi in his hand. Now he only had one question.
How should he use this friend to make profit?
"Jiao Ziwu betrayed Jiao Zi for 800 yuan, but the price of recovery is 740 yuan!"
"To transport money from Xuzhou to Beijing, not counting the risks on the road, the shipping cost for each shipment is more than dozens of yuan."
"I can definitely get through Xuzhou's connections."
The fat merchant was confident of undertaking the job of bringing money and silk from Xuzhou to Beijing.
He didn't even need to ask his clan brothers.
He could have taken the normal and legal route and contracted the affairs of Xuzhou's gang luck to secure Xuzhou's government money and silk to Beijing.
The government has to give him money and thank him!
But he actually didn't need to transport Xuzhou's money to the capital.
It is even possible to let Xuzhou's money continue to lie in Xuzhou's official warehouse.
Let the Xuzhou government take care of the custody and storage for him.
He only needs to do one thing!
The fat merchant whispered: "Let the merchants in Xuzhou in Beijing believe me!"
"Believe me that I can get their money to Xuzhou safely!"
He stroked the jiaozi in his hand.
I have already conceived a Jiaozi transaction process in my mind.
He used Jiaozi as a voucher and gave it to merchants and officials who needed to transport money back to Xuzhou.
The other party takes Jiaozi and returns to Xuzhou. His people in Xuzhou can directly take the other party to the local official warehouse to withdraw the money.
In this way, Jiaozi was returned to his hands.
But those people's money has not been touched in the capital.
When Xuzhou's official money is delivered, he can take these people's money and send it to the palace as Xuzhou's official money.
Even the money from merchants and government officials was not enough to offset Xuzhou's official money.
But as long as he has Jiaozi in hand, that's all.
When the time comes, just take the delivery and deliver it to the inner treasury.
Just consider this part of the spread as a loss.
But he can still earn the interest rate difference from other transactions, and also earn money from the Xuzhou government's gang luck!
Thinking this way, the fat businessman suddenly became excited.
He knows that this business can be done, and it will definitely make money as long as it is done.
If this is the case in Xuzhou, what if it extends to the entire Jingxi Road?
What if Fujian can also be included?
The fat merchant became excited.
Of course, he knew that he couldn't do this alone.
However, it doesn't matter.
In the shopping malls of the Song Dynasty, organizational structures known as fighting and belting had already appeared.
Douniu is a business model that involves equal investment, taking turns to operate, or hiring a businessman that everyone can trust to run the business.
At the very beginning, a time limit is set, and profits and risks are equally shared.
When the deadline is up, everyone shares the profits equally.
Daixie is a large group of people who pool funds to do business together, which mainly occurs in maritime trade in coastal areas.
Often people from a village or a county all contribute money together to buy a boat and hire people to go out to sea.
After making money, the profits will be distributed according to the proportion of investment.
Many genuine stores in Bianjing City are in a fight against each other.
Most guilds are in a leak mode.
Of course, the participants are not ordinary people, but relatives and ministers of high rank.
Fat businessmen are naturally familiar with this.
When Huang Lu was the censor Zhongcheng in Bianjing, he was Huang Lu's representative.
So, he knows who he should go to and talk to about this matter?
So he went out that night and made an appointment with someone he knew in the past.
For example, Wen Zongdao from the Wen family, Cao Huan from the Cao family, and Gao Shiliang from the Gao family.
It looks like a mess, with the new party and the old party mixed together.
But the reality is like this.
Business is not shabby!
Make money, who cares about the old or the new?
Put a box of copper coins in front of you. Can you tell clearly which money in the box belongs to the new party and which belongs to the old party?
Note: The Northern Song Dynasty was very playful in business innovation.
Not only did they start to have futures, they also started speculating.
For example, Sima Guang's notes recorded that people in Luoyang were frying peonies.
Some special varieties of peonies already have commercial attributes the moment they are cultivated, and people start to hype them.
The Fujian people used lychees, rice, and porcelain as futures and traded them, which can be seen in the notes of countless people.
It is a pity that there is no professional futures exchange.
