In Jing'an Fang, the original residence of Liang Chui (Liang Chui was a minister during the Zhenzong period. According to archeology, his old residence was in Jing'an Fang and there is a clear epitaph record). Now it has been completely demolished.
This former largest residence in Jing'anfang has now become the exhibition area of the 'Bianjing Academy'.
Walking among them, Wang Xuan felt as if he was a rich man from the countryside entering Beijing for the first time.
I was overwhelmed, at a loss what to do, and even a little scared.
Because it’s so beautiful here!
The snow-white walls are painted extremely smooth and feel very comfortable. If you tap the wall gently, you can clearly hear the sound of masonry.
On the flat floor, there are clean and neat wooden boards.
There are no burrs or bulges, so even if you walk barefoot on the floor, you don't have to worry about your feet getting hurt.
And the furniture displayed in this room opened his eyes even more and he liked it very much.
All the chairs, cabinets, beds, and tables on display have a vermilion appearance.
Touch it gently, it's smooth and cool.
You can also smell a light natural spicy smell in the nasal cavity.
It smells very comfortable!
What surprised him even more was the texture on the surface of these furniture - brown or black wood texture, elegant, fresh, elegant and beautiful.
Compared with these furniture, the lacquerware that he spent a lot of money to build at home is not worth mentioning.
As a native of Bianjing and an old Bianjing—Wang Xuan’s grandfather, when he was in Renmiao, he followed Sun Xiang to serve in Shaanxi and participated in the reform of the Banknote and Salt Law that year!
The banknote salt method was the biggest trend in the Renmiao era - in just a few years, it created a dozen large salt merchants with a fortune of hundreds of thousands of coins.
As someone close to Sun Xiang, Wang Xuan's grandfather also participated in that feast and left a huge fortune to his descendants.
Relying on the property and connections left behind by their grandfather, Wang Xuan's parents truly took root in Bianjing City.
Up to Wang Xuan's generation, the family property Wang Xuan inherited from his father included three Wang Erjia drink shops under the Zhouqiao Bridge and two "Jiuzhu Wang Yuanwai Di Shop" on Ma Xuan Street.
Three rouge shops in Tushizi.
Although he is rich, he still has the legacy of his father and ancestors and the connections can protect him.
However, Wang Xuan always felt that something was missing.
Until he saw the news published in the Bianjing Newspaper.
Only then did Wang Xuan realize what he was missing?
There is no scholar in the family!
Without scholars, no matter how much wealth you have, you may not be able to keep it.
Therefore, almost as soon as Wang Xuan saw the report in the Bianjing Newspaper, he immediately pooled all his family's working capital and registered the number plates of four houses at the Fund Recognition Department of Bianjing University.
He has decided to cultivate a son who is a Jinshi at all costs.
The official from the "Bianjing Academy" Acquisition Department beside Wang Xuan introduced him with a smile: "The house of the 'Bianjing Academy' that Yuanwai Wang has is mostly in the same style as Yuanwai has seen..."
"It's just the size of the residences that vary."
"Currently, all the houses in the 'Bianjing Academy' are uniformly one thousand square feet (approximately three hundred square feet now)..."
"A thousand square feet?" As a businessman, Wang Xuan immediately realized something was wrong and immediately asked: "Is it that big?"
The merchants of the Song Dynasty had an idea of how big a square foot was, and could even measure it visually. No way, silk cloth is also a kind of currency in circulation, and the price of silk cloth is closely related to its size.
How wide and long is a piece of cloth?
Merchants can basically determine it by visual inspection - if you don't even have this skill, there is no need to go out to do business.
Therefore, Wang Xuan took a look with his eyes and found that the total of all the houses he had seen in the exhibition area could not be a thousand square feet.
It has shrunk by at least 30%!
The clerk explained with a smile: "The so-called thousand square feet naturally includes the area of supporting facilities, gardens, elementary schools, and primary schools..."
"So, the actual room size of this house should be about 600 square feet...the remaining 400 square feet are all outside..."
"These are the gardens, landscapes and waterside pavilions that members will enjoy when they live here in the future..."
"It is also a place where children from outside the Communist Party will study in the future..."
"This is a 'public stall'!"
"Um..." Wang Xuan, as a businessman, is very sensitive to numbers.
So he quickly reacted: "Why should I pay for those public stalls?"
This is a typical forced buying and selling!
What kind of gardens, landscapes, waterside pavilions, attics?
Can I not want it?
Also, isn’t the school a supporting facility of Bianjing Academy?
Do I have to pay too?!
But the official seemed to have been prepared for it. He said politely: "You don't have to buy it if you are a member!"
He pointed out: "Commissioner, you can leave now, take the bronze medal and go to the pledge department to refund the money!"
"As long as you pay 10% of the fee, you can get back all the pledged funds."
Bianjing Academy is a fair, open and impartial sales organization.
We will never buy or sell by force, but sell to everyone based on the principle of free coming and going.
No matter who he is - as long as he can afford it, he can buy a house here.
Even, no proof is needed!
It was a place open to the entire Song Dynasty, and to all wealthy people who wanted to send their children to study and find a way out for their children and grandchildren.
Here, only money is accepted.
The official thought about the training he had received these days and looked at the crowds of people that were coming.
The inner confidence is extremely sufficient.
Note, in order to sell a house.
Bianjing Xinbao started building momentum early.
Some people even took the Bianjing New Paper and sent it to Luoyang, Damingfu, Taiyuan, Yingtianfu, Yingchangfu and other places where the wealthy people of the Song Dynasty gathered - if not for too little time, they would even send it to Yangzhou, Hangzhou and Zhenzhou in the south.
,Runzhou,Jiangning.
In order to attract the rich people from all over the Song Dynasty to Bianjing.
By the way, these people are also allowed to enter Beijing with the wealth they have accumulated over generations.
It is said that this is an opportunity given by officials in person.
It is also a grand strategy of today's officials, called: strengthening the capital.
Now it seems that the effect is remarkable.
This is because the Street Department recently discovered many wealthy businessmen in Bianjing who came to Beijing with accents from other places.
But after these people entered Beijing, they discovered today that they need to raise funds to buy the house in Bianjing University.
So, now outside Jing'an Square, there are a lot of people queuing up to pay!
Wang Xuan listened, but was stunned for a moment, and then laughed: "Buy! Of course I want to buy it!"
No matter the cost, we must cultivate a son who is a Jinshi!
and……
Wang Xuan looked at the people walking in and out around him.
At the same time, I also listened to the noise coming from the lottery office outside.
His attitude was extremely firm.
purchase!
Must buy!
You have to buy even if you are trying to sell iron!
Because no one knows whether such good things will happen after the Bianjing Academy in Jing'anfang?
So, Wang Xuan asked: "How much does the house here cost?"
The official smiled and said: "Exceptor, this Bianjing Academy is outside Donghua Gate, located in the old city of Bianjing, adjacent to the Imperial City. There are both Dawa Temple and Panlou Street nearby. When you leave the door, you can go to Dongxiang Imperial Palace. Street, it can be said to be the best location in Bianjing!"
Wang Xuan nodded and agreed with this.
Although in the past, Jing'anfang was the most chaotic and complicated place in the entire old city of Bianjing, so housing prices have not been able to rise.
But the past is the past.
Now, Jing'anfang has been completely pushed down, and all the old alleys and shanties have been demolished.
The ditches and sewers that used to have a foul smell were all cleaned up and then filled up.
All the gangsters and scoundrels who lived here were also driven away.
High courtyard walls have been built, and the extravagant gates are now guarded by government-employed guards at twelve o'clock. It is said that in the future, every entry and exit will have a token, a bronze medal.
This can ensure that the people living in Jing'an Square are either rich or noble.
Let your children stay away from those ruffians when they grow up, so as not to be led astray!
At the same time, you can also make connections with people that you might not have been able to meet with money in the past!
Therefore, Wang Xuan has already prepared that the housing prices here will be the highest in Bianjing.
He was even willing to pay the price for it!
However, when he heard the other party's offer, he couldn't help but open his mouth.
Because the quotation is too conscientious!
"So, after calculation by Kaifeng Prefecture and weighed by the Ministry of Industry and the Ministry of Household Affairs, the price of this 'Bianjing Academy' residence is tentatively set at thirty guan per square foot!"
Thirty guan per square foot means a house, which is 30,000 guan.
Compared to Bianjing New Town, the price is indeed high.
But in the old city of Bianjing, people are very conscientious.
Because the mansions in the old city of Bianjing, that kind of shabby house, may not have more than 1,000 square feet, but the price will be 10,000 guan.
What's more, the brand-new houses developed and constructed by the government like Bianjing Academy?
"So cheap?" Wang Xuan couldn't believe it.
When did the government become so easy to talk to?
"Don't you know, outside the council?" The official said with a smile: "This Bianjing Academy, today, in order to raise the funds for the Longevity Palace for the two palaces of mercy, the sage wisdom did..."
"Today's Emperor Shengde has issued an edict - except for the money earned by Bianjing Academy, which is used to support the two palaces of Cisheng Holy Palace, the rest will be allocated to Taixue and Kaifeng Fufu School..."
"It will be used to subsidize poor scholars and reward teachers and students. If there is any leftover, it will be used to build a royal library to store books from all over the world. As long as they are students of Kaifeng Prefecture, Taixue students and officials in Beijing, they can do so for free.
Borrow and read!”
“This is the kind of government that will last forever, benevolent government, good government!”
"Of course, concessions must be made to benefit the people. Only in this way can the emperor's holy virtues be perfected!"
Jia Zhongmin had taught them these rhetoric countless times.
Naturally, he speaks extremely fluently.
Wang Xuan was stunned after hearing this.
Reason told him that this was impossible because the government was a liar.
But the reality seems to indicate that the person in front of me is most likely not lying.
"Do you still have any questions outside the staff?" the official asked.
Wang Xuan quickly shook his head.
"If there is no problem, just ask the officer to take the number plate and follow me to the chief executive..."
"The number plate of the member's office is C, forty, forty-one, forty-two, right?"
"kindness?"
"Then wait a moment and you can start the lottery..."
"A is a 50% chance of winning... B is a 40% chance... C is a 30% chance..."
"As a member, you still have to be prepared not to win the lottery."
"Understood!" Wang Xuan nodded while holding the bronze medal in his hand.
He has already made preparations.
That’s why I signed up for three sets at once.
Just keep an extra hand, just in case.
…
In the temporary shed set up by the cashier.
Sun Ci was led into it.
"Shopkeeper Sun!" Jia Zhongmin raised his eyes and looked at this person: "The shopkeeper won a total of four houses this time..."
"Do you want to subscribe for all?" he asked with a smile.
Four houses require a one-time expenditure of more than 120,000 yuan in cash.
This is an astronomical sum of money for anyone.
Sun Ci swallowed.
He looked back at the people behind him and listened to the crowds of people who were still queuing up outside Jing'an Square to enter and subscribe.
His heart began to tremble.
Naturally, he does not have so much cash - although his property is hundreds of thousands of dollars.
But it is impossible to have so much cash.
but……
Sun Ci had heard about it before.
‘Bianjing Academy’ accepts the so-called ‘down payment’.
You only need to pay half of the money, and the government will help you with the remaining half - as long as you slowly repay the principal and interest in the future.
Of course, you need to mortgage your house to the government.
Once you fail to repay the principal and interest on time, you will be fined with interest. If you fail to repay it for more than six months, the government will confiscate your house. After selling it, the government will take back his money, and the remaining money is yours.
What excited Sun Ci the most was the interest rate.
It is said that the emperor extended his favor and gave the people of the world a great benefit - one cent in annual interest!
What a blessing!
You must know that the interest rate of private loans in the Song Dynasty is usually above 30% to 40%, and the interest rate is compounded, with nine out of ten and thirteen out.
Now, the emperor has extended his favor and given everyone who buys a house a great benefit.
One-cent annual interest rate, an unprecedented low interest rate - in the year of the Qingmiao Law, two-cent annual interest rate was considered to be beneficial to the people.
Therefore, Sun Ci thought for a while, lowered his voice and asked: "Jia Gongshi, can I make a down payment?"
"Down payment?" Jia Zhongmin raised his eyebrows and stood up immediately: "This way, the shop owner..."
, “How many years do you want to repay the principal and interest?”
"Kaifeng Mansion currently has five, ten, twenty, and thirty years of different repayment deeds..."
"You can find out..."
With that said, Jia Zhongmin began to greet a policeman who was in the shanty.
"Gao Dunhou, come and explain to Shopkeeper Sun in detail the amount of principal and interest that needs to be repaid each month for different mortgage deeds..."
Although the government has not set a KPI for loans.
However, Jia Zhongmin really wants to make progress.
According to past traditions, the better the courtiers do in things that can make money for the palace, the more favor they will gain from the palace!
Isn't it that he, Jia Zhongmin, is able to gain the current Dharma perspective because when he was buying the stacking yard of the Bianjing Embankment Department, he helped the palace sell 300,000 yuan more than originally expected?
Therefore, Jia Zhongmin is very enthusiastic towards everyone who is willing to take out a loan to buy a house.
Because in the eyes of these people, they are all those who bring political achievements!
When the officer in the hut heard the greeting, he immediately stepped forward and saluted Sun Ci: "Master Sun, please come down with me..."
"I'll explain it to the shop owner carefully..."
Gao Dunhou is not just a messenger from the Street Department.
He also has another identity - Imperial City Detective Si Luozu.
Naturally, he had been trained in the palace early.
The people who trained him were not only the big Diao Dangs, but also old officials invited by the Ministry of Revenue.
Therefore, he already knows the relevant policies and algorithms well.
Of course, none of this matters.
What's important is that Gao Dunhou had three sons.
The youngest one, named Gao Qiu, is about six years old this year.
