"Qiwu, what do you mean by this? Tell me in detail!"
Zhu Han's words were extremely serious, which made Zhu Yuanzhang's heart sink slightly.
If it were just to deal with the Chen Youliang regime in the southwest, there would be no need to go to war and borrow money from the people in the name of the court.
Zhu Han naturally had a deep meaning in doing this.
"Brother, the Ming Dynasty is booming now. Although there are many places to spend money everywhere, it can also make more money from many places. Therefore, the officials of the Ming Dynasty do not have to worry about the court not being able to pay their salaries, and the soldiers everywhere do not have to worry about the delay in military pay.
Damn, the court can operate effectively no matter what! But have you ever thought about it, if one day in the future, the Ming Dynasty's finances cannot make ends meet, and money needs to be spent everywhere, but the court just can't get extra money from the treasury, or even
Therefore, if there is a small amount of money, the rebellion in a certain place cannot be suppressed, and the Ming Dynasty will be in danger, then what should the king who is in charge of the country do?"
After Zhu Han said this, Zhu Yuanzhang suddenly felt a chill on his back and broke into a cold sweat all over his body.
Just thinking about such a terrible scene would frighten Zhu Yuanzhang, who wanted his descendants to enjoy peace for all generations.
"Qiwu, what you said is too exaggerated. This situation is impossible, right?" Zhu Yuanzhang said sarcastically.
His voice was extremely soft, and it was obvious that he didn't feel confident in saying this.
"Brother, I don't think it's an exaggeration. It can even be said that when that time comes, I'm afraid it will be even more ridiculous and embarrassing!" Zhu Han still maintained his serious expression.
What Zhu Han said is not nonsense.
Historically, the Ming Dynasty had already fallen into a serious financial crisis in the late period. By the time of Emperor Chongzhen, he could not even afford one million taels of military expenditure. He could only watch Li Zicheng's tens of thousands of peasant troops snowball.
They fought all the way from Shaanxi to the capital and destroyed the Ming Dynasty in 267 years.
Emperor Chongzhen, who was in despair, might have been able to save the Ming Dynasty if he had had the foundation and measures to issue bonds earlier.
"This is really a good idea. If future generations fail to live up to expectations and want to stand up, they will really have to rely on the people of the world to borrow money!" Old Guo Zhu Yuanzhang said with a hint of helplessness.
"We issued this Pingxi bond to reassure the people that they don't have to worry about whether the money they borrowed will be repaid or not. We can provide some sufficient collateral. If we fail to receive the interest and principal paid by the court at maturity, then these
The collateral can automatically become the property of the creditor!" Zhu Han said.
"Okay, but what will be used as collateral?" Zhu Yuanzhang asked quickly.
"Brother, what do you think the people of Ming Dynasty like most?" Zhu Han said with a smile.
Zhu Yuanzhang touched his beard and pondered, "Is it gold or silver?"
Zhu Han shook his head, "That's not right."
Zhu Yuanzhang's eyes lit up, and he suddenly thought of something.
"land!?"
Zhu Han smiled and nodded, "Yes, it's land. The people of Ming Dynasty love gold and silver, but they love buying land even more!"
As a land-based empire since ancient times, China has an unparalleled preference for land from bottom to top.
If land can be used as collateral, the creditworthiness of the bonds issued by Ming Dynasty must be very high.
In fact, when the time comes, many people would rather have land than have the court spend money to redeem bonds.
"But our country, the Ming Dynasty, does not have that much land now. Except for the land allocated to the academy and the official land, the rest is the clan's farm. No matter what kind of land is used as compensation, it is not suitable." Zhu Yuanzhang said regretfully.
When the Ming Dynasty was founded, farmers and soldiers distributed large amounts of land, which was able to quickly stabilize the situation throughout the world.
It is precisely because of this that there is not much free land in the hands of the imperial court, or that they have already been planned for special purposes.
"We have countless lands in the Ming Dynasty. How can we not say enough? It's just that these disciples may not be in the Central Plains!" Zhu Han said with a smile.
"What, what do you mean?" Zhu Yuanzhang asked immediately.
The places Zhu Han was talking about were naturally the undeveloped lands that Ming Dynasty had just conquered.
The land that anyone in Zhuhai wants to use as bond mortgage is basically located in Liaoyang Province. As the famous Beidacang in later generations, there are still large tracts of black land that have not been developed at this time.
Zhuhai used the black land in Northeast China as collateral, which not only allowed the Ming court to benefit from the issuance of bonds, but also guided many people to cultivate land in Liaoyang.
"For every tael of the imperial court's Pingxi bonds, there are ten acres of land in Liaoyang Province as collateral!"
"The interest is one cent per year, which is one tael of silver. You can get one cent of silver every year by receiving dividends. You can get one cent per year with the bond, for a total period of five years."
"If the money cannot be received from the court at the end of the period, it will be automatically converted into a land deed. With this debt or land deed, you can directly negotiate for land in Liaoyang Province!"
"All the forests, mountains, rivers, and lakes on the acquired land belong to the owner of the land title!"
"Even if gold is produced, as long as you pay the mining tax according to the imperial court, the gold can be mined by anyone!"
Zhu Han can choose to receive the principal and interest after the expiration of this flat bond, or he can actively choose to go to Liaoyang Province to receive land.
Although the Beautiful Country's March to the West movement in history did not have the title of Pingxi Bond, it basically dealt with the issue of land ownership in the same way as Zhu Han.
Although the Ming Dynasty was just founded, under the rule of the Mongols, the population of the Central Plains suffered great losses.
However, because Zhu Han formulated a very suitable national policy for the Ming Dynasty, promoted a large number of high-quality and high-yielding crops, and used various advanced medical techniques and drugs, the population explosion in the Central Plains will definitely be much earlier than in history.
This chapter is not over yet, please click on the next page to continue reading! If we cannot plan for the future earlier, once the population of the Central Plains exceeds the carrying capacity of the land, and there is a conflict between people and land, there will inevitably be a terrible mass uprising.
Once it falls into a terrible war, the pace of modernization that Ming Dynasty finally got on the right track may come to a halt.
If the current Pingxi bond experiment is successful, then the Discipline Inspection Commission and the court have developed a new fund-raising channel, which will also provide a new method for developing the black land of Liaoyang and avoiding overpopulation in the Central Plains.
In the future, the Ming Dynasty will be able to use this bond title method to develop a large amount of land in Southeast Asia, the Western Regions, and the New World.
After learning about Zhu Han's good intentions, his elder brother Zhu Yuanzhang agreed to the issuance of Pingxi bonds without hesitation.
After some discussion, the two brothers Zhu Han decided to jointly issue Pingxi bonds in Yingtian, Beiping, Xi'an, Kaifeng, Hangzhou, Suzhou, Guangzhou, Quanzhou, Hanyang and other places.
The first phase of the Pingxi Bond issued by the Ming Dynasty issued a total of five million taels of silver. The minimum face value of the bond was one tael of silver, and the maximum face value was one thousand taels of silver.
This bond issued by the Ming Dynasty not only had the fertile land of Liaoyang Province as collateral, but also provided an interest of one cent of silver every year.
You must know that many hard-working businessmen may not make even one-tenth of the profit throughout the year, even if the whole family and their employees are not involved in eating, drinking, and eating. After all, many businessmen are losing money.
But these Pingxi bonds of the imperial court are so attractive. You only need to buy a bond of one hundred taels of silver, and you can get a dividend of ten taels of silver every year.
When the bonds mature, if you are not very short of money, you can go to Liaoyang Province to receive a large piece of land.
I heard that Mr. Liaoyang's place is full of rare beasts, fertile black soil, and rivers and mountains full of gold mines.
Once the Ming Dynasty Pingxi Bond was launched, it immediately aroused the focus of conversation among all the people in these cities.
Some people think that when the imperial court borrows money from the people, no matter what the purpose and use, and regardless of whether it is mortgaged or not, it is all about stealing money from the people.
However, people who hold this view only occupy a small minority, and are despised and ridiculed by the majority of people.
"The Ming Dynasty is different from previous dynasties. I heard that the gold and silver in Yingtian's treasury in the capital has piled up, but it still created this Pingxi Bond under a different name. What is it for? Do you know?"
In a teahouse in Suzhou, a group of well-dressed wealthy people sat at their tea tables and listened to an elegant businessman's talk.
Just listen to this businessman who has attracted everyone's attention, continue to speak.
"This is not just because the imperial court cares about the people. It obviously has no shortage of money, but it has created such a Pingxi bond just to benefit the people. Anyone who is willing to lend money to the imperial court is a great righteous citizen, so that one person can get some benefits.
Then there will definitely be more righteous people in the future!"
In the public opinion centers of various major cities, these well-informed people were all talking and talking about the imperial court's good intentions in issuing Pingxi bonds.
Many of them had real insights, and some were deliberately arranged by Zhu Han.
Public opinion is very capable of influencing people's hearts and can be regarded as an invisible battlefield.
If you don't take this battlefield into your own hands, the vacuum created will inevitably be occupied by others.
In this issuance of Pingxi bonds, the public opinion guidance arranged by Zhu Han played a very important role.
The five million taels of Pingxi bonds were sold out in less than three days.
There are also large numbers of "righteous people" who have money in their hands but cannot buy these bonds.
Brother Zhu Yuanzhang made a private visit to the bond issuance office of Yingtianfu under the cover of Zhu Han, and witnessed hundreds of volunteers queuing up to buy bonds.
Five million taels of silver was simply insignificant to such a large group of volunteers.
Therefore, in order to satisfy the people's enthusiasm for supporting the imperial court, the Ming Dynasty successively issued the second and third phases of Pingxi Bonds.
There were three bonds in total, totaling fifteen million taels of silver.
In other words, the Ming court planned to spend fifteen million taels of silver in military expenditures to eliminate Chen Youliang who occupied the southwest.
Fifteen million taels of silver were almost equivalent to the annual tax revenue of the Ming Dynasty.
Such a huge amount of military expenditure almost clearly told the world that Ming Dynasty planned to use its massive military and financial resources to slowly and steadily defeat Chen Youliang.
The news of Pingxi's bond issuance, which was plagued by the Ming dynasty one after another, had already quickly reached Chen Han in Xichuan.
When Emperor Chen Youliang of the Han Dynasty learned that Zhu Yuanzhang was sweating and planned to spend fifteen million taels of silver to attack him, he was so frightened that he almost fell off the dragon throne in the Chengdu Palace.
"Fifteen million taels of silver?"
"My big man's annual tax income is only five million taels of silver!"
"The maximum amount spent on military expenses is only two million taels!"
Chen Youliang had already fallen into self-doubt about defending the Ming army.
On the border with the Ming Dynasty, Chen Youliang deployed a large number of fortresses, but the construction was still not completed.
The soldiers originally planned to be stationed in the fortress have not yet been recruited and trained.
But the Ming army has now prepared a sky-high military expenditure of 15 million taels of silver!!
Fifteen million taels of silver, not to mention being used to train Ming army soldiers, even if the news were released, using this money to bribe some Chen and Han generals on the border would be enough to completely collapse Chen Youliang's defense line.
Chen Youliang's situation has fallen into an extremely dangerous situation.
At this time, Han generals fleeing and surrendering to the Ming Dynasty appeared one after another in Wanxian County of Yuzhou and other places.
Chen Youliang was completely panicked, which showed that many people in the Chen Han army had no confidence in the future defense of the Ming army.
He must quickly find a way to stabilize the morale of the military and the people of Chen Han's regime.
There are only two ways to stabilize the morale of the military and the people.
One is to cultivate internal strength so that Chen Hanjun and his subordinates share the same hatred and will not be bribed and disintegrated by the Ming army.
Another way is to bring in strong reinforcements from outside and find a powerful force that can form an alliance with itself to jointly resist the Ming army, or to cause other troubles for the Ming army to achieve the purpose of diverting trouble to the east and making it impossible for the Ming army to deal with itself with all its strength.
This chapter is not over yet, please click on the next page to continue reading! Cultivating internal strength is nothing more than spreading money to win people's hearts.
Chen Youliang immediately annexed land in Sichuan and Yunnan, and then distributed the land to the soldiers and generals of the Chen and Han regime under his command.
A large number of soldiers and generals who obtained land naturally had to work hard with the Ming army in order to protect the huge property they had acquired.
However, Chen Youliang was a little embarrassed about bringing in strong foreign aid.
No matter which direction he goes, Chen Youliang feels that there are no suitable potential allies.
In a hurry to seek medical treatment, Chen Youliang even sent people to Yunnan to contact Duan Gong who had fled westward, hoping to use trade and rewards to make peace with Duan Gong so that Duan Gong would not cause trouble in his Yunnan rear area.
If Duan Gong can be suppressed, Chen Youliang can mobilize more troops from Yunnan to join the defense in the battle area with the Ming army.
Duan Gong, who was far away in Bangladesh, did not know that Chen Youliang was planning to extend an olive branch to him.
Duan Gong now has a huge headache, because he finally has to face the most powerful enemy on the Indian subcontinent.
The Delhi Sultanate, which occupies the entire north, after resolving the rebellion in the Sindh region, successively issued warnings to Duan Gong to withdraw from Bangladesh.
Of course Duan Gong could not submit obediently, which immediately angered Firuz Shah, the ruler of the Delhi Sultanate!
Firuz Shah felt that he had exercised great restraint before and never launched a final war against these Easterners.
Now that Duan Gong was so ignorant of current affairs, Sultan Firuz Shah of Delhi felt that it was necessary to launch a war.
You must lead the Tianfang Sect warriors to kill these Easterners who offend your majesty.
The Sultan of Delhi, Firuz Shah, was very hostile to the sudden appearance of Eastern forces in Bengal!
"That man named Duan Gong, in the name of the Eastern Peach Blossom Stone Emperor, has occupied our land. This will absolutely not be tolerated!"
In the city of Delhi, Firuz Shah said to his generals and prime ministers.
