She said: "You can tell at a glance that Yuan Liang is not a profiteer! Real estate is a super scythe for cutting leeks! The leeks that have not been cut by it cannot be regarded as authentic leeks! We spend money to hire common people to work and build houses. Then sell the house to them, earn back the money in their hands, and then hire them to continue working with the money earned..."
Qishan: "..."
He half understood the first few sentences.
I could barely guess the general meaning.
The next few sentences are easy to understand.
At first glance, there doesn't seem to be anything wrong with it.
However, the salary they paid to the common people was only enough for them to have basic food and clothing, leaving only a little money left in their hands.
It simply cannot be accomplished according to the Lord's vision.
Unless they give the common people higher wages.
Firstly, this is unrealistic. They don’t have that much money and food. Secondly, the value of human power is limited. If it exceeds the price of the human power itself, it will develop the bad habit of people being lazy, not engaged in production, and not thinking about farming, which will destroy other industries and cause problems in the future. Infinite.
Qi Shan raised objection to this.
I hope to put an end to my lord's unrealistic thoughts.
Shen Tang said: "Of course I know these problems."
The common people don't have much money in their hands, and the money they earn is not enough, at least not enough to repair new houses, but they can lend money at low interest rates. Just like the low-interest mortgage loans previously provided to merchants and common people, encouraging them to go abroad to buy new year's goods and come back to trade.
Qi Shan frowned.
Isn't this issue coming back?
They don't have that much extra money.
When Shen Tang saw that Qishan still didn't get what he meant, he sighed - isn't it said that literary scholars are evil and cunning?
Yuan Liang is so honest, which makes him, a "black-hearted real estate developer and capitalist" too shameless.
"You don't need so much money and food."
"unnecessary?"
Shen Tang said: "Yes, let's say - an ordinary family of three lives in a house worth one thousand yuan. People can live in a new house by paying two hundred and fifty yuan in advance. The remaining seven hundred and fifty yuan can be divided into several years. , it will take more than ten years to repay the money, and they will choose a fixed day to repay the money every month. The amount must be something they can afford through hard work, and it will not affect their food and clothing. How about this?"
Qi Shan followed Shen Tang's suggestion and thought about it.
Not optimistic: "The common people have already got a new house, so how can they take the initiative to repay the remaining 750 yuan?"
This method is too easy to cause bad debts.
If people want to default on their debts, they will use all possible methods. The most important thing is that bad debts are not just one household, and the debts must be collected every month. The affairs are cumbersome, which also means that there may be arrears every month. , the risk of default.
Let’s not talk about other places, just Fugu City.
From the beginning of the month to the end of the month, it can be exhausting.
Let alone a few years, more than ten years.
"Until the common people repay all the debts, the house does not completely belong to them. If they still cannot repay the debt at such a low price or maliciously default on the debt, the government has the right to take the house back and sell it again, and the debt received will be deducted from the unpaid part of the common people. Wouldn’t it be enough to return the remaining part to the common people?”
Qi Shan asked another very crucial question.
"But my lord, have you ever thought about it - not to mention two hundred and fifty yuan, even fifty yuan is difficult to come up with in the hands of the common people."
How long has it been since Yanzi's method of building roads and sleeping beds to provide relief to the victims has been implemented? The hungry people currently have to rely on the daily settlement of food to meet their food problems. No matter how frugal they are, the remaining savings are not enough to maintain food and clothing for a few days.
How can you find two hundred and fifty dollars?
Unless they are given a raise.
Then the problem circled back to its original point.
"Hey, Yuanliang is too honest..."
Pray for evil intentions and good deeds: "???"
He never dreamed that he would be related to this word in his life. If Qin Li and the others knew about it, wouldn't they laugh out loud?
"We can make a note."
"Make a note?"
Shen Tang took out a folded piece of paper from his arms, stamped his own monogram on it, showed it to Qi Shan, and said: "This is this kind of note, let's use part of this note as collateral." A part of the money, let’s call it ‘house note’? Common people accumulate this kind of note through hard work, and how much money can be exchanged for a house with a certain value...”
Pray for good and think silently for a moment.
“Isn’t this equivalent to casting money in disguise?”
Shen Tang said: "Yuanliang can think so too."
This kind of note has no use in other places, but here in Shen Tang, it can be used as money and food in exchange for a new house. Shen Tang can use them to mortgage part of his salary, reduce his own economic pressure, and replace the role of money on a small scale.
The most important thing is that the "money" is only with Shen Tang.
He will not be taken away by ordinary people to other places.
As long as the common people in Heyin do not leave and continue to work hard on this land, and the food in Shen Tang's hands can support the food and clothing of the hired people, he can create a lively and prosperous appearance everywhere in Heyin.
More and more refugees will be attracted.
The more people there are under the rule, the more value they will create. When the spring plows are planted and the autumn harvest is harvested, the food in Shen Tang's hands can continue to support the people's busy work. By then, the illusion of prosperity from the outside to the inside will be gone. Become real!
Why--
Speaking of this, I have to thank the allies of the Alliance Army for their "generous donations", as well as the rich wealth of the seven local gangsters in Fugu City. Shen Tang estimates that by secretly selling iron and steel, he can fully support next year's autumn harvest.
If you enable the "room bar" again...
You can have more time at this time.
If he goes to his neighbor Wu Xian to cry about poverty and beat the autumn wind on the way, even if the next autumn harvest is not ideal, it will not really collapse. As long as Heyin's economy can be revitalized and allowed to flow healthily, Shen Tang's pressure will only be less .
Qishan said: "If someone makes a fake..."
As long as there are benefits, some people will take risks.
“Isn’t my lettering alone enough?”
"Of course it's not enough." However, compared with other anti-counterfeiting methods, the Wenxin monogram is indeed a good choice.
This is feasible if we can curb fake "housing clauses".
An idea flashed in Shen Tang's mind.
"You can add a security number."
Each "house note" is unique.
"If my monogram doesn't work, I can add someone else's. If it doesn't work, let's divide the 'house contract' into two parts and make it similar to a deed... However, if this is the case, check the 'house contract' It's no small project."
The so-called "deed" is a document with a contractual nature. Its function is similar to modern invoices and contracts. It is usually made in two copies or one part is divided into two halves and is kept by both parties. It is convenient for "after-sales" and "tracing the origin of the item". Traceability".
In some relatively peaceful small countries, merchants selling goods must give customers a "deed" to register, so that the small officials who manage the market can check the accounts and pay taxes. If merchants want to evade taxes and be greedy for money, if the amount is large, they may even Five punishments.
Qishan thought carefully about it for a long time.
There is no doubt that my lord's idea is very feasible, and it can indeed alleviate our financial pressure.
However, the amount of this "house clause" must be carefully measured. The people trust their county governor, and its value is linked to the house. Once these two points are separated, this thing is worthless.
I pray for good with my heart full of thoughts.
When taking this unknown road, you must be cautious every step of the way. If it collapses, the consequences will be disastrous.
Different from Qi Shan's gloomy face, Shen Tang looked "heartless". He settled the cunning mountain pig's mount and returned to work under the eyes of the clerk looking forward to the stars and the moon. God knows the clerk. When I found out that Mr. Shen, who was usually busy at his desk, was not there, I felt like the sky was falling——
Shen Jun has never been late for a day since he took office.
The clerks were worried that Shen Tang would have an accident on his way to work.
During this period, I felt even more restless.
"Jun Shen, this is what Mr. Gu is going to use today." The clerk piled all the slips and forms that needed accounting and statistics on Shen Tang's desk. The pile was so high that he brought another pile after a while, "... …This is what Mr. Kang wants to use…”
"This is what Mr. Chu will use at noon..."
"This is Qixian..."
The clerk turned around and saw Qi Shan behind him.
He was so nervous that he almost knocked over the four stacks of "towers".
Qishan motioned for him to go down and do his own business.
Seeing that the short figure of his lord was almost drowned in official documents, his conscience briefly awakened for a moment, but soon became cold and hardened again. Only by enduring hardship can one become a master! How can one not experience a bone-chilling cold? The plum blossoms are so fragrant...
Looking at the workload to be handled today, Shen Tang pursed his lips: "Yuan Liang, what do you think of Gong Xiqiu?"
Fighting with him is better than working.
Shen·Shehu·Tang misses his friends???
Qishan said calmly: "Shan doesn't want to think about it at all."
When the lord fights with Gong Xiqiu, he will be injured more or less, sometimes with serious internal injuries, which makes Qi Shan particularly dislike the word Gong Xiqiu.
Shen Tang seemed not to hear it and continued to ramble.
"Yuanliang, what do you think he and Xiaofang are doing now?"
Qishan said: "Punch beads and hurry up."
Calculating the distance, the Zhai Le brothers are still on their way back to Shen Kingdom, and Gong Xiqiu - this person has a complex background, but is extremely talented, and his strength can almost crush his peers, and he is the best. No matter where he goes, he will be reused. , life is definitely more pleasant than that of the lord. The lord talks about the two of them frequently, and they may have forgotten the lord.
Shen Tang: "..."
She muttered aggrievedly.
"I want, too……"
Qi Shan opened the brief book and paused.
Looking at his little lord who seemed to have not grown up much, he said in a very soft voice: "For half a quarter of a day every day, Chu Wuhui and the others cannot see him, otherwise they will have to talk about it again."
"What?"
"Ride a pig."
Although he wholeheartedly wanted to train his lord to be "a gentleman on the outside and a monarch on the inside", considering his actual age and the difficulty of the operation, Qishan took a step back. He also felt a little sorry for his lord.
The Lord has such a weird hobby...
Maybe, probably, maybe he is too poor.
I can't find anything more interesting.
_(:з)∠?)_
Isn't it just riding a pig?
As long as she is happy.
Proper work-rest balance can also improve efficiency.
Shen Tang glanced at the sun outside in surprise.
Does the sun come out in the west today?
A few days later.
Clang, Clang, Clang——
Clang, Clang, Clang——
A new notice was posted in front of the government office.
The clerk posted it and beat the gong to explain.
"Don't squeeze me, don't squeeze me..."
"You old guy is illiterate, why should you squeeze in?"
"...What else is written on it?"
Not only in front of the government office, but also in various construction sites in the southwest corner of Fugu City, there were small officials playing gongs and drums. It happened to be a break for everyone, and everyone gathered around when they heard the gongs being played.
One person couldn't wait and urged the clerk: "Don't show off, but what are your orders from Mr. Shen?"
In Fugu City, Shen Jun is almost the backbone.
It was Mr. Shen who was not afraid of power, overturned those disgusting things, and also upheld justice for the people, and allowed them to work every day, have enough to eat, and pay their wages every day after work. , he is really closer than his biological father.
Every time a junior official bangs the gong, it means "expanding recruitment".
Regardless of whether they are men or women, children or old people, they will be paid according to the amount of work they do. The hungry people who are lucky enough to be chosen to work eagerly look forward to the sound of the gong every day so that they can grab a meal for their families.
Chance.
The clerk asked: "What's the hurry?"
"We are not in a hurry, can we still rush you?"
The clerk wasn't upset, he just laughed and cursed.
"Use it, push it, keep pushing it, and I won't let you listen."
After dealing with these hungry people all day long, I became familiar with it, and the other people who gathered around burst into laughter.
Another person asked: "Good or bad?"
When the clerk heard this, his face became serious and he said: "What are you talking about! Can there be bad things under Mr. Shen's rule? Today is a great good thing. In the future, you can get the 'house note' after settling the wages, and there are not many 'cloth strips' left."
The people in the circle were dumbfounded after hearing this.
They just heard something...
The clerk had to explain their uses one by one.
Everyone was beating drums in their hearts.
What kind of thing is this? I’ve never heard of it at all.
You must have never heard of it...
These old officials have never heard of it.
It is said that these tricks were all created by Shen Jun.
Shen·Tang took the blame: “…”
In the conscience of heaven and earth, the "house clause" was indeed her suggestion, but the messy "strips" behind it were not. It was entirely the result of praying for good deeds, and Chu Yao and others followed suit and made inferences from one instance to another.
Because they found that the hungry people had enough to eat and still had some money left in their hands, but they were not willing to use it.
Money cannot circulate, which is harmful to He Yin.
In order to stimulate the common people to spend their "money", and to encourage merchants who came all the way to transport goods back from other places, the government came forward to buy the goods in their hands and put them in specific shops. The common people used "terms" to
"You can also get a lot of discounts by exchanging them, especially cakes, sugar, and wine, which are very affordable.
As for the goods required for "cake sticks", "candy sticks" and "wine sticks", the lord will provide them privately for free.
_(:з)∠?)_
If you are poor, you can save a fortune.
The clerk spoke passionately, but the people who were watching were still confused. When the wages were settled on that day, they discovered that there were indeed many kinds of "articles". Most of the hungry people were more cautious and did not choose the "articles" and continued to follow the rules.
Settlement the old way.
But there are also some people who have tasted the benefits of "having the courage to try" and choose to boldly believe in Shen Jun.
－－－－－－Digression－－－－－
(’?’)シ┳━┳
Is there any sharper sickle for cutting leeks than real estate?