At noon, I was at the loan company, looking at the large credit cards and filling in the interest and principal to be repaid this month. This is a very boring job, but I don’t feel safe if I leave it to the people below. , I can only do it myself.
I rubbed my sore eyes and was about to get some hot water to drink when Lao Xiang, Su Daya, Zhao Laoliu and others walked in together.
"This company is doing well, with so many people working." Zhao Laoliu's daughter-in-law glanced at the first floor: the work area is well planned and orderly, everyone is at their own posts and does not make a sound; there is a humidifier There was white smoke coming out of Sisi, and it looked like a fairyland. A quick glance revealed that it really looked like a big company.
But Zhao Laoliu's daughter-in-law didn't know much about computers and didn't understand. In fact, the dozen or so people below were pushing the red alert and playing Doudizhu in full swing.
"Uncle, who are you looking for?" the eldest prince asked. He had never seen Lao Xiang.
"Look for Xiang Nan." Lao Xiang replied.
"Who are you."
"I'm his dad."
"Wow, your Majesty."
The eldest prince suddenly became very excited, stretched his neck and shouted upstairs: "Brother Nan, your father is here."
"Um."
I heard a shout from downstairs, stretched my neck and glanced down. I saw Lao Xiang was stunned for a moment, and asked in confusion: "Why are you here?"
"Mr. Xiang, can you arrange a place for me to sit?" Lao Xiang asked with bared teeth.
"You clean up all the useless stuff, First Prince, and get some tea."
I said hello, went downstairs and took them upstairs. On the second floor, I used a glass window to separate a meeting area, and sat here with Lao Xiang and them.
"Uncle Zhao, Aunt Zhao, Uncle Su." I greeted the three of them.
"Well, just call me Su Daya. You are so polite. I can't help it." Su Daya said in a casual tone.
"Why are you so idle?" I took the teapot from the eldest prince and asked while pouring water.
"You did a good job, Xiao Nannan." Zhao Laoliu took off his plush hat and grabbed the tea cup with his right hand, which was full of oil stains and calluses. He had been operating a hook machine for seven or eight years, and the grease on his hands had been washed away. It won't fall anymore.
"It's okay, haha." I was stunned by his question. I glanced at Lao Xiang again, and I roughly guessed what they were here for.
"Child, I see there are a lot of cars downstairs, and they all belong to you." Aunt Zhao thought for a moment and asked.
"Oh, those are all cars mortgaged here, not mine, haha." I explained.
"Oh, this kid is promising now, look at how well decorated this company is." Aunt Zhao said with emotion.
"Nothing, just a bit of luck." I replied casually.
"Wife-in-law Lao Zhao, look." Lao Xiang interjected tentatively, but only half of what he said.
"This company is so big and looks reliable. So what, Nan Nan, aunt is asking you, if my family wants to give you some money, how much interest can you give me?" Zhao Laoliu's daughter-in-law asked bluntly.
"Shut up." Zhao Laoliu scolded him, a little embarrassed, but his henpecked nature was clearly revealed. He had the obligation to make money at home, but he had no right to spend it.
"What are you calling? Kiss is a kiss, and wealth is wealth. It's best to explain this clearly, otherwise there won't be any trouble." Zhao Laoliu's wife frowned and said.
"Auntie, if you can leave me here, you trust me. I have to thank you first. As for the interest, I can give you two points at most. You can calculate it on an annual basis or a monthly basis. The principal can be withdrawn at any time, but You have to give me a letter half a month in advance, because I have a lot of liquidity in my hands and sometimes the funds cannot be transferred." I looked at Lao Xiang again, and then explained.
"Two branches, two cents is a lot." Zhao Laoliu's wife nodded with satisfaction. This is already much higher than the interest rate of the bank.
"Then stop inking and write a IOU." Zhao Laoliu made a seemingly domineering decision.
"Okay, let's write it." Zhao Laoliu's wife also nodded.
"Okay, Uncle Zhao, wait a moment."
I walked back to the desk, took a pen and paper, and asked Zhao Laoliu: "Uncle, how much do you want to take?"
"Fifty thousand." Zhao Laoliu replied.
"Two cents interest, fifty thousand, one thousand interest a month. I will write you directly an IOU for fifty thousand. It's over. At this time every month, you come over and I will give you one thousand interest at a time. When When did you no longer want to leave your money here? I’ll pay you back the 50,000 yuan at once, do you think that’s okay?” I raised my head and asked.
"This kid has a good brain, let's do this." Zhao Laoliu nodded and said it was okay.
"Okay, let's just write it like this." I started writing and quickly wrote the IOU on the note.
After finishing writing, Zhao Laoliu took off his cotton-padded jacket and lifted up the sweater he was wearing underneath. A big cloth bag was wrapped around his waist. When he took it off and took a look, he found that there was fifty thousand yuan inside. I looked at him in surprise. .
"Nothing. Nowadays, everyone is here, so you have to be careful about money." Zhao Laoliu explained and handed the money to me.
I took the money with emotion, thinking to myself, compared with them, my difficulties were nothing. They were the ones who earned their hard-earned money, penny by penny.
I collected the money, Zhao Laoliu took the IOU, and the matter was settled. I allowed them to have lunch, but they were declined. After Zhao Laoliu and his wife left first, Lao Xiang said to me: "What have you been doing these days?" Stay in the company and don't wander around anywhere. I'll go door to door to get you money, and you'll just be responsible for writing the IOU."
"You should hurry up and buy the coal." I looked at the energetic Lao Xiang and didn't know what to say.
"Well, I'll pull a car later."
"Let me order some food!"
"No, just let us go out to have a bowl of noodles. You can go ahead and do your work."
After Lao Xiang finished speaking, he dragged Su Daya and his lame leg out of the loan company.
For eight or nine days in a row, Lao Xiang was busy raising money. He visited almost all the shantytowns on Railway Street. He visited everyone whether they were familiar or unfamiliar.
In the past, I had never noticed that he had any abilities, but this time, he did it very seriously, even though he had all the nice words and supercilious looks, the effect was still there.
From the next day, there was no one in my house, and IOUs piled up quickly. Lao Xian made a cardboard box and started collecting money. By the end of the day, the amount of money borrowed from the shanty towns had reached More than 3.5 million.
In the middle, I stepped on the brakes and confiscated a lot of small money, because the interest was difficult to calculate. Besides, if the order in hand was not enough, if I took the money, it would mean I would have to pay an extra month of interest. This is not cost-effective.
The reason why the money was raised relatively smoothly is because, for most of the residents on Railway Street, our family knows everything about it. The house is there, the company is open, and the hotpot city is also operating normally. Taking these factors together, they I think I still have some financial strength; the second point is the effect of word of mouth. The interest we give is not low. Once a few people take the initiative to throw money here, it will form a follow-up effect. This is true from the Chinese stock market. I can tell one, two, three.
This method of raising money cannot be done in a modern community, because there is too little communication between people in this community. If you come up and raise money, no one will pay attention to you. But in our alley, there is no such thing. Similarly, everyone is familiar with each other. In the summer, when there is nothing to do, we sit at the door and chat about mountains and rivers. We walk around every house frequently, and we have a certain relationship foundation. If my family lived in a rural area, we might have more money collected.
With this money coming in, our loan company has become completely alive, and everything seems to be developing in a good direction.
That night, after sealing the IOU, around eight o'clock in the evening, Lao Xian and I had a meal, and then we received a call from Pete Lee.
"What are you doing? Causeway Bay is taking charge." Peter Lee asked in a sullen voice.
"You have something to do with me, Van Gogh Pill." I replied, rolling my eyes.
"I'm going to Haiyang'ang in the evening. Two friends are coming over. I'll entertain them."
"Are you asking for credit again? I'm telling you, I can't afford it anymore. You owe Haiyang more than 30,000 yuan," I said speechlessly.
"My painting hasn't been sold yet. Once it's sold, I'll give it to you."
"By the time your painting is sold, I'll be cremated and cremated three times." I was a little broken. This kid has been getting more and more stupid recently.
"That's interesting, let's do it one last time." Pete Lee shamelessly discussed.
"I really regret meeting you. I thought you were a second-generation villager who was awesome at coaxing, but I didn't expect you to be a charlatan. You cheated people with food, drinks, and cannons. Okay, come here." I said distressedly.
"Love you, eh."
"Get out of here." I squinted and hung up the phone.
"It's Young Master Pi again." Lao Xian asked me.
"Um."
"He only has a few pieces of steel in his pocket, and he still has the nerve to pretend to be a rich second generation. Damn it, I'm really not trying to hit him." Lao Xian curled his lips and said.
"Why, you are the second generation of rich people." I touched my nose and said.
"LV, GUCCI, PRADA." The old fairy pointed to his belt, leather shoes, and shirt and said proudly: "Isn't it obvious that I am still the second generation?"
"You are indeed rich." I was speechless.
"Witt, pay the bill." Old Xian wiped his mouth and shouted.
"Hello, sir, one hundred and thirty-seven." The waiter said while holding the receipt.
"Can't one hundred and three be enough?" Lao Xian looked at Xiao Dan and asked.
"Sir, we are a national chain here and we don't bargain on price."
"Ah, that's okay."
The old immortal nodded, pointed at me casually and said, "You buy the order, I'll go to the toilet."
"Ah," I held the boiled cabbage heart between my hands, looked at him blankly, and asked confusedly: "If you don't tell me, will you pay for it, you rich second generation?"
"You stupid bitch, do the second generation of rich people pay for themselves? Will you be able to swipe the black card given to you?" The old immortal said disdainfully, patted Dasha's door and said: "Pack up the chicken skeleton and go back." Once the house is warm, there will be a table of delicious food.”
After the heartless man finished speaking, he walked towards the toilet with his buttocks between his legs.
"Yesterday at dinner, my mother said she would take him to a psychiatrist in the next few days, as depression is difficult to cure." Menmen took a sip of watermelon juice and said shyly.
"Your mother is doing something serious, otherwise she will be beaten to death outside sooner or later." I said viciously, looked at the waiter and asked, "Can't 130 be enough?"
"." The waiter was already confused in the wind and forgot to reply.