In fact, I have almost collected the five million that I want to loan to Teng Yue. Although it is a bit small, I can collect it from the due debt today. The reason why I told Teng Yue to sign the contract in two days is because, I'm not sure yet, so I need to inquire through other channels and investigate.
Let's start with Teng Yue's company. I asked a lot of people. People who know him generally comment that he is well-run. Since the company was established, the funds have been sufficient. The average monthly salary of each trailer driver is around 5,000. He There are 80 drivers on the job, and the driver’s salary alone costs more than 400,000 yuan every month. If there is no money at hand, it will not be able to operate at all.
His family background is also relatively good. He has almost no close relatives in the company. He has a seven-year-old girl at home. It is said that his wife runs a cosmetics store and has her own business. Her parents have also passed away. From this point of view, the structure of his company is relatively good. Professionalism is a good thing for me. The more professional he is, the more capable he is of repaying his debt.
Last but not least, I inquired about the debt ratio of his company through someone I know well. I heard that there was a bit of a famine outside, but it was all private loans and the amount was not large, which made me feel more reassured.
On this day, I was waiting for Teng Yue to come over to sign the contract at the company. An An was also there. We were sitting in the office chatting. She asked me, "Husband, do you really want to loan Teng Yue so much money?"
"Ah, I asked someone about it, and it seems pretty reliable." I replied casually.
"Five million, you'd better be cautious. We've just started, so don't always think of eating a fat man in one bite." An Ancai persuaded in a fascinated tone.
"You don't understand the loan industry. Loose orders are actually the most difficult to deal with. The dead debt rate is high. Besides, it's very important for us to jump into the circle." I explained.
"I still feel that you are too hasty." An An said a little worried.
"It's my business, don't follow BB." I rolled my eyes and said.
"Say one more thing," An An's eyes suddenly widened.
"Are you out of your mind? Go shopping with your best friend. Don't bother me here." I lightly slapped her mouth.
"Go away, no one cares about your nonsense." An An immediately lost interest in talking to me, took her bag, and left without makeup.
"Cook me something delicious tonight."
"I don't have time, just deal with it." An An waved her hand without looking back.
I felt that I had no status and sighed, sitting behind the desk in the office and fiddling with the computer, and then asked Lao Xian and others to prepare the funds.
At around one o'clock in the afternoon, Teng Yue came to my place with two people from his company.
In the office, I, Menmen, and Lao Xian were all there, and we started talking with Teng Yue.
Teng Yue’s suggestion was to directly use the trailer in his hand as collateral to loan me a loan, but I didn’t agree. I always felt that using the car as a mortgage was a bit unfounded, so I made an excuse and said that the vehicle loan was a bit troublesome and I still had to go. If the vehicle management office records it, unless it violates the relevant laws, can it directly use his company's land certificate and his company's house title certificate as mortgage?
Teng Yue thought for a while and felt that my suggestion was also for the sake of safety. After thinking about it for a while, he agreed. He had prepared comprehensively and brought the original land certificate and property ownership certificate. I glanced at it and asked the clerk below. Start the procedure.
We need him to sign a loan contract, a mortgage contract, and Teng Yue needs to show his household registration, ID card and other messy documents. This process is a bit cumbersome. It took until the afternoon before the process was completed. All the information was signed and sealed. Later, I handed over the three newly opened bank cards to Teng Yue, two for 1.5 million and one for 1.85 million. Since the monthly interest was three cents, we directly deducted the first one. The monthly interest is 150,000.
After Teng Yue collected the money, the matter was settled. To show his sincerity, the old fairy invited him to go out for a get-together in the evening. He called Pete Lee by the way, and everyone exchanged pretentious politeness and went through a formal thank you process.
Teng Yue thought about it for a while, but did not refuse. He patted his chest and said, "He will be the host tonight. I argued with him a few times, but we didn't argue. I just treated him as a slugger."
The thing was done, and I breathed a sigh of relief. After Teng Yue left, I was so thirsty that I took some change from the table and walked downstairs to buy water.
Across the street, there is a milk tea vendor. As soon as I walked here, I happened to meet Ma Xiaoyou, who had recently broken a dime into petals.
"Hey, you still have money to drink milk tea." I said teasingly.
"Who are you hurting? I don't have six yuan yet." Ma Xiaoyou put his hands in his pockets and said very rudely to me.
"The problem is that you spent six yuan on this business, which is six yuan less. Hey, how much money did you lose today?" I asked in a particularly loss-oriented manner.
"Go away, you'll meet a fool when you go out. My sister won't drink anymore." Ma Xiaoyou replied irritably, turned around and left.
"hehe."
I smiled from the bottom of my heart and said to the waiter: "Add another cup of original milk tea."
"okay."
A few minutes later, I was drinking and carrying a glass, and walked into Ma Xiaoyou's studio. It was as clean as ever, but there was no business.
"What are you doing here?"
"Oh, I'm an old neighbor, I can't even joke anymore." I put the milk tea on the table and said casually.
"Go, you go to the door and stand there, I just finished wiping the floor." Ma Xiaoyou opened the plastic bag without hesitation, took out the milk tea and started drinking it.
"As if I just want to stay here, you can drink. I'm leaving. I have nothing to do." I waved my hand and was about to leave.
"Xiao Caicai, you should practice to see if you can get out of intersection A without getting shot in the head." Ma Xiaoyou replied disdainfully, swaying his legs and lowering his head to read a magazine.
"Bang."
I opened the door and walked out, and Ma Xiaoyou's phone rang. She glanced at the caller ID and saw that it was an unfamiliar number. She immediately put down her milk tea, clasped her hands together devoutly, closed her eyes, and prayed like a goddess. He said: "Heaven is Lingling, Earth is Lingling, Taishang Laojun, let me do whatever you want. Bless me, this phone call is from a magazine to send an invitation letter."
After calling, she picked up the call seriously.
"Hello, hello, this is Ma Xiaoyou's studio."
"Youyou, I am my mother." A woman on the other side covered her mouth and said excitedly.
"." Ma Xiaoyou was stunned for a moment.
"My child, where are you? Your father and I have come to H City. How about we meet?" the mother said again.
Ma Xiaoyou's nose felt sore, and she also covered her mouth. She was silent for a long time, holding back the tears in her eyes, and said stubbornly: "I'm very busy, mom, you go back."
After saying that, she bit her red lips and hung up the phone resolutely.
In the evening, at around seven o'clock, I drove my fat Mercedes, dragging Lao Xian and Menmen, and Li Hao drove Bao Bao, dragging Jin Beibei and the eldest prince, and together we arrived at Teng Yue's distribution station. Li Shuishui said that he had something to do at night. Didn't come over.
At this moment, the distribution station was closed. I called Teng Yue outside. After the call was answered, he said in a hurry: "Nan Nan, something happened. Please wait outside for a while."
"Okay." I said directly without thinking too much.
Just like that, our two cars waited outside for a full twenty minutes. In the yard of the distribution station, Peng Yue drove a Wrangler. As soon as we arrived at the door, we were pinned by a Hornet, and then more than ten people ran out of the yard. Young men surrounded the prancing horse herder.
"What the hell are you going to do?" Teng Yue poked his head out of the car and asked with a frown.
"Bang!"
The door of the Camaro was pushed open, and a young man with a cockscomb hair came out, holding a swing stick in his hand, pointing at Teng Yue and asked: "Where is Wang Dong's dog basket? You call him and ask him come over."
"Why are you looking for him and blocking my car? You can't understand people. He didn't come to my place to work today and I can't contact him." Teng Yue replied very irritably.
"If you don't fucking call him out today, it will definitely not work. I will definitely not let you go." The young man shouted very excitedly.
"What are you doing? You still want to kill people."
"Don't you fucking dare to accuse me, he's being led by my wife, I'll beat him to death." The young man seemed to be incoherent.
"It's your business, you guys, don't fucking bother me. My friend is waiting and I don't have time to talk to you." Teng Yue stopped arguing and stepped on the accelerator to move forward.
"What the fuck, stop him, don't let him go." The young man pulled his neck and shouted.
A dozen young people around blocked the car again and bumped the bumper with their knees. They sat in the car feeling helpless and did not dare to step on the accelerator.
"What's going on?" Li Hao rolled down the window and shouted in my direction.
"Fuck, let's go down and take a look."
I replied helplessly, took the car keys, and left.
"Brother, what's your temper? This guy has both a knife and a gun." I called the leading young man from behind and asked.
"It has nothing to do with you, just keep your eyes peeled." The young man turned back with the stick and almost missed my head.
"Hold."
I took a step back, avoided the swing of the stick, frowned, and asked Teng Yue, "Brother, what's going on?"
"He said that his wife ran away with a manager below me and blocked the door, preventing me from going out. Do you think I have any tricks?" Teng Yue was quite speechless.
"No, just call the police," I said without hesitation.
"It's okay, haha." Teng Yue smiled.
"Your mother, B, what's the matter with you?" The young man turned around and cursed at me.
"Haha, the one who started running has a temper. Don't swing your stick around. If you touch me, you will be in trouble." I said to the young man, then turned around and shouted to Teng Yue: "Brother, I'm in the car. If anything happens, just say something."
"Okay, you go up first." Teng Yue smiled again and waved his hand to indicate that there was no problem, he could solve it himself.