Fang Zhicheng had lunch with Wen Ling, mainly to talk about Wen Ling and Liang Fang. On Wen Ling's birthday last time, Fang Zhicheng felt something was wrong. Judging from the way the two communicated today, Wen Ling seemed to have bitten
The bait thrown by Liang Fang.
Wen Ling helped Fang Zhicheng get a meal and said with a smile: "I know you don't particularly like meat, so I picked a few vegetables for you. I wonder if they will suit your taste?"
Fang Zhicheng smiled lightly and said: "I haven't eaten less of the food in the city hall's cafeteria. It tastes good, but it's not as good as the food in Xiaguang."
A flash of light flashed in Wen Ling's eyes, and he said, "Xiaguang's canteen is famous for its delicious food. I've heard of it too. Next time, brother-in-law, please invite me."
Fang Zhicheng smiled angrily and said, "It's just a canteen. It's not a big meal. Why don't you invite me?"
Wen Ling smiled and said: "It feels different. I always feel that I can take advantage and feel better mentally."
Fang Zhicheng nodded, finally brought the topic to the right track, and asked calmly: "What is your relationship with that Liang Fang?"
Wen Ling was slightly startled and said truthfully: "Friend, you also know that I came from Yinzhou and have no friends here in Hanzhou. I have never gotten along with any suitable friends. And Liang Fang is a nice person, and we usually
We will go shopping and eat together.”
Fang Zhicheng shook his head, sighed with a wry smile, and said: "People's hearts are separated from each other. Have you ever thought about why she is different from others and takes the initiative to approach you."
Wen Ling sighed softly: "If there is no benefit, don't go. Liang Fang approached me because she actually wanted me to buy her insurance."
Fang Zhicheng continued: "It's not that simple. I listened to some of your chat that day."
Wen Ling said: "Yes, she asked me to invest in a project with my spare money. Brother-in-law, you also know that although the salary of civil servants is not bad, it is difficult to get rich, so we invested our two years of savings in that project.
In the project, you can get 30% benefit in a year. As the saying goes, if you don’t manage your finances, your finances will ignore you. Is it true to invest in some sideline business?”
Fang Zhicheng sighed and said: "It is right to learn to invest and manage money. But the prerequisite is that you need to understand what the project is specifically like."
Wen Ling smiled and said: "Brother-in-law, I have learned about the project. It is an enterprise run by Australian overseas Chinese. The company's registered capital exceeds one billion. There are several large-scale "summer grass" cultivation bases in southern Hunan, Yunzhou and other provinces. We have already invested in it.
It will take more than ten years, and it will be market-oriented this year and next, and then the company will prepare to create a huge publicity momentum, so it will also require a lot of money, so it will raise funds nationwide."
Fang Zhicheng said: "Everyone can tell stories, but they are not true. Only seeing is believing."
Wen Ling said: "Sister Liang showed me the bank statement. The company pays dividends every month according to the amount of your investment. She invested 500,000, and her monthly income was more than 10,000, which is higher than her salary.
.”
Fang Zhicheng immediately analyzed the problem and questioned: "What you said is contradictory. Since there is no large-scale marketization, how can we get dividends?"
Wen Ling also felt that there was a problem here and hesitated: "The main reason is that the company took into account the enthusiasm of investors, so it adopted this relatively novel investment method."
Fang Zhicheng smiled helplessly and said: "Wen Ling, you are also a college student and an adult after all. Faced with such a simple scam, why can't you be more sober?"
Wen Ling put down the spoon in his hand and asked in a low voice: "Brother-in-law, do you think I have been cheated?"
Fang Zhicheng nodded and said, "It would still be possible if we paid you dividends according to the company's annual net profit, but now it's a fixed amount returned every month, which is obviously a scam. If something goes wrong, there must be something evil.
, there is no free lunch in the world.”
"But there is an insurance company as a guarantee." Wen Ling whispered, "The insurance company guarantees our income."
Fang Zhicheng shook his head and said with a wry smile: "I have never heard of an insurance company having this kind of business, which guarantees a company's annual income to shareholders. I guess there is something wrong with this policy."
Wen Ling turned pale after being reminded by Fang Zhicheng, and whispered: "Brother-in-law, what should I do? I already wired the money this morning."
Fang Zhicheng was slightly startled. He didn't expect Wen Ling to move so quickly. It was only a few days before Wen Ling's birthday. Fang Zhicheng thought about taking the time to talk to Wen Ling. Unexpectedly, in the blink of an eye, Wen Ling had fallen into a trap and became a
Lamb for slaughter.
Fang Zhicheng was also a little regretful. He had known that he would have pointed it out at the scene, but the two of them were chatting at the time, and it would have been too rude for Fang Zhicheng to interrupt.
Fang Zhicheng is usually very busy at work. When he saw Wen Ling and Liang Fang together today, he thought of reminding Wen Ling, but he was a step too late.
Speaking of which, both of them lost their appetite.
Fang Zhicheng sighed heavily and said, "How much money did you invest?"
Wen Ling's eyes turned red and he said: "About more than 300,000, including 50,000 for my parents and 100,000 for his parents."
Three hundred thousand yuan is not a small sum for ordinary people. With the current housing prices in Hanzhou, three hundred thousand yuan can be used to buy a commercial house with a good location and an area of more than 100 yuan.
Fang Zhicheng guessed that Qin Lang and his wife might have saved the money to buy a house, but now that it was wasted, Wen Ling was naturally flustered.
However, we can also understand why Wen Ling invested the money. According to the 30% dividend, 300,000 yuan can be divided into 90,000 yuan per year, and he can get more than 7,000 yuan every month, which is more than the salary income of Wen Ling and Qin Lang.
.
Fang Zhicheng sighed softly: "Just be patient, maybe there is still room for change."
Wen Ling comforted herself and said, "Yeah, maybe he's not a liar."
Fang Zhicheng smiled helplessly, and then said in a low and serious tone: "Wen Ling, don't take any chances now. This company called Kairis International is definitely a liar, but now they are taking a long-term view to catch big fish.
The network has not been shut down yet, so we still have a chance to find out this scam company."
"In fact, this kind of fraud is not uncommon. It uses private equity to raise funds and promises to lure members with high profits. Generally, in order to make the snowball bigger, within one to two years, the fraud company will fulfill its promise and provide members with
High dividends. In fact, this part of the money is wool from the sheep. The company will return a part of the amount you invest to you every month. But it will not take too long. When a certain ratio is returned, the company will
money to escape.”
After Fang Zhicheng explained so clearly, Wen Lingfan suddenly woke up, reached out and grabbed Fang Zhicheng's arm, and begged with tears in his eyes, "Brother-in-law, you must help me."
Fang Zhicheng frowned and sighed to himself that Wen Ling is a quick-thinking woman. This has advantages and disadvantages - the advantage is that she always knows what she needs and then uses methods to achieve her goals, but the disadvantage is that often
Cleverness is often misled by cleverness. When you plot against others, others plot against you. When a well-planned scam targets you, it is often easier to fall for it.
Fang Zhicheng said in a low voice: "Don't worry, I won't tell Qin Lang or Yu Ming about this matter. At the same time, you have to keep in touch with Liang Fang as usual. How to contact Liang Fang. Don't alert the snake. I will arrange for someone to investigate.
Kairis International, let’s see what kind of company it is.”
Wen Ling nodded and said, "Brother-in-law, I leave everything to you."
Seeing Wen Ling's gloomy expression, Fang Zhicheng sighed and said comfortingly: "Although it is a large amount of money, don't worry too much. Life is so long, and you will only grow when you encounter some setbacks."
Wen Ling said regretfully: "I was blinded by money, so I did such a stupid thing."
Fang Zhicheng gently patted Wen Ling's shoulder and whispered: "There is still room for redemption, so relax. You will be getting married next month, so focus on the marriage."
Wen Ling knew what Fang Zhicheng meant. No matter what happened, the marriage should not be affected.
After breaking up with Wen Ling, Fang Zhicheng called Xiang Xin and asked him to investigate the situation of Kairis International. After returning to the district committee office from the city government, Xiang Xin called back and said: "It's true.
There is this company, but there is something wrong with it. Its headquarters is registered in Kunwu City, Yunzhou Province. It has not been around for a long time. It was established at the end of 2007, and it has only been a year and a half. According to the industrial and commercial system data, the company has been
Disputes have occurred many times. As for the company's legal person information, there is nothing special about it. I guess it is a company registered in the name of someone else."
Fang Zhicheng sighed and said: "This is a company that illegally raises funds and uses fraud."
Xiang Xin smiled bitterly and said: "The company's headquarters is outside the province, and cross-provincial investigations are not good for us."
Fang Zhicheng nodded and said: "There should be an office of Kairis International here in Hanzhou. Please arrange for people to go and find out. Now many people have been deceived. I hope the number of victims can be smaller.
"
Fang Zhicheng can understand Xiang Xin's difficulties. This type of fraud company is a repeat offender. They have a complete set of procedures for how to defraud money. At the same time, they are very professional on how to prevent being investigated. Fang Zhicheng probably registered in Yunzhou.
The headquarters is just a shell. Even if you rush directly to Yunzhou, it will be difficult to catch those core people.
Xiang Xin still has some experience in handling this matter, and said: "We will wait and see what happens and see if we can find the main person in charge in Hanzhou, catch the core people, and get clues, maybe we can defraud the company."
It’s possible to catch them all in one fell swoop.”
Fang Zhicheng nodded and said: "Let's deal with it as soon as possible. Remember to investigate secretly and don't alert others. In addition, I will give you the contact information of a victim. You can contact her to see if we can work together."
Xiang Xin was stunned for a moment and realized that the reason why Fang Zhicheng asked him to handle this case was probably related to the victim. Xiang Xin said: "Secretary Fang, please rest assured, I will definitely handle this case with all my heart."