Zhu Qizhen was very upset and immediately summoned Yuan Bin into the palace.
He can be 100% sure that Longsheng Bank must be a scam.
The problem now is how to make them show their true colors without using force.
If you let them continue to toss, the people who are deceived will only snowball, getting bigger and bigger. After all, in the face of attractive benefits, it is difficult for ordinary people to control them.
This influence will even center on the capital and spread rapidly, thus affecting the whole country.
Yuan Bin quickly came to the imperial study and saluted: "Your Majesty..."
Zhu Qizhen got straight to the point and asked: "Have you ever heard of Longsheng Bank?"
"I've heard of it!"
Yuan Bin immediately replied: "It appeared about three months ago and is now very popular. Many people have sent money to them. It is said that the profits are amazing. People are talking about it in the streets and alleys. The emperor... also has an idea?
”
He thought Zhu Qizhen was planning to invest some money, but due to his status, he wanted to find another name.
After all, there is already an endless amount of money in the internal funds, and it is easy to leave it alone. Now that money can make money, why not do it?
Zhu Qizhen asked again: "What is the origin of the bank? Have Jin Yiwei ever investigated it?"
Yuan Bin hesitated for a moment, then said: "When Longsheng Bank appeared, I had already sent someone to inquire about their details. The owner was a big businessman from the south of the Yangtze River. He had a wide network of contacts. It is said that he was involved in mining, railways, silk and other industries in various places.
, are all involved in it, so their bankers have made huge profits, and they can cash it out in time every month. Their reputation is very good, so the people have followed suit. Some princes and nobles even have hundreds of thousands of taels or millions of taels.
I invested in it. To this day, there are not even 100,000 people involved, but maybe 80,000!"
Zhu Qizhen sighed softly and said: "That bank is a liar!"
"What?"
Yuan Bin was horrified. He had sent someone to check the details of Longsheng Bank. There was no problem. How could he be a liar...
"Do you remember Caijiagou Mining?"
"This...remember!"
"Then do you still remember how Caijiagou cheated?"
"The main thing is to falsify accounts, deceive superiors and conceal inferiors, and then use the psychology of investors to obstruct inspections by officers and soldiers."
Zhu Qizhen nodded and said: "The methods of Longsheng Bank are similar to those of Caijiagou. If I guess correctly, they are also making false accounts, but their methods are more sophisticated."
Yuan Bin was puzzled and asked: "If we only do accounting, why can the people get the benefits in time from the money they put in?"
"Easy!"
Zhu Qizhen explained: "They used the money they later absorbed to pay off the interest of those who came before them. You can also understand it as tearing down the east wall to pay for the west wall. It seems that everyone benefits, but in fact, all they get is
My own capital!"
Yuan Bin looked horrified. If the truth of the matter was indeed like this, Jin Yiwei didn't notice it at all. This is... a serious dereliction of duty!
Zhu Qizhen continued: "Listen, I want Longsheng Bank to reveal its true colors within five days!"
Yuan Bin looked grave and said: "I understand and will immediately take people to check..."
"No!"
Zhu Qizhen waved his hand and said: "Longsheng Bank is now very powerful. I don't know how many people's money is in their hands. Once force is used, there will be a lot of resistance, and we must outwit it!"
Yuan Bin looked stunned. He couldn't understand how to outsmart him.
Now that we know that the other party is a liar, we send people to surround him and catch him.
"I am ignorant..."
Zhu Qi smiled calmly and said: "You just need to do as I say. Now go find Huaien and ask him to take out five million taels of silver from his own funds... Well, five million is less.
Take out ten million taels, find a name, and invest them all in Longsheng Bank!"
Yuan Bin looked very confused. Didn't he say he was a liar? Why did he still invest money?
He couldn't even figure out whether the emperor was planning to arrest people or make money...
"I obey the decree!"
Although I don’t understand it, it doesn’t matter, just do it.
This is the advantage of Yuan Bin. Sometimes, there is no need to understand, we will do whatever the emperor says.
When he found Wynn and explained his purpose, Wynn was also shocked.
However, Huai En also has this advantage. As long as the emperor says it, no matter whether it is reasonable or not, it is only ten million taels of silver, just take it!
To be honest, the current internal funds are really not short of this little money.
Not to mention the rare treasures that Peng Qing brought from overseas, under the New Deal system, Huangzhuang's various incomes, plus various stock incomes, the amount of internal funds at this time was astonishing, 10 million taels was just
No big deal.
The next step is to find someone to send the money over.
Longsheng Bank is located directly opposite the Stock Exchange. Since the stock market became popular, this place has become almost the busiest place in Beijing. It is bustling with people every day and countless people come in and out.
Nowadays, the momentum of Longsheng Bank has already surpassed that of the stock exchange, with people coming and going every day, ranging from peddlers and lackeys to high-ranking officials.
Xiao Jing was wearing a brocade gown, waving a paper fan, looked at the bank's sign at the door, and walked in.
"Your Majesty, please come quickly!"
The clerks in the bank are all professionally trained, and you can tell at a glance that the owner who came today is a rich man.
"Looking at your face, is this your first time here?"
"Not bad!"
Xiao Jing sat down, and the waiter immediately served tea, which was filled with a refreshing fragrance. It smelled like the best Longjing tea.
As expected, he is very wealthy. Even ordinary merchants or court officials cannot afford to drink such tea every day.
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“Not bad, authentic Yuqian Longjing!”
"Your Majesty, you have good eyesight. Our boss spent a lot of money to purchase this, please!"
Xiao Jing took a sip and then asked: "I heard that your bank's income is very high, how much is it?"
The clerk smiled and said: "Sir, you have come to the right place. Our Longsheng Bank is involved in many industries, and they are all the most popular railways, mining, etc. at the moment. The income is stable. After all, we can get the principal every month."
Half percent, that is to say, if you invest one hundred taels of silver, you can get five taels every month, and it is guaranteed to be paid out in time. As for your principal, you don’t have to worry, you can withdraw it at any time when you need it!
”
"Really?"
Xiao Jing said with a half-smile: "What if it's one million taels?"
The clerk's face changed and he said: "With the same ratio, the monthly net income is fifty thousand taels!"
"When will this money be distributed?"
"On the first day of every month, if we are one day late, come and smash our sign!"
"Oh, what if it's ten million taels?"
The waiter suddenly felt cold sweat break out on his forehead and asked, "Sir, please don't joke."
Xiao Jing narrowed his eyes and said slowly: "Who is kidding you? I'm asking you, if you invest ten million taels of silver, will your bank dare to accept it?"
The waiter stared at Xiao Jing carefully and found that he didn't look like he was joking, so he said: "Please come in!"