The gap between people is sometimes greater than the gap between species.
In a feudal environment like the Naruto world, social productivity is actually quite limited. Although there are ninjas who possess supernatural powers, the ninja profession basically does not engage in any production.
When 99% of people are devoting sweat and time to food and clothing, pursuing ideals is actually a kind of luxurious behavior.
It is not difficult to produce unlimited volumes, and the price will not break the bones of ordinary families.
However, with the spread of chakra extraction methods, there are actually very few civilians who really have time to practice and have the determination to practice.
In this hierarchical feudal social system, the time of common people does not belong to them.
With the background of civilian families, they do not have the capital to try and make mistakes, and few have the courage to break the status quo of survival.
Such a social status quo is destined to mean that even if cultivation methods are popularized, there will be very few civilians who can truly maintain normal cultivation.
After all, in this era when even basic education cannot be guaranteed and it is difficult for people to even be literate, it is too harsh to meet the conditions for spiritual practice.
Unable to change the lifestyle of civilians, the era of nationwide spiritual practice envisioned by Tetsu Watanabe is more of a fantasy.
After such a long period of promotion, the Infinity Scroll has achieved some results, but it is far from what Toru Watanabe expected.
After all, he didn’t know much about civilian life. As a ninja, Toru Watanabe had to admit that he had fallen into misunderstandings and had illusions about many things.
However, after discovering the problem, Watanabe Toru quickly found a solution to the problem.
And this method is to open a bank and link chakra to currency!
Innate conditions determine that not everyone is suitable for practice, but even if you are an idiot in practice, you still have to make money to survive, right?
Leave special things to people with special abilities.
People who are suitable for cultivation can just practice. Their higher cultivation efficiency can refine more chakra.
As for those who are not good at practicing, they should create value in the way they are good at. These created values will eventually be measured in currency, and currency is linked to chakra. To a certain extent, even if they are not good at practicing, the value they create will
Value is also equivalent to practicing with extremely high efficiency.
"This seems to work..."
Master Yuan quickly weighed the pros and cons in his mind.
Being able to build a banking system controlled by Mist Ninja through Zhonglian is a temptation that Mist Ninja cannot give up.
No matter how perfect the infinite Internet is, it will ultimately belong to outsiders.
The banking system is in his own hands, and the chakra is controlled by the Mist Ninja in the form of an artificial tailed beast. This kind of tangible and tangible benefit cannot be tolerated by the Genshi.
"The benefits of using tailed beasts as chakra containers are not just as simple as making chakra concrete."
Watanabe Toru saw Yuanshi's intention and increased the weight without hesitation.
"Skynet is the core of the Konoha Alliance. In addition to supporting the operation of the Alliance, it can also provide chakra to ninjas remotely."
Watanabe Toru directly exposed the secrets of Skynet. In addition to Danzo, Skynet now also has Nagato and others who can mobilize chakra remotely.
As the number of occurrences of this kind of thing increases, it will no longer be a secret in the future.
Moreover, if the banking system wants to be more successful, users must also have the authority to mobilize chakra.
Otherwise, if all your funds are invested in the bank, all you will see are virtual numbers, which will make anyone doubtful.
After linking chakra to currency, users will only trust the bank if they personally experience the existence of chakra.
Chakra is a special existence similar to biological energy. Even ordinary people who have not practiced any cultivation will feel the chakra produced in their bodies.
Chakra, as the source of power, does not represent absolute strength, but it is conceivable that ordinary people will become more enthusiastic about banks after having the experience of gaining immediate power.
If banks can develop normally, you can imagine that a person's strength in the future will no longer depend entirely on his or her talent, but will be directly proportional to his or her assets.
The more wealth you have, the more powerful the chakra you can call upon.
As long as they are willing to enter the 'money-burning mode', even ordinary people can unleash the powerful power of ninjas.
Banks are the foundation for future development, and are also the cornerstone of the credit industry and the insurance industry.
Opening a bank was by no means a random decision made by Toru Watanabe on a whim.
In his view, the construction of the bank is only the first step in his future plan.
Watanabe Toru wants to use his own ideas to change the ninja world. Among all kinds of things, the bank is the first priority he grasps.
Building a bank requires a lot of manpower, material and financial resources. Although the Shinto Society has accumulated some assets through some small businesses, these accumulations can only meet the operating expenses of the Shinto Society.
In the Kingdom of Water, Mist Ninja is always the best partner.
Although the Mist Ninja is a military representative, when it comes to people's livelihood and social construction, even the powerful system of the Kingdom of Water does not dare to easily refute the Mist Ninja's decision.
Big fists are the last word, and this sentence applies to any world.
If Ninja Kiri takes the lead in completing the construction of bank branches, then Toru Watanabe will only need to master the online banking system.
For the development of the banking system, Watanabe Tetsuya has already had preliminary ideas.
At present, the problems that Toru Watanabe needs to solve in developing the banking system are mainly divided into three categories.
1. Banking business system.
This is the easiest thing to solve for Toru Watanabe, who has experience in developing mission systems.
The bank account is directly integrated with the user's own account, and the points system can be used as the general framework of the banking system if it is modified.
In reality, bank branches are mainly responsible for deposits and withdrawals of currency. After confirming the user's deposit and withdrawal amount, they can directly use the banking system to record it.
As for chakra owners, access is even simpler. As long as they use the chakra upload function, the uploaded chakra will be synchronized to the bank system in the form of karat points.
According to the user's needs, the user can realize the exchange between chakra points and online virtual currency by relying on the real-time exchange rate of chakra and currency.
2. Real-time payment system.
After much consideration, Toru Watanabe decided to imitate Earth’s scan-code payment.
Nowadays, although unlimited Internet carat points can be traded, both parties to the transaction must have the prerequisite to add friends.
In actual transactions, adding a friend after paying once is obviously a very poor experience.
The convenience of scanning QR code to pay has been verified on Earth. Even if it is copied, it will still play a very good role.
3. Exchange rate conversion between chakra and currency.
This is the core of the banking system and what everyone cares about most.
Exchange rate conversion affects the interests of everyone. If the exchange rate cannot be determined in the most correct way, once the user's assets suffer huge losses, the decline in trust in the bank will inevitably have serious consequences.
For exchange rate conversion, it was difficult for Watanabe Toru to decide what formula to apply.
You must know that the setting of banks’ deposit and loan interest rates, deposit requirements and other standards in previous lives were the final results obtained through a large number of surveys and statistics by many people.
If there is no big data coordination support and you only rely on your own feelings, once a problem occurs, it is very likely to lead to the bankruptcy of the bank plan.
The exchange rate issue also requires a lot of investigation into the economic level of the people and the chakra level of the ninjas.
As for the investigation, it is obvious that even the Mist Ninja cannot be comprehensive. Such a large-scale census requires the power of the top management of the Water Country.
The main problem in the development of the banking system is these categories. In addition, the rest depends on how the Mist Ninja does it.
The establishment of bank branches is very simple with the influence of Mist Ninja. After all, it is just building some distinctive buildings and providing them with security protection.
In the former, the fog ninjas can look for the engineering team, while in the latter, they can take on the security task themselves.
Apart from construction and security, the only remaining issue is service.
Watanabe Toru's idea is to recruit a group of ninjas and civilians with a higher level of education to train them and let them understand the operating rules of the bank.
Regarding this point, Toru Watanabe decided to hand over this task to the Shinto Club. After all, the Shinto Club is responsible for the offline connection of the infinite Internet. Work such as bank employee training is under his own eyes. On the one hand, it is convenient to make requests.
On the other hand, Ninja Kiri is okay at training ninjas, but training people in the service industry feels quite unreliable.
After all, not long ago, the Mist Ninja was still famous in the Blood Mist, and the Mist Ninja's toughness and cruelty were famous in the ninja world.
The trend of drawing swords and fighting to separate life and death at the slightest disagreement can easily affect outsiders.
In any world, the quality of people cannot be overestimated. As a service industry, we are destined to encounter too many weird things.
If they fall into a quarrel over a disagreement, the impact will be too great and it will be no good to both parties.
While the ice escape incarnation was having in-depth discussions with the Mist ninja on bank construction, Konoha was shocked because of the disappearance of Uchiha Takuma's 'remains'!
"I didn't do this!"
Faced with Sarutobi Hiruzen's unabashed suspicion, Danzo, who was forcibly summoned by three consecutive orders, was so aggrieved that he wanted to vomit blood.
He had indeed been trying to get hold of Uchiha Takuma's body during this period, but before he could take action, the guy's body disappeared!
Ever since Toru Watanabe brought back Uchiha Takuma's 'corpse', the Uchiha clan has directly put pressure on the village.
In the eyes of Uchiha senior officials, a corpse of a fellow race is nothing, but a pair of kaleidoscope eyes is nothing at all!
As the third pair of Mangekyo Sharingan that awakened after Shisui and Itachi, the whereabouts of Shisui's body and eyes are unknown. Today's Uchiha, on the surface, only one Uchiha Itachi is supporting the scene.
Therefore, Uchiha Takuma's pair of kaleidoscopes is extremely important to Uchiha.
As a rebellious nin, Uchiha Takuma's body was also a rather embarrassing question to deal with.
From the perspective of the incident itself, Uchiha Takuma betrayed Konoha and was wanted by Konoha. After almost losing a large number of manpower, Konoha should have the right to dispose of his last body.
But customarily speaking, Konoha itself is a force composed of many ninja families. When targeting members of the family, generally after accepting punishment from Konoha, their bodies will be handed over to their families for disposal.
You must know that the body of a ninja is a huge treasure house. In the ninja world, a lot of information can be unearthed from the body through many methods.
The body of the family ninja is left to the family for disposal. This is actually to prevent the secrets of the ninja family from being leaked.
Regarding this point, the ninja families in the major ninja villages have a certain tacit understanding with the village. If they are rashly violated, it will not only lose the trust of one or two families in the village, but more likely, it will cause everyone in the family to commit suicide.
Danger.
From the side of the village, Sarutobi Hiruzen naturally wanted to keep Uchiha Takuma's body in the science class for research, but as the leader of the Sarutobi clan, Sarutobi Hiruzen was worried that if he set a bad precedent, he would do harm to himself in the future.
The family will inevitably suffer far-reaching consequences.
For more than ten days, Sarutobi Hiruzen had been arguing with Uchiha, and Uchiha Takuma's body was only used for routine research in the science class, without any more in-depth dissection.
Unexpectedly, he and Uchiha had not reached a consensus on how to deal with the body, so the monitor of the science class hurriedly came to report that Uchiha Takuma's body was missing!
As one of the most heavily defended parts of Konoha, such a large body was lost like this?
The first thing Sarutobi Hiruzen thought about when this happened was that there was a mole in the science class.
Except for his own actions, in the science class covered by multiple barriers, Sarutobi Hiruzen really couldn't think of anyone who could steal Uchiha Takuma without setting off all warnings.
Apart from Sarutobi Hiruzen himself, there are only a few people in Konoha who covet the kaleidoscope and have the ability to enter the science class and take the body away without causing an alarm.
After sleeping with Koharu, Mito Monen is an advisor to the Elder Council. At their age, they are still thinking more about how to retain power, and they are no longer very interested in some research and improving their strength.
Among all the targets of suspicion, Danzo has a strong ambition and a desire for strength. When these two points are combined, he naturally becomes the biggest suspect.
"Who else could it be if it wasn't you? A few days ago, you applied to have Uchiha Takuma dissected and handed over the pair of kaleidoscopes to you for research. I disagreed for a while, so you couldn't sit still?"
Sarutobi Hiruzen said coldly that he suspected Danzo, but he was not completely sure.
The attitude he is creating at this moment is more of a test.
"If I say no, it means no! Sarutobi, after you rejected my application that day, I have been paying attention to the development progress of Zhonglian's new functions during this period. How can I have so much thought to steal a corpse!"
Being wrongfully accused by Hiruzen Sarutobi, Danzo showed obvious anger on his face.
Yes, he thought about secretly taking away Uchiha Takuma's body, but he also knew that such an action would inevitably attract the attention of Sarutobi Hiruzen.
His original intention was to find a reason to intensify the conflict between the village and Uchiha, and then send someone to pretend to be Uchiha to break into the science class and take away Uchiha Takuma's Kaleidoscope.
But before he could make a move, Uchiha Takuma's pair of Mangekyō Sharingan and the entire corpse disappeared!
The aggrieved feeling of becoming the biggest suspect without doing anything is simply worse than Zhonglian being trampled in the face by the Internet!