In modern times, Gu Qiancheng is definitely the daughter of a wealthy family. According to the rules of their Gu family, when each child reaches adulthood, the family will give a sum of money as a start-up and living fund.
That amount of money is by no means a small amount. No matter what Gu Qiancheng wants to do, or she does nothing, that amount of money alone is enough for her to spend her whole life...
Gu Qiancheng had no plans to start a business at that time. She directly handed over the money she had to professional financial planners and lawyers to take care of it. She only needed to take the profits every year.
Here, which financial planner should Gu Qiancheng find to help her manage her investments?
But it was not Gu Qiancheng's character to hold money in his hand. So she would rather put this money in Qin Jiyan's hand than hold it herself.
Such a large sum of money is not safe in his own hands and has no use at all, but it can still be used to some extent in Qin Jiyan's hands.
Gu Qiancheng was afraid that Qin Jiyan would think too much. In order to show that he did not want to secretly lend him money, but sincerely asked Qin Jiyan to help her keep the money, Gu Qiancheng expressed his difficulties sincerely.
.
"People die for money, and birds die for food. Your Highness also knows that all the Gu family members, except my grandfather, are not fuel-efficient. If they know that I have such a large sum of money, they may think of ways to kill me.
"
"In addition, I am locked in the backyard all day long. I have neither the ability nor the energy to invest. The money in my hands is of no use. In your hands, your highness may still be able to make money. If you make money, your highness will pay you."
I'll make it with just a little bit of dividends. It doesn't matter if I don't make any money, His Highness will not take advantage of me anyway."
Gu Qiancheng admitted that she was a little sinister and only wanted to make money but not lose money.
Qin Jiyan didn't argue with her. Gu Qiancheng said this, and he probably thought so. Anyway, he didn't have money now, but he still had Gu Qiancheng, but...
"Investment? What is that?"
"Money begets money. Your Highness, you are going to the Ministry of Household Affairs for training, so you should be exposed to these things, right?" Gu Qiancheng didn't know much about Da Qin's economic system and didn't dare to say more.
"The Ministry of Household Affairs? The Ministry of Household Affairs is only responsible for the revenue of the national treasury and the expenditures of various places. It doesn't care about these things." Qin Jiyan is going to study in the Sixth Ministry and knows the functions of each ministry very well.
"Oh..." Gu Qiancheng responded without asking any more questions. These matters were out of her control.
But Qin Jiyan refused to let her go. Qin Jiyan was very interested in Gu Qiancheng's words about money begetting money: "When you say money begets money, do you mean opening a shop and doing business?"
Although this could bring in money, it was too slow, and several big trading houses were controlled by King Zhou, King Zhao, King Rong and others, so he couldn't get involved at all.
"Opening a shop to do business? It is too slow to earn money and very tiring. It is not recommended to do it." Opening a shop to do business, such a basic business, it would be a waste of time and energy for King Qin to do it.
"Oh? If you don't open a shop and do business, what other good ways do you have to make money?" Qin Jiyan asked nonchalantly, not paying much attention to Gu Qiancheng's answer. He didn't think Gu Qiancheng could raise money alone.
The woman in the backyard knows this, but...
Gu Qiancheng gave him an answer: "The best and fastest way to make money is to open a bank to lend money to businessmen and earn interest from it."
The third generation of the top emperor, with such a strong background, he can't do anything.
Of course Qin Jiyan knew how to open a bank to make money, but...
"Everyone knows that banks make money, but not everyone can open a bank. Let's not talk about how much money it takes to open a bank. Just opening bank accounts across the country is not a simple matter."
To open a bank, you must have a large amount of money as a backing, and you must have ticket numbers in various places to facilitate people to withdraw money, so that you can open it...
A new bank will not be able to open up in more than ten years, and it will not be able to gain the trust of the people and businessmen even if it does not take more than ten years to accumulate credit.
Opening a bank is not an easy task. King Zhou and others can only cooperate with mature banks and cannot open a bank themselves.
"Your Highness, you are thinking too much. To open a bank, who said that you must open shops all over the country?" Gu Qiancheng shook his head and wrote five words on the table with his fingers: "White Wolf with Empty Gloves."
Looking up and seeing Qin Jiyan's unclear expression, Gu Qiancheng explained: "Your Highness, if you want to open a bank, there is no need to open shops all over the country. You can completely use the now mature banks and let them exchange it for you.
Take the ticket number issued by your bank and you can exchange it at any bank."
"It's too idealistic. Why would those banks exchange money with the bank opened by me? If I opened a bank, I would steal their business." Qin Jiyan admitted that Gu Qiancheng was a good method, but no matter how good it was,
Not practical either.
"So what if we steal their business? They are not the only ones who can make money in the world." Gu Qiancheng said forcefully, with a hint of coldness in his expression.
"To open a bank, you need not only money, but also the connections behind it. Whoever has a strong backing will have the right to speak. If His Highness wants to open a bank, he must not open it alone. Interest is the best link for cooperation. You
We must win over others and let powerful families get a share of the pie."
"And the most powerful person in the world is not your Highness, but the Emperor. Doesn't His Highness just want to go to the Ministry of Household Affairs for training? This is a good opportunity..."
Gu Qiancheng smiled enigmatically, and Qin Jiyan became interested and asked, "What's a good opportunity?"
Gu Qiancheng did not show off, and said: "Your Highness, you can take this opportunity to persuade the emperor to open a bank in the name of the Ministry of Revenue. The Ministry of Revenue will occupy 60%, and use 40% to absorb the initial capital. This 40% is allowed to the powerful clan members.
Purchase, Your Highness, keep 10% for yourself, and sell the remaining 30% to the clan dignitaries, and sell 10% for one million taels. Allow many of them to buy 10% in total, and divide the dividends according to the proportion of capital contribution."
"In this way, not only can we make money, but we can also win over the powerful and get them to side with me." Qin Jiyan's eyes flashed with light. Gu Qiancheng didn't say much, but these were enough...
"That's right, there are some powerful people sitting in charge. What can His Highness want to do? This bank is related to their income. Even if His Highness doesn't do some things, they will come forward to settle things for His Highness." Things like identity are sometimes very useful.
, especially used to deal with people of the same status...
"There is no problem in opening a bank. I can convince Grandpa Huang. Those powerful clans will definitely invest in it when they see it is profitable, but here comes the problem..." Qin Jiyan looked at Gu Qiancheng with burning eyes, feeling very happy in his heart.
When he went to the Gu family, he met this woman...
I don’t know what this woman’s brain is doing.
"What's the problem?" Gu Qiancheng blinked, not thinking clearly for a moment.
In her opinion, the biggest problem has been solved. With the emperor and so many powerful people as the backstage, what else can't be done in Da Qin?
"What do I want the king to do to get several other banks to agree to exchange our banknotes?" There are four banks in Da Qin, all of which have deep backgrounds and strong capital. If we really want to use imperial power to suppress them, then they will be dead and the net will be destroyed. Maybe Da Qin will
The economy will collapse...
Moreover, if the mountain is high and the emperor is far away, even if you use your power to force them to exchange, they may still obey and violate it. When the time comes, the banknotes issued will not be redeemed, so what credibility does their bank have?
"This is very simple. In business, of course, using business methods and using power to force others to bow will only be counterproductive."
Gu Qiancheng tapped the table and looked at Qin Jiyan with a smile, but he just didn't tell him the solution...
A message to readers: My head hurts so much, so I’ve just updated three chapters. I’ll try to update another chapter tomorrow!