ps: Thanks to the book friends ‘st2007’, ‘Monao’ (two pieces), ‘╰︶￣Pseudo-Zhai’ and ‘Telling about the Soldiers’ (two pieces) for their monthly support, thank you very much!
Chapter 904 Hanhua Bank
…
After Guan Tao took out paper and pen, Liu Dong said: "First, Hanhua Bank was reorganized. After the reorganization, Hanhua Bank became a group, with Hanhua Commercial Bank under it, mainly engaged in savings, deposits and loans, financial products, private
Banking, online banking and other businesses, there are also six branches of Hanhua Insurance Company, Hanhua Securities (investment bank), Hanhua Investment Management, Hanhua Holdings, and Hanhua Funds, except for futures, all related to banks and investment banks
Related financial services will be involved in Hanhua Bank Group in the future!"
The main reason for eliminating futures is that the trading risk of futures is too high. Although you can make several times or even ten times the profit with a small amount of capital under leveraged trading, if you lose it, you will still lose more than ten times. The tragedy of Bahrain Bank
It's enough to wake people up. Hanhua Bank will be the core of Liu Dong's career in the future, and stability is paramount. He doesn't want a stupid futures trader to lose all the money he has earned over the years!
Although it was a bit strange for Liu Dong to eliminate futures, Guan Tao was even more surprised by Liu Dong's reorganization of Hanhua Bank. This was completely reorganized according to the international large banks. This plan fully demonstrated the other party's emphasis on the banking industry.
Huge ambition!
But before he could recover from the shock, Liu Dong said again: "Secondly, announce to the outside world that Hanhua Bank will acquire 20 tons of gold in the next year to increase the bank's risk resistance and increase the Hanhua Bank's ability to resist risks.
Bank of China's Tier 1 capital adequacy ratio remains above 10%, ensuring the bank's healthy operations!"
Hearing this, Guan Tao couldn't bear it anymore, "Chairman, the current international gold price has risen to US$450 per ounce. 20 tons is US$320 million, equivalent to HK$2.6 billion. Our bank can no longer take it."
So much money has been paid...!"
Waving his hand to interrupt the other party's words, Liu Dong said: "Don't worry, I have already prepared the gold. I will just put it in the bank vault when the time comes!"
"Already... ready?" Looking at Liu Dong's calm expression, Guan Tao almost bit his tongue.
Although twenty tons of gold is not a lot for banks, if it is a private person, who has nothing to do with buying so much gold!
"Also, in addition to this gold, I will also transfer a deposit of 1.5 billion US dollars to the bank, but I have already used this money. I cannot leave it to the bank for management at the moment!"
But before Guan Tao could feel regretful, he heard Liu Dong say: "You have to start a fight with Hanhua Holdings as soon as possible, and then I will give up my 15.7% shares in Cathay Pacific and all the shares of Asia Television."
The shares are transferred to this company’s name!”
"In addition, I have more than a dozen properties in Hong Kong, as well as a dozen luxury cars and a yacht. These are handed over to Hanhua Investment Management Company for trading...!"
"Chairman?"
Looking at the excited Guan Tao, Liu Dong asked in surprise: "What's wrong?"
He quickly took a deep breath and calmed down his excitement briefly, "Chairman, are you Liu Dong who gambled with the Li family and the Ma family at the Lisboa Casino a few days ago?"
"Don't you already know my name?" Liu Dong smiled.
Hearing this, Guan Tao's face showed shock, excitement and disbelief. Although he had long known that the name of the person who bought Chong Hing Bank from the Lia family was Liu Dong, he did not kill everyone in the Macau casino these days.
Liu Dong, who caused uproar in Hong Kong and Macao, was linked together, and now the two names were suddenly overlapped, not to mention the excitement and excitement in Guan Tao's heart!
"Finally got over it!"
For a moment, Guan Tao had a feeling of being able to see the light of day. The former major shareholders of Chong Hing Bank belonged to the Liao family, and members of the Liao family controlled the top and bottom of the bank. It was difficult for outsiders like them to get ahead.
At that time, coupled with the limited strength of the Liao family, the expansion and business development of Chong Hing Bank was almost stagnant. Now it is better. With Liu Dong, a super rich man joining, I believe that the former Chong Hing Bank and the current Hanhua Bank Group will welcome
Come to a rapid development stage.
Now, Guan Tao no longer thinks that Liu Dong's initial reorganization of Hanhua Bank was too ambitious.
Seeing the ambition sprouting on Guan Tao's face, Liu Dong smiled with satisfaction. He likes his subordinates to be ambitious. Otherwise, how can the company develop if everyone is content with the status quo?
"Are you confident now?" Liu Dongxiao asked.
After smiling slightly awkwardly, Guan Tao suddenly remembered something and stood up immediately and said: "Chairman, please wait a moment while I go get the information!"
"Information? Okay, go and come back quickly!" Liu Dong, who was a little curious, waved his hand.
Guan Tao, who had been fully motivated by him, ran all the way back to his office, then took out a compiled document from the safe, ran back panting and handed it to Liu Dong's hand!
"Director Liu, take a look first!"
"Zhejiang First Commercial Bank?" Liu Dong asked in surprise when he saw the beginning!
"Yes, Director Liu! This bank was founded during the Republic of China and moved to Hong Kong in 1950. After nearly half a century of development, this bank has 42 branches in Hong Kong, 12 branches in Macau, and 3 branches in Taiwan.
, 2 branches in Hawaii, 3 branches in Singapore, a total of 82 branches, the top presence among Hong Kong's mid-sized banks! Now the holding company of this bank, Mizui Industrial Bank of Japan, has heard news of selling this bank. If we
If the price is right, I believe we can buy this bank!"
Seeing the strong look of expectation in Guan Tao's eyes, Liu Dong thought for a moment and then asked: "What's the problem with this bank?"
In his mind, little Japan is greedy. If the bank had not suffered serious losses internally, it is estimated that the other bank would not have sold it!
However, Guan Tao's answer surprised Liu Dong.
"There is no problem. The operations of Zhejiang First Bank have always been very healthy, but the profits are not high! The reason why Ruicheng Bank chose to sell was also the result of desperation!" Guan Tao said with some gloating.
"have no choice?"
"That's right, because the mainland's closed policy towards Japanese banks and the financial industry prevents them from entering the huge mainland market, many Japanese banks choose to acquire banks in Hong Kong, Macao and Taiwan and invest in the mainland. The reason why Ruijin Bank was originally
The choice to acquire Zhejiang First Bank was based on this purpose, but their goal failed! After nearly ten years of hard work, there was still no result. In addition, although Zhejiang First Bank is good, it has no business with Ruili Industrial Bank.
They overlap, so they have the intention to sell!" Guan Tao said.
"I see!"
Liu Dong nodded clearly.
Financial security is related to national security. Of course, Japanese banks with long-standing rivalries cannot survive in the mainland!
“How much will it cost to fully acquire this bank?”
Hearing this, Guan Tao was excited and said quickly: "According to the assets of Zhejiang First Bank, a full acquisition would cost at least HK$4.5 billion!"
"4.5 billion Hong Kong dollars?"
After thinking for a while, Liu Dong nodded, "Okay, I agree to this acquisition, and I will use the funds replaced by the gold I gave you to purchase it!"
"Yes, Chairman!" The excitement in Guan Tao's heart cannot be described in words. It's a pity that after ten years of wasting time after graduating from Cambridge Business School with a PhD in Business Administration, he finally has the opportunity to realize his talents and ambitions!
"Well, let's discuss the development of Hanhua Bank Group next year. In addition to acquiring the First Bank of Zhejiang, your main task next year is to continue to expand the scale of Hanhua Commercial Bank branches. It is expected to establish 20 to 30 branches.
branches, of which mainland China accounts for at least one-third, and the rest are mainly in Taiwan, Singapore and Malaysia...!"
…
Singapore, the full name of the Republic of Singapore, formerly known as Singapore, Sin Chau or Star Island, also known as the Lion City, is an island country in Southeast Asia. The political system implements a parliamentary republic. Singapore is adjacent to Malaysia across the Johor Strait to the north, and to the south across the Singapore Strait.
Indonesia faces each other and is adjacent to the southern entrance of the Strait of Malacca. In addition to Singapore Island, its territory also includes several surrounding islands.
Singapore is a multicultural country of immigrants, known for its stable political situation, clean and efficient government, and is one of the most international countries in the world.
Moreover, Singapore is one of the few developed countries in Asia and is known as one of the "Four Asian Tigers". Its economic model is called "state capitalism". Singapore is the fourth largest international financial center after New York, London and Hong Kong.
One of the important service and shipping centers in Asia.
Just after Liu Dong formulated the development plan of Hanhua Bank, he took Lin Ling, who came from Quancheng, to this land that is famous all over the world!
Coming out of the airport and looking at the familiar faces around him, Liu Dong knew that these people were basically Chinese, but the completely unfamiliar language and living habits made it difficult for him to regard Singaporeans as his compatriots like Hong Kongers!
"Xiaodong, is this your first time in Singapore?" Seeing Liu Dong looking out the window, Lin Ling, who was sitting next to him and hugged his arm, asked curiously.
"Yes, this is my first time!" Liu Dong nodded.
"How does that feel?" Lin Ling asked with interest.
"Prosperous, economically developed, clean and tidy, everything in a modern city is available here! It's just...!" Liu Dong shook his head and sighed before continuing, "It's just that it's not China after all!"
"How is it possible? More than 70% of Singapore's population are Chinese!"
After listening to Lin Ling's words, Liu Dong smiled and shook his head without saying anything else!
Chinese is just a general term, here we are just Singaporeans. If a few hundred years pass, Chinese and Singaporeans will be like the United Kingdom and the United States today. Although they have the same origin, they basically have nothing to do with each other!
Of course, these sentiments only existed in Liu Dong's mind for a few minutes and then quickly disappeared. After all, this kind of thing was beyond the scope of what he could change! (To be continued.)