Chapter five hundred and forty-ninth usury (below)
"Woody, I'm warning you, don't cause trouble here..."
Obviously this was not the first time that Wardy had done this. After seeing an extra hundred dollars in his pocket, the security guard's expression softened, and he turned around and left with his companions.
After the security guard left, the little Harlin said proudly: "Boy, how are you? Did you see that Boss Woody is very familiar with the casino?"
There are loan sharks in almost every casino. Whenever someone loses all their chips, they will go and ask the gamblers if they need help.
Gamblers who have lost money almost always think of recouping their losses, and never think of what to do if they lose all their money again, so these loan sharking businesses have always been very good.
They are like blood-sucking insects, clinging to casinos and sucking the blood of gamblers. I don't know how many people have lost their fortunes because of loan sharks.
In the past, this casino was controlled by the Yamaguchi-gumi. All loan sharks in the casino were required to pay a "management fee" to the Yamaguchi-gumi every month.
However, after the fight between the Yamaguchi-gumi and the mafia, these small loan sharking gangs began to take action.
You know, the "management fees" they pay every month account for more than half of their income. Now that the entire Las Vegas casino is in chaos, they naturally have to seize the time to develop more business.
"So what if you are familiar with the casino? Tell you, if you dare to touch my woman again, I will chop off your claws..."
Liu Zimo glared at Harry. Up until now, he had only been holding hands with Hua Xiaotong, but just now Woody actually held Hua Xiaotong's waist and pulled her.
Liu Zimo was over 1.9 meters tall. With his strong build, his wide eyes were indeed very intimidating, scaring the little Harlin so much that he took a few steps back.
"Who is your woman?!"
As soon as Liu Zimo finished speaking, Hua Xiaotong twisted him hard on the side. Liu Zimo took a breath of pain and said hurriedly: "I am your woman, I am your woman!"
"Haha. Hahaha..."
Qin Feng, who was standing aside, couldn't help it anymore. He now completely believed that the IQ of men and women in love was really terrible, and Liu Zimo actually said such a thing.
"Damn it, don't fight with them!"
Hua Xiaotong obviously didn't expect such a sentence to come out of Liu Zimo's mouth. Her pretty face turned red immediately, she let go of Liu Zimo's arm and retreated to Meng Yao's side.
"Not to mention, Hua Xiaotong really has some affection for Zimo..."
Qin Feng discovered that although Hua Xiaotong didn't seem to care much about Liu Zimo, there was clearly a trace of concern in her eyes. For a girl with such a careless personality to behave like this, even she might have fallen in love.
"No. Xiaotong, I'm here with a master. I can win hundreds of thousands of dollars in just a matter of minutes!"
Hearing the concern in Hua Xiaotong's words, Liu Zimo couldn't help but be overjoyed. He pulled Qin Feng over and said, "My friend Wu Zhe. As you have all seen, he is a real gambling master!"
"Well, it's you?!"
Hua Xiaotong and Meng Yao made noises at the same time, but Hua Xiaotong's voice was a little dissatisfied, while Meng Yao's voice was full of surprise, maybe she thought of the back figure she saw back then.
"Liu Zimo, why did you invite him over? Is that okay?"
Hua Xiaotong pulled Liu Zimo and whispered: "Look at his arrogant look, he doesn't look like a master. Don't be deceived by him..."
To be honest, Wu Zhe's appearance is indeed not very good. His eyebrows are a little raised, and Qin Feng's specially dyed yellow hair makes people feel that he is a frivolous person at first glance.
"Hey, Xiaotong, as the saying goes, a person cannot be judged by his appearance, and the sea water cannot be measured. This friend of mine is very powerful!"
After hearing Hua Xiaotong's words, Liu Zimo couldn't help but tell Qin Feng, but he also felt resentful in his heart. Brother, you have to pretend to be someone else and find someone who looks better.
"Hey, I'm telling you, if you owe money to pay back the debt, you won't deny it, right?" When Hua Xiaotong pulled Liu Zimo to talk, Wardy finally couldn't help it anymore.
In the past, when they were charging usury, the debtors were all trembling with fear, but the two men and women in front of them didn't take them seriously at all.
"What are you yelling about? Isn't it just that I owe some money? Can't I just pay you back and be done with it?"
Liu Zimo looked at Wardy angrily and said, "Boy, if you dare to yell again, believe it or not, I will beat you until your mother doesn't even recognize you?"
Originally, Liu Zimo had always been polite in front of Hua Xiaotong, but one day he accidentally discovered that Hua Xiaotong seemed to prefer men who were rude and manly, so Liu Zimo often behaved like this.
Already.
Sure enough, after scolding Wody, Liu Zimo noticed from the corner of his eyes that Hua Xiaotong's eyes seemed to be a little gentler when he looked at him.
"Liu Zimo, stop fighting..."
Meng Yao, who had been silent all this time, took a step forward and said, "Let's not gamble anymore. If your friends have money, return it to them. Xiaotong and I want to go back to New York..."
Meng Yao originally had a calm temperament, and it was a rare thing that she could accompany Hua Xiaotong out to play for so many days. Now she just wanted to go back to school and have some quiet time.
"Meng Yao, don't worry, my brother will take action, nothing will go wrong!"
Liu Zimo patted his chest and said: "Let's go into the casino. Grandma, if you dare to win my money, you must kill everyone today..."
After losing all his and Hua Xiaotong's personal money, Liu Zimo hid in the hotel for several days. Only now did he feel proud and proud. With a wave of his hand, he led everyone towards the casino.
"Hey, let me tell you, you have money to gamble, but why don't you have money to pay back the debt?" Seeing Liu Zimo about to enter the casino, Woody stopped him.
Wardy is a native of Las Vegas. He has been around casinos since he was a child. He knows very well that after entering the casino, the money this person has is not his own.
So for the sake of the money he lent, Woody had to get the money back first, otherwise when these men and women came out, their pockets might be cleaner than their faces.
"this……"
It is natural to pay back debts. Liu Zimo was still very concerned about this. After hearing this, he looked at Qin Feng and said: "Wu... Wu Zhe, how about... let's pay back the usury first?"
"How much does he owe you?" Qin Feng asked in English with a pure American accent.
"The principal is one hundred thousand..."
After hearing Qin Feng's words, Wardy took out a calculator. After pressing it a few times, he said: "But including the interest, the total is 340,000, because it is already past twelve o'clock.
, shall be calculated based on four days’ interest.”
For foreigners, addition, subtraction, multiplication and division are very magical things. They are allowed to bring calculators in university exams.
"You borrowed 100,000 US dollars? You have to pay back 650,000 US dollars? Are you right?" Wordy's words almost made Qin Feng jump up, and he automatically ignored the foreigner's move of using a calculator to settle accounts.
"Boy, are you easy to bully? Are you trying to blackmail me?"
Liu Zimo also rushed forward and looked at Wordy with an evil expression, because when he signed the usury document that day, he saw clearly that the interest was six cents. But at that time, Harry said that the interest would be calculated on a monthly basis.
That is to say, if he can repay the money in the first month, Liu Zimo will pay an interest of 60,000 US dollars, plus the principal, it will be 160,000 US dollars. But it has only been four days. The compound interest rate has doubled.
To $650,000.
"Hey, it's black and white. You can't cheat!"
Seeing Liu Zimo's menacing look, Wordy was also a little timid. After taking a step back, he took out a contract and said: "You see clearly, one hundred thousand US dollars, six cents daily interest, four days have passed until today...
The interest on the first day is 60,000, the principal of 160,000 on the second day is 96,000 in interest, the principal on the third day is 256,000, and the interest is 156,000...
It is now the fourth day, the principal is US$49,600, and the interest is US$245,760.
So the four days of compound interest add up to a total of 655,360 US dollars. I only want you 650,000 US dollars, which has already wiped out more than 5,000 US dollars..."
"Damn, is there still such a way to calculate loan sharking?"
Qin Feng and Liu Zimo looked at each other in confusion after hearing Wordy's words. No wonder they often hear loan sharks forcing people to jump off the building. I'm afraid the world's richest man borrowed their money and would go bankrupt if he didn't repay it within a year.
"Shit, you bunch of shits, you clearly said that interest would be calculated on a monthly basis!" After a moment of shock, Liu Zimo couldn't help but became furious and grabbed Harry's neck.
There is also a loan sharking business in Hongmen, and he is also a well-known figure in Hongmen. Now he is actually plotted by a bunch of gangsters. If this spreads out, Liu Zimo will be really disgraced.
.
"What do you want to do? We have signed an agreement. Even if we go to court, you will still have to pay!"
Seeing Liu Zimo pinching Harlin's neck, although Wardy wanted to take action, he did not have the support of the Yamaguchi-gumi at this time. Looking around, it seemed that his fighting ability was not as good as the grumpy man in front of him.
"Old Liu, stop it, this place is not suitable for making trouble!"
Qin Feng glanced at Liu Zimo and took his hand off Harlem's neck. The casino in Las Vegas is protected by US law. Making trouble here is a provocation to US law.
"Show the loan document..." After stopping Liu Zimo, Qin Feng reached out to Wardy.
"I can only give you a copy. What if you tear up the original?"
Wardy carefully took out a copy and handed it to Qin Feng, because in the past, he had encountered someone stuffing loan documents into their mouths and eating them.
"It's really calculated based on daily interest. I said, Lao Liu, are you really good at it?"
Qin Feng glanced at the document and soon discovered the interest calculation clause inside. It was indeed calculated on a daily basis. The daily interest was six cents. Under the black and white paper, there was Liu Zimo's signature.
"I...I heard what he said was monthly interest rate!"
Liu Zimo knew he was in the wrong, so he just glared at Harlin. It was this guy who had deceived him into borrowing the money. Liu Zimo had already become jealous by then. After negotiating the terms, he picked up the document and signed it.
Didn't look carefully.
"You...you heard it wrong, I...I said daily interest!"
Harlem said boldly: "If you don't believe me, ask in this casino if there are any loans based on monthly interest? You guys will run away after a few days here. If we give you monthly interest, where can we get the money?"
"That makes some sense!"
Qin Feng nodded when he heard this. The liquidity of casinos is very high, especially in world-renowned casinos like Las Vegas. These loan sharks often use the method of seizing tourists' passports to borrow money. Indeed, they are all
Very short term.
However, Qin Feng could tell from Harin's erratic eyes that when he gave the loan, he must have mentioned monthly interest, but when Liu Zimo signed the document, he changed it to daily interest.
Loan sharks are also people who work in the underworld. They are in the same group as Qin Feng and Liu Zimo. Chen Shihao did the same thing in Ao Island. I am afraid it is even worse than people like Woody.
It was understandable for Woody and the others to do this, but now that it was applied to themselves, it made people feel uncomfortable.
"Boy, when we do business, we have to be trustworthy. It's black and white, you won't deny it, right?" When Qin Feng acknowledged the contract, Wardy couldn't help but breathed a sigh of relief.
Because Wardy knew that the Western contract spirit did not apply to Easterners. Had he not seen Liu Zimo and the two girls wearing good clothes at that time, Wardy would not have let Harlin fool him into borrowing loan sharks.
"Are you really killing without blood?"
Qin Feng flicked the paper with his hand, shook his head, and said: "It's really dark, damn, darker than a crow. I borrowed 100,000 yuan and it turned into 650,000 yuan in four days. Rob the bank."
You don’t make as much money as you do!”
"This gentleman, you can't say that. He was willing to borrow it himself. Can you blame us?"
Seemingly seeing that Qin Feng was the one helping to pay back the money, Wardy waved his hand and said, "How about this? I'll make the decision and wipe out the fifty thousand US dollars. You only need to pay back six hundred thousand, how about that?"
Woody has been hanging out in casinos for decades. He is not very good at other things, but he still has good vision. He can feel the murderous aura in Liu Zimo, so he does not dare to push too hard.
"Okay, six hundred thousand, just six hundred thousand!"
Qin Feng nodded. He didn't want to keep arguing with these people. Moreover, facing Meng Yao and Hua Xiaotong, Qin Feng still felt a little guilty, fearing that these two girls would see his flaws.
"Hey, Qin... How can this be reasonable? This... I can't give you this money!"
Qin Feng agreed to pay back the money, but Liu Zimo was furious. If he hadn't reacted quickly when he saw the opportunity, he would have called out Qin Feng's name.
But even so, Liu Zimo's words still made Meng Yao glance at Qin Feng, but after seeing that completely different face, she shook her head and looked away.
"Old Liu, don't worry about this..."
Qin Feng glared at Liu Zimo fiercely, this guy really failed more than succeeded, and he had to get these two girls, otherwise Qin Feng would have solved the matter by now.
PS: PS: Second update, four thousand words chapter, please vote for me, please vote for recommendation!!!
