A few years ago or a few years later, someone like Liu Changming, who was well-established in officialdom, could easily get a loan from a bank after getting the land... He would get the land through connections, use the land to get a loan from the bank, and then start construction.
Many real estate developers do this by building a building and then selling it to raise funds. It is almost a no-cost and profitable transaction.
Liu Changming also made this plan two years ago, but just last year, the real estate bubble in Hainan shocked the country. Mr. Zhu personally issued a statement to terminate the listing of real estate companies and fully restrict the entry of bank funds into the real estate industry.
Because of the real estate bubble, the bad debts of the four major state-owned commercial banks reached 30 billion. This amount of money will be nothing in ten years, but it was an astronomical figure in the early 1990s. As soon as Mr. Zhu spoke, banks not only refused to lend to real estate developers, but even some
The real estate loan that was completed was also terminated.
This is the case for Liu Changming's Rose Garden Villa project. The loan was originally obtained, but the subsequent funds were directly blocked by the bank. Without the support of the bank, the off-plan property could not be sold, and the capital chain of the Rose Garden project was suddenly broken.
, Liu Changming had no choice but to look for Kaizi everywhere to take over.
"Mr. Kang, look at this. This is a map of the capital city. There is actually only a little distance from the city center to Changping. It is not too remote for rich people with cars." Liu Changming took out a lot of maps, photos and
The renderings came out, "I specially asked well-known foreign designers to do the planning and design of the rose garden. Look at the renderings. The garden house is surrounded by green water. The environment is 10,000 times better than in the city. We are going to make the rose garden
If it becomes a brand and becomes a mid-level villa area in Beijing, the people who live there are either rich or noble, and it will definitely become a star project..."
Liu Changming was very talkative. He kept saying one thing after another, and he had to trick Kang Jianfei into the game.
Kang Jianfei asked with a smile: "Since the rose garden project is so promising, why would Mr. Liu ask me to do it? Wouldn't it be better to have one less person to share the money with?"
Liu Changming smiled awkwardly and said: "People of the Ming Dynasty don't tell secret stories. Due to national policy issues, the bank loan cannot be obtained. Mr. Kang, you are a rich man. If you just leak some money from your hand, it will be enough to successfully complete the Rose Garden Villa."
Kang Jianfei smiled casually: "Although I don't understand real estate, I also know that this thing is a test of capital and operational capabilities. The Rose Garden project is too big. Mr. Liu, this is your first time in real estate. To be honest, I don't want to cooperate with a novice.
Develop real estate.”
The smile on Liu Changming's face faltered. If Kang Jianfei questioned the Rose Garden project, he could continue to deceive him. But Kang Jianfei directly questioned his ability to manage real estate. He said he didn't want to play with you, a newbie. How did Liu Changming respond?
Kang Jianfei stood up and prepared to leave the restaurant, saying: "If you want to get rid of this project, I am still a little interested, but if you want to cooperate with me, then I'm sorry. You, haha, are not qualified yet!"
Liu Changming was so angry that his face was half red but not white. Just when Kang Jianfei was about to leave the restaurant, he shouted: "Mr. Kang, wait a minute!"
"Have you thought about it?" Kang Jianfei turned around and asked.
"I've thought about it." Liu Changming nodded weakly.
Because of the Hai/Nan real estate bubble in the past two years, the country is now clearly suppressing real estate. Without strong funds, it is difficult to get around. Liu Changming poured all the money he earned from doing business for ten years into this project. Now he can’t get it.
No, how could he not agree if someone took over the offer?
…
In the past few years, when Wudang Mountain, Danxia Mountain and other tourist areas were developed, Hu Juncai also established a company called Xinda Real Estate. It mainly engaged in real estate development projects in scenic spots.
After Kang Jianfei reached an agreement with Liu Changming, he spent some money to invest in Hu Juncai's Cinda Real Estate. Then, in the name of Cinda Real Estate, he spent 25 million to buy 45% of the shares of the Rose Garden project from Liu Changming and another shareholder.
.As for the remaining 55% of the shares in this project, it belongs to the Changping County Government Real Estate Development Company, which used the land to invest in the shares.
Liu Changming worked hard for two years in vain. Not only did he make no profit, but he lost millions. Kang Jianfei was very kind and did not lower the price too hard, otherwise his project would just rot in the ground.
At Hu Juncai's house, the pregnant Ye Zishan cooked the dishes herself.
Kang Jianfei and Hu Juncai were sitting in the living room playing chess. Hu Juncai got angry and asked, "Why do you suddenly think of doing real estate?"
Kang Jianfei said pretentiously: "It's not like I haven't done it before. Nanluoguxiang Commercial Pedestrian Street is my handiwork."
Hu Juncai said contemptuously: "Come on, just come up with an idea. It's the Zheng family's work. It would be better for you this time to quietly take over the Rose Garden, which covers an area of 500,000 square meters."
The real estate project has been enough for us to work on for several years."
"Don't worry, the villa will be built slowly. The more it goes on, the more valuable it will be." Kang Jianfei jumped on his horse and killed Hu Juncai's soldiers.
Hu Juncai shook his head: "It's strange that a villa with several million dollars can be sold. There are many millionaires in Beijing, but everyone who has money has invested it. Who would use millions to buy a house?"
?Not to mention the place is so remote.”
"There's nothing wrong with being off-center." Kang Jianfei chuckled. He had drifted to the north for many years before crossing over, and was very familiar with the boundaries of the capital. In a few years, the Shahe Higher Education Park will be built, including the Central University of Finance and Economics, Beihang University, Beijing Foreign Studies University, Beijing University of Posts and Telecommunications, etc.
Key universities have built their campuses in Changping one after another, making Rose Garden the only villa area in the capital located in the university town, and the housing prices have skyrocketed.
It may be difficult to sell a villa worth millions of dollars now. But China's economic development is too fast. When the first phase of the Rose Garden is completed in two years, it will be a different story. As long as the brand is hyped
, I don’t know how many wealthy people are rushing to buy the "first villa in Beijing". When the second phase of the Rose Garden is completed, those villas will all become school district housing, making money at the same speed as grabbing money.
Kang Jianfei stopped talking about real estate and changed the topic and asked: "By the way, how are our mobile phones doing?"
Hu Juncai went back to the study and took out a box, handed it to Kang Jianfei and said, "Here, this is the prototype. It will be put on the market after the test is completed."
Kang Jianfei opened the box and took a look. It contained a blue and white mobile phone. Not only was this mobile phone technically a copycat of Motorola, but it also had similar appearance and design, differing only in thickness and details.
"I said, who designed the appearance? It's too lazy." Kang Jianfei complained while holding his mobile phone.
Hu Juncai said: "I think it's pretty good, it's grand and thick."
Kang Jianfei corrected: "Our technology is not as good as Motorola's, and our brand is not as good as Motorola's. If we want to seize market share, we have to start with appearance. What does a mobile phone represent? High technology! The appearance design must be fashionable and have a sense of technology."
Kang Jianfei stopped playing chess and went to Hu Juncai's study to get pen and paper, and drew various beautiful and fashionable mobile phones from memory.
After drawing more than 20 models, Hu Juncai was stunned. Then he smiled bitterly and said: "When you use your pen like this, the people below will break their legs. But the mobile phones you drew are indeed beautiful, even better than those from Motorola."
pretty."
Nonsense, this is a classic design in various brands of mobile phones in the future. It would be strange if it is not beautiful.
Kang Jianfei continued: "No matter whether the appearance design needs to be changed, we can also divide the mobile phones into several grades. For example, if the mobile phones are encrusted with diamonds or have a rich gold version, the rich will definitely like it."
Anything encrusted with diamonds or rich gold sounds very tacky at first sight. But the wealthy people in China just think of it like this. They wear gold chains around their necks and ten gold rings on their hands. It doesn’t matter how tacky it is.
Hu Juncai said speechlessly: "Is that necessary? If a diamond-encrusted mobile phone is released, not many people will buy it."
Kang Jianfei woke up and said: "Diamond-encrusted mobile phones are not used to make money, but to build a brand. We can do it this way. The local gold version of the mobile phone is sold in limited quantities, and the diamond-encrusted supreme mobile phone requires prepayment to order. It is said to be completely handmade.
.The news will be hyped up, and combined with the gimmick of a national brand mobile phone, it will definitely arouse heated discussions across the country, and its popularity will suddenly increase."
Hu Juncai praised sincerely: "I have been in business for so many years, but I still can't compare to you, you are a complete profiteer."
"I can understand that you are praising me." Kang Jianfei said seriously.
The two began to speculate on how to run the business. It was a no-brainer to invite celebrities from Hong Kong and Taiwan to advertise. Kang Jianfei had already thought of the advertising slogan: "Use the BBK mobile phone to win every step of the way and rise higher every step of the way!"
People who are doing business and serving as officials will definitely be happy to hear this slogan. The Chinese people are just talking about it, just like "Goldlion". How many people have used Goldlion ties all their lives because of this name.
As for encrusting an antique mobile phone with a black and white screen with diamonds and gold plating, Kang Jianfei thinks the scene is too intoxicating. (To be continued...) u
