With the development of the commodity economy, financial institutions were naturally born to promote economic development.
However, in the Ming Dynasty, banks and other things must serve the court.
For Daming Bank, if it were to establish branches in provincial capitals across the country, it would be easy, but if it were spread across the country, it would be a bit difficult.
Therefore, at this time, local banks need to join in to spread across the country.
For example, if the local government pays taxes, it can get rid of the problem of release, which is much easier. For the court, it is extremely beneficial to change the tax payment cycle from half a year to one or two months.
The payment of official salaries in various places, from counties to prefectures and provinces, are all handed down from banks. I don't know how much manpower and material resources have been liberated.
The large-scale application of banks can also be applied to the army.
In the past, military salaries were controlled by military judges in order to prevent generals from deducting military pay and winning people's hearts.
But now, the salary issued by the imperial court can be sent directly to the soldiers' bank accounts. No one can be too thin, and the salary is real.
In this case, unless the court has no money or the people are angry, the imperial camp will not rebel.
Moreover, like disaster relief, with a direct order, local officials can withdraw money from local banks to provide relief to the victims. I don't know how much time is saved.
And everything is to stabilize the rule.
Zhu Yixi is so selfish, there is nothing she can do about it, it’s just human nature!
He doesn't mind promoting social progress while stabilizing his rule, but when progress hinders his rule, he is seeking death.
For example, of course he knew that the land issue was at the core of society and that equal division of land was absolutely omnipotent.
But he will never do it, and it is impossible for him to do it.
To divide the land equally, we have to overthrow the gentry, and the gentry are the core of the ruling class. If we take away our own system, is it suicidal?
Moreover, the army was able to fight powerfully and defeat the Manchus. In addition to the help of firearms, the core driving force of institutional innovation was the distribution of land.
A large amount of military land and military land have been allocated, but now you have to divide the land equally and work hard together with the army. Ordinary people can win easily. Who wouldn't rebel?
"Some prefectural cities and all provincial cities will be responsible for the tax transfer by the Ming Dynasty Bank, and a large number of county towns will be transferred by you and others."
The emperor looked serious and said word by word: "From now on, the main accounts of banks, bank accounts and other institutions that absorb people's money must be placed in the capital and subject to the supervision of the imperial court."
"yes--"
After dealing with Shaanxi merchants, Zhu Yixi held discussions with Huizhou merchants.
Later, Shanxi merchants also got a chance to breathe and came to the capital.
In this regard, the three major business gangs of Shaanxi, Shanxi, and Huizhou, as well as some local business gangs, obtained the opportunity to transfer local taxes.
In order to avoid monopoly, the three major business gangs must each establish no less than ten banks to cooperate with the Ming Dynasty Bank.
As a result, Shaanxi businessmen were allowed to set up Shaanxi villages in nine provinces: Shaanxi, Hebei, Shandong, Lianghu, Henan, Sichuan, Guizhou, and Yunnan.
Shanxi merchants can inherit local taxes in Shanxi, Gansu, Suiyuan, Ningxia, and Guangdong and Guangxi.
Hui merchants, as well as former salt merchants, were qualified to inherit taxes in the three provinces of Jiangnan, Fujian, and Zhejiang.
In other words, the three major business gangs only gained the power to pass on local taxes, rather than monopolizing the finance in these areas. Other business gangs and banks can also operate.
As a bank directly under the jurisdiction of the Ministry of Household Affairs, Daming Bank was mainly responsible for the tax transfer of the two capitals, the two governors (Xuanda, Jizhen), provincial capitals, and some prefectures.
The purpose is not to make a profit, but to facilitate the account department to use money.
These things are not immediate results, but long-term work. After seven or eight years, there is no trace at all.
There are nearly 2,000 counties and more than 200 prefectures in the country. This is such a huge project. Even if the private business gangs work hard, it will take a lot of time just to travel.
But once completed, the effect is extremely amazing.
The imperial court's understanding and control of local areas will reach an unprecedented level.
This is centralization!
Zhu Yixi didn't have time to sigh and got busy again.
The person he met this time was Taiyuan Ling.
In the Ming Dynasty, the main official positions were passed through the imperial examination, father and son were officials, and there were very few relatives who were in the same dynasty.
But the medical officer Qin Tianjian was an exception.
Without him, talents are scarce and this thing is passed down from family to family.
Although the medical officers at Tai Hospital were not good at treating patients (they were afraid of taking responsibility), they were very quick at work and knew how to act according to the emperor's eyes.
Considering the short life of the Ming Emperor, he really did not dare to use these imperial doctors, so last year he summoned famous doctors from all over the world to stay in the capital in the name of compiling the "Shao Wu Medical Book".
As a result, the number of medical clinics in the entire capital immediately increased by hundreds.
The emperor did not allow them to enter the imperial hospital, but directly set up restaurants among the people to treat the people. After all, medical skills were acquired through practice.
The palace has received great benefits. The number of palace maids and eunuchs who died of illness has decreased, and the princes and princesses have not died in infancy.
Officials and nobles also benefited from it, and they no longer had to worry about medical treatment.
Therefore, the emperor did not kill these imperial doctors with a single shot, but asked them to popularize cowpox on a large scale in the four counties of Guo near the capital, namely Wanping, Daxing, Xuanwu, and Chongwen counties.
Although the imperial doctors were reluctant in every possible way, the civil and military officials of the imperial court and the nobles were extremely happy. No one wanted to let the whole family stay in the sick cave.
This is why the emperor often went to Yuquan Villa to criticize very few people, to prevent the plague, I understand.
"From the second year of Shaowu to the present, after two years, I, together with dozens of doctors from the Imperial Hospital, more than a hundred apprentices, and private doctors, have vaccinated the entire city's people with cowpox."
The doctor from Taiyuan Hospital told the hard work with tears in his eyes.
For example, how many imperial doctors are tired and sick, how many people are tanned, etc. In short, they are here to get benefits.
He even hinted, secretly or overtly, that Emperor, private doctors are unreliable, and we have to leave doctors from our hospitals to be able to do it.
You see, hundreds of thousands of people have been vaccinated. What a huge project this is.
Zhu Yixi knew this very well, but deliberately ignored it. He cared very much about his life.
"I understand."
The emperor smiled kindly and said: "You have worked hard too. All of you have been promoted to one level and given annual salary as a reward."
"The auxiliary private doctors will all be rewarded with a hundred silver coins and a plaque with a benevolent heart to help the world..."
"In addition, the officers, soldiers and government officials involved in this matter will also receive a salary reward of three to six months, and the officers will be promoted to one level."
"Thank you, Your Majesty——"
With the promotion and rewards, the treatment was considered generous, and the Imperial Hospital Commander could only shed tears of gratitude.
The medical officers of Taiyuan Hospital are divided into three categories: doctors, doctors, and medical officers. The medical skills in the hospital are divided into thirteen departments: Dafangmai, Xiaofangmai, women, acupuncture, eye, oral and dental, bone setting, typhoid, throat, massage, etc.
Its origin is to select the children of medical families, who are admitted to the hospital after examination and are called doctors. They are taught by the medical officer system. Only those who pass the examination in thirteen subjects can be appointed as doctors.
It can be said that the Taiyuan Hospital suffered because it served the emperor cautiously, fearing that it would implicate the family, and did not dare to perform even 30% of its 100% ability.