"Just now Saburo said that he is worried that we will not be united in the future. This is indeed a big problem. (-< >-Net.)" Qian Sheng immediately entered the role and thought about it: "Brothers must also say ugly things first. There will be times when someone acts stupidly, and our inheritance will be taken away in the blink of an eye!"
"Can you think of a way to eliminate this danger?" Li Jian asked.
"Why don't people have this worry when they give them a happy career?" Tu Yang also asked.
"Because they are a collective." Chen Ke explained: "Under the leadership of the priests and clan leaders, all problems are solved internally."
"Oh. Then why don't we learn from them?" Qian Sheng said: "Let's just set up a company first, and then let this company invest in Bianjing Qianhao. In this way, each of us only has shares in the company, but not Qianhao’s shares, even if the other party wants to make us defect, they can’t do anything about it.”
"What a great idea!" Li Jian praised: "It seems that we have really chosen the right person!"
"Let's do it this way," Chen Ke had actually thought so for a long time, but there were some things that were more natural for them to say.
~~~~~~~~~~~~~~~~~~~~
The next day, Chen Ke and Qian Sheng went to Blue Hat Street to sign the agreement.
"Qingshen Consortium?" Seeing that Chen Ke and the others were following suit, Li Wei was secretly disappointed, but it was hard to say anything because they were not signing a contract in the name of the Blue Hat Chamber of Commerce. If they object, it only shows that they have bad intentions.
But if you just sign the contract, it will be even more difficult to take away control in the future.
"Do you have any objections to Levi?" Chen Ke walked to him with a smile.
"Oh, no, no. (-< >-网.)" Li Wei smiled dryly and looked at Bai Yaming. Bai Yaming also had a look of helplessness. He couldn't blame them for closing the loophole.
"Since there is no problem," he dipped the brush in ink and put it in Li Wei's hand and said, "Just sign it."
Li Wei took the brush and hung it on the paper.
"Hurry up and sign, let's have a celebration drink after signing." Chen Ke smiled with squinted eyes, but his gaze was so oppressive that it actually made Li Wei panic and completely disorganized.
"Sign..." Li Wei gritted his teeth, picked up a pen and wrote his name and monogram on the paper, then picked up the company's seal, closed his eyes and covered it, then raised his hand, he looked at Chen Ke and said: "Sir, once we give it Leye people’s century-old wealth is all at your disposal, so don’t let us down!”
"The road ahead is rough and rough!" Chen Ke laughed loudly: "You and I are in the same boat!"
"We're all in the same boat..." Levi's smile was uglier than crying.
The next time is very tight. As a bank with high ambitions, it has to be known by people, and it has to have a store, right? The store has to be well-equipped, with high-end furnishings, and feel like home, as well as waiters, waiters, and shopkeepers. ... In Chen Ke's opinion, this was an extremely tedious task, but it took only two days for Yizhi Leye to finish it all.
As everyone knows, this is the first step for Yi Leye people to get out of the small circle and join the upper class of the Song Dynasty. The whole clan attaches great importance to it. As soon as they signed the alliance with Chen Ke, they began to prepare nervously. Even Chen Ke was beaten. Finally, I gave up my options and decided to open this money account myself.
The first store was opened on the most prosperous Mahang Street. Looking at the luxurious three-story store, the magnificent colorful door, the jubilant lion gongs and drums, and the crackling firecrackers and fireworks, Chen Ke felt like he was falling.
The sense of unreality in dreams.
"Bianjing Qianhao! What an impressive name!" Yishi Leye invited their business partners in Beijing. Zhao Zongji, Cao Ping, and Yang Huaiyu brought a group of friends to support him... By the way
After the Prince of Beihai County became the Grand Chief, the surroundings of Xiao Zhao immediately became lively.
"Come on, come on, please come in." Chen Ke smiled and extended his hand to invite.
"Good boy, keep quiet and open all the banks!" Cao Ping said half-truthfully, "Why don't you ask me to join in?" The Cao family is one of the richest families in Bianjing City.
The breadth of the industry is astonishing.
"I'm not the boss, I just bought some shares in it and earned some pocket money." Chen Ke laughed and said, "Besides, I don't know if I can make any money, so how can I dare to alarm your brother? Next time.
, If I really make money, I will definitely get you to invest in it!" In fact, I have already prepared some dry stocks and prepared to invest in some important targets, Cao Ping is one of them, but now, it is obviously not the occasion to talk about this.
"We have made an agreement." Cao Ping said with a smile: "Everyone will be a witness. When the time comes, this guy will not be allowed to default on his debt!"
Everyone entered the store, chatting and laughing while looking at the newly opened store. They saw that the newly installed red pine floors had just been polished with tung oil, and the brass grilles on the counters were polished to a shiny finish. There was also a wall mounted in the corner.
There is a table and coffee table for guests to rest, and a charming maid stands beside it, serving tea and snacks at any time.
Chen Ke led everyone up to the second floor. The decoration on the second floor was much more luxurious than the simple and elegant first floor. When he opened the door of a room, he saw thick carpets on the floor and Tang Dynasty calligraphy and paintings hanging on the walls.
Antique porcelain vases are placed in the corner, and a row of official chairs are all made of rosewood. The long coffee table is filled with more than a dozen kinds of seasonal fruits.
Chen Ke led them in and closed the door. No sound from outside could be heard at all.
"Your store is not rough." After being pushed, Zhao Zongji sat down and said with a smile: "It seems that he is going to do something big."
"Don't say this outside the door. If my boss hears it, they will force me to take the money and leave." Chen Ke sat on the host's seat and invited everyone to eat fruit and said: "I am just a threadbare.
Wealthy people got together with local wealthy people. They thought I had no merit but hard work, so I was allowed to buy some shares."
"The local rich man, are you talking about those blue hat Hui Hui?" asked a nobleman. For the sake of Zhao Zongji and Cao Ping, he was quite polite to Chen Ke.
"Yes." Chen Ke nodded.
"How rich are these people?" Another person asked: "I always feel that they are mysterious and have little contact with the outside world."
"That's just for fun," one person broke the news: "I know that these people are in the business of making money. Nine out of ten border merchants in the north are their customers."
"I saw it. Just now, downstairs, I saw Hou Yi, Li Quan and several wealthy men in Bianjing City coming to support him." The young master said again: "It seems that the gods of this road are really well hidden!"
"No matter what kind of god he is, he is a good god if he can lend me money." The other person stared at Chen Ke expectantly and said, "Zhong Fang, why don't you help ask the owner what the rules are and how much interest is."
"Okay, let me ask you a question." In fact, Chen Ke can answer it, but he is a scholar after all, so he still has to try his best to clarify.
Pulling a thread at hand, there was a knock on the door. A man from Yizileye wearing a soap shirt and an octagonal hat walked in. It was obvious from his appearance that he was an economic person from a money house. He greeted everyone politely.
After bowing and saluting, Chen Ke told the man's request, and the economist smiled and said: "It depends on how much you borrow. With an identity like Mr. Liu, no mortgage is required within a thousand guan."
, you can lend it out in your name. As for the interest, there is an opening discount of three points per month." The monthly profit is three points, which translates into an annual profit of 36%. Nowadays, the common annual interest rate in the pawn industry in Bianjing City is
It is around 30% to 40%, but the loan must be fully pledged. If it is an unsecured credit loan, the annual interest rate will reach 60%.
Seeing that the interest rate was so low, everyone immediately became interested and asked, "What if there is a pledge? How much can we get?"
"If the full amount is pledged, the monthly profit will be two and a half cents." Jiang Jing said with a smile: "The monthly profit of two and a half cents, which is an annual profit of 30%. It is definitely the lowest price in Bianjing City. This is nothing, pause, he
Another big news announcement: "For large customers who borrow more than ten thousand yuan, if the full amount is pledged, the monthly interest can be reduced again!"
"How much?" everyone asked, feeling their heartbeats speed up.
"The monthly profit of 10,000 Guan is two cents and four, that of twenty thousand Guan is two cents and three, that of thirty thousand Guan is two cents and so on, until the monthly profit of one hundred thousand Guan is capped at one cent and five cents." The monthly profit is one cent and five cents, and the annual interest is one percent.
Eighteen, in the eyes of the people of the Song Dynasty who were accustomed to loan sharking, this was no different from giving it away for free.
"***, it's really a great discount!" Mr. Liu gasped, "When will you start business?"
"It can be done today." Economics said with a polite smile: "Go to the government to go through the pledge procedures, and you can withdraw the money on the same day."
"Everyone, I'm sorry to be with you." Mr. Liu jumped up, clasped his fists towards Zhao Zongji and said, "I'll treat you later!" After saying that, he swooped downstairs.
"We're sorry to be with you too." When everyone saw it, they thought we shouldn't wait any longer. This account has hundreds of thousands of dollars to support it, but if it's too late, we won't be able to get the loan. After saying that, the birds and beasts dispersed.
The economy also bowed and retreated.
In the private room, apart from Chen Ke, only Zhao Zongji was left. The two looked at each other and smiled bitterly: "It's all caused by the Thirteenth Street Shop." Zhao Zongji now wants to go out on the street wearing two sacks, so naturally he won't get involved.
. He asked strangely: "Uncle Cao Guo has a family fortune of one million yuan, how come Mr. Cao is also joining in the fun?"
"With a million-dollar fortune, you may not be able to come up with 100,000 yuan." Chen Ke said with a smile: "If you fail, you will have to sell off the property, which is a golden chicken laying eggs. Now with such low-interest loans,
Wouldn’t you be a fool if you don’t use it?”
"Aren't you afraid of losing money?" Zhao Zongji became concerned about his good brothers.
"Hahaha, how can you compensate for the full pledge?" Chen Ke said with a smile: "Two cents of monthly profit is already a big profit, but those pawn shops are too greedy and insist on sucking out people's blood! Ours is different
, we release water to raise fish, benefiting others and ourselves." He felt ashamed when he said this. But compared with those pawnshops who always come home from work, he felt confident.
After finishing speaking, he looked at Zhao Zongji meaningfully and said: "Brother, do you know that all dynasties have been ruined by usury..."
The old man finally came here, but he couldn't stay out for a long time. He took them out in the morning to get glasses and walked around. I started writing in the afternoon, but don't worry, it's the middle of the night. As Xiao Langjun said.