The phone hung up and Fang Ming's expression became complicated. He told Uncle Hua that he was at Huabao Building now. Uncle Hua remained silent. He knew that the recent troubles the Hua family had encountered could not be hidden, but he still did not say anything.
, just said he would come right away.
"You know our boss."
Jiang Yingying looked at Fang Ming, a little curious. She had heard Fang Ming call Hua Borong Uncle Hua just now, which meant that the young man in front of her was really not here to collect debts, but the boss's junior.
"That's right. How can any debt collector bring such a beautiful little foreign girl with him?"
Jiang Yingying was also anxious before because she saw too many people coming to collect debts during this period, especially when Fang Ming walked towards the back as soon as he came in, so she subconsciously thought that Fang Ming was also here to collect debts.
Fang Ming also heard Jiang Yingying's muttering, looked at Jiang Yingying, and asked: "Miss, can you tell me what trouble Huabao Tower encountered?"
The reason why he asked Jiang Yingying was because Fang Ming was afraid that even if Uncle Hua came by then, he would not be willing to tell him what trouble the Hua family had encountered or to hide something.
Jiang Yingying was a little hesitant, but thinking that the other party was the boss's junior, it was okay for her to tell them. Anyway, the boss would tell them when he came.
"This has to be said almost a year ago. At that time, the boss purchased a batch of antique jades. Although they were not real antiques, they were real jades after all, with a total value of more than tens of millions. But who would have thought that these
The jade turned out to be fake, and many customers who bought it found that the jade was broken into pieces a few days later, and there was actually lint inside."
Thinking of what happened back then, Jiang Yingying found it unbelievable. She knew that Huabao Tower had been established for many years and had professional appraisers. How could it be possible that the jade could not be authenticated?
But this is the fact, and the people who buy jade come from different places in the Magic City. If there is a problem with one or two jade items, it can be said that the other party wants to blackmail the company, but if there is a problem with a batch of jade items, then naturally it is impossible.
It's a conspiracy caused by customers.
For companies such as jewelry and antiques, reputation is extremely important. If fakes are exposed, the entire company will be ruined. Therefore, for the sake of the reputation of Huabao House, my boss paid these customers several times the compensation.
Let these customers sign a confidentiality agreement so that the matter will not be leaked.
In terms of capital plus compensation, my boss conservatively estimated that he spent 50 million. His net worth is naturally more than 50 million, but business wealth is not equivalent to cash.
For many bosses with a net worth of hundreds of millions, it is already the limit for them to get only ten or twenty million in cash, because a large part of these bosses' net worth comes from assets, and assets are not equal to cash.
With 50 million, Dehuabao House's funds are stretched thin, especially since the jewelry and antiques industry is different from other industries. This industry is very profitable, but the return of money is also very slow. Sometimes a piece of
It’s normal for antiques to take a year or two to sell.
After resolving this crisis, Huabao Tower no longer had much liquidity, but it would be okay if this was the case. However, just three months after this incident passed, Huabao Tower encountered another problem.
The cause of this incident was that at that time, several people came over with several antiques for appraisal and wanted to sell them. They were several extremely precious antiques. If they were put up for auction, they would definitely fetch an astronomical figure, but these few people
Willing to sell at a very low price.
If it were in the past, Hua Borong would definitely not be tempted. After all, at his age, he seeks stability. However, after experiencing the compensation incident, Hua Baorong's vitality was severely damaged and it was in urgent need of an injection of funds.
If he eats these antiques at a low price and resells them when the time comes, he will not only get back the compensation money, but also make a fortune for it.
Of course, Hua Borong was extremely careful this time and hired several appraisers to appraise these antiques. These appraisers were able to confirm that these antiques were all genuine, but had an earthy smell.
Earthy smell is a jargon term, meaning it refers to something that has just been unearthed. These days, underground wealth belongs to the state. Hua Borong knows very well what newly unearthed antiques mean.
But it was precisely for this reason that he completely dispelled his doubts. Those who sold antiques must be local masters. These people were doing business without capital and profit, and not everyone dared to take it.
The price is naturally low.
When Hua Borong's career first started, he was involved in this line of business. Generally speaking, when they collect such things, the price will only be 20% to 30% of the market price. If someone with bad intentions encounters it, the price will be as high as 10%.
Normal things.
However, even at a very low price, Hua Borong could not afford so much cash now, so he chose to borrow money from a lending company. Although the handling fees and interest were high, he still made a lot of money.
With the borrowed money, Hua Borong bought those antiques. After buying them, Hua Borong naturally had his own channels to package the antiques and remove their earthy smell. Otherwise,
He didn't dare to sell it.
Going back and forth, Hua Borong spent a total of more than 20 million to complete it, and he was about to send these antiques to the auction. But what he didn't expect was that those local masters were arrested, and
Based on their instructions, the police found Hua Borong, and naturally those antiques were handed over.
Fortunately, Hua Borong was smart. When making the transaction, he pretended that he did not know that these were newly unearthed cultural relics. He pretended to ask these local masters about the origin of these antiques, and these local masters also lied that they were from his own family.
passed on.
Originally this was a tacit lie by both parties, but Hua Borong made a recording. This recording saved him from jail, but he could not get back the money he spent to buy these antiques.
The rich man was squandered.
The antiques were handed over, and the lending company also began to collect money. In order to quickly borrow money, Hua Borong used the jewelry and antiques in Huabao Building as collateral. These lending companies directly transferred the jewelry and antiques in the lobby of Huabao Building.
All the antiques were carried away.
These two incidents almost wiped out all of Hua Borong's foundation, and almost all the money he earned over the years was lost.
"According to what you said, those people from the lending company took the jewelry as collateral, and the debt should be over. Why are there still debt collectors?" Fang Ming looked at Jiang Yingying and asked.
"Because of these two incidents, those suppliers knew that the company was short of funds, so they came to collect debts one after another. However, the company no longer had any funds on its books, so the capital chain was broken."
After hearing Jiang Yingying's explanation, Fang Ming understood.
When doing business, the most feared thing is that the capital chain is broken. The so-called capital chain is actually a cycle. In the modern industrialization era, each enterprise is actually only responsible for one link, some are responsible for the upstream supply side, and some are responsible for terminal sales.
Huabao Building is actually a terminal sales outlet, facing a large number of consumers. However, all the jewelry and antiques in Huabao Building are not created out of thin air. They are bought from jade merchants and then designed by designers.
sell.
Among them, the jade merchants were not given the full payment, but 50% of the payment, and the rest was settled according to the agreed time. However, after these jade merchants learned about the accident at Huabao Tower, they were afraid that they would not be able to get the final payment, so they came to visit one after another.
Come to collect debts.
Tourists and customers who want to come here to buy jewelry come in and see a bunch of debt collectors in Huabao Building. Most of them turn around and leave. This causes the business of Huabao Building to gradually become deserted, and even if some are sold,
Jewelry and this money were also taken away by those jade merchants.
Without the funds being withdrawn, there will be less and less jewelry in Huabao Building. In the end, there will be no jewelry left to sell, but the jade merchants still have not paid off their money, so these merchants are sending people out every now and then.
Come to collect debts.
"Actually speaking, Boss Hua is also a good person, but I don't know why he was so unlucky this year and encountered such a thing all of a sudden."
Jiang Yingying sighed there, but Fang Ming's expression gradually became colder, and a cold light flashed in his eyes. People who don't know the inside story may think that Uncle Hua is unlucky and has bad luck to encounter these things, but he knows in his heart that there is someone here.
A hole dug for Uncle Hua.
There has been no incident for so many years, but this year I received a batch of counterfeit jade. How powerful a counterfeiter must be to produce fake jade that even experts who have been appraising jade for many years would notice.
This incident caused Uncle Hua's liquidity to disappear in an instant, and then a few local masters happened to come to Uncle Hua with priceless burial objects, and the sales were still like cabbage compared to the real price.
price.
This was not enough. After Uncle Hua borrowed loan sharks to raise enough money, the Dongfang Incident happened and the antiques were turned over, but the money was lost.
And coincidentally, those jade merchants heard the news again, and at the same time they all came to collect debts, completely running on Huabao Tower.
All these coincidences are basically a trap, and the purpose of the person who designed this trap is to bring down Uncle Hua's Huabao Tower.
As for who designed the trap, Fang Ming already had the answer in his mind.
Such a large-scale effort and ultra-high level of counterfeiting methods are definitely not a trap from competitors in the same industry, because with such a large-scale effort, there is no need to take Huabao Tower seriously.
They were not colleagues, and Uncle Hua had not offended anyone, and the incident happened to happen after he fled abroad, so there was only one explanation. The other party came for me and knew about his relationship with Uncle Hua.
Connecting these speculations, it is self-evident that the mastermind is behind this. Who else could be there besides the Mu family?
The Mu family did not dare to target Uncle Hua openly, so they adopted this conspiracy method. Even if Mr. Tang knew about it, he could not say that the Mu family violated the rules of the cultivation world because there was no evidence.