He received the admission notice from the University of California, Berkeley, last month, and the spring semester starts in mid-January, still half a month away.
The family cannot afford so much money for him to go abroad.
Xiong Jieming knew the situation at home and was not angry with his father. He felt depressed and uncomfortable. This should be understandable.
"Third uncle, Jimin got admitted to Berkeley in California. This is a great thing. Why do you look so depressed?" Chen Mo said with a smile and handed a cigarette to his third uncle.
"Don't make fun of your third uncle. You don't know what your third uncle's family is like. To study in the United States, you need to prepare at least 350,000 yuan a year, and more than one million yuan in four years... How can my family have such money?"
Lit with a wry smile.
"Cousin." Xiong Jieming walked down and said, "Sister-in-law."
Chen Mo's father smiled and put his hand on Xiong Jieming's shoulder: "That's right, it's a shame for Old Xiong's parents. Do you want to study abroad?"
"I want to." Xiong Jieming buried his head: "The conditions at home do not allow it..."
"Go if you want." Chen Mo's father patted Xiong Jieming on the shoulder: "Your cousin has connections there. If you go to California, I can arrange for you to work part-time, but it will be a bit harder."
Xiong Jieming looked at his father expectantly with stars in his eyes.
"We also want to send Jieming to study abroad and gain experience. Our family can take out up to 150,000 in cash, and then borrow some from relatives and friends... enough for one year's tuition and living expenses at most. For four years in college, we really need to spend this amount of money.
Can't afford it..."
Chen Mo has been living in the United States for almost a year.
Chen Mo knows a little about the situation there, especially the way children are educated, which is very different from that in China.
Not to mention who is good and who is bad, the culture itself is different.
In the United States, only 35% of young people aged 19 to 22 receive full tuition assistance. Many students take out loans to study in college and use their spare time to work in school to make money...
Near the university campus, many shops and supermarkets will provide jobs exclusively for students.
"Studying in the United States is indeed a big expense. If you really want to study there, I will lend you money for tuition and living expenses. I will lend you US$60,000 in the first year. You have to write me an IOU...
... Calculated based on the bank interest rate of 5%. You pay me the interest this time next year, and I will lend you another 60,000... and so on." Chen Mo helped Xiong Jieming plan: "Studying in the United States gives you a lot of spare time and holidays. You can
You can use this time to go out to work, and I should be able to introduce you to a job with good pay there... In the second year, you shouldn't need to borrow so much."
"The principal will be repaid after you graduate, and 20% of your salary will be paid every month. You should consider it carefully before making a decision... Berkeley, California is good. There is a chance to stay in the United States after graduation, but I want to find one right away.
It’s also difficult to get a job that pays more than $60,000 a year.”
The young man didn't think much about it and immediately agreed: "Thank you, cousin. I will definitely study and work at the same time when I go there."
Chen Mo smiled and looked at his third uncle: "The campus culture in the United States is different from that in China, and there are many issues to consider. I only contribute the money, and it is you and your third uncle who make the decision. If anything goes wrong in the future... I am not responsible.
"
"dad."
"Okay. You can go if you want. You have to pay back the money you borrowed..."
"Thank you dad."
Everyone sat in the yard to bask in the sun. Chen Mo went out and made a WeChat video call to Bai Xiaoou.
It was evening in San Francisco, and Bai Xiaoou was sitting in his office sorting out his account books...
"Hey, are you busy?" Chen Mo saw him in the office and smiled.
"I'm going to acquire a hot pot restaurant and prepare loan materials. O-lili hot pot restaurant, I will send you a satellite screenshot later. It is located at Beitan Pier... it covers an area of 755 square meters, two floors... and the indoor usable area is 1,349 square meters.
The other party's offer is 27.5 million...the entire transaction should exceed 30 million."
"It's up to you. I have a cousin who has been admitted to the University of California, Berkeley, and is planning to study there. Berkeley seems to be in the San Francisco Bay Area as well?"
"Well, it's opposite Beitan Pier, dozens of kilometers away by car."
"Find someone to pick up my cousin. In addition, you can help pay for his tuition, accommodation fees, living expenses, etc. first. I will transfer them to you when I return to the United States."
"No problem. Let's talk about the acquisition of the hot pot restaurant. I want to buy the land together... I'm going to hold a shareholders' meeting to vote together. This is about making snacks, and if you do it, you can get rich overnight. If it doesn't work,
You have to lose a lot of money."
The three most expensive cities in North America are San Francisco, Manhattan, and San Jose.
San Francisco and San Jose, both in the San Francisco Bay Area...
The shop covering an area of 755 square meters in a commercial area costs US$27.5 million. Chen Mo didn't know whether it was cheap or expensive.
"You decide this matter yourself, and I support your decision 100%."
After having lunch at the third uncle's house, Chen Mo and his son returned to the city...
My mother was looking at the shop in the market. A small shop can support the family's expenses. Generally speaking, it doesn't make much money, but it is better than being relaxed.
In the evening, Chen Mo finally met Chen Xiao's boyfriend, a handsome guy wearing glasses. He looked gentle and elegant, but his expression was unconsciously arrogant...
It probably wasn't the first time that he came to the house. Chen Mo's father smiled and accepted the gift: "Come as soon as you come, you don't have to bring so many things every time. Don't bring anything with you in the future, just empty-handed."
"Why."
"Brother, my boyfriend is Ankang." Chen Xiao pulled Chen Mo and introduced: "My brother, Chen Mo."
"Brother." Ankang showed a somewhat stiff smile.
Chen Mo nodded, always feeling uncomfortable with this kid.
When a brother looks at a brother-in-law, not many people like him...
"Sit." Chen Mo pointed to the sofa. After Ankang sat down, he looked at him again and said, "Are you in the same company as Chen Xiao?"
"Yeah." Ankang couldn't stand Chen Mo's eyes and replied.
"What work?"
"Technicians are responsible for equipment maintenance and adjusting mechanical parameters." Ankang said.
"How much is your monthly salary? Have you bought a house or a car?" Chen Mo asked, assuming the attitude of a parent.
"Brother." Chen Xiao was unhappy and said angrily.
"Hahaha... I'm just kidding you, don't be offended." Chen Mo's tense face suddenly revealed a smile.
"I bought a car. I plan to buy a house in two years." Ankang answered honestly.
"Buying a house or a car is not important. From your accent, it seems like you are not from Chongzhou?"
"Over there in Anhui."
"What are your plans for the future...you work here, and your parents...will you bring your parents here to live in the future?"
"I have two sisters at home. My parents run a small business in my hometown and it is unlikely that they will come to live there. As for me personally, I work here and spend most of the year in Chongzhou. If my parents are willing to come here in the future, I would also like to live with them.
My parents live together.”
Chen Mo nodded, took out his mobile phone and continued to play 'Chicken'.
Chen Mo hopes that the family will not be too far apart, and at least it will be easier to move around during the Chinese New Year... But Chen Xiao and the others have grown up, and they have their own ideas about their future lives and plans.
Mom prepared the meal, invited everyone to eat together, and talked about Chen Mo's life events.
In a few years, it will be Chen Mo's 29th birthday. At Ben San's age, he will be a very old man.
"Zhang Xia, have you told your parents about your marriage?" Chen Mo's mother asked.
"I've said it before," Zhang Xia said.
"How much is the betrothal gift, three gold coins... have you communicated with your family?" Chen Mo's mother was a little embarrassed: "Neither Chen Chen's father nor I have the ability. Chen Mo is the one who makes the decision in the family... We two elders don't have much money to spare.
, a total of 120,000. Chen Mo promised to pay the extra money, but... you will still have to pay it back to Chen Mo in the future. Spend less money to get married, and your burden will not be so heavy after marriage..."
Zhang Xia and Chen Chen looked at each other: "Just give me the money for the bride price. My family means 58,000 yuan, and we have saved some money for the three golds... The bride price will be given to me and Chen Chen after the wedding."
My parents will also spend 58,000 yuan and give it to us together... My family is in a rural area, and the wedding will be held in a rural area. There is no need to make it too luxurious here..."
"Brother," Chen Chen said, "I have discussed it with my father-in-law and mother-in-law. The money for the bride price will be given to me and Zhang Xia for safekeeping after the wedding. After the wedding, we will return the money to my parents. Zhang Xia's parents
You can’t ask for the money over there either…”
"How about I pay you one year's salary in advance and you can make up your own mind on how to prepare for the wedding." Chen Mo said with a smile.
Chen Mo is also someone who almost got married. He knows that getting married is not easy and troublesome, and requires discussing all aspects of the issue. To sum it up, everything is difficult without money, so don't let a happy event turn into a bad thing.
Chen Ou is not short of money now, but the three brothers and sisters have grown up and they all have to be independent.