Li Zhi looked at Sun Jiao and asked, "What do you want to say?"
Binghun Group does have a newly established insurance company, but for the time being, the main purpose of this company is to guarantee the vehicles of its Binghun Sharing Car Company!
The business is more internally digested, which means that the left hand turns to the right hand, and one's own people guarantee their own people!
Sun Jiao said: "What I want to say is, can we separate the companies under the group and establish an insurance industry that is completely independent from Binghun Group, and then provide guarantees for patients on a global scale?"
"Tell me your specific thoughts!" Li Zhi said.
"For example, treating cancer costs one million, and the patient only has 300,000, or 100,000, or even 10,000. It doesn't matter. As long as he signs a contract with our insurance company and agrees to the mortgage repayment, we can
This million can be divided into installments. Of course, it would be even more perfect if the boss owns a bank.
Money can be earned again, but nothing will be lost after death. Money is always secondary to life!
My idea is that the insurance company we hold guarantees the patients and allows its hospitals to treat them first. Will this give many people the opportunity to be treated?" Sun Jiao thought.
Zhao Sihai asked: "A thirty-year-old young man may be able to earn one million in his lifetime, but what if he is a sixty-year-old man? Or a person who has no ability to survive, the insurance company still accepts
Order? If you don’t accept it, what’s the point?”
He believes that there is absolutely no need to do so. Those who can survive, and those who cannot, should not resent others. Maybe it is your children's inability to blame, or it may be your fault for not working hard when you were young. In short, people's situations are different.
, this world cannot achieve equality for everyone!
The insurance company guarantees the patient, the bank pays for the patient, and Jiuxing Medical is responsible for the treatment. Who will be responsible for the repayment?
"We can sell insurance. There are six billion people in the world. How many of these people want to die early? No one wants to, everyone wants to live. Our insurance company can sell a 'life guarantee' or '
Insurance like life insurance.
The insurance amount can be one hundred US dollars, one hundred thousand RMB, or one yuan.
For one dollar, it is guaranteed that within one year, if you get cancer, no matter what kind of person you are, what age you are, or whether you are active or not, you can switch to the "insurance company underwritten" installment medical insurance.
Will anyone buy it? Of course, it is impossible to sell them all for one yuan, or one hundred yuan a year.
If 100 million people around the world choose to top up this kind of 'guaranteed' insurance, even if it costs one yuan per person, it will be 100 million, and this 100 million can save 100 people."
"There will definitely be more than 100 people out of 100 million who will get cancer. This business is not profitable!" Zhao Sihai shook his head, still disagreeing with Sun Jiao's point of view.
"What about one billion? What about ten billion?" Sun Jiao asked calmly.
Zhao Sihai didn’t answer!
Sun Jiao continued: "This is just a 'renewal ability'. Purchasing this insurance ensures that everyone can purchase 'instalment medical' insurance without being rejected, and treatment will definitely not be 100% free of charge.
Even if you pay 100,000 yuan and still have 900,000 yuan left to repay the mortgage, even if you can’t pay it back, the loss is actually not too big.”
After a slight pause, Sun Jiao added: "Of course, my idea is a bit rough, but I just want to give everyone in the world a chance to live!"
"good!"
Before Zhao Sihai could speak, Li Zhi nodded and said: "That's a good point. The idea is not to say that if you are poor, you can be alone, and if you are rich, you can benefit the world. The world is too wide. We can't reach that point yet. What you said
, it can be promoted domestically for the time being, and then target Chinese people around the world, and finally when it is strong enough, it can be targeted at the whole world.
Generally speaking, the idea is good, and if it can really be done, it will be a great good deed!"
After speaking, he turned to look at Zhao Sihai and said: "The key point is, if we go by what Sun Jiao said, there will be profit margins for both Jiuxing Pharmaceutical and our banks and insurance companies!"
"Ten years, I will give you ten years, but within ten years, the price of specific drugs for human killers needs to be reduced year by year. After ten years, I hope that everyone can treat cancer as if it is a minor disease, and spend a lot of money."
For a small amount of money, the problem can be cured!”
"If the boss thinks it's feasible, I have no objection!" Zhao Sihai smiled and nodded. He could analyze whether it can make money. It's just a matter of making more or less. Since the boss has nodded, what does he have to say?
.
If finance, banking and insurance are directly linked to medical care, that may not necessarily be a good thing for other insurance companies!
But for Li Zhi's bank insurance company, it is definitely a good thing. As long as it is listed, the market value will definitely rise.
"How about I leave the banking and insurance business to you?" Li Zhi tilted his head and looked at Sun Jiao and suddenly said with a smile.
Sun Jiao's heart thumped with dissatisfaction. Bank Insurance is a big deal. With Binghun's car-sharing business and Jiuxing Pharmaceutical's business, the plate is no longer small. And look at the world.
How many of the insurance oligarchs in the Internet are losing money?
"Why, don't you want to live alone? Haven't you always envied Wang Ruihu, Huang Yueying and the others!" Li Zhi said with a smile.
Sun Jiao took a deep breath, nodded and said: "If the boss trusts me, I am willing to give it a try, but I have two things that I must explain in advance."
"Tell me about it!" Li Zhi smiled and nodded.
"First of all, this bank and insurance company needs to be completely independent. That is to say, it has nothing to do with the Binghun Group in terms of name or internal operations. It is a brand new company that you invest in!" Sun Jiao said
.
Li Zhi nodded with satisfaction. He had indeed seen it right. Without exception, the people he released were all very ambitious women. This was true for Wang Qianqian, and the same was true for Sun Jiao, even more so than Wang Qianqian!
"Second, I need all the boss's resources to favor this company. In other words, I have absolute priority to do business with any company owned by the boss. Only the industries that I don't want to do can be done by the boss's industries.
You can contact other banks or insurance companies!”
"Ha ha!"
Li Zhi couldn't help laughing, nodded and said, "It's really domineering! Yes, I can agree to both of these points!"
"How much money is the boss prepared to invest?" Sun Jiao asked.
Li Zhi thought for a while and said: "One billion US dollars, is it enough?"
Sun Jiao shook her head and said, "Of course it's not enough. Even a bank might not be able to accept this amount of money!"
Li Zhi smiled and said: "I will help you acquire the bank. This billion US dollars is for the insurance company."
"Will there be any restrictions on the listing issue?" Sun Jiao thought for a while and asked.
"No, let you do whatever you want, no one will care about you!" Li Zhi said with a smile.
"Okay, then I have no objection!" Sun Jiao smiled happily and said, "I need to give my bank and insurance company a name. Boss, do you have any good opinions?"
"Tianjiao Bank, Tianjiao Insurance, how about it?" Li Zhi thought for a moment and asked with a smile. Tianjiao's "Jiao" is a homonym for Sun Jiao's "Jiao", and the name is also grand and easy to remember.
"What a bastard!" Sun Rao muttered bitterly from the side. She was not happy. How was she worse than her sister? Why could she be let out to manage the company, while she could only work in Li Zhi's office?
How about being a little secretary?
Sun Jiao rolled her eyes, nodded with a smile and said, "Not bad, let's call her 'Tianjiao', I like it very much!"
In a few words, the matter was settled. As for the handover issue, Sun Changlai and the staff from the Binghun Group would naturally help her complete it. In addition, Sun Jiao also needed to establish a company framework.
At that time, she has the final say whether to increase or decrease the bank based on the acquisition, or whether to restructure it!
"Boss, I would like to make a suggestion by the way. Now Jiuxing Pharmaceutical is a company that produces and develops drugs. It has nothing to do with medical care. I don't think it is very suitable to put all departments in the 'Jiuxing Pharmaceutical' company. So,
I propose to form a brand new subsidiary, Jiuxing Medical Company!" Zhao Sihai said after Sun Jiao and Li Zhi finished discussing.
Zhao Sihai's purpose is very clear. He wants to group Jiuxing Pharmaceutical. From a large perspective, it will be good for the company. After all, it is a global stage. Groupization will greatly help the company's future development. Since childhood,
In terms of human beings, no one has their own selfishness.
"Okay, you can make up your mind on these matters. Since I put you in Jiuxing Pharmaceutical, I have absolute trust in you and will give you absolute autonomy!" Li Zhi nodded.
But then he said: "About Dr. Goya, I believe you have seen it before. Goya is my woman, and there is no doubt about her guidance. This time I came to Haicheng to transfer all the shares of Jiuxing Pharmaceutical to her."
!”
"No!"
Zhao Sihai's expression changed and he stopped him directly.
Li Zhi frowned and asked, "Why not?"
"Boss, as long as 'Jiuxing Pharmaceutical Group' is in your name, it is the safest. Do you think Dr. Goya can hold on to this huge foundation with his ability?" Zhao Sihai changed his approach,
Try to convince Li Zhi.
Li Zhi touched it. What Zhao Sihai said was not unreasonable: "But Goya is my woman, how dare others force her into her?"
"Boss, you must know that Dr. Goya is not your woman in name. Unless you choose to register your marriage with her, otherwise, I absolutely do not support the boss transferring all the shares of Jiuxing Pharmaceutical Group to Dr. Goya's name.
Get down!" Zhao Sihai shook his head. The nature of a woman in name and a woman in secret are different. The difference is huge.
"Then what do you think we should do? I have already promised her, you can't ask me to break my promise!" Li Zhi frowned and said.
"I'll explain it to Dr. Goya!" Zhao Sihai said directly.
Li Zhi frowned and did not speak. He was thinking about whether there would be any trouble if Jiuxing Pharmaceutical Group was transferred to Goya. Whether it was for himself or Goya, he did not want any accidents to happen.