Wang Anshi smiled without changing his expression: "The Song Dynasty is now like a person suffering from serious illness. No matter what method is used, he must try it. If it works, the Song Dynasty will bring him back to life. If it doesn't work, there is no loss!"
"No loss?" Yun Zheng asked in a low voice with his eyes widened.
"Although Marquis Yun was born smart, he had a small mind. The succession to the throne of the Song Dynasty was not righteous, so it was fundamentally broken. Although the late emperor was constantly making amends, he could not do anything about the underlying disease.
of.
That's why he implemented a very thorough strategy of emphasizing civil service over military affairs. Emperor Taizu was a military general. He naturally knew what kind of harm military generals would do to the country if they held power. He chose the lesser of the two powers, so wooing civilian officials became the only option.
Method. Hey, you can’t think of it. This is how the royal family and the scholar-bureaucrats share the same world.
In fact, it is wrong to rely on anyone. The combination of yin and yang, the intersection of dragon and tiger, meets the conditions for great governance."
Yun Zheng took a sip of wine, raised the wine bowl towards Wang Anshi and said with a smile: "After hearing what you said, should I impeach you for slandering the dynasty?"
Wang Anshi smiled silently and continued: "In those days, the yellow robe on the body was not justified, and the shadow of the candlelight and ax was unjust. (The two allusions here are one is the Chenqiao mutiny, and the other is the legend that Zhao Kuangyi used jade after his rebellion was exposed.
Zhao Kuangyin was killed with an ax)
The royal family is weak, so it needs to compromise in many aspects. This is the current situation in the Song Dynasty. If the scholar-bureaucrats have the advantage, they will run rampant. You just said that you can take all the money in my hand into your own hands.
Doing business actually depends on the large amount of land in your hands.
Do you know why the land tax in the Song Dynasty has been declining year after year? The reason lies in the annexation and conversion of land. In recent years, the court has not opened up new fields on a large scale, but the trend of annexation has become higher and higher, which directly led to
The result is that the number of farmers paying taxes is decreasing. Scholar-bureaucrats do not need to pay taxes on their land, and they do not need to pay taxes on land granted as a reward. So who should pay taxes? It is the small farmers, who have less land but have to bear the heaviest taxes. Nowadays,
It is really impossible to increase taxes. If we add more, there will be no farmers in the world.
The Young Crops Law is to add some benefits to these self-cultivated farmers, so that they can get some real benefits. With the young crop money loaned to them by the court, they do not need to borrow loan sharks to avoid bankruptcy. I know that this method cannot fundamentally solve the problem of self-cultivated farmers.
question, but I can help them.
In the process of implementation, I also ask Marquis Yun, you noble nobles with superb methods, to show mercy. Even if it is not for the Song Dynasty, but just for the sake of the people so that you can plunder for a few more years, you cannot make a killing move. Once the Song Dynasty is over
Yes, where are you going to make money?"
Yun Zheng laughed and said: "Everyone is a big tiger and they all want to eat meat. The common people are sheep. Now there are more and more tigers and fewer and fewer sheep. It won't be long before tigers start to eat tigers.
Let’s talk about it first, you have to bury the people you kill, don’t count me in. Every penny earned by the Yun family is hard-earned money. Although there are boxes of gold and silver in the house, if you pick it up and take a bite, you will find out what’s inside.
It's all blood, and it's all my blood.
I basically accounted for the blood and sweat of the people. I was fined all the money the imperial court gave me after I was slapped twice. My wife also said that I was a loser in my official position."
Wang Anshi stretched out his hand and let the rain wet his sleeves. He looked at Yun Zheng and said fiercely: "I can't wait to turn into a tiger-eating beast and devour all of you tigers that are parasitic on the flesh and blood of the common people.
"
Yun Zheng pulled his arm in, pushed the wine bowl to him and said: "You can't eat it clean. Besides, you are not a beast. In the end, you will be eaten clean by others.
I know that the Green Seed Method is just the first kind of reform. You will have some tough moves later. Lao Wang, it won’t work. If you touch the interests of the scholar-bureaucrats, just wait for everyone to cut you into pieces, Shang Yang.
You should know how he died."
Wang Anshi seemed to be depressed. He drained the wine from the wine bowl in one gulp and said in a low voice: "If I don't do it, who has the courage to do it? Pang Ji? Han Qi? Wen Yanbo will be reused soon after returning to the court.
Fu Bi?
You have fought like a tiger for thousands of miles, and you have gone south to conquer mountains of corpses and seas of blood, but you don't have the guts to do it. Haha, I have seen the military garrison method you implemented in Shuibo Liangshan. Although it is feasible, it does not cure the root cause.
It won’t be of much benefit to the Song Dynasty.”
"Nonsense, I still want to save my life to see my great-grandson born, who has the time to die on the way. But Lao Wang, don't you think you are a bit stupid for your green shoot method?" Now that the conversation has become angry, Yun Zheng
I just plan to miss out on some real stuff.
Wang Anshi bowed his hands towards Yunzheng with a solemn expression and said, "I would like to hear the details!"
“To put it bluntly, Qingmiao Law is a lending institution, and you target farmers for loans. In this case, why not just liberalize it completely?
If you distribute the Young Crops Law to the states and counties, I am sure that your good intentions will turn into evil things that will be blamed by thousands of people! If you set up a bank to manage lending, you can charge two cents of interest from farmers.
, of course, this is under the premise that people are willing to come to borrow money. You can't force a cow to drink water. Whoever wants to borrow money, let him go to the bank to borrow money. The threshold should be adjusted to a lower level, and people should be allowed to use grain to offset their debts.
Of course, you will suffer some losses if you do this.
But you can earn this loss from commercial loans. I heard that the interest rate for regular loans in Tokyo is now 4 cents. You can definitely earn back that loss from it. As long as you arrange a certain amount of agricultural loans and
As for the proportion of commercial loans, within two years, the largest and most prosperous bank in the Song Dynasty was the bank opened by the imperial court. Which bank's reputation can be compared with that of the imperial court and His Majesty?
This is just one of them. The biggest role of a bank is not to make money, but to connect the world!"
Wang Anshi's eyes almost squinted together, and he asked word by word: "What does it mean to connect the world?"
"To use the simplest analogy, I want to go to Guangzhou to do business and need one hundred thousand copper coins as capital. You are the Third Secretary, so you should know very well how much one hundred thousand copper coins weigh, right? How many ships will it take to load it? If on the way
What should I do if I encounter bandits? What should I do if the ship sinks?
If I deposit 100,000 yuan into a bank in Tokyo, and you issue me a receipt, I take this receipt and travel to Guangzhou easily, and then take the receipt issued by Tokyo from the bank in Guangzhou.
Is it convenient for you to take out one hundred thousand guan of money from inside?"
Wang Anshi seemed to have some understanding, but he was a little confused and couldn't help but said: "This will add a lot of redundant officials, which is not appropriate! The cost will be even greater."
Yun Zheng was choked by these words. How could it not be profitable to open a bank in the Song Dynasty? Banks in later generations were opened all over the world. Yun Zheng wanted to rebel whenever he thought of those overlord clauses.
"You have provided convenience to others without charging a fee? You have eliminated the cost of hiring a boat, hiring a bodyguard, building a treasury, and removing the cost of eating horses and chewing horses. Charging a 10% fee for use is not excessive.
Bar?
Besides, one hundred thousand guan is a sum of money. It takes more than two months to travel from Tokyo to Guangzhou. In these two months, how much interest can you get on loaning 100,000 guan?
He only takes out as much money as he can use, right?
If you can trick people into depositing their spare money into banks, and you calculate how big the resources are in your hands, it won’t take long before the bank’s money will be more than the money in the treasury.”
Wang Anshi listened to the thunder outside the haystack, sweat dripping down his face, and said in a hoarse voice: "If the bank is not managed properly, the world, the world..."
"Of course the world will be in chaos. I tell you the consequences are more terrifying than the war disaster, and the change of dynasty will come with it... Therefore, the bank must be two systems with the treasury, the bank must be independent of the court, and the bank must belong to the emperor.
Only those who can’t be affected by orders!”
"Who can take on this great responsibility?"
"Don't look at me, I won't even bother to do this, but I'll give you a hint, give it to those who are happy! (That is, Jews, Jews in Tokyo during the Song Dynasty could be officials.) They also have a name called Qian.
Slaves, you just need to turn them into real money slaves!"
After saying this, Yun Zheng carefully retracted his body into the deepest part of the grass hole. Every time he said these inhuman words, Yun Zheng was always very careful, so when he heard the thunder outside, he was a little scared.
But Wang Anshi became arrogant, stretched out his arms and yelled crazily: "You are going to put me on the fire, hahaha, let me, Wang Anshi, do what you dare not do."
Hahaha, if you are not afraid of changes in the sky, your ancestors are not lawful, and people's words are not compassionate, if Wang Anshi doesn't do such a thing that has already passed through the world, who will dare to do it? Yun Zheng, you are indeed a genius in the world, but it's a pity that your courage has been eaten by dogs.
Okay, you are hiding such a good idea, you only dare to talk about it in a dog hole, you don’t dare, I’m here, you want to get a grand burial, I don’t care, even if you are quartered by five horses, it is just a death.
The Green Seedlings Method, haha, the Green Seedlings Method, this should be the real Green Seedlings Method..."
Wang Anshi despised Yun Zheng and walked out of the grass hole with bare feet like a madman. He didn't care about the pouring rain and walked towards the sacrificial place with a trace of grace with his hands behind his back. At that time, there was a strong wind and rain, lightning and thunder!
Yun Zheng poked his head out of the grass hole to watch Wang Anshi leave, then shrank back, lying comfortably on the soft wheat straw, took out a large piece of sauced beef from the plate, and tore it into pieces one by one.
Wang Anshi was right when he said that he was as timid as a mouse. I am just a foreigner. I am worthy of you by helping you fight the war. Now you ask me to fight the emperor and all loan sharks for the so-called people of the world.
, and ended up being tied to the backs of several horses and torn apart alive? Why? I had planned to come to the Song Dynasty to enjoy the blessings from the very beginning. It is already rare for me to show my strength when I can't stand it. (To be continued.)