Han Jinxin quickly found out Hua Kefang's financial situation and presented it to Li Zhi.
Li Zhi looked at the documents on the table and said: "I didn't expect that to deal with a small chamber of commerce, I still need to work for An Pingbo. This Hua Kefang can be considered a figure."
Han Jinxin raised his hand and said, "This is all because my uncle is trying so hard to maintain the legal environment in this town and nine provinces, and is determined to use legal means to deal with him. Otherwise, if he behaves like Hua Kefang, my uncle will be unhappy and treat him as Ruan Dacheng."
, a person like Luo Zhending would not survive ten lives."
After a pause, Han Jinxin said with emotion: "However, only by setting an example and upholding the authority of the law like this, can the order of our town and nine provinces be as solid as a rock. The people are not afraid of the government, the merchants are not afraid of the powerful, and everyone is
To live and work in peace and contentment, everyone boldly invests and consumes.”
Li Zhi laughed and said, "Han Jinxin, you are getting better and better at talking."
After thinking for a while, Li Zhi said: "How about letting your nephew inherit your incense that I mentioned last time? I remember your nephew is called Han Yuncheng, right?"
Han Jinxin raised his hand and said, "Your Majesty, despite his busy schedule, actually remembered the name of the general's nephew. The general is flattered."
After a pause, Han Jinxin said: "Now Han Yuncheng serves as a staff officer in the Huben Army. Thanks to the prince, he became a deputy battalion-level staff officer as soon as he entered the Huben Army. Now he is training in the staff department of the Selection Division."
"Okay, you will also be the backbone of our Tiger Army from now on."
Li Zhi nodded, stopped talking about this topic, and turned to look at the account book on the table.
Han Jinxin introduced: "Hua Kefang was originally an oil seller in the north of Tianjin Acropolis. He got a dowry of 200 taels for marrying the daughter of the Zhao family, and he started his business with this 200 taels of dowry. He came to Fanjiazhuang early.
First I sold oil in Fanjiazhuang, and then I found that Fanjiazhuang was short of cattle and horses, so I started a business of selling cattle and horses..."
Han Jinxin introduced the history of Hua Kefang's fortune, and finally said: "Hua Kefang founded the Huashi Agricultural Machinery Factory six years ago, relying on the 8,000 taels of capital earned from his cattle and horse business and the 6,000 taels of loans from Jinqi Bank. Later he
As he grew older, he continued to seek additional loans from banks. According to our statistics, he now has more than 800,000 taels of real estate, fixed assets, goods, raw materials and cash, and his bank loan debts are 377,000 taels.
Wan Liang."
"But his debts don't stop there. Hua Kefang's agricultural machinery factory expanded rapidly. He not only borrowed money from banks, but also occupied suppliers' loans for a long time. He often turned all the suppliers' raw materials into goods and sold them.
After that, we will pay the supplier for the raw materials."
"I'm afraid the debt I'm carrying on my back for the materials I carry on my back is over two hundred thousand."
When Li Zhi heard this, he sneered and said, "This person has such a big heart. He is carrying so many debts and is still expanding."
Han Jinxin said: "Your Majesty, if he didn't have such a big heart, how could he challenge the Prince with an egg against a stone?"
Li Zhi thought for a while and asked: "I heard that he invested in a cement factory in Gyeonggi."
Han Jinxin nodded and said: "That's right. Your Majesty, as soon as the emperor opened the court in Gyeonggi Province two years ago, Hua Kefang immediately expanded his business to the suburbs of Beijing. The cement factory in Tongzhou cost him 170,000 taels of silver."
"You are really a smart man." Li Zhi looked at the information and asked: "So, the liquidity that Hua Kefang can use now does not exceed 100,000 taels?"
Han Jinxin replied: "Where is the one hundred thousand taels? According to our estimate, the total sum may not exceed 50,000 taels." "What about Yan Yishan and Hou Dingping?"
"The debt ratio of these two people is lower than that of Hua Kefang, but only slightly lower. They both borrowed a large amount of money from banks and borrowed a lot of money from the private sector."
Li Zhi smiled and said, "Things are simpler than I thought."
After thinking for a while, Li Zhi said: "Who is the president of Fanjiazhuang Branch of Jinqi Bank now?"
Han Jinxin was stunned and said, "Your Majesty, you don't even know this? The president is your father-in-law, Cui Wending."
Li Zhi was stunned and said, "Is Cui Wending going to be the branch president?"
Han Jinxin replied: "Exactly, Prince Cui Wending's branch performance is eye-catching, and he stabilized people's hearts in a timely manner during the counterfeit currency crisis. His performance is really outstanding. Yue Shande, president of Jinqi Bank, promoted him to branch president last year."
Li Zhi nodded and said, "Go and call Cui Wending, and then call Huan Yi Huaye, who is in charge of the newspaper office."
"Since the General Chamber of Commerce of Private Enterprises wants to do something big, I will let them make a name for themselves."
####
On the morning of the tenth day of July, Hua Kefang got up early as usual. The first thing he did when he got up was to look at his first wife. Seeing his wife's middle-aged and fat face, Hua Kefang sneered at himself.
.
If this wife hadn't brought him his first fortune back then, with Hua Kefang's status today, he would never have slept with this middle-aged wife again.
However, Hua Kefang has not only not neglected his married wife in recent years, but has not even married a concubine. Hua Kefang's behavior towards his wife has made friends in the business world make good remarks, and they all say that Hua Kefang understands his kindness.
Retribution is a person who repays the spring water with dripping water.
Such a reputation made Hua Kefang's business much easier. None of the people who lent him money were worried about credit problems. If a man with a net worth of hundreds of thousands of taels is so loyal to his wife, how can he be so loyal to his creditor?
Unrighteous?
A pretty little maid saw Hua Kefang getting up and immediately brought him face wash, toothpaste and toothbrush. But the maid seemed a little nervous and twisted her feet after walking a few steps and almost poured the basin of water on him.
Hua Ke is fragrant.
Hua Kefang is not a lustful person, he is a born businessman who was originally only interested in profit. This beautiful little maid was given to him by a business friend. She is good at singing, knowledgeable and sensible, and she originally wanted to be his concubine.
Yes, Hua Kefang has always only let this maid do odd jobs for him.
However, as time passed, Hua Kefang finally couldn't help but steal the fish. Now this maid already has Hua Kefang's blood. She is three months pregnant and can't see it yet. Hua Kefang has been thinking about how to deal with this.
The maid and her child.
Seeing the maid in a panic, Hua Kefang frowned and shouted: "Why are you in such a panic?"
The little maid gritted her teeth but did not dare to speak.
Hua Kefang picked up the toothbrush, dipped a little toothpaste in the toothpaste box, and looked up at the maid.
However, the maid did not open the newspaper as usual.
Hua Kefang said to the maid: "Open the newspaper."
The maid's face turned pale, she opened the newspaper and held it in front of Hua Kefang.
Hua Kefang put the toothpaste into her mouth and was about to brush her teeth, but suddenly her eyes widened and she stopped what she was doing.
"Tianjin Daily" headline: "Three star private enterprises, Fahrenheit, Yan's and Hou's, have suffered serious losses and have been suspended for more than a month."
The fine print below is even more exciting: "...Fahashi Agricultural Machinery Factory announced that the reason for the suspension of production was poor management and continued losses. The specific operating conditions of the factory are currently unknown, but various signs indicate that the Huashi Factory, the largest private enterprise in Fanjiazhuang, has probably lost its cash flow.
Source. Experts who have business dealings with Fahrenheit Agricultural Machinery Factory analyze that the most dangerous thing at present is the debt burden of Fahrenheit Agricultural Machinery Factory. On the other hand, the market share of Fahrenheit Agricultural Machinery Factory on the market has been completely swallowed up by state-owned factories.
The outlook is not optimistic..."
Hua Kefang threw her toothbrush into the basin, grabbed the newspaper, and read it several times.
What does Li Zhi mean?
What does it mean to let the headlines of Tianjin Daily analyze your own agricultural machinery factory?
