Hearing the disciple's singing, Hua Kefang felt her heart skip a beat.
Jinqi Bank can be said to be Hua Kefang's biggest creditor. Hua Kefang borrowed more than 300,000 taels of silver from the bank. If Jinqi Bank takes action against Hua Kefang and suddenly withdraws the loan, Hua Kefang will really go bankrupt.
The seller was fooled.
Of course, Hua Kefang firmly believes that Jinqi Bank will not do this. Banks rely entirely on credit. If today Jinqi Bank suddenly calls back the loan and collapses the Huashi Agricultural Machinery Factory, then which businessman will dare to borrow money from the bank in the future? Banks do this
To destroy a company that still has a future is to destroy your own credibility.
From then on, bank loans will be interest-free, and no one will dare to lend.
But no matter what, Cui Wending, as the president of the bank, cannot be treated lightly. Hua Kefang stood up, brushed the front of his clothes, and strode out to greet him.
"President Cui, why did you drive here in person?"
The small creditors of the Hua family who were watching the wind saw the bank branch president coming, and they all stood in the courtyard of the Hua family to watch the excitement. At this time, the movements of the Hua family were related to the creditors' thousands or tens of thousands of taels of silver. Each of these creditors
He completely ignored etiquette and stood in the courtyard of the Hua family as if he was watching a court case.
Even outside the door, there were many busybodies who heard the news and pushed their way into the courtyard of the Hua family. They stood next to the screen wall and watched the excitement. The disciples of the Hua family yelled and cursed these onlookers,
But there is nothing you can do against these people.
No matter how rich the Hua family is, they are just ordinary people in political status. It is not a big deal to squeeze into his house to watch the fun, and people who do good things are not afraid.
Cui Wending glanced around the environment of the Hua family and asked Hua Kefang: "I heard that Hua's Agricultural Machinery Factory has lost money and stopped production?"
At this time, Hua Kefang faced the bank president and really didn't want to say that he had stopped production at a loss. You must know that banks hold umbrellas in sunny days and close them in rainy days. When business problems arise, banks often withdraw.
Admitting that your company is in poor condition in front of the bank is equivalent to telling the bank that you are here to punish me!
But Hua Kefang is now a mute eating Coptis chinensis, unable to tell the story of his sufferings. In order to force King Qi to stop production, members of the Chamber of Commerce have unanimously said that the entire industry is losing money. Now this lie must continue to be fabricated no matter what, otherwise King Qi will be
To say that he conspired to disrupt social order is a serious crime.
Hua Kefang said with a sad face, "It's a small loss!"
Cui Wending asked: "How long has production been suspended?"
Hua Kefang glared at Cui Wending and secretly thought that this Cui Wending was not a good person.
Cui Wending is Li Zhi's father-in-law. How could Cui Wending not know that the Fanjiazhuang Chamber of Commerce has launched such a big battle recently to force Li Zhi into the palace? I am afraid that Cui Wending knows better than Hua Kefang about the suspension of production of members of the Fanjiazhuang Chamber of Commerce. This is obviously a knowing question.
Hua Kefang couldn't help but sneered and said, "President Cui doesn't know? Production has been suspended for a month."
Cui Wending nodded and thought for a while.
Pointing to the three bank employees behind him, he said: "Huashi Agricultural Machinery Factory is a large enterprise in Fanjiazhuang. It is the largest customer of Jinqi Bank. It borrowed a loan of more than 300,000 taels of silver from Jinqi Bank. Such a large enterprise
We have to pay attention to this amount of money. So now that there is a problem at the Fahrenheit Agricultural Machinery Factory, we have to go into the factory to conduct a credit check to confirm the safety of our loan."
After hearing Cui Wending's words, Hua Kefang really had no choice.
The bank conducts a credit check, which is the most legitimate reason. If Hua Kefang refuses, then the bank really has reason to immediately stop lending, withdraw all loans, and collapse the Huashi Agricultural Machinery Factory.
Hua Kefang had confirmed that Cui Wending was sent by Li Zhi to deal with him, and couldn't help but sneered: "Yes! Check! Check at will!"
Shaking her clothes, Hua Kefang shouted loudly to the servants: "Get ready! Go to the factory for inspection!"
After hearing what Hua Kefang and Cui Wending said, the people watching suddenly burst into whispers.
It seems that the Hua family is really in big trouble, and the banks have come to check the situation.
With a livid face, Hua Kefang led Cui Wending through the crowd of spectators and angrily rode towards his agricultural machinery factory.
The agricultural machinery factory is located in the southern suburbs of Fanjiazhuang. It has been closed for a month and the door has been locked. Except for an old janitor smoking a cigarette at the door, the entire factory is almost empty.
Cui Wending looked at the empty factory and asked: "Director Hua, if this factory is not operating, how will you repay the loan when it expires?"
Hua Kefang's face became increasingly ugly, and she sneered: "Don't worry, President Cui, the bank's collateral is intact. If we don't pay the money by then, you can sell our collateral."
Cui Wending was choked by Hua Kefang, said nothing, and walked into the factory from the small door.
Cui Wending walked around the factory several times.
As Hua Kefang described, the machines and equipment in the factory are still under normal maintenance. The machines are still in a healthy state, and there is no problem with the mortgage value. Cui Wending had someone open a steam engine and found that there was no problem with the operation of the steam engine.
Finally, the factory and land title deeds were checked and everything was complete.
Cui Wending led three bank employees to inspect the area all morning, and finally walked out of the factory workshop.
The next step is to look at the books and check profitability and cash flow.
In terms of accounting books, the Fahrenheit Agricultural Machinery Factory, which has been suspended for a month, is very ugly. There has been no product sales for a month, and the entire factory is completely supported by Hua Kefang's personal savings, with only output and no input.
Cui Wending finally listened to the bank employee's report and said: "Director Hua, there is indeed no problem with the collateral after inspection. But the financial situation of your factory is really bad. For the safety of our 370,000 bank credit funds, we require additional mortgage
Object."
Hua Kefang's eyes widened when she heard this.
After sneering a few times, Hua Kefang said: "I don't believe it. President Cui, if I don't agree to your promise, do you dare to accept my loan? Cui Wending frowned and said, "Director Hua, I heard that your name
There are still three properties without mortgages. You are also aware of the current situation of your factory. We are worried that the financial situation of the agricultural machinery factory will continue to deteriorate. If you cannot provide new collateral, our head office is likely to hold a special meeting to discuss whether to recover the loan.
"
"If the loans stop and enter liquidation, I am afraid that all the machinery and factory buildings of the agricultural machinery factory will be auctioned and realized!"
When Hua Kefang heard this, she was so angry that veins appeared on her forehead.
"How dare you? We are the president of the Fanjiazhuang General Chamber of Commerce and have great influence in Fanjiazhuang. Our factory is well placed here. If you dare to suddenly collect loans, no one in Fanjiazhuang will dare to borrow a loan from your bank! Your bank
Let’s all drink from the northwest wind!”
Cui Wending looked at Hua Kefang and said, "Are you determined not to cooperate with our bank?"
Hua Kefang sneered and didn't bother to answer this question.
Cui Wending nodded and said: "Okay, based on Director Hua's attitude, our head office will hold a special meeting to discuss the loan issue of the agricultural machinery factory. When the meeting is held, Director Hua should not regret it."
Hua Kefang almost roared: "Open! Open as you like! Can I, Hua Kefang, be bullied if I am weak?"
