On the tenth day of November, Gu Laoer walked into the bank lobby of the third branch of Jinqi Bank, Fanjiazhuang.
Gu Lao Er came to save money. The land rent of Liaodong Farm was paid off this month. Gu Lao Er suddenly got a huge sum of nearly one hundred taels of banknotes. He did not dare to leave the banknotes at home for fear of being robbed, so he came to the bank.
Save money.
But as soon as Gu Lao Er walked into the bank lobby, he found that something was wrong with the atmosphere. The bank was bustling with people, and it was filled with people from Fanjiazhuang holding banknotes. Most of those people seemed to be small traders in Fanjiazhuang, or from restaurants and inns.
The helpers. They all held up the banknotes in their hands, looked left and right, and gathered anxiously in front of the bank counter.
This was the first time Gu Laoer met so many people in a bank. He curiously asked a middle-aged man: "Why are you all looking at the banknotes?"
The middle-aged vendor looked anxious, glanced at Gu Laoer and said: "Brother, you don't know, there are a lot of counterfeit bills in the city. Some people in the south of the city have taken counterfeit bills, and there are also some in the north. Three people in our vegetable market have already received counterfeit bills.
There are fake one-money bills, and there are also one-tael bills. How can we small fish and vegetable vendors withstand these counterfeit bills? If we receive a one-money bill, our daily income will be gone. If we receive
A counterfeit one-tael note, and half a month's work has been wasted."
"We thought this banknote was too dangerous and we no longer wanted the banknote. We wanted to exchange the banknote for silver."
With a sad face, the vendor glanced at the teller and manager at the counter and said, "Don't you know, all the banks in the city are full of people now. Not only the first branch, but also the second branch are full of money exchangers.
.The fourth and fifth branches are also full of people. I went to three banks and found that the queue was over 300, and even if I queued until the evening, I couldn't change any money."
"Everyone is worried that they won't be able to exchange money if they arrive late. The scene is like a robbery. The third branch is the least crowded!"
Gu Laoer looked at the anxious people around him in surprise and realized that such a big event had happened in the city. He looked at the banknotes in his hand and couldn't help but become a little nervous. Maybe he had also received counterfeit banknotes?
.
Speaking of which, this banknote is really not as safe as silver.
However, before Gu Laoer could get the queuing number, he noticed more people running into the bank holding banknotes outside the door. After getting the queuing number, those people held up the banknotes in their hands and looked at them, obviously they were afraid.
I received counterfeit banknotes and took them to exchange for silver.
Gu Laoer quickly went up to grab a queue number, but saw more and more people running in from outside. The people who came later were from all professions, and they all came to return banknotes in exchange for silver. In the end, the whole bank was filled with people.
hall.
The people crowded in the bank hall were talking a lot:
"It is said that a silk and satin shop in the north of the city received thirty-three taels of counterfeit money at one time, and the owner was so angry that he closed the shop and stopped doing business."
"I heard that a small fish vendor in the east of the city was given seven taels of counterfeit money. He was so angry that he collapsed on the road and had an epileptic seizure."
"How can you tell the authenticity of this banknote? It is said that the watermark pattern of the counterfeit banknote is exactly the same as the real one, but there is a problem with the encoding. Only bank employees can tell the authenticity."
"How can we ordinary people tell the difference between real money and fake money? If we receive a counterfeit banknote, we will suffer a big loss. Money is still safe!"
"I heard that some shops have already refused to accept banknotes! Will the banknotes become as worthless as the precious banknotes of the past if this continues?"
"If all the shops in the city refuse to accept banknotes, the banknotes will be worthless."
"I heard that the money in the bank is not enough. If you change it late, you won't be able to change it!"
Gu Laoer stood in the crowd and looked at the bank counter with some worry.
Gu Laoer is an old employee of the textile factory. In recent years, he has received far more favors from the Duke of Tianjin than the vendors in Fanjiazhuang. His perspective on thinking about things is different from that of the vendors in the bank hall. Although he is also worried about receiving counterfeit banknotes.
, but Gu Laoer was also worried about Jin Guogong's bank.
So many people suddenly wanted to exchange all their banknotes for silver. Wouldn't it mean that Jin Guogong's banknotes would be abolished?
Not only will banknotes become useless, but even banks will have problems. Gu Laoer heard that some of the money entered the bank and was loaned out as loan funds. In other words, the bank's inventory of silver is insufficient. It stands to reason that it does not have the ability to
At any point in time, all banknotes on the market will be immediately converted into silver.
If all the people suddenly poured into the bank and wanted to exchange all the banknotes for silver, I am afraid that the silver inventory in Jin Guogong's bank would be quickly exhausted.
However, the more they understand this, the more people come to exchange money, and they are afraid that they will not be able to exchange money if they come late.
Gu Laoer frowned and looked at the bank counter.
The tellers on the counter were obviously in a state of emergency, and they were all panicking. Of course these bank employees knew about the problem of insufficient cash deposits that Gu Laoer knew about. But seeing more and more people rushing into the hall to change money, it seemed that there was a big problem.
He has the momentum to exchange all the money in the bank.
While the staff were panicking there, Cui Wending, the president of the third branch, came down the stairs.
The common people all knew that the president of the third branch was the father-in-law of Jin Guogong. When they saw the president walking down, the common people became quiet. The people in Fanjiazhuang didn't want to collapse Jin Guogong's bank all at once, so they all looked at it blankly.
Watch Cui Wending and see what he can do.
Next to Cui Wending stood the manager of the bank lobby. Apparently Cui Wending already knew the whole story through this manager. He walked to the counter and asked a few questions to the clerk at the counter.
Then he turned around and Cui Wending said something to the manager of the bank lobby.
The manager nodded vigorously, stood on the counter and said to the people who came to exchange money: "Don't panic, everyone. Cui Wending, the president of the third branch, announced that all counterfeit banknotes can be exchanged for silver in full at the third branch."
The lobby manager said loudly: "As long as it is high imitation money that people cannot tell the authenticity of, the third branch will accept it all! Exchange it in full!"
Hearing the manager's words, Gu Laoer took a deep breath and secretly thought that Cui Wending was really courageous and worthy of being the father-in-law of Lord Jin.
Without waiting for the people in the lobby to comment, the bank employees quickly made a notice board, wrote the third branch's policy of accepting all counterfeit banknotes on the notice board, and hung it at the door of the bank.
Then a clerk shouted loudly: "Who received the counterfeit money? You can come directly to exchange the money without queuing, priority is given!"
Sure enough, after this combination of punches, the faces of the people in the hall immediately changed.
They came here to exchange money because they were worried that Jin Guogong's banknotes would be rejected by others because of the counterfeit banknotes problem, and that the counterfeit banknotes incident would cause the banknotes to lose their value. But if the third branch was willing to take all the counterfeit banknotes, the counterfeit banknote incident would not happen at all.
It affects the interests of the people. If people who receive counterfeit banknotes go to the third branch to exchange for silver, no one will refuse to accept the banknotes.
