Chapter 446 [Use financial thinking to solve this problem]
Chapter 446 [Use financial thinking to solve this problem]
The content of Fang Hong's Weibo is already a subtle expression that he is not optimistic about the market outlook, but he cannot be too straightforward to be bearish on the market outlook. After all, he now has more than 40 million fans, and most of his followers are stock investors.
The top CBN Big V blogger in China, K-God’s current status in Big A’s arena does not need to be elaborated too much. He has huge influence and will most likely be called by the village chief if he openly criticizes Big A.
The rhythm of caring.
As for what the market will be like next year, Fang Hong knows it very well. To sum it up in one sentence: the ideal is very full, but the reality is very basic.
During the first quarter of next year, A-share investors are confidently looking forward to 4,000 points in the illusory bull market created by brokerages and the media.
In the second half of the year, the valuations that institutions tried their best to cover up were low and medium, and they continued to buy lows, lows, and lows again.
At the end of the year, the easing of monetary policy finally gave investors hope, but concerns about downward pressure on the economy cast a shadow over the stock market.
If the unforgettable experience of 2008 has not been forgotten, and the joy of the rebound in 2009 seems to have not yet reached its climax, then in 2011 there was a wave of negative decline like a blunt knife cutting flesh, and in 2012 it continued the previous year.
The haze has permeated the air year after year.
…
However, at this moment, after Fang Hong's Weibo update came out, fans were so shocked by the asset scale of the income chart he announced that their eyes dropped to the floor.
Fang Hong browsed Weibo for a while, thought about it and decided to use part of the money for charity. He could not only earn reputation points and achievement points, but also enjoy the additional benefit of "free from spraying".
Tian Jiayi said: "But even poor people, even if their economic conditions are poor, can still have children."
Tian Jiayi said thoughtfully: "The loopholes in this problem are indeed difficult to solve, because you can't be sure whether the submitted application is true. The actual situation must be that there are people who are not short of money and are using the quota for poor students.
, Poverty alleviation and student aid have gone to the hands of the rich, but you can’t verify them one by one. That would require a huge organization, and the huge management cost investment will exceed the proportion of those who fraudulently use the quota.”
In the sixteen years from elementary school to the time when you graduate from university, the interest is actually quite high even if calculated based on the central bank's benchmark interest rate.
If poor students change their destiny through education, this money is nothing. What's more, if you can't get out, you don't need to pay back the money, and the debt will disappear directly. Only when you get out, the debt will exist and must be returned.
If you show off your assets in this way, even though they are all sunshine assets, they are also legitimate income.
Strictly speaking, it does not mean that the debt disappears, but that the right of recourse is retained. However, the right of recourse has a precondition, that is, the debtor must get out. If it is at the bottom, then the conditions for the right of recourse will not be triggered.
Tian Jiayi couldn't help but be stunned. The angle of this idea was quite tricky.
Fang Hong nodded and smiled: "To be famous, you must at least get married, right? After you get married, you have to have children, right? Otherwise, how can you live a famous life? People who can find connections to grab scholarship resources for poor students generally have poor family conditions.
If he is not good enough, he will definitely get married and have children. To say the least, he is willing to choose not to get married and have no future in order to get this scholarship from me. He is willing to pay such a price. I agree, I admit it willingly, and I give him a thumbs up.
Thumbs up, bull pen.”
This scheme can effectively restrict some people who fraudulently use their quotas and falsely report that they have received scholarships.
Tian Jiayi was also surprised when he heard his plan. He had never heard of such an operation.
Just at this time, Tian Jiayi, who had finished get off work, came out of the shower and came to the living room from upstairs.
Fang Hong obviously didn't finish his sentence. He continued: "If the student enters the society and mixes very badly, and has never been able to mix out, the bursary that funded him will be exempted from his obligation to return it, but he will be like a human being."
You still have to pay it back. In this way, even if there are some imposters who are students from non-poor families, they will not get any benefits. If they later return to poverty or are willing to live a good life instead of a hard life, I will admit it, otherwise
Even if I eat something, I have to spit it out."
The tricky thing about this angle is that if this Xi person is willing to live the same life as the people at the bottom, with the same occupation and the same income, and is willing to live the hard life of the bottom in order to get a scholarship, Fang Hong is willing to accept it.
But certainly no one wants to live a hard life. It is foreseeable that in this way, those families who are not in poverty will not worry about the money, because they will have to pay it back in the future, and interest will be calculated.
A heartbreaking fact is that many people will not be able to even afford to get married in ten years, and those who can get married with their children are better than most young people.
Hearing this, Tian Jiayi said without hesitation: "Educational support for poor students."
[The total net assets have reached 36.2 billion?]
[Great pen!]
[Fuck? You’re making a lot of money. Now you can rank fifth in the domestic rich list, right?]
[Definitely got in. In the Hurun Rich List released in October, the first to fifth places were 53.4 billion, 48 billion, 38.4 billion, 38 billion and 36 billion respectively, which definitely knocked the fifth place down.]
[It’s so scary. It’s so scary.]
[Can you imagine that two and a half years ago, God K spent more than 60,000 yuan to reach the current 36 billion yuan?]
[In two and a half years, a rate of return of more than 50,000 times...]
[You have made all the money in the market!]
["lucky"]
[Is this something you can do if you are lucky? You must have made more than 20 billion this year.]
[One person can kill the net profit of one of the world's top 500 companies in an instant, which is a big deal.]
[Is K God still playing with Bitcoin?]
[K3478 follow-up review resume //: Still playing der, it has been cut off.]
[Hahaha……]
[Before, no one was talking about the Bitcoin flash crash. K-God also buried himself, so there is no loss. Now I look at it, the little money in Bitcoin is not even a fraction of K-God’s total assets.]
[People are playing like Happy Beans...]
[Why is my stock account losing money...]
[If you love him, let him go to the stock market, where is heaven. If you hate him, let him go to the stock market, where is hell.]
[I think the village chief should ban God K from entering the market. This scythe is too cruel for mortals to play with... (Shiba Inu.jpg)]
…
But it is inevitable that some people will be envious and jealous, and they will still be criticized to some extent to show off their wealth. If you use some for charity, you can enjoy the "right to avoid being criticized" to a large extent. Even if you are criticized, you will have more
Fans of the group criticized it.
Tian Jiayi said in shock: "Huh? Child?"
Fang Hong said calmly: "That's simple. The scholarship covers the principal and interest. As an adult, if you insist on doing this even though you know that your abilities are limited, then you should pay for your choice. I will pay for you.
Once, but I won’t pay the bill again. Since you insist on leaving, just bear one more debt and pay it back.”
Fang Hong held his chin and couldn't help but nodded: "It is better to teach people to fish than to teach them how to fish. This is a good choice, but the money must really be sent to the hands of poor students. Many times, the money to support poor students is not enough."
Money is in someone’s hands.”
After a while, Tian Jiayi couldn't help but ask: "But, what does it mean to be considered a sneak out? Your statement is very vague..."
Fang Hong thought for a while and then said: "No, no, we can use financial thinking to solve this problem. I think we can do it this way. For example, we support a poor student and provide him with a scholarship, but we must set special conditions. If he
In the future, if he graduates and enters the society, he will have a decent job and a good income. The scholarship used for him will be reflected as his liability. If he needs to return the scholarship, he will have to repay the principal and interest at the current central bank's benchmark interest rate. This
The returned funds will be used to support the next poor person."
If you dare to get married and have children, you will definitely have a house and a car. Children can be said to be the key core indicator that can measure an adult's economic conditions.
There may be high-quality singles, but the majority of society must be forced to be single due to economic conditions.
Fang Hong saw the beautiful assistant Qian Bushan approaching and said immediately: "I plan to use 10% of the annual profit from my personal account for charity. What do you think is better? Help me think of some advisers."
Fang Hong said with a smile: "Isn't this simple? It's too simple. Just one standard is enough, two words: child."
Because in the future, when young people have children, it is not as simple as adding a bowl or a pair of chopsticks to feed multiple people like the older generation. They must go through various considerations before deciding whether to have children, especially economic conditions.
Therefore, using whether there are children as an indicator is simple and efficient.
Because children will indirectly tie up many things.
