Chapter 14 Use today's money to realize today's dream
After having enough wine and food, everyone was beaming with joy and everyone was talking excitedly. Only Yan Ning looked a little lonely.
She did not refuse Peng Bo's invitation, but she also did not agree.
When they came to the bus stop, the hair conditioner advertisement where Fa Ge was carrying a water bottle to help Jiang Meiyi wash her hair made Peng Bo's heart flutter again. 1998 was really an era of innocence.
In this day and age, there are not as many people in Shanghai as there are now. There are only over 15 million people in the city. Moreover, the population has been experiencing negative growth for many years, but the housing problem is still a headache.
In his memory, in this year, Shanghai Municipality proposed to implement two major reforms in the real estate industry within the year. One was to issue a monetization plan for housing allocation and pilot it, and the other was to pilot a land leasing system. However, at that time, most of the
People in Shanghai and Shanghai have not yet realized that their lives will be significantly changed by this policy.
"Why don't you go home?" Lu Yusen asked Wu Qianyu.
Wu Qianyu glanced at him, "Which one do you want to take care of?"
Yan Ning glanced at Lu Yusen, who smiled honestly. He walked to the front, where there was a house sale advertisement.
“If you want to buy a house, go to CCB”
“Use tomorrow’s money to fulfill today’s dream”
"Dedicated to you who are reluctant to leave the city center." Peng Bo smiled and took over the advertisement page. The advertisement had a strong flavor of the 1990s, "Well, the price for the sixth floor facing south is 4,500 yuan/square meter.
"Peng Bo's heart moved, and he calmly folded the leaflet and held it in his hand.
"Gongkang Xincun, the unit price is 2,100-2,400 yuan/square meter, and the down payment only starts from 10,000 yuan." Wu Qianyu also took an advertisement page, and she sighed unabashedly, "When can I get my own house?
From the time of my mother-in-law, they said, whoever wants to solve the housing problem in Shanghai and Shanghai, we will erect a monument for him on Nanjing Road. Now, whoever can solve the housing problem in our family, I will..."
"Then you marry him." Lu Yusen smiled and adjusted his glasses. Peng Bo also laughed. He didn't expect that Lu Yusen's character still had a joking side, and he liked honest people.
But I don’t like honest people who are arrogant and gloomy. It seems that Lu Yusen is not that.
"There's nothing wrong with marrying him." Wu Qianyu raised her eyebrows, "However, if you want to marry our Yan Ning, you must consider buying a house in Shanghai. You won't be left empty-handed then."
Lu Yusen was embarrassed, and Yan Ning pinched her, leaving a string of laughter like silver bells. This laughter was frank and a little bit aggressive, and successfully made Peng Bo's heart flutter. He smiled and said, "
Where do you live?"
"Wutongli, have you heard of it?" Wu Qianyu blinked.
Peng Bo was surprised. In Wutong Lane, the only old house that existed around the Bund twenty years later, was right next to the Fosun Building. This location is close to Yuyuan Garden, which is a good location.
"Well, I must visit this place."
…
The whole group of people had gone away, but Heinwei stayed behind.
"Do you want to buy a house here?" As a British person who can leave China at any time, Heinwei didn't care about the housing prices in Shanghai, but she saw the advertisement page in Peng Bo's hand.
"Well, I want to obtain a Shanghai-Haihu household registration and move my sister's school status from Shanhai to here. I can also pay less tax."
In this year, Shanghai introduced a "tax rebate for home purchases" policy, which allows people to deduct personal income tax when buying a house, encouraging citizens to buy houses and stimulating consumption. Not only that, foreigners who buy houses can obtain a "blue stamp household registration". After a period of time,
It can be converted into a formal account during the period.
Thinking of this, Peng Bo sighed a lot. Twenty years later, Shanghai Hukou has become a scarce resource, and the "house purchase tax rebate" was also relaunched in 2018, and mortgage interest was listed as one of the five sources of personal income tax deductions.
History is a cycle, twenty years ago and twenty years later are so similar!
Hei Yinwei doesn't understand the significance of hukou to Peng Bo. Of course, she doesn't understand China's college entrance examination, which has regional differences!
…
After taking a taxi, the two of them pushed open the door of the sales office. Immediately after receiving a lot of envious looks, the most beautiful sales lady came over to them.
“Use tomorrow’s money to fulfill today’s dream”
Peng Bo smiled and looked at the advertisement on the wall. What kind of person did he belong to? After rebirth, he should use yesterday's money to realize tomorrow's dream.
"Well, the price for the south-facing sixth floor is 4,500 yuan/square meter." Peng Bo was moved. He now had more than 300,000 yuan in cash. "I want to buy a set. Is there any discount for the full payment?"
At that time, the individual home purchase rate in Shanghai was less than 40%, which is why the government introduced so many preferential policies. When hearing this number, the bustling hall immediately fell silent. Everyone was looking at him. Policy
When it first came out, many people came here not to buy houses, but to wait and see.
"Cash?" The pretty sales lady's hands trembled and she directly knocked over the water on the table. At this time in Shanghai, there was no coal boss in the future, so she just packed up the pretty girl.
Immediately, Peng Bo became the focus of the sales office. Many mothers, uncles and daughters from Shanghai who came to view the house gathered around and looked at Peng Bo. Their eyes fell on Heinwei again, and they immediately expressed their admiration.
Everlasting.
"Sir, please go to the second floor. Our director will receive you personally." The pretty sales lady was polite and considerate. The price of Jinyang Building was on the high side and the sales were not good.
"Who is this, buying a house with full payment?" Watching Peng Bo go upstairs, they began to discuss it later.
"Isn't he afraid that the price will drop? The money is so hot, right?"
"No matter who you are, marry someone like this, someone who can afford a house!" A Shanghai mother misled her daughter.
"My mother-in-law is also a foreigner!" Someone looked at Heinwei and immediately expressed their disagreement.
…
Peng Bo walked up to the second floor with a smile. The middle-aged manager who came towards him looked at him and then at Heinwei. His face suddenly seemed to be a smile but not a smile. "You, is it full payment?" After saying that, she started to laugh herself.
, I feel so happy and honored.
"Full payment." Peng Bo nodded and smiled.
The middle-aged supervisor was still excited, "Are you not allowed to use provident funds?" In Shanghai at that time, after working for ten years, the employer could provide a little more than 10,000 provident funds.
"Full payment." Peng Bo smiled and said, "I would like to ask, can the real estate company help with household registration and tax refund?"
"Of course, of course." The sales lady hurriedly said, "We will handle the entire process."
"Then I'll buy one too." Heinwei suddenly said, shrugging, "Then can I also get a Shanghai household registration?"
"You?" The sales lady was unsure, and the middle-aged manager was also a little confused.
Peng Bo looked at Heinwei, and Heinwei was also looking at him.
"I want to become a Shanghainese." Heinwei said calmly.