According to Zhao Ran's method, any bank that issues a small-denomination bank note must promise to unconditionally exchange it for cash. Failure to exchange it after issuance is absolutely not allowed. Once verified, it will be investigated and dealt with according to the regulations of disrupting the order of money.
The Ming Dynasty did not have this crime, so Zhao Ran was talking about regulations. He asked Shi Weiming to draft a decree in the name of Baochao Division and submit it to the court for discussion.
Li Dayin and Shi Weiming praised at the same time: "Yes, in this way, the risk has been transferred to the major banks. Even if there is a problem with small-value banknotes, it is not the matter of the court, but the matter of the major banks!"
Zhao Ran said: "Although it is a matter for the major banks, if there is a problem with any bank's small-denomination banknotes, the Baoqian Department must find out."
Li Dayin asked: "Why is this?"
Zhao Ran asked strangely: "If Baochao doesn't cover the whole situation, why should the bank use real gold and silver to buy your small-denomination bank notes? Not only does it cover the entirety, but it also agrees to buy it back. Which bank can take small amounts if they don't share the cash?"
The bank notes repurchase the cash from Baochao Division, and Baochao Division must pay unconditionally!"
He proposed that the Baochao Department build a strong underground bank, and major banks would buy small-denomination banknotes with real gold and silver, and exchange one tael of cash for one tael of small-denomination banknotes. Once the credibility of the small-amount banknotes was established, Baochao would
The company then relied on its huge cash inventory to issue its own small-denomination banknotes.
Li Dayin patted his head: "I'm a little dizzy because of you."
Shi Weiming said: "I understand what the abbot meant. Only the Baochao Department has the authority to print all small-value banknotes. After printing, they sell them to various banks. The reputation of each bank will be used to promote the finalization of the small-value banknotes."
Exchange all over the world. When the credibility of small-denomination banknotes is established and people all over the world trust it, Baochao will issue its own small-denomination banknotes, and then it will make as much money as it issues. Is this the truth?"
Li Dayin stopped patting his head and patted his thigh instead: "Wonderful, I see, Zhiran is really a rake for money!"
Zhao Ran had a dark look on his face, thinking, "Is this my original intention?" He immediately corrected him: "You two can't have this idea. If you do this, wouldn't you be back on the old path of treasure money? Our ultimate goal is,
It just solves the money shortage problem of Ming Dynasty, and it has nothing to do with Baochaosi's money. Besides, Baochaosi has money in hand, does it have anything to do with Dayin's money?"
Li Dayin smiled and said nothing, but he obviously disagreed with Zhao Ran's statement.
However, sometimes Wei Ming and Li Dayin interfered, and Zhao Ran found a flaw on his own, which was the risk loophole of excessive issuance of small-value banknotes in the future. After thinking for a moment, he said: "A joint committee can be formed in the Banknote Department, composed of major banknotes."
The bank appoints people to serve as committee members. The purpose of the committee is to supervise the Department of Banknotes not to issue small-denomination banknotes indiscriminately. Every time a small-denomination banknote is printed, it must be approved by the committee."
Shi Weiming said: "Abbot Zhao's method is very good, but there is a problem that needs to be solved. How can we get various banks to send real money to the Baochao Department in exchange for small-denomination banknotes printed by the Baochao Department?
"
Zhao Randao: "Of course things can't happen overnight. My idea is that spring breeze turns into rain, moisturizes things silently, starts calmly, and releases quietly. When issuing, there are two main ways to make banks have a willingness to buy..."
"One: unless the flying talisman sold by Junshan Mobile is sold in bulk, the rest only accept small-amount banknotes and do not accept cash. If each sect wants to buy the flying talisman, they must pay
Small banknotes, otherwise they won’t be sold..."
"Second: From now on, Jimingguan will sell sea trade licenses and only accept small-value banknotes. Others will not be accepted. Cash or large-value banknotes will not be recognized by Jimingguan. No small-value banknotes? Sorry, go to the bank.
For exchange, go to any bank that has small-denomination banknotes..."
"Third: Subscriptions for "Junshan Notes", "Inside and Outside the Imperial City", and "Lingbao New Theory" only accept small banknotes..."
Li Dayin laughed and said: "Fourth: The sales of the practice lottery only accept small-amount banknotes, and there are no small-amount banknotes? Sorry, this issue of the practice lottery has nothing to do with you! Haha!"
Zhao Ran gave Li Dayin a thumbs up: "Da Yin said it well! After these small-denomination banknotes are in our hands, we will find ways to spend them. If we can't spend them, we will save them first. We have the banknotes of the Baochao Department here.
, these small-value banknotes are no different from large-value banknotes. In short, let’s do it step by step, and try to use three or five years to make small-value banknotes recognized by everyone in the world.”
Shi Weiming frantically recorded Zhao Ran's words, and after Zhao Ran finished speaking, he interjected: "From what I can see, it actually doesn't take three or five years. The essence of small-amount banknotes is actually large-amount banknotes.
It's even safer than large banknotes, because the court is willing to pay for the exchange."
Zhao Ran said: "When you go back, gather people to study it carefully and try to come up with a set of systems and methods as soon as possible. By the way, what Li Yuan envoy just said is that you can earn as much as you pay. Don't take this sentence back and talk nonsense."
Shi Weiming nodded: "Xiaoguan understands. Then the rest is a technical problem. Abbot Zhao, Xiaguan just thought of a problem. With the cultivation methods of Dajun Mountain, we can certainly ensure that major banks do not print small-denomination silver coins on their own."
Tickets, but when printing with spiritual methods, how to ensure the printing output? You know, this is not thousands or tens of thousands, but millions or tens of millions."
Zhao Ran smiled and said: "I can even produce millions of flying talismans every year. It's just a small amount of banknotes. What does it mean?"
When Shi Weiming returned, he needed to formulate a lot of rules and regulations and think about specific operation plans. This matter was not something that could be rushed. Daming's money shortage was not going to last for a day or two. It was unrealistic to expect it to be solved in the short term.
On the riverside, Zhao Ran and Li Dayin finally made the decision to officially start construction of the landscape belt in November. At the same time, the renderings of the landscape villa designed by Zhao Ran will soon be printed and displayed on "Inside and Outside the Imperial City" to pay tribute to the wealth of the capital.
Households are pre-selling. According to Zhao Ran, this is called selling off-the-plan properties.
Although Li Dayin didn't know how the building could be spent, he very much agreed with this form and raised his hands to support it.
After talking about the matter, Zhao Ran asked Li Dayin: "Lao Li, do you have any flying magic weapon in Sanmao Pavilion?"
Li Dayin said: "Of course there is. Do you want to use it? I'll ask Yun Yi to get it."
Zhao Ran thought for a while and said: "The day after tomorrow, I want to go to Wudang."
After Zhao Ran returned to Jiming Temple, the young Taoist priest Yang Wenfu reported to him: "Abbot Zhao, there is a monk from Dongji Pavilion waiting for you in Cihang Hall. He has been waiting for almost an hour. I said you were not here, but he said he would wait until
You come back."
Dongji Pavilion? Zhao Ran increased his vigilance and asked: "Who is it?"
Yang Wenfu said: "He said his surname is Wei."
Zhao Ran immediately said happily: "This is a friend."
Wei Chaozong waited for Zhao Ran in Cihang Hall for a long time, and finally he came back. When Zhao Ran saw him, he felt that his expression was a little different from before, and he looked more profound, so he congratulated: "Congratulations to Senior Brother Wei for successfully passing the barrier."
, the divine consciousness gives birth to a baby, and from this, it enters the realm of the refiner!"
Wei Chaozong smiled and said: "As soon as I left the customs, I rushed to the capital to see Zhiran. I didn't go anywhere and saw no one else."
Zhao Ran said: "It's really my honor, junior brother! Why should senior brother Wei wait here? With a flying talisman, I will come back immediately. Come, go to my Jingyang Tower to talk. You haven't been there yet. Let's take a look at the scenery."
Let's drink and talk about our farewell together."
Wei Chaozong sighed: "Otherwise, I can't show my sincerity. Zhiran, I'm here to apologize to you. On behalf of Xianling Palace and Dongji Pavilion, I'm really sorry for what happened a few days ago.