"Think about it, your whole family has to burn six to seven hundred yuan of charcoal a month to cook, boil water, and heat the stove in the winter. You can get four hundred yuan of coal cakes from the warehouse.
It will take a month to see if the fever is enough. If it is not enough, you will always spit in my face..."
"If the coal cakes are enough to burn, you can use the coal cakes to pay off the interest every month from now on. If not, you will come over next month. I will not only spit on your face to calm you down, but the money shop will also give you interest."
It will be considered as a top-up for you, and the coal cakes for the first month will be considered as a free gift for you..."
"Of course, for this interest, you can always choose coal cakes or money, or even rice grains and other goods we have in the warehouse. We will not force you. The reason why we take coal cakes, rice grains, bacon, and cloth is
Tea, even wine, medicine and other items can be converted into interest. On the one hand, our discount is cheaper than if you buy it in the market. The discount should be given to you. At the same time, it also tells the folks that our warehouse money shop collects money.
You are actually doing things, and you really have a way to make money with money. Only then can you pay interest to everyone on a monthly basis..."
"As for our neighbors, you have always seen the size of our warehouse, money shop, and party business from a long time ago. Now we have the confidence to name the third prince Linjiang Marquis, that is, to ensure that
There's something going on..."
"If you are worried about being deceived, you can go to Linjiang Hou Mansion on Fengxiang Street and read the notice in person before deciding whether to invest your money..."
"You lend money to others because you are afraid of defaulting on your debt. Do you always think that the third prince will default on your debt?"
"Think about it again. If you use these ten thousand dollars to buy land, you won't even care about one acre of the best paddy fields outside the city. Even if you can get one acre of paddy fields, you will hand them over to tenant farmers for farming and plan to harvest them.
How much is the rent? Two shi of grain is enough, can you pound one stone and two measures of polished rice? But if you invest 10,000 yuan in our money shop, you can directly convert the annual interest into polished rice and take it away, which is five shi of polished rice.
Calculate it yourself, how much is the difference between the inside and the outside?"
"You are so cruel. If you invest 100,000 yuan, the annual interest will be 50 shi of polished rice. Go and find out about Mr. Zhou from Qianmen. He is also an upright and upright eighth-grade man. The official salary given to him by the imperial court in one year is,
Can you have fifty shi of polished rice? If you give the money to our shop, your family is equivalent to raising an eighth-grade master with official salary! Where can you find such a good thing?"
The warehouse faces the courtyard of the first building on Lanting Lane, which is adjacent to Zhilan Street, and the courtyard wall facing the street is opened. After receiving the Jingzhao City Order, the newly established money shop can be considered operational.
However, Han Qian still made a lot of preparations in all aspects for the real fanfare.
Although Zhilan Street is much wider than an alleyway and is one of the main roads in Nancheng, it is a dirt road that gets muddy every rainy day. Most of the streets along the street are old-style courtyards without rows of street shops.
The layout of the houses in the deep streets and alleys are also dilapidated, and there are not many deep houses. However, the money shop is adjacent to the warehouse, so Han Qian can only make more fuss about the money shop itself.
On Zhilan Street in front of the money shop, Zuo Si used his own money to pave a section of granite street forty or fifty paces long. He also moved two bottles of stone lions from a ruined temple in Taowu Ji to decorate the facade and rammed the earth courtyard walls.
It was also replaced with blue bricks and white gray walls, granite door openings, glazed tiles with deep eaves, and copper-clad gates. Suddenly, the money shop became very impressive on Zhilan Street and stood out from the crowd.
The selected cashiers had received certain training in speaking skills, wore silk and scarves, and all looked extraordinary.
That alone is not enough.
Not counting the garrison of the Nanbei Yamen, although the population of Jinling City is nearly 500,000, at least half are made up of official servants and servants in various mansions.
After deducting the officials, the generals and their families of the northern and southern armies, as well as the eunuchs and maids in the palace, the number of ordinary people in Jinling City is actually only about 110,000 to 20,000.
Da Chu was founded only thirteen years ago, and ten years ago Jinling City was still shrouded in flames of war. The vast majority of Jinling people have not forgotten the pain of the war.
After that, in order to maintain the war on the northern front for many years, the imperial court imposed heavy taxes on tax households, and at the same time, prices rose. This made the ordinary people in Jinling City live in poverty and did not have much money left.
The three alleys of Lanting Alley, Wuli Alley, and Kaoshan Alley are densely populated by more than 200 households. The latest opening of the money shop will affect the three alleys, but the total amount of money collected from the households in these three alleys is not much.
to two hundred thousand.
It can be seen that in order to raise loans, one has to look to wealthy households, large households and even official households.
Han Qian and the others belong to the lineage of the three princes. They are still isolated in the aristocratic ecosystem of Jinling. Han Qian does not expect Wan Honglou to help him publicize this matter at this time. The role of Feng Yi and Kong Xirong is
become more important.
In the 12th and 3rd years since the founding of the Chu Kingdom, even most of the officials were in a hurry to buy land and houses, and they had to keep slaves and maids, and they didn't have much money left. Even if the Han family had 20 soldiers and their dependents a year ago.
We are stretched thin, and we live a tight life every month. Occasionally, we have some surplus money and food, but we have to keep it for emergencies, but we don't have enough money to spend it on interest.
However, the officials in these four departments, the Household Department, which controls the imperial financial system, the Salt and Iron Transfer Department and even the Duzhi Envoy, and the Taifu Temple, which is in charge of the royal treasury, must be much more well-educated than the officials in other departments.
In particular, the Salt and Iron Transfer Department, in addition to setting up cards in important mines to collect and collect taxes, the production, collection, storage, transportation and marketing of official salt are all under its jurisdiction. In addition to the Huaidong Salt Farm and the Jinling Department, the salt officials dispatched by the Salt and Iron Transfer Department are also under its jurisdiction.
It is spread all over the 51 states and more than 300 counties of Dachu.
Han Qian did not need Feng Yi or Kong Xirong to encourage many high-ranking officials to join him. He only needed to help him publicize the matter of raising loans among these low-level salt officials and their family members who were only in the eighth or ninth grade, and that was enough.
This is also the circle that the Feng family can influence, and these low-level officials are not very sensitive to the matter of fighting for heirs.
Although half a month has passed since the trial, the money shop has collected less than two million yuan, which is still far from the predetermined goal, but Han Qian is not dissatisfied.
After all, this money plus the distribution of the first batch of remaining goods shipped from Xuzhou can almost make up for this month's deficit.
"Have you ever thought that if the workshop fails, or if the third prince fails in his fight for the right to the throne, the life-long efforts of these ordinary people who have been deceived by you will be wiped out? Do you really have no hesitation or uneasiness in your heart?"
In the back hall, I saw another neighbor who lived nearby. The clerk at the money shop persuaded him to spread half a sack of copper coins on the cash cabinet up to his neck and count them. Seeing Han Qian's face looking self-satisfied, he
I couldn't help but want to ridicule him a few words.
Xi Rong recently helped Zhao Ting'er sort out the accounts and get a clear picture of the internal operations of the workshop and Zuosi. She also knew deeply that the hope of the third prince's success in the fight for the throne was actually not great, and she secretly felt that Han Qian might have put more hope in his heart.
They relied on the management of Xuzhou. After all, the craftsmen with real potential in the workshop but who had not yet been taken seriously were all sent to Xuzhou by Han Qian and Yang Qin.
In theory, the Weaving Institute and Shipbuilding Yard are more suitable for building Jinling. After all, Jinling's demand for tarpaulins, sailboats and ships is much higher than that of Xuzhou; and in addition to wood, it is more difficult to obtain raw materials in Jinling than in Xuzhou.
Convenient.
However, Han Qian had no intention of building a weaving yard and shipbuilding yard in Qiuhu Mountain Craftsmanship.
In Xi Rong's opinion, this sign was obvious enough, and he thought that even if he decided to seek refuge in Tanzhou, it would be a good choice for Han Daoxun, Han Qian and his son.
However, in this case, the money shop here is completely a scam.
"It's okay to call it a lie, but part of the money obtained through fraud is used to redeem the Xi clan members. Can you bear it?" Han Qian stared at Xi Yin's beautiful face and asked with a smile.
Once the third prince fails in the fight for the right to the right, the war in three years' time will most likely wipe out the millions of people inside and outside Jinling City. The land of Jianghuai will be devastated and the land will be in disarray. Han Qian will even harm hundreds of thousands of households in the market.
Even if his people were ruined, he would not feel any guilt.
It can even be said that when he was struggling for his own destiny, he was also working hard to prevent the eternally famous city under his feet from sliding into the nightmare abyss of destruction. But if this ending cannot be avoided in the end and he has to retreat to Xuzhou, what can he do?
Method?
Will he still have to feel guilty about this for the rest of his life?
Han Qiancai does not have this kind of mental mysophobia.
If he hadn't been able to convince his father, if Tanzhou hadn't looked like a successful person, and if Ma Xun hadn't really had the bearing of a master, he would have secretly defected to Tanzhou long ago. Is it possible that he really wanted to be with the Third Prince?
Hanged from a crooked neck tree?
Seeing that Han Qian could be so at ease, Xi Rong felt very contemptuous, but it was difficult to refute.
In fact, the more Han Qian vigorously deploys Xuzhou, at least in the early stage, the faster he will arrange for Feng Xuan to secretly redeem the Xi clan; this also allows her to see that the Xi clan has a chance to revitalize.
Of course, Han Qian used the money from the workshop to offset the interest, which Xi Rong thought was a smart move. At least it could ensure that the scam of the money shop would not be exposed in a short period of time, and the workshop and even the fleet would not be exposed.
Goods shipped from the state can also have a direct distribution channel that can be continuously expanded.
With four months of preliminary preparation work, the stone dam at the upper source of Taoxi River was quickly built in more than half a month. In addition to the coal yard constantly building more crushed coal water dams, the workshop also plans to build a dam at the end of the year.
Three new water mills were built in the villa, which can grind fifty stones of rice noodles per day, so that the reservoir, which consumes huge manpower and material resources, can be fully utilized.
At that time, rice was cheap and rice was expensive, and the key reason was the waste of pounding and grinding it.
If you use a treadmill, one person will be exhausted after a short time. If you use a stone grinder, the efficiency of stone grinding is not much higher. It is much better to use animal power, but raising mules and horses is still an expense that small families cannot afford for the time being.
Shelling the rice is fine, but grinding the wheat into flour is even more troublesome.
This is something that even a middle-aged household with two or three slaves would find disturbing.
Even though the warehouse mainly supplies rice, noodles and coal cakes, demand exceeds supply in the city.
However, Zuo Si has too many people to support, and they have to support them all as elites. Whether it is a craftsman's workshop or a boat gang, even if the scale is doubled, the output will not be able to support such a large consumption.
If all the money raised and loaned by the money shop were used to expand the production of the workshop and expand the transportation scale of the fleet, the monthly interest of 4% might be able to support it much more, but the key point is that a considerable part of the money is still
It was misappropriated by Han Qian to make up for the shortfall in raising people. If this is not a scam, what is it?
"You, you are missing a nerve in your brain," Han Qian saw that Xi Rong's face was still gloomy, so he reached out and pinched her face, and said, "With your brain, you probably can't think on your own."
I understand, but you might as well think about it, when this scam has deceived enough people onto the pirate ship, who of them would want to see the third prince lose all their money after losing the battle for the right to be the heir?"
"Ah..." Xi Rong's mind suddenly turned around, and she suddenly realized that the money shop in Han Qian's hands was much more than just raising and defrauding money. She looked at Han Qian in shock, forgetting to treat Han Qian's frivolity