In late May, Mowu’s lending policy was officially launched on the platform. Bookmark this site
At the same time, the platform also launched a buy-one-get-one-free campaign.
Buy a third-grade Qi and Blood Pill, the price is 40 credits, and get an ordinary Qi and Blood Pill, worth 3 credits.
The more you buy, the more you give away.
Pills are not slow-moving goods, nor are they in a hurry to clear inventory.
Not to mention there are discounts, even if there are no discounts, everyone is eager to buy them.
With discounts and lending policies...
On May 25, the loan system was just opened, and almost all students who had obtained a quota had borrowed nothing.
…
That day, a large number of third-level warriors from Mowu almost cursed Fang Ping to death!
"Why don't we?"
"What kind of truth is this?"
"First and second-grade warriors can borrow it, and non-martialists can borrow it, but we can't borrow it!"
"What does Fang Ping mean?"
"Doesn't the school care about it?"
"..."
There was a lot of noise in the martial arts club.
Fang Ping is so bullying!
In the entire Mowu, almost all warriors below the third level have opened the loan business, but no one has opened it to the third-level warriors!
Almost all third-grade warriors are members of the martial arts club.
In the eyes of many people, this is obviously a move against the martial arts club.
Even Qin Fengqing, who has been minding his own business recently, cursed loudly: "Fang Ping is forcing us to do something with him!"
How poor Lao Qin was!
It's almost impossible to open the pot recently. If the martial arts club hadn't provided some support, he would have starved to death.
Just counting on the opening of the loan system, with Qin Fengqing's strength, it is not easy to borrow a thousand credits.
But who knows, there is no big guy!
Everyone looked at me, and I looked at you, and finally they all looked at Fu Changding and others. These people are classmates with Fang Ping and are also members of Pingyuan Society. They should know the situation, right?
Fu Changding, who was dragged to the meeting, was a little helpless. Dozens of third-level warriors were staring at him. He was under great pressure!
Qin Fengqing almost put a knife on his neck and said angrily: "Fu Changding, Fang Ping and Xie Lei are fighting, it's none of our business, why don't they lend us credits!"
"That's right, I have my eye on a C-level long sword, but it's only 200 credits short... It's not that I won't pay it back, and it's not that I can't afford it, what does Fang Ping mean!"
"Yes, the dispute between him and Xie Lei is their business, don't involve our martial arts club!
If Fang Ping does this, he won’t be afraid of causing public outrage!”
Everyone was so angry, it was simply too much!
Everyone originally thought about their third-level strength, but the distant platform announced that the upper limit of first-level warriors is 100 credits, and the upper limit of second-level warriors is 300 credits...
They didn't say 1000 credits, but 500 credits, right?
The result is good, nothing!
We obviously have our eyes on the elixirs and weapons, and are waiting to pay for them. Now there is a gap, and no one has snatched up all the good stuff!
Fu Changding looked embarrassed and was stared at by everyone. After a long while, he hesitated and said: "This..."
"Speak quickly, otherwise we will treat you as an accomplice of Fang Ping. If Fang Ping can't hide, we will take action on you!"
Fu Changding was so depressed that he almost vomited blood and said sarcastically: "Fang Ping and Zhao Lei are best friends, and they have a good relationship..."
Zhao Lei's face continued to turn dark. Today, his face is either swollen or black, and he has almost forgotten what it feels like to laugh.
"Stop talking nonsense and tell me what's going on!"
Fu Changding said helplessly: "Fang Ping means that the third-grade customers are high-risk customers and should be reviewed slowly."
"What do you mean?"
"That is to say, if you go down to the underground cave of the third grade, you will die a lot, so it is not very safe." Fu Changding said bravely.
Everyone was stunned for a moment, and then Qin Fengqing cursed loudly: "This bastard is cursing us!"
Seeing that he was about to kill someone, Fu Changding hurriedly said: "Before coming, Fang Ping also asked us to tell everyone that you can borrow credits for third-grade products, but the interest will be increased..."
"Asshole! That's too much!"
Everyone is furious. Is this a different treatment?
"He said that for high-risk customers, if the interest rate is low, he will definitely pay, but he cannot afford to pay.
The school is only willing to bear a small part, unless everyone can persuade the school to bear all..."
Everyone stared at him, joking, if he really wanted to make sense, he wouldn't have done it earlier.
"How much higher is he going to raise?"
"The minimum is five ten thousandths, and the increase depends on the situation... For example, President Qin, Fang Ping means that it is at least ten thousandths, and the risk is greater than others..."
Qin Fengqing was stunned for a moment, and then almost twisted her nose in anger.
What Fang Ping means in disguise is that there is a greater chance that Qin Fengqing’s pigtails will become warped, and the risk is high, so beware of him!
Qin Fengqing wanted to vomit blood, but the others also looked unwilling and said angrily: "That is also President Qin's problem. We can go down to the cave safely and securely."
Qin Fengqing was not angry now, but was glaring at the person who spoke like a murderer!
What do you mean, am I dragging everyone down?
…
Fang Ping had already anticipated the quarrel in the martial arts club.
Dean's Office.
Fang Ping is reporting on work at the moment.
“The loan system was just opened today, and within 3 hours of opening it, 80,000 credits were loaned out!”
Fang Ping sighed: "Dean, the school has also seen how poor our students are and how much they need credits. I think we should be given an additional 100,000 credits."
Huang Jing didn't care about this, but frowned and said: "A third-grade warrior, why don't you borrow it?"
"Control risks..."
Fang Ping said, and then immediately said: "Of course, I have also reserved 20,000 credits, just for them.
However, this qualification needs to be reviewed, and we cannot deliberately encourage students to die.
Some third-level warriors are very arrogant. Once they have equipment, good weapons, and good elixirs, they may immediately go to the cave.
I think we need to control this kind of people a little bit and not let them die in vain.
So when it comes to third-grade warriors, for some people, I think I need to urge them to go down to the caves, while for others, I think I need to tell them to calm down.
Dean, do you think what I said makes sense?"
Huang Jing glanced at him and said after a while: "I heard that you want to add interest to third-grade warriors?"
"Dean, there is nothing I can do about it. If I don't add interest, since the interest is so low now, everyone has to borrow credits.
The first and second-grade ones are okay, and at most they can only accept some tasks on the ground.
But most of the third-grade students will go to the underground caves. This is too dangerous. If the casualties are too great, the school will only bear 5%, which is 5,000 credits of bad debts.
Then I have to bear all the rest, and I can't afford it, unless the school can give me more..."
"Don't even think about it!"
Huang Jing interrupted him and said in a deep voice: "The school encourages students to participate in actual combat, but it does not mean that it is willing to let students die.
If you really let it go, the school will be worried that you will deliberately encourage a large number of students to go to the caves to die..."
"Conscience of heaven and earth!"
Fang Ping was so aggrieved that he raised his hands and said angrily: "Dean, am I that kind of person? What good will it do to me to let everyone die? Is this an unjust accusation against me? Did Xie Lei file a complaint?
I knew that this kind of people are petty and like to make snitches. How old are they to do such dishonorable things?"
Huang Jing was speechless and said, "It has nothing to do with Xie Lei."
Fang Ping suddenly realized it and said angrily: "Is that what Teacher Tang said? He is going too far!
He can question my professional skills, but he can never question my character!
Dean, when it comes to teachers like Teacher Tang who have wronged students, I suggest that he should be allowed to go down to the caves and kill hundreds of sixth-level warriors to make up for his mistakes..."
"Quiet!"
Huang Jing shouted softly, what is this kid thinking? Is he trying to trick Tang Feng to death?
Too lazy to pay attention to him, Huang Jing had a lot of things to do, so he had no time to talk nonsense with him. He thought for a while and said: "It is extremely difficult for the school to approve 100,000 credits and advance payment in advance. No matter how much more it is, it will be impossible.
The school's funds are also tight. When new students start school next semester, the school also needs to prepare a batch of elixirs and weapons to meet the needs of new students.
Mowu has expanded its enrollment this year, with the first enrollment reaching 2,000 students. The school is now worried about the funding gap..."
"Didn't Jingwu say to give us 10% of the resources?"
Huang Jing sighed: "There is still a gap..."
"Dean, I think it's actually easy to solve the problem. Our school has graduated many high-quality warriors. We can raise funds from them. They are all wealthy owners..."
Huang Jing glared at him, while Fang Ping encouraged: "Dean, I think this matter is really reliable, why don't you leave it to me?
I am responsible for raising funds for the school, if not more than one billion or eighty billion, I think it is no problem."
It’s the 60th anniversary of the founding of Mowu School. How many powerful people have graduated?
There are governors, business tycoons, military tycoons, political tycoons, and other people from all walks of life.
Fang Ping thought about taking this opportunity to get in touch with big guys from all walks of life, and also to open up channels for his own business. By the way, he could see if he could find a wealthy owner and raise funds for himself.
"This year marks the 60th anniversary of the founding of Mowu School. I think it should be held once, to celebrate the school and raise funds at the same time."
Huang Jing pondered for a moment and said: "Let's talk about it again, reaching out to the graduates..."
Warriors also need face.
Fang Ping disagreed. Are those powerful people still worth 18 million?
What's more, Mowu is also to cultivate more elite warriors. What's wrong with raising funds?
After saying this, Huang Jing forgot about the previous topic, waved his hand and said: "I understand, you can go out first."
"Then I'll go first, dean. If the school really needs to raise funds, you can ask me to take charge. I'm a student and I can speak..."
"go out!"
Huang Jing waved his hand, this boy was very positive about this.
Seeing that Fang Ping was about to go out, Huang Jing suddenly said: "By the way, go to Mr. Li's place and tell him that his application has been approved."
"Apply?"
"He will understand if you tell him."
"Oh, I'll go then."
Fang Ping didn't waste any time and quickly left the dean's office and went straight to the logistics department.
…
Today's logistics department is increasingly depressed.
Most of the previous windows are now closed, and there are not as many warriors left behind as before.
Seeing Fang Ping, Old Man Li said lazily: "Are there any credits again?"
"No, I haven't been on any missions recently, so there are no credits."
Fang Ping shook his head, but it will happen soon.
100,000 credits, if borrowed one day, 30 credits will be credited to the account. For first- and second-grade warriors and non-combatants, the probability of anything happening is extremely low.
After a month, that's 900 credits. If you give a higher interest to the third-grade ones, it will be at least 1,000 credits.
If Fang Ping gets it, he can also get 100 credits.
And wait until next month, these 1,000 credits will become principal again, and then loaned out, there will be another 10 credits of interest...
And these are purely Fang Ping's personal gains.
The school only wants 90% of the annual income from the credits.
In other words, what the school means is that if 100,000 credits are loaned out every year at an annual interest rate of 10%, the school will be able to get 9,000 credits.
The school doesn't care about the rest.
There is too much room for maneuver here.
Moreover, at a later stage, the school did not take back the credits in advance, and the accumulated interest accumulated in a year amounted to tens of thousands of credits. Fang Ping even thought about whether to exchange some elixirs, go out to sell them, and become a second-rate dealer.
In this way, the price difference will definitely not be low.
Of course, if he is discovered by the school, elixir, or weapons companies, the probability of him being thrown into the cave is also very high.
Of course, Fang Ping would not say these things out loud. It is possible that no one in Mowu would discover the truth behind it. In fact, it is not difficult to find out. No one mentioned it now. Maybe they just deliberately dug a hole for themselves to fall into.
Without saying this, Fang Ping immediately said: "I just came from the dean. He said that your application has been approved. Teacher, have you applied for a job change?"
"Change jobs..."
Old Man Li was stunned for a moment, then thought of something, suddenly looked at Fang Ping and said with a smile: "It's not about work. By the way, Fang Ping, your progress has been very slow recently. This is not a good sign."
Fang Ping smiled dryly and said: "I am an explosive player. I am currently accumulating experience. In a few days, I may reach the third level."
"Yeah?"
Old Man Li murmured: "I'm still slacking off. This is not good. It seems that you have forgotten to put pressure on yourself recently."
Fang Ping looked depressed. I'm very stressed, okay?
"Forget it, the pressure doesn't come out of nowhere."
Old Man Li didn't say anything more and said, "Are you free tomorrow? Come with me out."
"Where to go?"
"Good place, helpful to you."
Upon hearing this, Fang Ping quickly said: "The one you mentioned last time is good for going down to the underground cave?"
"Yes, are you going?"
"go!"
Fang Ping was immediately delighted and nodded quickly, of course he wanted to go.
"Then remember to come early tomorrow."
"good."
"..."
After agreeing to go out together tomorrow, Fang Ping happily left the logistics department.
After he left, Old Man Li yawned and said, "I almost forgot about this. I didn't expect that the application has been received."
As for what to apply for, it is naturally to apply to bring people into the research institute. The level of confidentiality in that place is extremely high.
…
Fang Ping, who was very happy, naturally didn't know this at this moment.
He had just received a call from Li Chengze, and now he was even happier.
How happy is this?
The platform has been launched, the lending business is going smoothly, and Old Man Li is sitting around collecting money every day, but he has to lead himself to fight for benefits. Now even the company is optimistic about it, and the financing has entered a new stage, and several institutions have already made official offers.
"Either you don't come, or you come together, you're lucky."
Fang Pingle couldn't smile from ear to ear. He must be worth hundreds of millions of dollars, isn't that far away?
As for himself, his progress is slow now, but these days he is not mainly tempering his bones, but mainly tempering his body, plus taking baths with elixirs.
Once his physique improves, he will be able to complete the torso bone tempering overnight, so there is no need to worry.