"Congratulations, young man, you got what you wanted. I am Fei Tianci, the head of Jinling Bank. I am very interested in you. Can I get to know you?"
Fei Tianci, who was polite and courteous, clasped hands with Wang Yaocheng, and suddenly a look of pain appeared on his face.
Wang Yaocheng smiled evilly and continued to use his hands; "I spent an extra two million to get to know you. As long as I think of this, President Fei won't feel the pain."
Fei Tianci finally couldn't keep his calm demeanor. He grinned and took out his hand, put it to his mouth and blew on it. Five red marks had been made on his white palm, which were very conspicuous.
"you……"
"Gentlemen should not speak evil words when meeting each other. Since Mr. Fei is willing to get to know me, will I be honored to be your host at noon? Please have a chat and apologize for the disrespect just now." Wang Yaocheng added: "As long as you think of me paying more.
After paying two million, I will be so distressed that I can't sleep at night. I think President Fei will feel balanced in his heart."
Fei Tianci was stunned for a moment, and couldn't help but laugh out loud; "After all, young people can't wait until the night for revenge, okay, but I don't need you to be a host at noon. Our unit has a designated restaurant, and the food is pretty good, so we can't let you continue to spend money.
"
"Haha, then I will eat more and try to recover some of the losses." Wang Yaocheng said unwillingly.
"Hahahaha... You can eat, but banks are never afraid of big-bellied people."
The two chatted happily. Wang Bing and several others came over. He obviously knew Fei Tianci and said with a smile, "Can you put out a few more pairs of chopsticks? We are bleeding heavily today and will soon be so poor that we will have nothing to eat."
.”
“Young Master Wang can’t even be invited, but being able to condescend to guide our small bank’s work will definitely bring our work to a higher level. It is a blessing that our Jinling Bank has cultivated over several lifetimes. We must warmly entertain you and never let our
Prince Wang is disappointed."
To be able to be the president of a local commercial bank, being versatile is a necessary skill, and Fei Tianci was no exception. He spoke with great gratitude.
"Don't get into a big fight. Let's just have a meal at the same table. Don't ask for those unrelated people to accompany you."
Wang Bing quickly took a precaution to prevent Fei Tianci from sending a heavy drinker from the bank to public relations, setting up two or three banquets, and coming over to toast like a revolving door. It would be a headache to deal with it.
"This...doesn't it seem too lazy?" Fei Tianci had a look of embarrassment on his face.
Wang Bing waved his hand; "Casual, be casual, we can chat together, right, Brother Yaocheng."
"Don't expect me to chat with you. I'm going to eat a lot and make some losses first."
Wang Yaocheng's words caused everyone to burst into laughter.
"That's two million, not two hundred yuan. You, a business elite, can go to Jinling Bank every day to eat and you won't be able to get it back. You won't be able to get it back in your life. You should give up."
Wang Yaocheng chuckled and said nothing.
What's more than two million?
In future generations, let’s understand that one meal costs two to three hundred thousand yuan. More than two million yuan is just a matter of a few meals, and you are told that you are not full every meal. Can you believe it if I tell you that?
As for Jinling Bank, I paid more than two million yuan, and I will get it back no matter what.
"I didn't see any business elites, I just saw a country bumpkin nouveau riche with two pieces of bad money in his hands, so I thought I was the best in the world."
Luo Bingzhong's expression was full of disdain, and he said in a strange way: "Do you think you can raise your hand casually at the auction? You spend 12 million yuan to buy a piece of land that no one wants. How much money do you have to live in vain like this?"
Haha, let me see how you die in the end?
Oh, by the way, I'm sorry to tell you that the shops you want to buy are all mine, hahahaha..."
Luo Bingzhong laughed very freely, and his words were full of provocation, which made others feel slightly embarrassed.
How did this guy become a mad dog now? He bites everyone he sees.
The old man Wang Yaocheng continued to chat with President Fei. It seemed that Luo Bingzhong's words were like a breeze blowing on his face and could not affect him at all.
Wang Yaocheng's performance of the city was a bit self-indulgent. Fei Tianci admired it very much. It was not easy for young people to achieve this level.
Not long after, Du Bo and Fan Qingyun completed the payment procedures, returned with seven thick bags of documents, and stood silently beside them.
Wang Bing was stunned for a moment, pointed to them and asked, "Is this No. 32 yours too?"
"Yes, employees of my company."
"Damn it, you are so stupid, let me calculate how many shops you have taken down..."
Because he didn't pay much attention before, Wang Bing didn't calculate how many rooms Wang Yaocheng had taken, so he couldn't help but lightly punched him on the shoulder: "Tell me the truth, how many rooms I took."
"A total of seven, 1.77 million."
Now everyone was shocked and looked at them as if they were aliens. He Daweiguai shouted: "Including the land for the food company, didn't you spend tens of thousands this morning? I'll buy it, thank you
special."
"That's right, I wasted my brain as soon as I got hot, and I'm regretting it now." Wang Yaocheng said with a sad face.
"You little bastard, I believe you are the only one who has ghosts."
Wang Bing turned to look at Luo Bingzhong again, and saw that his face looked like he was holding back pig liver, as if he had been slapped dozens of times. Although Wang Yaocheng didn't say a word, his face was too slapped.
Cruel.
A total of 16 shops were auctioned, and Wang Yaocheng won seven shops alone, as well as the food building land that many people were optimistic about. He was undoubtedly the final winner of today's judicial auction.
How could such an opponent be a bumpkin from the countryside?
Wang Bing sighed and shook his head, speechless.
Fei Tianci looked at Wang Yaocheng, who was full of energy, and then at Du Bo and Fan Qingyun, who were holding thick documents. The expressions behind his glasses were strange, and he didn't know what he was thinking in his heart.
noon
Guangdong Tower Hotel, in the luxurious box.
After three rounds of wine, five flavors of food.
In addition to the president of Jinling Bank, Fei Tianci, he was accompanied by the vice president Liu Tao and a young and beautiful sales department director Lejuan, a total of three people.
Lejuan is about 27 or 28 years old, has a good drinking capacity, and is very funny in conversation, which is very useful in enlivening the atmosphere at the wine table.
Wang Yaocheng only took Xia Shuzhen to the banquet, and the others had already gone back first. There was still a lot to do on the construction site, and half a day was already the limit, and there was no way to get away from people.
Wang Bing and his party of four, except for Luo Bingzhong who was beaten too hard in the face and had troubles in his heart, parted ways with everyone after leaving the auction house.
He Dacai called Qin Xiaoyan again. She fell in love with Xia Shuzhen as soon as she saw her. The two of them gathered together and whispered private words, covering their mouths and snickering from time to time.
During the banquet
Wang Yaocheng kept eating without interrupting what others were saying. He would drink as soon as someone offered him a toast, laugh a few times when he heard something funny, and then move his chopsticks around like flying and eat haphazardly.
At the end of the day, everyone stopped with their chopsticks and watched him operate the chopsticks as fiercely as a tiger.
"Hahaha... You guys are really ready to eat it back."
Wang Bing had stopped using his chopsticks for a long time. He was holding a cup of fine tea and tasting it. He couldn't help but laugh out loud.
Wang Yaocheng ignored him and put a piece of tiger skin meat into a bowl. He ate the soup and rice with a "snoring, snoring" sound. Then he calmly picked up the white towel and wiped it.
Lower your mouth.
Others thought he was going to talk, but who knew that Wang Yaocheng picked up another cup of good tea and tasted it slowly.
This time he was almost knocked out of the way. Everyone looked at each other in astonishment and couldn't help but burst into laughter.
Only the president, Fei Tianci, had a look of approval in his eyes;
He is able to keep his composure, this guy is extraordinary.
Wang Bing choked because of his laughter, and Tingting next to him helped him keep tapping his back to temporarily relieve him.
"You...hahaha, that's so funny. Damn it, please let me speak slowly."
a moment later
Wang Bing knocked on the table with his slender fingers and said, "No need to say more about what happened today. We took pictures of the Hongguang Electronics Factory in the morning, but I can't get the 8.8 million. It's not a good time to see Lao Fei."
Well, don’t worry about anything, how about your bank giving me a loan? Is there any difficulty?”
Chinese people like to talk about things at the banquet table, and Wang Bing is no exception. However, these young men are quite domineering when talking about things. Even if they lower their stature, they can still feel condescending in their words.
"this……"
Fei Tianci glanced at his deputy Liu Tao who was present, and saw that he was sitting at the banquet like a deaf man, not daring to say a word.
As for the beautiful sales department director Lejuan, she didn't dare to look at her. She stroked the chopsticks on the table and couldn't get enough.
They are all so cunning.
"Since Mr. Wang has proposed it, well, no matter what difficulties there are, we must overcome them and complete them. However, how far behind are you? You have to provide me with a solid foundation, and you need some collateral. I can also operate and follow the procedures here.
, After all, the bank does not belong to me alone, and the higher-level regulatory agencies must also deal with it." Fei Tianci asked cautiously...
Wang Bing nodded with satisfaction. The most he could contribute out of the 8.8 million was 4 million. He couldn't spend all his money on it. As for Luo Bingzhong, didn't he have the money to buy a front house? Just ask him to contribute 3 million, and others could chip in.
Almost there.
However, getting the Hongguang Electronics Factory requires a large investment. Calculating it this way, it would be prudent to take a loan of two million to prevent others from falling behind.
"Well, brother Yaocheng, didn't you compete with Luo Bingzhong for those four shops before?"
Wang Yaocheng didn't expect Wang Bing to mention him, so he nodded in surprise; "Yeah."
"That's easy. If you still want it, I'll ask Luo Bingzhong to give up those four shops. Even if you pay 1.2 million, the fraction won't be counted." Wang Bing took over everything and directly replaced Luo Bingzhong.
It’s up to you.
Wang Yaocheng's heart skipped a beat;
I want it, I want it so much. If I weren’t afraid that it would look too ugly, I would have bought all 16 shops today.
"Is this okay? What Brother Wang means..." Wang Yaocheng knew there was something more to say, so he asked cautiously.
"What I mean is that if you paid 1.2 million to Luo Bingzhong and you took away those shops, wouldn't you have a total of 11 shops in your hands? The total is 2.97 million, so let's call it 3 million.
Your own funds are not enough, right? How much more is needed?
Mortgage these shops to Jinling Bank and get a loan of 10 million. I said in advance that it will cost 2 million. It is considered a loan from Hongguang Electronics Factory. We will pay the interest ourselves. It will take at least one year. What do you think?
"
Wang Bing made the decision in just a few words. He didn't even ask Fei Tong, the old man of Jinling Bank, if he agreed. The matter fell directly on him, and he was so domineering that there was no doubt about it.
The three shops are a benefit to Wang Yaocheng, and the extra loan of 8 million is also a benefit to Wang Yaocheng. Wang Bing has no mortgage himself, so the two million he lost can be used to renovate the Hongguang Electronics Factory.
Once it is sold, the money will come rolling in.
The price is too high and no one buys it?
That doesn't exist. Not only do some people buy it, but some people rush to buy it at high prices. The truth behind this is not suitable for outsiders to know.
Luo Bingzhong lost four shops, 1.2 million yuan of capital was returned to the original owner, and he increased his shares in Hongguang Electronics Factory. Naturally, the income was even greater. Under Wang Bing's overbearing arrangement, he could only submit obediently.
As for Wang Yaocheng's 2.97 million shop, he mortgaged 10 million yuan. Is this illegal operation possible?
In fact it is possible to even borrow more money from banks.
At this time and space, a certain famous entrepreneur began to make a fortune rapidly. At first, he scraped together some money to buy a front house, and then through Bank A, he loaned five times the value of the front house.
Then, he deposited this huge sum of money into Bank B and loaned out a huge sum of money five times. Eventually, he quickly emerged as a famous entrepreneur and completed the final packaging and listing process.
Reform and opening up has entered the deep water zone. The country's legal system and rules and regulations have failed to keep up with the rapid development. Many loopholes have appeared in the implementation of policies. Some keen people have seized the opportunity and jumped up to stand at the forefront of the tide.
Almost instantly, Wang Yaocheng figured out what was going on. Wang Bing was the one who pulled the strings for this loan, while Mr. Fei from Jinling Bank personally operated it, and he was just sitting back and enjoying the benefits.
The only risk is that the loan of 2 million yuan to Hongguang Electronics Factory may be a slap in the face and never come back.
Never overestimate the integrity of these young men. You must see the worst side of everything.
"Now that Brother Wang has spoken, I will naturally obey."
Wang Yaocheng's words made Wang Bing feel as comfortable as if he had eaten ginseng fruit, and all 36,000 pores in his body were feeling refreshed; "Okay, you little brother, I read that right, you are really bold. Brother Fei, please pay attention to this matter."
Just give it a try."
Fei Tianci's smile was uglier than his cry, so he could only reluctantly agree to the assignment.
Jinling Bank is not comparable to big banks such as Industrial, Agricultural, Chinese and Construction. There are 100 ways to evade loans that do not comply with the policy, and the government has nothing to do.
Local banks are local money bags, and there are many mothers-in-law in them. They are like an angry little daughter-in-law. They do many things that they know they cannot do, and there are indeed unspeakable secrets.
(On September 7, 1995, the central government issued the "Notice on the Establishment of Urban Cooperative Banks", deciding to standardize the development of the financial system and establish local commercial banks to serve the development of small and medium-sized enterprises on the basis of the assets and capital verification of urban credit cooperatives.
This book is set in a parallel time and space and cannot be applied to real situations. For smooth reading, local credit cooperatives directly ignored it and transitioned to local commercial banks. This is hereby explained.)