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Chapter 196 Loans

Fang Linyan shook the identity ring on his hand and said.

Yuas smiled and said:

"Hello Mr. Wrench."

Fang Linyan realized that she didn't check the identity ring at all, and was stunned and said:

"You know me?"

Yuas said:

"After the last transaction is completed, you have been included in the sequence of key customers. All managers and customer service staff who come to work in the S space must know all the key customer information by heart."

"I don't know if I can help you? It's because the balance of the last transaction... Huh? It shows here that the balance of the last transaction has been paid in advance and credited to your account."

When Fang Linyan was training hard in the training room, he almost forgot about it because he was so devoted to it. It was only after she said this that he remembered it. After checking it, he realized that his merit points were indeed much higher.

5 o'clock.

He was stunned for a moment and then said:

"Well, it has nothing to do with the last transaction. I came here to experience a new business. I heard from the previous Oulanke manager that you provide lending services here?"

Yuas said:

"Yes, sir."

Fang Linyan said:

"The main currency of the loan will not be platinum coins and platinum medals, right?"

Youyasi smiled sweetly and said:

"Mr. Wrench is joking. This is inside Noah's space. As long as it is currency flowing within the space, we can provide corresponding lending services."

"To be more specific, the service scope mainly includes general points, potential points, and merit points, which are the three currencies that circulate within the space warriors."

After hearing this, Fang Linyan's heart moved and he said:

"If I want to borrow money, how are the interest rates and amounts calculated?"

Yuasi pointed with his hand, and a light screen popped up next to him, listing various loan methods.

Most of these loans require collateral. If there is no collateral, it needs to be notarized through space, but the interest rate is surprisingly high.

To Fang Linyan's surprise, he actually got a credit loan from there. It seemed that it was because of the reputation of Capsule Technology... and it didn't require him to hold his ID card to take photos!

After carefully screening for half a day, Fang Linyan chose a mortgage loan.

This loan requires Fang Linyan to mortgage his "Umonik RV Capsule" and "Sakura Dragon's Grip" in exchange for a loan of 100,000 universal points and two potential points, and because he respects the reputation of capsule technology, or

This is the first time you borrow money, so the interest rate is 0 directly.

And although this loan is called a mortgage loan, Fang Linyan can still use the "Umonique RV Capsule" and "Sakura Dragon's Grip" without having to mortgage them with Capsule Technology, but he can no longer use them for transactions and repay the loan.

The period is six months (calculated based on the official time approved internally by the space).

Fang Linyan asked himself that six months was enough for him to experience two adventure worlds, and enough for him to earn universal points to repay the money. After careful consideration, he chose to accept it.

After receiving the money, Fang Linyan put on Dongzhang's hand-wrapped rope.

He originally thought that the appearance of this thing must be that it felt very rough and hurt the joints when it rubbed. However, this was not the case. Instead, it had a comfortable and smooth feel.

Not only that, when the palm is released, the Dongzhang hand-wrapped rope will automatically loosen, and when the fist is made, it will tighten accordingly, which is very intelligent.

Fang Linyan tried throwing a few punches and immediately received relevant prompts:

"Contractor No. ZB419, relying on the increase in suit: Dongzhang's hand-wrapped rope, your basic melee combat has been increased from LV8 to LV10."

"You can pay 60,000 general points and 2 potential points for a draw as a bonus to upgrade basic melee combat to LV10."

"However, because this draw is based on equipment bonuses, the rewards for this enhanced characteristic will be randomly distributed, and enhanced characteristics with a higher rating than A will not be issued."

"Once you sell, lend, or lease the equipment: Dongzhang's Hand Rope, this enhanced feature will disappear directly."

Fang Linyan simply chose to pay. As a result, the universal points he just borrowed were severely damaged again, leaving only more than 40,000 points. Fortunately, a prompt appeared in front of Fang Linyan:

"Contractor No. ZB419, your basic melee combat has been increased to LV10, and you have gained additional characteristics: first attack (B-level evaluation)."

"Extra feature: Initiative."

"Evaluation: B level, will only appear in the extraction of characteristics above LV10."

"Explanation: In close combat (the distance between the enemy and us is no more than five meters), when the enemy attacks you, you have a 33% chance of triggering the first attack effect, and your attack speed and movement speed are increased by 50 points for a duration of

Three seconds." (Equivalent to the attack speed increased by an additional fifty points of agility)

"The initiative effect can only be triggered once every ten seconds."

Fang Linyan frowned after receiving this reminder. This feature is not very good in the literal sense!

Why do you say that?

First of all, this thing appears probabilistically and is an uncontrollable factor. This is destined to be the icing on the cake, but it cannot be used as a trump card to provide help in times of need.

Secondly, this is an obvious defensive skill. The prerequisite for triggering is that the enemy attacks you, which is already a points deduction.

There is a saying that the best defense is offense, and there is actually quite a bit of truth to it.

Finally, this probabilistic thing must be triggered only after close combat, and the special effects after triggering are also very useless...

Therefore, Fang Linyan's first impression was that this thing was not worthy of its B rating!

What's more, it is specifically stated that this attribute will only appear after LV10? This is enough to show that if this characteristic appears too early, it will destroy the balance of the skill system!

Thinking of this, Fang Linyan knew that there must be something he didn't understand, so he immediately went to the training ground, directly summoned a sparring partner and started to fight with him.

After playing with this sparring partner for almost ten minutes, Fang Linyan frowned and shook his head, because he felt it was similar to what he had inferred before.

But after pondering for a few minutes, Fang Linyan's eyes suddenly lit up, and then he changed his sparring partner!

After the two sides finished fighting again, Fang Linyan's eyes suddenly brightened up, and then he changed partners again, and the fight lasted for less than five minutes. Fang Linyan simply jumped to the side and couldn't help but "Haha."

Haha." He looked up to the sky and laughed.

At this time, Fang Linyan finally understood that this "first attack" feature was not useless, but only useful under certain conditions, and it was still of great use.

In previous battles, even if Fang Linyan encountered colonizers like Mert and Deng, he was not afraid and could even fight against them...

However, the only enemy that can suppress it to the point of being breathless and unable to even fight back is Sars.

This guy can even make the battle situation so bad that Fang Linyan can't even fight back after being beaten!

If Shasi's attack power had been stronger, if he had brought people to help, if Shasi had the ability to cause real damage, then Fang Linyan would probably have been killed on the spot.

And this first attack characteristic is used to restrain people like Sars who attack frequently and have gorgeous steps!

Once the first attack characteristic is triggered, Fang Linyan's attack and movement speed suddenly soar. The increase is equivalent to a fifty-point agility bonus. Fang Linyan's original agility is 24 points.

This means that in the next three seconds, his own agility can reach a terrifying 70 points! What is the concept of this?

Not to mention completely crushing the opponent, at least it was able to catch up with the opponent's speed.

In the previous battle with the training dummy, once Fang Linyan triggered the "initial attack", he could immediately turn against the guest.

The opponent's sword had already been cut down first,

However, with fifty points of agility bonus, Fang Linyan's fist could strike first and hit the opponent's wrist before the opponent's blade fell on his head, thus directly defeating his attack.

This also made Fang Linyan understand the true meaning of "attack first" in an instant, to be one step ahead and turn defense into offense!

***

After handling this series of things, Fang Linyan has achieved all his pre-set goals. Next, he will return to the real world to cultivate himself. At the same time, he will try to overcome the problem of Rumination Meteor Gold so that it can be used in war as soon as possible.

In the production of machinery.

According to Fang Linyan's estimation, this meteorite is a powerful material that surpasses the technology of the earth's age by at least three generations at this time. If he can really mix the meteorite into the mechanical gyrfalcon egg and the heart of the mechanical dire wolf, then the summoned creatures

It is possible to raise it to a higher level again.

And this time when he returned to the real world, Fang Linyan did not forget his promise to the goat. Before leaving the elevator in Noah's space, he took out something similar to a contract and tore it open.

Suddenly, the contract-like thing started to burn, and Fang Linyan also got the news:

"Contractor numbered ZB419, you have used a sightseeing contract. After using this contract, you can invite 2-5 people to travel to the real world where you grew up. However, this behavior has great hidden dangers. Do you want to execute it?

Sightseeing contract?”

"yes!"

"Next, please select the person you want to invite and enter their contractor number..."

There is no doubt what happened next. Fang Linyan, the goat, and the vulture returned directly to the real world.

The relationship between the three people at this time is very special. They are brothers from life to death, and they are also teammates with common interests. When they first arrived in Fang Linyan's mother plane, Fang Linyan must definitely do his part as a landlord.

It has been a few months since Fang Linyan came to Athens, and he almost always speaks in Greek in his daily life, so although he is not good at writing, Fang Linyan still has no problem with language communication.

So needless to say, after dinner and hotel arrangements, we took them directly to visit the attractions in Athens.


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