It was another morning as usual, the wind was calm and the sun was cloudless. Although it was already the middle of winter, as a Chang'an native, I did not have the consciousness of a cat in winter. Very early in the morning, people who went to work in the workshops had already left their homes in carriages.
Morning stalls open early just to make extra money. The thick white air on the streets shrouds the city of Chang'an like a haze, making it warm and humid.
Dahan Bank is open for business as usual, facing the footsteps of the sun. According to Su Ren, the secret of bank business is to make every customer feel that there is endless and inexhaustible money in it, so
The bank's philosophy from construction to decoration is that it is magnificent and magnificent. When the sun shines on it, it shines like a huge mirror, which makes your eyes hurt.
Dahan Bank has three floors, so it is much higher than the government offices and courtyards next to it. The first floor is the reception window for ordinary customers. Whether you are a commoner or a high-ranking official, as long as your savings do not reach a certain amount,
They can only squeeze in a bunch. There is no identity or authority here. The order of processing is determined by the number plate received at the gate. Different from the bustle and noise on the first floor, the second floor is much quieter. There is a
Each elegant room has a full-time accountant. With the golden sign in his hand, you will get the most distinguished service here. Fragrant tea, pastries, and even rare toppers will be performed for you.
It shows your identity incomparably. No one can go up to the third floor. This is where the office is. Various bills and account books are circulated back and forth in the hands of every accountant. When the amount is confirmed, it is handed over to Sang.
Hongyang stamped it for confirmation and put it in the safest safe for storage. Unless there was an emergency or His Majesty the Emperor personally ordered it, no one would know what was written in the account book or what was recorded.
Anyang Hou did not save money at Dahan Bank, so when he came in, he only got a wooden card with a very low number. According to the current pace, it would take an hour at the fastest for his turn, so Anyang Hou was a little impatient.
, constantly urging the people in front to hurry up, and calling the waiter to come over and explain how urgent his matter was, but the answer he got was just, "Don't be impatient."
Seeing that the sun was almost above his head, Anyang Hou finally sat in front of the business window and handed over his wooden sign. The person inside just asked: "Deposit money or withdraw money?"
"If you don't save money, you won't withdraw it either!" Anyanghou was already very anxious. No one had ever treated him like this before. He was so despised even before he came here for the first time: "I came here to borrow money from Sang Hongyang."
"Please go to window No. 10 to borrow money. This business is not available here."
"Bastard! Are you kidding me? Go and call Sang Hongyang out. I want to see if he dares to treat me like this?"
A waiter approached Anyang Hou with a smiling face: "Master Hou, please calm down. I will tell window No. 10 to handle the Marquis' business first. Please, please come this way."
The people at the counter ignored him at all and shouted "Next", and soon someone crowded in front of Anyang Hou and stretched his wooden sign through the gap. Anyang Hou suppressed his anger and gave a heavy blow.
I snorted and followed the boy very reluctantly to window 10. Window 10 handles loan business. Most of the people who can borrow money in this era are merchants. Although merchants have become the mainstream of Han people's tax payment, they still
Ranked at the bottom of the four people, the boy didn't waste much effort and asked those people to step back a few steps to leave a place for the arrogant and angry Anyang Hou.
"How much are you prepared to borrow?" The boy handed the wooden sign of Anyang Marquis to the old man at the counter at No. 10 and asked with a smile on his face.
Anyang Hou glanced at the silent old gentleman, turned to the boy and said, "How much can you borrow at one time?"
The boy quickly said: "Master Hou may not know the rules of our Dahan Bank. If you don't have a mortgage, it will be about five hundred gold according to your salary. Master Hou, don't be angry. This is calculated. Your salary is more than ten thousand yuan."
Stone, after excluding the expenses of the house, if you save five hundred gold through frugality, you have the ability to repay it! If the Marquis has a mortgage, it depends on the value of the Marquis' mortgage. According to the rules of our Dahan Bank, the maximum amount that can be borrowed is
The money that exceeds 50% of the collateral, which kind of money does the Marquis want to use?"
After Anyang Hou nodded, he waved and someone hurried over and put a stack of paper in Anyang Hou's hand. Anyang Hou didn't even look at it, but said to the boy: "I have the title deed of a thousand hectares of land here, and there are thirteen
There is a shop, and the title deed of the palace is also in it. See how much you can borrow."
The waiter quickly reached out to take it and handed it to the old gentleman at the counter. The old gentleman looked over the land deed very skillfully while constantly fiddling with the abacus beads next to his hand. After a while, he slowly raised his head and came out for the first time.
Sheng said to the Marquis of Anyang: "If the old man's estimate is correct, the total value of the land deeds and shops of the Marquis is 30,000 gold. If the Marquis wants to use these as collateral, he can borrow 50,000 gold."
There was a burst of cold air from behind, and Anyang Hou sneered several times with great satisfaction: "The calculation is good. I also asked someone to estimate it. The total of these land deeds is 30,000 gold. Since I can borrow 50,000 gold, then
Give me money?"
The old gentleman smiled slightly: "Master Hou, fifty thousand gold is not a small amount. Moreover, the loan from Dahan Bank has interest. If Master Hou cannot repay it by then, these land deeds and house deeds will belong to Dahan Bank."
"Stop talking nonsense. I am in a hurry to use money. You don't need to tell me whether I can pay you back."
The old man nodded and asked again: "May I ask how long you are prepared to borrow, one year, two years, or three years?"
Anyang Hou chuckled: "One year for now."
"Wait a moment, Lord Marquis!" The old gentleman said nothing more, sat down again, took out two pages of paper from the desk next to him, wrote something very quickly, and put them in front of Marquis Anyang: "Master Marquis, please sign!"
Anyanghou carefully read the words on the piece of paper, then looked at the land deed and house deed that had been placed on the old gentleman's desk. He suddenly picked up the pen and signed his name on it. He felt that it was not in his heart.
He fumbled for his private seal, stamped it heavily, and handed it to the old gentleman. The old gentleman put the paper away and sent a beautifully bound piece of paper with fifty thousand gold stamped on it to the Marquis Anyang: "Master Marquis, please take it.
Well, as long as someone comes to my Dahan Bank with this thing, they can only take away 50,000 gold."
Anyang Hou was stunned, stared at the paper in the old gentleman's hand and said angrily: "Is this fifty thousand gold?"
The young man quickly said: "Don't worry, Mr. Hou, our Dahan Bank operates with integrity and will never deceive Mr. Hou. As long as you take this banknote, you can withdraw 50,000 gold at will, and it will never be short of a cent."
Anyang Hou shook his head: "I don't think it's appropriate. I won't worry unless I see the real gold."
The young man smiled and said: "If the Marquis wants to see real gold, please follow me upstairs. Once the formalities are completed, the Marquis can transport the 50,000 gold back to the house at any time."
With an anxious mood, Anyang Hou followed the boy out of the crowd and climbed up the stairs to the second floor.
After Liu Zhi and Huo Guang heard those words in Suzhai that day, they returned to the East Palace overnight. After driving away all the servants and chamberlains, they did not go out all day and night. No one knew what these guys were discussing inside.
What was the matter and the outcome of the discussion? Liu Che once sent people to ask, but Liu Ju sent them away with various excuses.
Now the five boys were on the third floor of Dahan Bank, looking at the crowd below from the gap in the stairs. Naturally, every move of Anyang Hou was constantly reported. Liu Ju's little face turned red, maybe because
Nervous, or maybe because of excitement: "It's finally started. I asked Sang Hongyang yesterday and he has never borrowed such a large sum of money before, and it will all be paid in gold. It seems that Anyang Hou is the first one."
Huo Guang nodded: "Your Highness is right. It seems that today is the time for them to launch their attack. According to what we have discussed, Your Highness and I will stay at the bank, Tian Qianqiu will go to Sinong Temple to collect the debt, and Jin Rixi will go to the dock immediately to monitor closely.
Regarding the flow of goods, Shangguan Jie is going to Yaxing. If anything goes wrong, report it to His Highness immediately. We discuss it in the East Palace every day, so remember not to be careless."
The boys nodded solemnly and came downstairs to go about their business. Liu Ju grabbed the railing, stuck his head out again and continued to stare down. He turned to look at Huo Guang: "Is our plan feasible?"
Huo Guang nodded: "Don't worry, Your Highness, I have sorted out any mistakes and omissions that I can think of in the past few days. There should be no problem. The teacher once said that what we do depends on confidence. As long as we have the belief that we will win, we will be able to do it."
Success, not to mention that this time the teacher has paved the way for us. As long as we hold our position and wait until goods and gold from various places arrive in Beijing, these young people will be vulnerable!"
He slapped his palm on the railing, which hurt his palm. Liu Zhi took a deep breath and suddenly smiled: "Okay, let him do it!"
The five boys were busy in various places all day long, and they returned to the East Palace one after another until it was already dark. Liu Ju had people prepare meals early. After staying in the Su family for so long, he had no idea about banquets and the like.
I was interested. There were three or five dishes, a big bowl of rice, and the boys ate very deliciously. Liu Ju, like the Su family, did not do anything pretentious with these people, and they could chat with each other. In fact, Liu Ju was better than Huo Guang.
A few people are not much younger.
Shangguan Jie didn't look like he was eating. There were grains of rice stuck to his chest and face, and he still kept talking: "Those guys in Yahang are also hoarding things and are gradually reducing their sales. It seems that someone has contacted them to ask for help."
Otherwise I wouldn’t be so careful, and if it weren’t for my good eyesight, I really wouldn’t be able to see it.”
Jin Rixi also said: "There are also fewer ships on the pier. Except for the few on our side that Mr. said, the freight of other mansions is also decreasing. Anyang Hou, Wucheng Hou, Liyang Hou, Zhan Hou
The Linghou family is the most obvious, especially the Anyanghou family, which has stopped half of its freight."
"Where are you?" Huo Guang asked Tian Qianqiu.
Tian Qianqiu swallowed the mouthful of rice and said: "It's not good here either. Everyone is crying for poverty. I hope I can have some grace. I don't hesitate to pay some interest. Several families have already gone to His Majesty to cry for poverty. This account
I’m afraid it’s not easy to get.”
Several people were talking, and Liu Ju consciously did not express his opinion, but just listened and watched quietly. (To be continued)