After listening to Xue Qin's words, Yu Qingyang was dumbfounded, how could he forget this.
I am patronizing YY.
If he dares to pay to book more than 100 hospitals now, and the person who signs the contract is his future wife, it will be like handing the hilt of the knife into someone else's hand.
Waiting for others, when they become unhappy, they will slaughter them arbitrarily.
"What should I do?" Yu Qingyang could only humbly ask his future mother-in-law for advice.
"First purchase community hospitals in five cities, Jing, Yang, Peng, Mo, and Quan, with full payment. The remaining funds can be lent to Huayu Real Estate in the form of loans!
And let Xiaoxue come forward and sign an agreement with Huayu Real Estate!
Borrow money to the company at the bank loan interest rate for the same period, and the additional condition is to give priority to purchase all community hospitals affiliated with Huayu Century City in the future, and enjoy a 20% discount on the market price!" Xue Qin said with a smile.
"Twenty percent discount, is that no problem?"
"What's the problem? Borrowing money at the same interest rate is inherently a disadvantage!
According to the analysis of our Finance Department, the domestic price inflation index in recent years has been much higher than the bank loan interest rate in the same period!
Therefore, although it seems that lending money to a company earns interest, in fact, your money is constantly depreciating.
Enjoy a 20% discount, this is completely in line with business rules!”
“If I use this money to buy houses in four first-tier cities including Beijing, there should be no problem, right?
In other words, it shouldn't be a problem to use the houses in these four cities to buy back my mother's 3% shares, right?" Yu Qingyang thought for a while and asked.
It's too much of a loss to lend money to the company, even if it's a 20% discount, plus bank loan interest for the same period, it's still a loss.
Regarding the price inflation index, Yu Qingyang knows very well, and his memory is particularly fresh.
In his last life, he could buy a house of one square meter with one month's salary, but he didn't buy it. Six months later, he could only buy half a square meter with one month's salary (.??︿??.).
Another half year has passed, and no one knows better than Yu Qingyang how much housing prices have increased.
I can only buy a quarter of a square meter house (.??︿??.).
After working hard for more than ten years, I can finally buy a house of one square meter with one month's salary (*^ω^*).
As a result, after some hesitation, I could only buy half a square meter.
This was still in Quanshui, but in the capital, his monthly salary was only enough to buy one-fifth of a square meter of house (.??︿??.).
It brings tears to my eyes.
Not to mention future generations, right now, housing prices in four first-tier cities including Beijing have more than doubled compared to when Yu Qingyang acquired the land.
Housing prices in Beijing rose by more than 150% in the first half of 2001 alone.
This is also the fundamental reason why Yu Qingyang successfully borrowed 20 billion from the four major banks this time.
Due to the increase in land prices, Huayu Real Estate's net assets have exceeded 80 billion.
The bank's loan is 30 billion, and adding the 20 billion this time, it's only 50 billion. Why are banks afraid to lend?
The bank is now only worried that Yu Qingyang will have fewer loans.
Yu Qingyang's loans were made in the names of Huaihai Investment and Huayu Investment respectively.
The main purpose is to build the Volvo construction machinery production base and R&D base in Huaihai, China.
After several rounds of negotiations, Volvo, Huaihai Investment, and the Shanghai Municipal Government finally reached an agreement and signed a formal cooperation agreement.
Volvo provided the technology, Modu provided the policies and land, and Huaihai provided the capital and was responsible for all sales to establish a Sino-foreign joint venture, China Huaihai Volvo Engineering Machinery Co., Ltd.
Yu Qingyang's thoughts were brought back by Xue Qin.
"Yes, you can! The best way is to submit a report on exchanging housing products for shares and let the department approve it!
Including HSBC Bank, they have to send a written document!
Both shareholders agreed to the plan in writing.
This way there will be no disputes in the future!" Xue Qin suggested after considering it.
"Okay! Let's do it like this! I'll draft a replacement plan right away and report back to Director Su!" Yu Qingyang said with a smile.
Finally, there was a feasible and satisfactory plan, and Yu Qingyang smiled brightly.
After discussing with Xue Qin, Xue Qin left the office.
Subsequently, Yu Qingyang drafted a document to replace the 3% shares in his mother's name with five community hospitals in Huayu Century City and buildings in four first-tier cities including Beijing.
The exchange of 3% of the shares in my mother's name for 100% of the shares of Huayu Second Construction has been reported and approved.
The original plan was for Hua Yu to invest cash to acquire 3% of the shares in my mother’s name.
Now it is changed to exchange shares with the price of houses, which has not been blocked by the Water Resources Department and HSBC Bank.
The Department of Water Resources held a party committee office meeting to discuss it and approved Yu Qingyang's plan smoothly.
HSBC has no objection at all.
Whether it is in the form of cash or a house does not make any difference to HSBC.
HSBC is just a little resentful that Yu Qingyang did not approach them for this loan.
I believe that since it is a strategic partner, HSBC should be given priority for loans.
Yu Qingyang pushed it to domestic local policies.
He also promised to get a loan from HSBC next time, and then things were settled.
HSBC's resentment reminded Yu Qingyang of a joke.
If you borrow RMB 100,000 from the bank, the bank will force you to death, sell your house, or sell your land. In short, it won't matter even for a penny less.
If you borrow 100 million from the bank, if you sneeze, the bank president will call you and say hello. If you don't have the money to pay back, it doesn't matter. The bank will discuss it with you in a friendly manner. The principal can be deferred and the interest will be paid first.
The same is true now. Yu Qingyang borrowed 50 billion, and several banks were not only not afraid, but also jealous that they would not lend money to them.
After communicating with HSBC on the phone, within two days, HSBC Investment Bank CEO Feng Xiaochen and Mu En rushed to Quanshui.
The purpose is to invest in Huaihai.
Seeing that the cement factory invested by Huaihai in Ajigeria is booming, the production lines are all operating at full capacity, and the cement produced every day is taken away by waiting cars as soon as it comes off the production line.
Orders for environmentally friendly and energy-saving brick factories are even scheduled for next year.
The marble mining area has also been officially put into operation. Almost every half month, a 200,000-ton cargo ship will leave Ajigeria, pulling a load of marble blocks.
The security company also exchanged fire with local armed forces several times, and gradually became famous.
Everyone knows that Huaihai Building Materials Co., Ltd. has a strong armed force.
Ordinary small militants would not dare to mess with them.
With a large armed force, it is not worth the gain to offend them.
It can be said that Huaihai Building Materials Co., Ltd. has established a firm foothold in Ajigeria and even North Africa.
It even has some fame throughout Africa.
Now, Yu Qingyang has established a joint venture with Volvo in the name of Huaihai Investment to establish China Construction Machinery Company.
Seeing that Huaihai Investment is growing bigger and bigger, how can Feng Xiaochen not be anxious.
It's okay if he doesn't know. He is right in front of his eyes but he can't get a share of the pie. In Feng Xiaochen's opinion, this is a dereliction of duty on his part.
Said it before.
Because of the influence of the Internet bubble in the United States, international capital is now turning to the pursuit of industry, and the real economy is greatly favored.
Instead of looking at the monk's face, he looked at the Buddha's face. Mu En came in person, and Yu Qingyang naturally entertained him with good wine and delicious food.
The reception was held in the company's eco-manor.
After a year of development, Yu Qingyang finally realized a dream.
That was a dream that Yu Qingyang had when he met Mu En for the first time.
Build a manor at the spring to entertain friends and clients.
Now this dream has come true.
Yu Qingyang specially called Zhang Hua to accompany him.
Zhang Hua came here mainly to receive Mu En.
Zhang Hua pursued an official career and had a mixed constitution, so naturally he could not do without the support of business.
The Mu-style family is not comparable to Huayu Investment.
If forced to compare, Mu Shi Group is an adult, while Huayu Investment can only be regarded as a baby that has just learned to crawl.
It is still necessary to have a good relationship with Mu En.
"Mr. Yu, look at what we talked about before about investing in Huaihai Investment, is it time to have a result?" Feng Xiaochen said after three rounds of wine and five delicious dishes.
"Haha! Mr. Feng, we have never closed the door to negotiations!
Huayu Investment and our HSBC Bank are strategic partners.
As a brother company of Huayu Investment, how could Huaihai Investment reject HSBC?
It’s Mr. Feng who doesn’t approve of our previous valuation!” Yu Qingyang chuckled.
"Mr. Yu, after discussion by the board of directors, we accept your company's valuation of 200 billion!
When do you think we will sign the contract?" After hearing Yu Qingyang's words, Feng Xiaochen asked excitedly.
"Haha...ha!" Yu Qingyang put down his wine glass and laughed.
"Mr. Feng, do you still remember what I said last time you came here?"
"What do you mean, Mr. Yu?" Feng Xiaochen asked with a confused look on his face.
It seems that I really forgot what Yu Qingyang said back then.
Yu Qingyang didn't care whether he really forgot or was pretending.
He repeated what he said before, "I said at the beginning that you don't accept the valuation of 200 billion now!
Wait until next year, it won’t be 200 billion, it may be 500 billion, or even more!”
"..." Feng Xiaochen looked bitter.
He naturally remembered what Yu Qingyang said. He was not an Alzheimer's person, so he could forget it.
“Mr. Mu is here, and in front of him, I don’t want more!
The market value is 600 billion. If HSBC approves it, we can give you 10% of the shares!" Yu Qingyang said loudly.
The fat sheep delivered to your door will not be slaughtered until it is slaughtered.
Feng Xiaochen almost jumped up.
Isn’t that much enough?
How much is too much? If Mr. Mu doesn’t come, how can you still plan to value it at one trillion?
HSBC, which has been in business for hundreds of years, has a market capitalization of just over US$400 billion.
You dare to value your newly established company at more than 70 billion US dollars. Can it be any more outrageous?
Feng Xiaochen had the intention to leave, but Mu En, as a director of HSBC and the largest individual shareholder, was sitting at the table. If he left, it would not be Yu Qingyang's face, but Mu En's face.
Mu En was smiling like Maitreya Buddha, as if he had not heard the conversation between Yu Qingyang and Feng Xiaochen at all, and was concentrating on tasting the delicious food on the table.
Zhang Hua didn't say anything, he was also focusing on the dishes, clinking glasses with Mu En from time to time.
After enduring it for a long time, Feng Xiaochen picked up the wine glass and said, "Mr. Yu, I'll lend you flowers to offer to Buddha, and I'd like to offer a glass to Mr. Yu!"
I wish Mr. Yu a prosperous business and abundant financial resources!"
"Haha, Mr. Feng is a guest from afar, how can I ask Mr. Feng to propose a toast? I respect Mr. Feng!
I wish Mr. Feng a long journey and a brilliant career!" Yu Qingyang picked up the wine glass and greeted Feng Xiaochen.
He naturally understood the meaning of Feng Xiaochen's words. He did not accept the offer of 600 billion. Everyone was drinking today and would not talk about official business.
Yu Qingyang doesn't care whether you want to talk or not. Although he really wants to kill HSBC, it's not sweet to force him.
Yu Qingyang was not anxious at all and waited for HSBC to come to his door voluntarily.
Feng Xiaochen's drinking capacity is not bad, but compared to Mu En, Yu Qingyang and Zhang Hualai are really not on the same level.
Soon, Feng Xiaochen was drunk and fell to the ground.
Yu Qingyang arranged for someone to take Feng Xiaochen back to the hotel.
Yu Qingyang, Mu En and Zhang Hua moved to another pavilion, made tea, and chatted while enjoying the night view.
"You kid, you are so cruel! You are not cutting off the body of HSBC, you are directly cutting off HSBC's leg!" Zhang Hua pointed at Yu Qingyang and cursed with a smile.
"Hey, it's not me who begged them! It was HSBC who insisted on letting me cut my flesh!
Of course I have to sharpen the knife!" Yu Qingyang chuckled.
"Yangzi, your price is a bit too high! If Feng Xiaochen dares to agree today!
He will be fired by the board of directors tomorrow!" Mu En finally said something related to HSBC.
"Brother Mu, if you ask for a price all over the sky, why don't you bargain on the ground!
Negotiation, negotiation, naturally we have to talk slowly!" Yu Qingyang said with a smile.
"Yeah! Talk slowly, you kid is right. I'm here. Feng Xiaochen doesn't dare to turn his face directly, so he opened his mouth!" Although Mu En didn't speak before, he could see clearly.
"Hehe!" Yu Qingyang laughed twice.
"Who would have thought that a year ago, this kid couldn't even get out 10 million?
A year ago, when you came to me to buy an excavator, I felt that you would definitely be successful in the future!
That's why you sell madman face, and you pay in installments as well!
I didn’t expect that in just one year, you would become such a big deal!
How many years am I older than you, but I only have a little more flesh than you!
Others really dare not compare with you!
It makes me dare not mention you in front of my old man now!" Mu En said with emotion on his face.
"Thanks to the help of my brothers! With a little bit of luck, I have achieved a little success!"
"A small achievement?
This time you and HSBC have reached a consensus no matter how much!
Not to mention the richest man in China, he is also the richest man in Dongshan Province!
Definitely one of the top 100 on the Forbes list!
Do you still dare to say that you are a small success? Do you still want others to live?" Mu En shouted angrily.
"Brother Mu, who doesn't know that the Forbes rankings are meant to fool people?
None of the real rich people are on the list!
For example, Brother Mu, your assets should be no less than those of the richest man in the world, right?
Are you on the list?
There are also American Roosevelts, Waltons, Rothschilds, Rockefellers, DuPonts, Morgans, etc. Which of these are on the list?
So, the Forbes ranking is just a trick to fool people!" Yu Qingyang retorted disdainfully.