"When I was short of money, my classmates were the ones who could borrow five hundred, my relatives were the ones who could lend five thousand, and my parents were the ones who could lend fifty thousand. But when I said I wanted to borrow one million, I had to give
The only one I can take three to five million from is you, Sister Xiaoqing!
There is no way I can repay my great kindness, so I decided to repay it in the next life!"
Zhou Xiaoqing heard what he said before seemed quite true, and she was moved when she heard it. But in the end, the clinker was told about the afterlife, and she almost spit out a mouthful of red wine.
Her almond-shaped eyes widened, and she looked like a debt collector, saying angrily: "That won't work, I'll find you wherever I can in the next life, I have to pay it back in this life!"
Lu Yan thought to himself: "Is it okay to pay with flesh?"
But looking at the expression and posture on the other side, how dare he say such a thing. No matter what, he has a target. Although he has been tentative and has his own thoughts, he still can't take that step.
"Okay, just listen to Sister Xiaoqing. You can pay it back when and how you want it!" Lu Yan smiled brightly.
The more Zhou Xiaoqing watched, the happier she became. She only regretted that Lu Yan was too young, so she secretly said, "I was born before you were born, and I am already old after you were born." She gently swirled the red wine in the glass, and then looked into Lu Yan's glass.
I took a closer look and found that I had bottomed out.
He tilted his goblet forward slightly and said, "Just drink this, I'll spread it out for you!"
Lu Yan held the cup in the air and saw the crimson wine pouring from another goblet. In his mind, he inexplicably remembered a line, "Uncle, if you have the intention, please drink this cup of leftover wine from the slave family."
It’s too ambiguous, so hurry up and leave after drinking!
After finishing their glasses of wine, Zhou Xiaoqing looked at her watch and said, "Your school will be locked now!"
Lu Yan looked at his phone. It was just after nine o'clock and said, "Well, it's locked, but I rented a house outside the school and can go back!"
Zhou Xiaoqing was startled when she heard this. She wanted to say no and just go to her Guanjiang mansion with three bedrooms and one living room. There was room!
However, Lu Yan had already said it, so he couldn't invite him again. He said with a gloomy expression, "Okay, then go back early and let me know when you get home!"
"I'll send you off! It's such a late night and you've been drinking again, so I won't worry about you going back by yourself!"
Zhou Xiaoqing did not refuse, because she planned to drink when she came out, so she did not drive. Lu Yan first took a taxi to send him downstairs, and then took the car back to his rental house.
I went to the bathroom, washed my face, turned on the computer, and read another chapter of "The Romance of Dragon and Snake" before falling asleep.
The next day it was Saturday, and Lu Yan still got up at five o'clock, ran many laps on the school playground, and after breakfast went to the library to read some books.
At around nine o'clock in the morning, Zhou Xiaoqing got a call, asking Lu Yan to come to her house first. This person had drunk some more when he got home last night, and he just woke up and hadn't gotten up yet! But he had to wait until he washed up before he could go to the bank to transfer money.
.
Lu Yan thought to himself: "It's really a toss-up!"
I hurriedly left the library to the school gate and took a taxi to go to Zhou Xiaoqing's house. There wasn't that much traffic on Saturdays, and Zhou Xiaoqing's home was not far from Yangda University. It took about 20 minutes to arrive downstairs in the community before ten o'clock.
I took the elevator upstairs and knocked on the door. It took me a long time to get out, but I saw Zhou Xiaoqing wearing a set of pink pajamas and a pair of pink slippers. She said sleepily: "Well, why are you here?"
Lu Yan was a little confused, "Didn't you ask me to come here?"
"Oh, that's right, I just finished calling you and fell asleep again! Go into the room and sit by yourself, get your shoes, and I'll take a nap for a while!" After saying that, he yawned and went straight to my master bedroom.
Lu Yan could only do it by himself. He went in, changed into slippers, sat on the sofa, and looked around the room. The European style decoration looked very luxurious.
Then I went to the living room window and looked out. I had a panoramic view of the rolling Yangtze River. The scenery was superb.
"When I make a fortune from stock trading, I will also buy a house like this!" After secretly realizing his ambition, Lu Yan sat on the sofa and saw "Reader", "Story Club", "Urban Beauty" and other magazines on the coffee table.
I randomly picked up a book and looked through it, but found none of it interesting.
Fortunately, Zhou Xiaoqing has already stood up, wearing a little rabbit headband on her head, which still looks quite girlish.
"By the way, Sister Xiaoqing, do you have a pen and paper? I'll write an IOU!"
Zhou Xiaoqing found paper and pen, and said: "I currently only have more than four million yuan in savings. In addition to my daily expenses, I will give you three million yuan, and I will not advance your salary!"
Lu Yan hurriedly said: "I can't say thank you for your kindness, I owe you this love!"
"Okay, save the flattery for another day, write me an IOU quickly, and I will be your creditor from now on!" After that, he put on his shoes and went to the bathroom to wash up.
On Lu Yan's side, he wrote down an IOU for a loan of three million yuan on a piece of paper, and agreed that the repayment time would be one year later, and the interest would be on time at the private loan level, with a monthly interest rate of 1.5 cents.
Not long after, Zhou Xiaoqing came over and saw that Lu Yan's IOU had interest of 1.5 cents written on it, and said, "Why do you still write interest? Does my sister owe you this little money?"
The annual interest rate of 1.5 cents is 18%, one million is 180,000, and three million is 540,000 in interest per year.
Not to mention 2006, even in 9012, it was enough for some "high-end talents" to earn.
"It's a favor when you lend me money, and it's my duty to pay you interest! Besides, I don't know what will happen in a year. If I make a lot of money, I might be able to give away some cars!"
Zhou Xiaoqing smiled, "If you are ambitious, I will accept the IOU and wait for the day you give me the car!"
After saying that, he went back to the bedroom to tidy up, and then went out to the bank to transfer money. Because they were all local cards of China Merchants Bank, the three million funds were quickly transferred to Lu Yan's account.
"Young man, use this money well. If you accidentally lose money, you will have to work for me to pay off the debt!"
"If that doesn't happen, just wait until I make money and give you a car! By the way, the stock market will be really good in the future. If Sister Xiaoqing believes in me, you can raise some money for speculation. If you think you can't do it,
I can help you with the trading," Lu Yan said sincerely.
He was quite grateful to someone who was willing to lend him so much money without asking for any collateral!
"Look again, if one day I want to be fired, I'll come to you!"
Before the market completely turns into a "bullish" trend, most people still don't believe in the stock market, or they think it's not interesting.
Lu Yan said everything he needed to say, and took a taxi back to school after bidding farewell to Zhou Xiaoqing. On the way, he checked his phone from time to time to check notification messages.
Although the three million was borrowed, he believed that with proper operation, it could become eighty or ninety million in more than a year. Coupled with the money he had raised before, it was entirely possible to become a millionaire at the high point of the bull market.
Billionaire!
Such a big “pot of gold” can do so many things!
The system also prompted him to increase his money points by three thousand points. Because the definition of money points is that every thousand points of the financial assets at his disposal generate one money point. And the definition of assets includes liabilities!
Suddenly, I have these 3,000 points, and after adding the remaining balance, I get 3,086, which can be exchanged for more than 3,000 luck points, so I can enter a big draw!