When we got on stage, we talked about everything that happened in front of and behind the scenes during the filming of the film. What was it like to receive the invitation, and what was it like to act opposite!
The host will ask questions, and the scope will be determined in advance.
Lu Yan sat in rows with these people, chatting and laughing. After chatting for a while, the interview ended, and then he went to the nearby "E-Xiangqing" hotel for dinner.
Although the New Year is approaching, the business in the store is very average and there are not many customers.
During the dinner, Huang Fei asked Lu Yan what he thought of the future economic trend with a tone of inquiry.
Although he is an actor, he also did business. Before he became famous, he opened a factory and a toy store.
Now that I have become a star and earn more, I have more investment needs. I can’t just put all the remuneration I earn in the bank to earn interest!
It's rare to meet a big boss like Lu Yan who understands economics, and he once had the title of stock god. Naturally, he had to ask for advice, such as the stock market, real estate, etc.
Lu Yan said that the real estate industry will undergo adjustments in the past two years, but the long-term direction is still good.
As for the stock market, he said he couldn't see that far ahead and wouldn't recommend entering it at least this year.
In fact, Lu Yan was waiting for this opportunity.
In the real estate sector, "deleveraging" began this year, and strict purchase restriction policies began to be imposed on the real estate industry.
The CEO of Vanke believes that real estate has entered the "Silver Age", and some CEOs of large companies believe that this is the lowest point in the real estate industry.
A large real estate company in a star city in the south lowered prices to withdraw funds due to excessive financial pressure. However, it was later learned that the local government had issued a "restriction on price reductions". With his enthusiasm waning, the CEO decided to sell the company to Sunac.
But in November 2014, this person regretted it again and finally took back the company.
Because the real economic situation is not good, transformation is difficult, and downward pressure is high.
By September 30, 2014, the central bank and the China Securities Regulatory Commission began to loosen restrictions on the property market, most cities across the country canceled purchase restrictions, and mortgage interest rates were discounted, ushering in a new rising cycle.
On November 21, 2014, the central bank began to cut interest rates for the first time in 28 months, and the base loan interest rate was lowered, which was the largest decrease since 2008.
It can be said that starting from the fourth quarter of 2014, China's stock market and property market have entered a new period of prosperity.
In his previous life, he bought a house late, and every time he watched the news, he regretted it many times.
Why didn’t I buy a house in 2014 when prices were down? Why didn’t I buy a house in 2015 when the property market was selling off inventory? That regret is really...!
Although he is not worried about his livelihood or housing now, he still plans to buy some more houses or real estate companies in the coming cold winter of the real estate industry.
Zhou Xingxing is also a master of real estate speculation. In 1996, he bought the four-storey mansion "No. 7 Pule Road" for HK$83.8 million. It offers a magnificent view of Hong Kong's Victoria Harbor and an extraordinary atmosphere.
But at that time, everyone laughed at him as crazy and without vision. During the financial crisis, he once fell into negative equity. However, in March 2004, "No. 7 Pule Road" was sold and cashed out for HK$200 million.
And this is only part of his many real estate speculation operations.
On Hong Kong Island, some people regard him as the king of real estate speculation. It is said that Zhou Xingxing has earned close to 2 billion in real estate speculation.
Of course, this won't be as profitable.
Moreover, he has a low-key personality and doesn't say anything. He just quietly listens to Lu Yan's views on the future economy.
After dinner, everyone dispersed.
Ruan Xiaoxiao, who was driving, looked worried. He asked: "Do you think the property market in the past two years will really be so difficult?"
Lu Yan provided the bulk of the start-up capital, and Xiao and Ruan were responsible for the management. They also set up a small real estate company to develop real estate in Bincheng. It was considered a partnership business, but in fact it was Lu Yan who helped his relatives get rich.
Therefore, Lu Yan has never cared about that small real estate company.
But Ruan Xiaoxiao was more concerned. She was really worried about her family after listening to her husband's judgment at the banquet just now.
It's not that I'm afraid of losing money, but I'm afraid that losing money will hurt the harmony of my relatives.
In her opinion, a harmonious family is the best.
"Basically, there shouldn't be any big deviations!" Lu Yan sat in the passenger seat and leaned back on the chair and said.
After hearing this, Ruan Xiaoxiao frowned more and more and said, "Then when you get back, give dad a call!"
Lu Yan said: "Okay, you can tell them!"
In his opinion, most real estate developers cannot lose money. It is also difficult to sell at a discount.
The biggest risk lies in the capital chain and the pressure to repay debts. But with Lu Yan here, the small real estate company's bank loan is nothing to worry about.
Not to mention anything else, Lu Yan can deal with the debt repayment risk just by putting money in the stock market and investing in "Kweichow Moutai".
Of course, he will not sell the stock unless it is absolutely necessary or when there is a major profit.
I'm still waiting for the price to rise to a "thousand-yuan stock". When it is exposed, I bought more than 90 yuan a share and held it for a long time until it rose to more than a thousand yuan a share.
What a concept, the Mainland's Buffett, his reputation as a stock god has become even more famous!
Arriving home not long after, Ruan Xiaoxiao called her father, Ruan Qinghe, and Lu Yan thought about it. Her father-in-law had already informed her. It would be unjustifiable if her father didn't know!
If we find out about this in the future, we will definitely challenge him and call dad immediately.
"Hey, Dad!"
"What's wrong, son? What happened if you called me so late?"
"Oh, it's okay, I just wanted to chat with you!"
"Hey, it's so late at night, I thought something big happened to you! I'm still shaking a little. It'll be fine in the future. Don't call me at night!"
When Lu Yan heard this, he thought to himself: "Is there something wrong with you or me?"
The middle-aged handsome man his father is now is no longer what he used to be, and Lu Yan doesn't bother to ask or tell.
He just said: "Nothing, I'm just telling you that starting from this year, for almost two years, the real estate industry will not be very good. You, don't be too radical!"
Lu Zhenshan sneered, "Is this all about making phone calls at night?"
"ah!"
"Okay, I get it!"
"No, your tone is not serious at all!"
"Hey, I'm telling you, you've been in a big city for a long time and don't know anything about the counties below! Isn't it because the policies have tightened and it's difficult to get loans? Let me tell you, it seems like they were able to handle housing loans before.
In that county, if you can afford a house worth RMB 100,000 or 200,000, you can buy it, but if you can’t afford it, don’t buy it. How many people can get loans!”
Lu Yan was stunned for a moment by his father's words. He had really stayed in a big city for a long time, and he knew less and less about the situation in his hometown.
Even when Lu Zhenshan returned to Fu'an County to develop real estate, he only heard about it from his mother by chance.
He muttered, "You're telling me that they don't regulate agricultural loans!"
"Oh, it's not the same thing. You don't have to worry about me. As long as you make your property bigger and bigger, you and I will be more comfortable here!"