Noon was invited by Xu Jiaqing, a small restaurant outside the school, and Hu Xiaoxian also came!
This boss is quite a generous person. He didn't feel grudge because he lost to Lu Yan for the election of squad leader. Instead, he immediately wanted to build a good relationship with Lu Yan.
The monitor in the university still has some rights. In his previous life, the monitor was his brother from the upper bunk in the dormitory. One day, he was given a scholarship application form, which was worth 1,000 yuan per semester.
In fact, his family's conditions are pretty good, but the squad leader is a roommate, so if there are any benefits, he will definitely give priority to those who are close to him.
Hu Xiaoxian obviously knows this well. Since he is not chosen, he should first build a closer relationship with the squad leader.
A few days passed in the blink of an eye, and for most students, the arduous military training was finally over. There will be a day off on the 5th, and the opening ceremony on the 6th. Then there will be two days off, and classes will not officially start until the 9th.
It’s another holiday on September 10th!
It is said that this week after the military training ended, the holiday was not very pleasant. I guess I wanted to let the students relax, but I was afraid that everyone would disappear, so I had a good short long holiday.
The 5th fell on a Monday, so Lu Yan planned to open an account at a securities company while he had nothing to do in the morning.
The Chinese stock market is actually quite bearish. In another time and space, the trend after 2000 is that it first fell from 2245 points in 2001 to 998 points on June 6, 2005. From here, it rose to 6124 points in October 2007.
After that, there were two small bull markets, but nearly twenty years have passed since 2019, and the Shanghai Composite Index is still hovering at 3,000 points.
In other words, the best time for the Chinese stock market in the past two decades since 2019 was during the bull market that rose from 998 to 6124.
Lu Yan just caught up. If he doesn't make some money, he will lose a lot of money. This is a crazy era where pigs can fly!
At that time, the 2008 Olympics was about to be held, the 30th anniversary of reform and opening up, and when the world was officially about to pay attention, many experts shouted that it would break 10,000 points...!
At around eight o'clock in the morning, Lu Yan left school and headed to Xinjiekou. Last time he accompanied Ruan Xiaoxiao to buy clothes, and he remembered that there were several securities companies there.
After a short walk, I walked to the business district and entered a branch of China Construction Bank. I didn’t withdraw any money, so I looked over to the financial management area and saw two people from a securities company sitting there, a man and a woman chatting. They both looked very good.
Relatively ordinary.
Lu Yan didn't ask anything, turned around and went out. Then he went to the branch of China Merchants Bank next to him. As he entered, he found the financial management area. There sat a pretty woman in bank uniform, with a CITIC Securities badge on her badge.
.
Lu Yan pulled up his chair and sat down, and said to the woman, "Beauty, can you open a securities account?"
The woman obviously didn't expect that business would come to her so early. When she looked up and saw that Lu Yan was young, she was a little disappointed. She didn't expect that he would have much money. Then she noticed that he looked quite handsome, and she became enthusiastic again.
"Okay, sir, do you have a card from China Merchants Bank? How about we apply for one first? It will be done soon!" The woman hurriedly tore up an application form and showed a professional smile.
Lu Yan worked as a securities broker in his previous life and knew the tricks. He didn't say much and just sat down and filled out the form. Not long after he applied for the bank card, the woman said again: "Well, you still have to go to our company to open an account. You have to take a photo."
According to legend, it’s very close to the China Securities Regulatory Commission, so we walked there in just a few steps!”
Lu Yan smiled and said yes, and walked out of the bank branch with this person. On the way, the woman handed over a business card and said, "I am Qu Meining from CITIC Securities. If you have any questions in the future, you can call me at the number above."
.”
Then he asked: "What are you doing now, sir?"
"Oh, I'm still in school!"
Qu Meining was surprised, "Specializing in stocks at such a young age? There are risks involved!"
Lu Yan smiled and said, "I know there are risks in the stock market, so you must be cautious when investing!"
Qu Meining smiled, showing a sense of intellectual beauty, but she didn't say anything else. After all, the first thing to do is to open an account at the moment. If you have anything to say, you can wait until after the account is opened.
Lu Yan asked, "By the way, how much is the commission now?"
Qu Meining said: "The regulations of our sales department are unified Qian San!"
Lu Yan hurriedly shook his head and said, "It's too expensive!"
He now has almost 60,000 yuan to invest in the stock market. The commission of 1,000 yuan, and the commission for buying the whole position in one transaction is nearly 200 yuan, which is enough for a dinner party with his dormitory brothers.
Qu Meining was surprised again, because most investors who come to open accounts in the stock market today don't know anything, let alone negotiating commissions.
He said hurriedly: "For ordinary customers, the rate is one thousand and three. If you have more funds, I can apply with the sales department manager and give you a rate of one thousand and one, which is the lowest. I don't know.
What is your capital amount?”
"Fifty or sixty thousand!" Lu Yan said casually.
Qu Meining looked surprised, "50,000 to 60,000 yuan, why don't you give her some money? Her monthly basic salary is only 800, plus commissions it's just over 2,000, so 50,000 to 60,000 yuan is enough for her to save for several years!"
This man looks young, how can he have so many people?
"If you have these funds, I can apply to adjust the rate to one thousand for you. But you need to complete the three-party depository today and then transfer the money to the account!"
Lu Yan knew that what she said was half true and half false, but he wanted to get it done quickly. Besides, the rate of one thousand and one was not bad, although in the next few years, it could be as low as eighty or five thousand.
Wan San, but it's because the stock market is extremely depressed. At this stage, he basically doesn't have to worry about that because of his funds.
After saying hello, the two hurried to the Xinjiekou Film Department of CITIC Securities. The account opening employee at the counter smiled and said hello, "I've brought someone to open an account again, Xiaoqu!"
"Well, Sister Liu, help him open the shareholder card and account first, and I'll go find the manager!"
"Well, let's go!" Sister Liu, who is responsible for opening the account, is actually not very old. She looks like she is in her twenties or nineteen. She may not be stunning at first glance, but she becomes more and more attractive the longer you look at her.
This person took Lu Yan's ID card, looked at the age and date on it carefully, and said with a smile: "You are trading stocks at such a young age!"
"Well, use your pocket money to practice your skills!"
This person didn't say anything more, and smiled with his lips curled up. He was probably used to seeing people come here with pocket money, food money, and pension money to practice, and in the end they lost nothing.
Not long after, Qu Meining came back and said to Sister Liu at the counter: "The commission will be transferred to Qianyi for him. I told the manager!"
The man at the counter was stunned and lowered his commission. It seemed that this young boy had a lot of pocket money!
But he didn't ask any more questions, and quickly opened the shareholder card and capital account. Qu Meining looked at his watch and saw that it was not yet eleven o'clock. He was afraid that the night would be long and full of dreams, and he was also afraid that Lu Yan would forget to go to the bank once he left.
depository.
Said: "Let's take a taxi and go to the branch to connect the three parties. Then you can transfer funds to buy stocks!"
Lu Yan smiled and said: "It's okay, don't be in a hurry. We'll be there in ten minutes. You can finish the business in twenty minutes, right?"
Qu Meining nodded, bit her lower lip, and thought to herself: "If I don't have time to rush, I can only join the queue!"