Chapter 201 The food processing industry is booming
While Romanian shipping merchants are working hard to find opportunities for their own survival, other merchants are also looking for a way out. For companies that currently account for the majority of exports from Germany, Austria and Russia, things are much better now. And merchants who use Western Europe as their market are also
It's sad, but these businessmen adjusted quickly and couldn't get the Western European market, so they looked for opportunities in Germany and Austria.
There is one type of private enterprise that is not worried about the closure of the strait at all, and that is the deep processing of grains. Since Romania currently prohibits the export of grains, but the processing of various food products is not prohibited. Now Germany and Austria are discussing with the Romanian government on the one hand.
Regarding the purchase of food, on the other hand, these foods are purchased in Romania. This benefit is felt in Bubak, Uqba County.
"Anchako, please bring the wheat to Busa in Tolu Town. I have already negotiated with him."
Bubak is now commanding the workers with high spirits, and there is absolutely no embarrassment like a few years ago. Thanks to his early layout and his boldness and carefulness, he is now the largest grain processing factory in Uqba County and the largest in the county.
The company is also a well-known grain processing factory in Moldavia. Now it has two biscuit production lines and two canning production lines. The foods it produces are exported to various countries, among which Germany and Austria are its largest sales places now.
There are now 600 people working in his factory, and 20,000 kilograms of grain are needed every day. He now purchases 15% of the grain produced in the county.
The current boom in the grain deep processing industry has also stimulated Bubak. Since he opened the factory, he has never seen such a scene. The production was taken away immediately after production, and the price was still increased by 20%. Of course, as a factory owner
The only thing a qualified businessman needs to do now is to expand production, and he is prepared to do so.
"Vilas, you look after the factory, I'll go to the bank."
Bubak put on decent clothes and told his son. Now his son is the deputy general manager of this factory, and he is the general manager. This is a typical family business.
"Okay dad, I will keep an eye on the factory's production situation."
He is still very satisfied with his son's answer. His son Vilas is now almost thirty years old. He plans to hand over the factory to his son after a few years of observation. And he will see if there are any development opportunities in other industries.
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Although Bubak has made money now, he is still relatively frugal. He still drives his Model T car that has been used for several years and drives to the Industrial and Commercial Bank of Uqba. He has made an appointment with its branch manager Bradley.
Talk about borrowing money.
President Bradley was transferred here two years ago, replacing the former President Lex who was transferred to Iasi. In the past two years, he has had a good relationship with Bubak and is quite supportive of his lending situation.
"President Bradley, how is my loan coming this time?"
Bubak came to the president's office and couldn't wait to ask.
Bubak is now quite a celebrity in Uqba County. He has become the largest private enterprise in the county through his own efforts. So unlike a few years ago, he needed to be informed, but now he can directly walk into the governor's office.
Facing Bubak's inquiry, President Bradley pushed up his glasses and said, "Isn't the 800,000 lei loan you need this time too much? We have learned that your factory still has
There is a loan of 430,000 lei that has not been repaid, and now that I have borrowed so much, I have no way to explain it to the head office."
Faced with President Bradley's inquiry, Bubuck spoke a little eagerly at the time. "This loan is indeed a bit large, but you also know the current situation of the grain processing industry. The business is so booming now, and our repayment ability
There is no problem at all.”
After hearing the explanation from the factory owner in front of him, President Bradley also mentioned the reason for his inquiry. "You don't know, the economic situation is so hot now and there are too many people borrowing money. Our bank has already lent a lot of money."
Now the head office has issued several requirements requiring all branches to pay attention to borrowing. This time your loan amount is very large, and our branch also has loan quotas that cannot exceed the limit, so necessary understanding and investigation are also required."
After hearing President Bradley's earnest explanation, Bubuck asked, "Then how much loan can we make? If it's less, we might as well think of other ways."
Hearing Bubak's vague threat, President Bradley ignored it and said directly. "Based on your factory's balance sheet and operating conditions, we can only grant you 600,000 lei, and the term will be longer."
There will be no discount on the interest rate for up to 5 years.”
After hearing President Bradley's conditions, Bubuck immediately said, "Why, wasn't there a preferential treatment for the grain processing industry before?"
"Then do you know how many loans our bank currently provides to the grain processing industry?"
"This is your bank's secret. How do I know this?"
"In the past few years, we have loaned a total of 67 million lei, of which 8.67 million was recovered as dead debt. Now this situation makes General Manager Varioch's head really big. How can we return the discount?"
Faced with the bank loan situation mentioned by President Bradley, Bubak knew that he could only borrow so much money this time. Even in this situation, he never thought of seeking loans from other banks. It was not that Bubak was nostalgic, but
Among the banks, ICBC is the most relaxed about them. If other banks could only lend 500,000 yuan, he would have tried it long ago.
However, he still complained bitterly. "Well, we are thinking of other ways. Now the price of production equipment has also increased dramatically. The can and biscuit production line I plan to buy has increased by 15%. It is really unreasonable.
live."
After hearing Bubak venting and still choosing to accept it, President Bradley said with a smile. "Then let me ask someone to handle the procedures for you. I also know that your factory is very profitable. But the bank still needs to control risks.
So there is nothing we can do about it.”
After completing the loan procedures in the bank, Bubak immediately rushed to buy equipment. Now that the booming business made him very excited, he planned to order the machinery first and then think about where to find the money.
In fact, there are many businessmen like Bubac in Romania. They are all trendsetters who have taken advantage of Romania's development opportunities. Some of them have succeeded, and some have failed. However, in the face of the huge challenges faced by both the Alliance and the Entente,
Demand depends on whether these people can seize the opportunity.
But now is not the time to worry about this. Now that the Western Front of World War I has entered a stalemate, after failing to quickly defeat the British and French coalition forces, Germany needs to consider the food gap this year. Looking around, the only country that can provide them with a large amount of food is Romania.
