"President Varioch, this move by ICBC has benefited the people of Lviv a lot. As the mayor, I want to express my gratitude to you."
Mayor Dov Liqi seized this opportunity to express his gratitude to the ICBC for this initiative in public.
"Mr. Mayor, it is the Romanian government's concern for the people, and our bank is just following the government's lead."
Faced with the mayor's praise, President Variocchi Jr. would certainly not say that it was ICBC's own decision. Instead, he would bring the government on board and say that this was a good deed by the government. Anyway, this kind of thing is for his own benefit.
Why not give the government a good reputation?
Therefore, under the leadership of President Variocchi Jr., everyone present praised the government for its concern for the people of Lviv, making people who did not know the truth think that these people loved the Romanian government.
Of course, little Varioch is not at a loss either. Lviv is the core city and transportation hub of Eastern Galicia. The financial environment here is better than that in most parts of the country. Except for the Bucharest branch and the Constanta branch, it is the most popular here.
Development prospects. Otherwise, I would not transfer him here to increase his qualifications. Of course, he himself is very capable, otherwise he would not be able to seize the opportunity given to you.
The lively opening ceremony passed quickly. Many people present were interested in the industrial and commercial support loan business provided by the industry and commerce. Even if they did not come to handle the business, other people in the family could handle it. This was very important to them.
It's not a problem at all.
So in the following time, President Varioch received business cards from many people.
"President Varioch, I am little Magri from the Magri family in the east of the city. This is my business card. Our family's main industry is the production of textiles. I may cause trouble to you in the future. I hope you don't mind."
The well-dressed little Magri handed his business card to little Varioch with both hands, and also took this opportunity to introduce himself.
"Of course I know about the Magri family. I knew your name when I was at the head office. When I was in Austria-Hungary, your family's textiles were sold all over the world. For an excellent company like yours, it's great that the bank can take care of our bank.
Grateful."
Little Varioch, who was familiar with the local family information in Lviv yesterday, flattered the other party and took the business card smoothly, putting it into his already thick pocket.
"I didn't expect that the name of our company would be heard by your Excellency. Today I came here mainly to express my congratulations and did not bring any business. I will invite you to my home alone another day. I hope the president will not refuse."
"sure."
After little Varioch saw off the little Magri, another guest came to him immediately, and he immediately greeted him with a smile.
In this day, ICBC Lviv Branch negotiated a lot of business. Among them, the total amount of intended deposits reached 7.8 million lei, and the loan amount was 15.72 million lei. In one day, little Varioch became famous in Lviv.
The big noise also allowed ICBC to gain a firm foothold.
As the mayor of Lviv, Dov Reich did not stay here after attending the opening ceremony but returned to the city hall. However, before leaving, he found President Varioch Jr. and told him that he had important matters in the city tomorrow.
Government consultation.
Early the next morning, President Varioch Jr. came to the city hall. After a briefing, Mayor Dov Rich personally welcomed him into his office.
"Please take a seat, President Varioch"
Seeing the overly polite Mr. Mayor, Little Varioch could basically guess that this man must be asking for something. However, he would not ask, and instead sat down as he wished.
After the secretary brought the coffee, Mayor Dovrich opened his chat clip. "Mr. Varioch, what do you think of Lviv?"
Taking a sip of coffee, Varioch Jr. answered the mayor's question. "Lviv is a very good commercial city. It has convenient transportation and goods from all over the world can be found here. Moreover, the area is also very rich in products, which is a rare place."
Great place.”
After hearing what little Varioch said, Mayor Dovlic sighed and said: "Yes, that's right. There is a railway from Poland to Kiev, and a line extending from Bucharest to here. It can be said that it is a transportation
It’s very convenient. You can take the train from here no matter which direction you go.”
After talking about the advantages of transportation, Dovrich changed his tone: "However, because of the two countries' previous separation, the railway lines became irregular. Take the railway from Kiev to Warsaw, for example.
Both countries, so there is a need to transfer trains between standard and Russian-made rails. The huge conversion workshop outside the city was born out of this situation, which is a huge waste for the transportation of goods and people, and is not conducive to circulation."
"So the mayor wants to change the Russian-made railway gauge to the common railway gauge in Romania."
Little Wariochi finished what Mayor Dovrich wanted to say for him.
"Yes, that's what I think. As long as this way, goods can be transported directly to various places without changing vehicles, which is very convenient."
Mayor Dov Rich immediately admitted what was in his heart.
"Can I ask, how much is your renovation funding, and how much funding has been approved by the Ministry of Transport?"
Little Variocchi immediately asked the key question. He knew that since Mayor Dovli Qi mentioned it to him, the matter must have been approved by the Ministry of Transportation and discussed with the neighboring cities and counties.
Okay. So I just need to ask how much it costs.
"We have calculated that the renovation cost is 24 million lei. The Ministry of Transport promised to bear half of the cost, and the other costs will be raised by the cities and counties along our route."
After listening to the words of Mayor Dovliqi, little Varioch thought for a while and felt that there were not many Russian-made railways in Lviv. As for whether he needed to find a bank loan? So he asked curiously: "In this way, you are transforming yourself.
Are there any railway lines in the jurisdiction?”
Little Varioch's inquiry made Mayor Dove Rich say with some embarrassment: "This is not the method. Instead, all the railway costs that need to be reconstructed are calculated together, and the cities and counties share the costs according to their wealth."
"No wonder."
After hearing what Mayor Dovrich said, little Varioch finally understood why the mayor needed to ask him for a loan. In the cities and counties along the way, no one could be richer than Livov. So in terms of cost, Lee
Wolf also has to contribute a big share. Of course, as a mayor, he cannot be as careless as a businessman, and the one who will gain the most from railway reconstruction is Lvov. If he doesn’t contribute a large share, who will?
Little Varioch, who understood somewhat, continued to ask: "So how many gaps do you have now?"
"5 million lei."
"What!"
Hearing the numbers reported by Mayor Dove Reach, little Wariochi couldn't help but scream.
This is not because he has little experience. He can get out even a one-time loan of tens of millions of lei, as long as the collateral has such a high value. Government loans are the most difficult to deal with among all banks, and defaults and bad debts often occur.
Problem, and they are a commercial bank, not a policy bank, and they need to be responsible for their own profit-making institutions. If they open their own mouth and governments from all over the country come to ICBC to lend money like this, then they may still make profits and go bankrupt (don’t take advantage of the four major banks)
European commercial banks).
"Mr. Mayor, the amount you mentioned is too large and I cannot make the decision."
Faced with the figures reported by Mayor Dov Reich, President Varioch Jr. refused on the spot.
"We can use the revenue from the railway as collateral. Governor Varioch, you can definitely consider it."
In response to President Varioch Jr.'s reaction, Mayor Dov Reich did not give up and instead expressed his own plan.
"Mayor Dov Rich, this is not my decision. And with all due respect, the income of your railway cannot be used as collateral at all. There are too many irresistible factors. The only thing that can be used as collateral is fiscal revenue."
President Varioch stopped drinking coffee. This cup of coffee was too expensive for him as a bank branch president. He stood up and said the best solution he could think of at the moment.
"President Varioch, please think about it again."
Mayor Dovli Qi was still somewhat resistant to using the city government's fiscal revenue as collateral and couldn't help but continue to test it out.
"Sorry, I'm sorry."
Governor Varioch Jr. would not tolerate the mayor, so he opened the door and walked out.
As for the terms of this loan, Variocci didn't think any bank would accept it. The terms he proposed were considered the most generous. If a bank really agreed to the mayor's terms, it would be too late for him to be happy.
And something happened not long after that, which made little Varioch sometimes feel that God was in trouble and that he was being tricked by God.
