After Li Guangyu and Wei Yixin reached an agreement, they acted very quickly. In the morning of the next day, Li Guangyu held a joint meeting with senior executives of several groups, the focus of which was Tianyu Financial Group, Hengyu Supermarket Group, and 7-11 Convenience Store.
Group, China Electrical Appliances Group, South China Electrical Appliances Chain Group, Wheelock Group, Xingyu Gaming Group.
These groups are currently the main partners of Xiangjiang enterprises, and they cover a wide range of industries, especially several major retail groups. Many daily products of Xiangjiang enterprises can be sold by them.
At the meeting, Li Guangyu specifically emphasized to Tianyu Bank: "This time involves tens of thousands of employees. You must be careful to distinguish their creditworthiness, and you must review the industries in which they lend money. If it is more suitable for development, the risk
If it is relatively low, you can relax some conditions to help them start a business better.
If there are some unreasonable ideas that don’t have much guarantee, you have to tighten the loan here. For some high-tech ideas, you can let them go to the Tin Shui Wai Incubator for financing, and the relevant investment companies there will review them."
There is no problem with the loan, even the low-interest loan, but the profit is just lower. After these people succeed in starting a business, they will continue to handle business in Tianyu Bank, and they will be able to earn back more profits in the future.
However, Tianyu Bank will definitely not be able to provide loans for some immature ideas, just based on an idea, which are not realistic at all. This will increase the non-performing loan ratio of Tianyu Bank.
At the same time, Li Guangyu also imposed strict regulations on loan officers. He did not want people who were not unemployed people to receive low-interest loans from his bank. The review process must be strict to avoid problems within the bank. Li Guangyu specifically asked the review department to
The loans in these two months are strictly supervised.
Later, Li Guangyu emphasized to other groups that quality must be strictly controlled and the group's quality requirements cannot be lowered just because of supporting them. The quality of the products of these entrepreneurs must be qualified and the price is not higher than that of other suppliers.
Make a priority purchase.
The future development of Xiangjiang is destined to require more people to start businesses. Xiangjiang cannot provide so many jobs with its current industries alone. In particular, it is also facing the continuous transfer of some labor-intensive and low value-added industries. This has led to the fact that Xiangjiang can currently provide
There is a serious shortage of positions.
Why did Davidson take out the Yau Tsim Mong land this time? It was to create more jobs in Xiangjiang. Jobs like Wheelock Plaza are relatively stable and will not be eliminated in a short time.
And there are not only tens of thousands of jobs, but also numerous internal stores that can help many people start their own businesses.
The real estate industry of Wheelock Plaza is different from other commercial and residential industries. Its influence far exceeds that of ordinary real estate. It is not just a multi-billion investment at a time. The benefits generated after operation are far greater than the investment. This kind of industry is everywhere.
The government is very welcoming.
And the difference between Wheelock Group and other industries is that its entry means Hengyu Supermarket Group, Jiuhua Hotel, Far Eastern Hotel, Tianyu Bank, Bank of East Asia, Heung Kong Asian Commercial Bank, Hong Kong Bank, Phoenix Store, Nanhua Electrical Appliance Chain Store
, major clothing brand stores, Jiayi Cinema, Jinlin Toy Store and a series of enterprises will settle in.
The past few years have been a painful period for Xiangjiang's transformation. The retail service industry still needs to be improved, and the financial industry also needs to be strengthened. Many universities in high-tech innovation are still under construction. The trade industry is also relatively weak. The current global economy is weak, and shipping
The industry is in a cold winter.
In terms of tourism, although the mainland's economy is developing relatively quickly, it will still take a long time before a large number of people from the mainland come.
On the contrary, the manufacturing industry in Hong Kong, especially the low value-added and labor-intensive manufacturing industries, is accelerating its transfer to the mainland, which is also the reason for the sharp increase in the unemployment rate in Hong Kong.
To solve this situation, Xiangjiang needs to increase the construction of commercial centers, lay out the retail industry, add more jobs in the service industry, and promote more citizens to start businesses, so as to reduce the employment pressure in Xiangjiang.
Fortunately, the reform and opening up in the mainland has provided a good opportunity for Xiangjiang's transformation. It is relatively easy to start a business in the mainland at this time, and the investment cost there is also very low. Coupled with the large platform owned by the Li Group, they do not have to worry about their products.
Cannot be sold for removal.
For example, in the clothing industry, Gan Qinglin has now opened up sales channels in Eastern Europe, especially in the Soviet Union. The demand there is very large, and the other parties not only buy a few famous brands, they also need some cheap clothing. At present,
Donghua Trading Company purchases some cheap clothing here in Pengcheng.
The same is true for many light industrial products. There are many business opportunities here. It depends on whether the citizens of Xiangjiang can seize the opportunity. At least they don't have to worry about sales in the past few years. Even if the Soviet Union collapses in the future, they don't have to worry too much. By that time, the Li Group was already in Eastern Europe.
Establishing stable sales channels, and making up for the shortcomings of light industry in Eastern Europe cannot be achieved in a short time.
Today, Xiangjiang has entered a time of mass entrepreneurship and innovation. The previous processing economy is no longer suitable for the economic development of Xiangjiang. If Xiangjiang wants to continue to maintain rapid economic development, it needs to move towards high-tech, have its own technical core, and improve
The added value of its own products.
It’s a pity that Xiangjiang’s higher education planning was extremely unreasonable. As one of the top cities in the world, Xiangjiang only had two institutions of higher learning in the early 1980s, and it wasn’t until the past few years that there were more institutions of higher learning.
But at present, these are far from producing the benefits they should have. In addition to Hong Kong University and Hong Kong Chinese University, only Hong Kong Aviation College graduated its first class of students last year. This year will be better. Hong Kong City University, Hong Kong
Polytechnic University, Hong Kong Chinese University, and Xiangjiang Communication University will all welcome their first graduates in June this year.
This has resulted in the current shortage of high-end talents in Hong Kong, and there are very few innovative talents needed by many industries. This aspect still needs time to settle.
Especially after Li Guangyu suppressed the dependence of Xiangjiang's economy on real estate in this generation, Xiangjiang needs to develop innovatively, so as to ensure the normal and sustained development of Xiangjiang's economy.
The only thing that makes Li Guangyu happy is that in this life, the film and television industry in Hong Kong will not face the ending of the previous life. Their films and TV shows in Hong Kong can better enter the mainland market, instead of being blocked out for a long time like in the previous life. In addition,
With the establishment of cinemas in mainland China and the fact that the film companies in Hong Kong are no longer eager for quick success, there is no big problem in establishing Hong Kong as a film and television entertainment center in Asia.
You must know that the Xiangjiang Film and Television Academy and the Xiangjiang Conservatory of Music will start school in September this year. By then, these two institutions of higher learning will provide talent support for Xiangjiang, and there will no longer be a shortage of jobs in the entertainment industry in Xiangjiang.
Xiangjiang is the foundation of the Li Family Group. The more prosperous Xiangjiang develops, the greater the benefits to the Li Family Group. That’s why Li Guangyu is willing to contribute in this area. He is willing to support the citizens of Xiangjiang to start their own businesses, and he is also willing to cooperate in a win-win situation.
Support the development of their enterprises and enhance the overall development vitality of Xiangjiang.