Chapter 219 2 billion loan; Blizzard is born (Part 2)
Industrial and Commercial Bank of China Building in Shanghai.
President Liu leaned on his chair, thoughtfully, "Listening to Lao Wang's tone, Zheng Ge's attitude is very tough and he is not afraid of the bank's attack. I heard that Guo Ya has been in frequent contact with Lao Mu from China Construction Bank recently. Is this true?"
If this is the case, then this young man is really thinking long-term.
"Alas! It's just a game played by a group of young people. What am I getting involved in!"
Manager Liu shook his head.
This conflict between Zheng Ge and the Second Generation Group, in the eyes of the big figures in Magic City, is just a competitive game between a group of young people, and there is no need for adults to participate.
…
Agricultural Bank of China, Magic City Head Office.
A vice president saw off a major client and returned to his office.
"President Yu, do you need to send someone over to Changge Investment?"
The secretary came forward and whispered.
"Oh! Has the repayment date arrived?"
President Yu asked without raising his head.
"Not yet, the first loan repayment date is December 1st," the secretary said.
"Well, let's wait until December 1st before sending someone there," said President Yu.
The secretary hesitated for a moment and said: "President, there are rumors from the outside that Changge Investment has made major investment mistakes and is about to encounter Waterloo. The capital flow is in danger of rupture. What if."
President Yu raised his head and stared at the secretary with a majestic look, "Follow the rules. If they don't come by then, let's talk about it."
"Yes, but Director Wu's side..."
The secretary lowered his head.
"Don't worry about him." President Yu waved his hand impatiently, "Okay, let's go out."
"Yes." The secretary had no choice but to leave the office.
Seeing the office door close, President Yu shook his head helplessly and said to himself: "Some young people nowadays just can't recognize themselves." After saying that, he continued to look down at the documents.
As for whether Zheng Ge can repay the loan?
He is not worried. He has the equity mortgage of Chenghua Pharmaceutical, so there is nothing to worry about.
…
In the reception room of Changge Investment Company, Zheng Ge personally received several guests from China Construction Bank.
"Mr. Zheng, the loan amount this time is a bit large!"
A leader from China Construction Bank said with a smile.
"There is no way, there are many places to spend money. In addition, our company has many high-quality projects, all of which are profitable. Director Wan, you should know this, we have the ability to repay the loan." Zheng Ge said with a smile.
Director Wan nodded, "Of course it's clear, otherwise our president wouldn't have sent me here. But there are still some terms to be negotiated."
Zheng Ge nodded, "I know, I will let Mr. Guo negotiate with your bank on my behalf."
"OK."
Director Wan nodded.
I have been in contact with Changge Investment for some time and know some things. Although Guo Ya is the vice president, he has great power. Guo Ya is responsible for many affairs of the company.
…
November 17th, 3pm.
Guo Ya, who had a meal with Director Wan of the bank, returned to the company and said, "We have basically reached an agreement. China Construction Bank will provide the loan soon."
Zheng Ge nodded and sighed, "It's good now. The equity of Chenghua Pharmaceutical is almost completely mortgaged by us."
This time, he loaned 2 billion in one go.
Now they owe a total of 4.1 billion to the bank.
It's going to kill me.
"Mr. Zheng, my idea is that these 2 billion are not urgently needed at the moment. You can pay back the previous payments first." Guo Ya suggested.
Zheng Ge nodded, "Yes! Yes. When the money comes down, you can go ahead and do it. 20% of Chenghua shares! It shouldn't be worth only 4 billion."
The current market value of Chenghua Pharmaceutical is 3 million, and 20% of the shares should be worth 6 billion. But there is no way, when the loan was taken out before, the market value of Chenghua Pharmaceutical was not so terrible.
Of course, for general mortgage loans, the collateral will be discounted. But even if it is discounted, with 20% equity and a loan of 5 billion, it is still no problem.
But it doesn’t matter, just repay the loan slowly.
As the market value of Chenghua Pharmaceutical increases, more loans can be obtained in the future.
This is why even though he owes billions, he never has any worries.
Guo Ya nodded, suddenly remembered something, and said: "By the way, Mr. Zheng, there is one more thing. Zhao Yu has preliminarily negotiated. We will invest 60 million, and Zhao Yu will invest 40 million, totaling 100 million RMB, to establish a company."
Game company. We hold 40% of the shares and Zhao Yu holds 60%.”
Zheng Ge nodded.
Occupying 40% of the shares, it seems that the investment is large and the shares are small.
But speaking of it, he still took advantage.
After all, this investment is different from previous investments.
In this investment, Zheng Ge only contributed money and did not contribute much to other aspects.
But Zhao Yu not only provided 40 million in funds, but also provided technology, creativity, including a series of game planning, etc. As well as future game development and operations, Zhao Yu will be responsible for it.
If he had played Warcraft in his previous life and knew a little bit about the development and operation of Warcraft. If he could transfer that model, that would be great. He could use this to acquire more shares.
Unfortunately, he had never played World of Warcraft in his previous life. He could not provide much help in this project, and could only provide some money.
So 40% of the shares is not too small.
However, the research and development of Warcraft Continent is expected to require 200 million funds. Currently, there is only 100 million, which is not enough. Depending on the situation, capital injection will definitely be needed.
As for who will inject capital at that time and how much, it depends on the situation.
This time is different from the last time I invested in [Feiyu Games].
The last time I invested in [Feiyu Games], Zhao Yuqiong was so good that Zheng Ge took a lot of advantage.
But this time, even though Zhao Yu has already put out 40 million, if he gets tens of millions more, it probably won't be a big problem.
Therefore, when Zheng Ge cooperated with Zhao Yu this time, he did not want to take advantage of it.
"Okay, you can figure it out. By the way, what's the name of the company? Are you sure?"
Zheng Ge laughed.
"I have chosen a few names, but I haven't decided yet. I think the name Thunder is good, and Zhao Yu thinks the name Baofeng is good." Guo Ya said with a smile.
Zheng Ge smiled, why can't you afford a blizzard?
"How about calling it Blizzard?"
Zheng Ge said with a bit of evil humor.
In the previous life, Blizzard developed games such as World of Warcraft and Warcraft.
In this world, it would be nice to visit the World of Warcraft.
Guo Ya: "...I will tell Zhao Yu."
Zheng Ge nodded, stretched, and calculated in his mind: there are 30 days in November, today is the 27th, and it will be December in 3 days. As expected, on December 1st, the Longwan Area Development Document
, it will drop to the rainbow area.
He estimated that many people in the upper echelons of the Demon City had heard the news and might even have taken action.
Thinking of this, he asked Guo Ya: "What's going on over there in Tianlong Bay?"
Guo Ya's face became solemn, "There has been a lot of commotion in Longwan recently. Many large groups in Magic City have sent inspection teams to Longwan for inspection secretly. These groups are all giants in Magic City, with assets of around 100 billion.