Last time, Lin Xiaoguang met Gong Fan and then went to his office to talk.
This time, Gong Fan found a relatively private tea restaurant, and in a relatively closed box, the two of them drank tea and chatted.
"Currently, CITIC is focusing on the country, and China Merchants Group is working hard for the Shenzhen Special Economic Zone. Only you, Hua Run, want to increase industrial investment in Hong Kong. They can't count on you. We can only rely on you. You don't know.
If you deposit HKD 100 million on a regular basis for one year, the interest alone will be HKD 3 million. It is easy to absorb the savings. How will you pay it back then?"
Gong Fan expressed his bitterness: "This is just an example set by the patriotic businessmen in Xiangjiang to symbolically support the Bank of China. Our interest rates are already 0.5 to 1 percentage point higher than other companies. When the citizens of Xiangjiang save more, the money will be gone."
It’s going to be troublesome.”
Lin Xiaoguang smiled: "Others think you have less money, but you think you have more money. I'm afraid no one will believe you if you tell me."
"Our Bank of China is different from others." Gong Fan shook his head.
"We don't know what the higher-ups are thinking and how they discussed it with you Hua Run. However, you are Director Luo's favorite, and Director Luo is the general manager of your company's favorite. You should more or less be
Do you know something? I think most of the 100 million Hong Kong dollars will fall on you Hua Run. You are so smart, why don't you say something?"
Gong Fan looked at him with bright eyes.
Lin Xiaoguang shook his head: "I just came to report, and I haven't even seen the director, so I really don't know."
"Xiaoguang, you are not interesting enough." Gong Fan waved his hand: "I have submitted all the reports, restarted the deposit-taking business, and offered such a high interest rate. Now you say you don't know, are you trying to trick me?
D."
Lin Xiaoguang had no choice but to reveal a little bit of information: "Okay, I'll just tell you a little bit. I don't know anything else, I just know these two things."
"The first thing is that in addition to convenience stores, the supermarket project is the focus of the company. Five million start-up funds have been allocated. You know, to build a supermarket, the store area must be large, at least five thousand square meters, five thousand square meters.
It's the same size as 10,000 square feet, and the monthly rent is one million. Five million is a lot of start-up capital, but in fact, it can open two at most."
"Two supermarkets are still too few, at least five or more, which is 10 million Hong Kong dollars. Now there are only 5 million. The remaining 5 million can be borrowed from the Bank of China, okay?"
When he said this, Gong Fan's heart suddenly moved.
Five million Hong Kong dollars is a lot, but it is much less than 100 million Hong Kong dollars, only 5%. However, nothing can be achieved overnight. Just one supermarket project alone loaned 5 million, and there are 19 more projects. This 100 million
The lending task is completed.
"What about the second thing?"
"The second thing..." Lin Xiaoguang pondered and said: "The company wants to build its own independent office building. The project should have been approved by now. The entrusted design unit is Lu Yuanxiang Architects. This is an international-level office building. The main building is 50
floor, and the annex building has 5 floors. This is a big project.”
"Of course the developer is Hua Run, and the construction unit is someone else. However, it will take at least two years to complete the building. Don't even think about making a profit. Even if you get a loan, you can only use money from other places to repay the principal and interest."
This is the benefit of being reborn. Only a few people know about the Huarun Building. Most people think it is a rumor, but Lin Xiaoguang knows it all too well.
After hearing this, Gong Fan's eyes lit up.
This office building will not be able to bear even 100 million Hong Kong dollars after it is built. In other words, as long as Hua Run is willing to lend money, the loan task of 100 million Hong Kong dollars can be completed without any effort.
As for whether Hua Run will be able to repay the principal after the time deposit matures, he is not worried at all.
"Thanks, brother, I'll report it to our general manager."
When Gong Fan heard this, he couldn't sit still. His face turned red and he was a little excited. Before he finished speaking, he stood up to leave. Lin Xiaoguang had to shout from behind: "Brother Fan, don't be too hasty. This hundred million
It’s really not certain whether the Hong Kong dollar will give us Hua Leong.”
Gong Fan immediately stopped and asked, "How do you say that?"
"We, Huarun, are currently one of the few state-owned enterprises abroad, and we are still the pillar. This is true, but it is an enterprise under the Ministry of Foreign Trade. We must obey the arrangements of the ministry. There are many domestic export enterprises, and many of them earn foreign exchange.
We Hua Run, you have to look at the country, not just us."
Lin Xiaoguang spoke slowly.
Gong Fan was thoughtful, and finally nodded slowly: "Indeed, I would have forgotten this unless my brother reminded me."
He was excited just now, but now he has calmed down and left without being in a hurry. He returned to his seat and continued chatting with Lin Xiaoguang while drinking tea, leisurely.
The morning passed like this.
The leave I requested in the morning ended, I took a break after lunch, and then Lin Xiaoguang returned to the company in the afternoon.
Not long after he sat in his seat, and his butt was still hot from sitting, Song Han came out of Luo Yaoguo's office, walked towards him, and said with a smile: "Brother Lin, the director is looking for you, hurry up and get there."
Thinking about him, a young man in his 24s and 50s, it would be difficult for him to face Lin Xiaoguang, who is not yet 20 years old.
However, there is really no comparison between a minor-level subject and a full-level subject.
"Thank you." Lin Xiaoguang smiled lightly, without being too polite, got up and walked towards the director's office. People in the office noticed this scene with different expressions.
Song Han stiffened for a moment, but was respectful as always.
After knocking on the door and entering the office, Lin Xiaoguang sat down and looked at Luo Yaoguo with a smile without any restraint: "Director, it's really rare to see you here. I've been waiting for a whole day."
"You are not the same. I have something to tell you, but you ask for leave from me. It lasts for a week. It is difficult for me to see you." Luo Yaoguo retorted.
"What is it? Is it because you want to adjust my work?"
He had a playful smile. Luo Yaoguo was not very formal either. He had a smile on his face and said in a joking tone: "Indeed."
Lin Xiaoguang said nothing and looked at him with a smile.
After being stared at by him for a while, Luo Yaoguo couldn't stand it any longer. He sighed and said, "It's normal for someone to pick peaches when the cake gets bigger. You're not happy, and I'm not happy either, but there's nothing we can do. Who can let us
I'm a subordinate, wait until you become a leader before you have any opinions."
Lin Xiaoguang immediately understood that there was nothing Luo Yaoguo could do about Song Han.
"Director, I really have no objection. I have something else I want to tell you." Lin Xiaoguang shook his head: "I have acquaintances in Hong Kong, as you know. I have made connections and am going to study for a master's degree at the University of Hong Kong.
, you will be admitted if you pass the defense, I can’t guarantee it, but 90% will pass.”
"So, after spring, I will go to school. Maybe the company won't be able to take care of it at the same time. The official work at the office cannot be delayed. You really need a new assistant."
"But I haven't told you about this yet, just because I'm afraid you won't agree."
Luo Yaoguo was startled, recovered, and took a long breath: "Studying is a good thing, and your pursuit of advancement is even better. Our country lacks senior intellectuals. You will be a senior intellectual after graduation. How can I disagree?"
"Support, must support." He waved his hand, feeling a little excited.
Lin Xiaoguang breathed a sigh of relief.
"This is a good thing." Luo Yaoguo couldn't calm down and was excited for a long time. Then he said: "What I asked you to tell me is also a good thing. The general manager agreed to the New Territories small house plan you told me last time and specially came up with it.
Five million Hong Kong dollars were invested to establish Huarun Construction. Its core business is construction engineering, and it also operates decoration, steel distribution, building materials and other related businesses."
Lin Xiaoguang thought about it. The small house project was established through He Huarun Construction. This was obviously going to be a big deal.