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Chapter 289: Banks

Although it was not perfect and had to make concessions, at least he could see hope of solving the problem. Li Qingyang finally gained something and felt a little comforted.

Next it was Luo Yaoguo's turn. He was so thin-skinned that he couldn't save the dignity to ask.

Li Qingyang knew the temperament of his old classmate, so he took the initiative to speak: "Xiaoguang, I have some clues about my matter. Please come up with an idea as soon as possible about your director's matter."

Lin Xiaoguang glanced at the latter, and when he saw his eyes glaring over, he stopped tempting him. However, before he spoke, he thought about it and felt a little uneasy, so he reminded him specifically: "Director, please wait for what I say.

But don't spread the word, otherwise Manager Gong will have to settle a score with me."

"I know, don't worry, when did I betray you?" Luo Yaoguo glared.

"Director, Director, I heard what you just said. The Bank of China not only wants to make money, but also wants to sell a good reputation. It also wants to sneak into the village without shooting. Do you agree?"

When he said this, Li Qingyang and Luo Yaoguo thought for a second, eh, it's really true.

"Then what do you have in mind?"

"Don't take your opinion seriously. Let me give you a brief reminder. The Bank of China has made its wishful thinking, so we can simply follow it. As long as the loans continue to arrive, we will find a friend to take away the bad reputation of housing loans."

It's not a big deal." Lin Xiaoguang took a sip of tea.

"What kind of friend?" Luo Yaoguo asked.

Li Qingyang also stared at him, feeling that there seemed to be something unknown in it.

"In order to hide from others, we find a patriotic Hong Kong businessman, establish or acquire another bank, and use this bank to do mortgage business. With Hong Kong businessmen and this bank standing in the way, it will not attract the attention of Hong Kong real estate developers, let alone

By arousing the vigilance of the Hong Kong government, you can make money without being stigmatized. It is simply killing three birds with one stone."

"Why am I getting more and more confused the more I listen to it." Li Qingyang was a little confused: "No matter how far you go, as long as there is a connection in the equity, someone with care will always notice it, right?"

"So Bank of China and we, Hua Run, cannot have any equity relationship with this bank."

"In this way, this bank is responsible for mortgage loans and profits are made by this bank. So the question is, what does Bank of China do?" Luo Yaoguo frowned.

"This bank is an empty shell. It doesn't have much money. Bank of China lends money to it, and it then turns around and lends money to men in the New Territories. The latter earns money and then returns it to Bank of China. In this way, Bank of China only has business with it.

There is no relationship in equity, so the problem is easily solved." This is the method Lin Xiaoguang just thought of.

"The only thing that needs to be noted is that the interest rate that the Bank of China lends to it cannot be higher than the interest rate of the mortgage loan, otherwise the bank will go bankrupt."

Luo Yaoguo's intuition was not very reliable and asked: "Is there any other way?"

Lin Xiaoguang shook his head and spread his hands with a look of helplessness on his face: "Director, I just heard you talk about this matter. This is what I thought of in a hurry. I have already lost a lot of brain cells just for this method. I just want to

There is no other way."

Li Qingyang was also thinking about the feasibility of the method and said nothing.

After a while, Luo Yaoguo stared at him and asked again: "If we really follow this method, we need to find a patriotic Hong Kong businessman to establish or acquire a bank. Who do you think is better for this patriotic Hong Kong businessman?"

"Well, I personally think Mr. Huo's Huo Xing Real Estate is very suitable. Charter King's Global Shipping is also suitable. Sir Shaw's Shaw Brothers Pictures is also fine. Anyway, it doesn't require too much capital, as long as it can maintain operations without losing money.

, a little money is enough, but the influence of these three big guys is relatively large, which may attract the attention of interested people." Lin Xiaoguang naturally would not mention Qinhuai food and drink at this time, not only cannot mention it, but also try his best to avoid it.

"That's right." Luo Yaoguo nodded.

After a while, he asked again: "What do you think of Qinhuai's food and drink?"

Lin Xiaoguang's eyes jumped.

"Don't be restrained, feel free and speak boldly." He looked over with encouraging eyes.

"This..." He hesitated.

Li Qingyang was also a little confused. For some reason, he mentioned Qinhuai food and drink. Just as he was about to speak, he saw Luo Yaoguo's somewhat thoughtful eyes. He immediately shut up and watched them talk quietly.

"Director, I heard that Qinhuai Food and Beverage is preparing to open up overseas markets and expand business to Nanyang recently. It seems that there is no extra energy to enter the banking industry. Being a bank is not comparable to producing food. Every other line is like a mountain. Qinhuai Food and Beverage is in food processing.

Production is pretty good, but that doesn't mean banks can do well."

Lin Xiaoguang shook his head: "I'm not optimistic about them."

Luo Yaoguo shook his head: "Not necessarily. I have met Boss Zhong. He is a very ambitious man, young and capable. Besides, we work well together and he is more suitable. If he has this intention, then this

This bank can just show off its skills. If it just focuses on making food, it doesn't matter much. Anyway, this bank is just a shell."

"Boss Zhong probably won't agree. One company is engaged in food and the other is engaged in banking. It's too big a cross-border relationship. People still have to focus on it." Knowing that Lao Luo was probing wildly, Lin Xiaoguang certainly objected, and even objected again and again.

"Forget it, we'll talk about it later."

The next day, Li Qingyang officially led the team to leave. As soon as they left, Tan Xudong from Shekou Merchant also led the team back to Shenzhen.

One morning in early June, Lin Xiaoguang and Catherine came back from running outside. As soon as they returned to the dormitory, Lin Xiaozheng came out of the bathroom yawning and said without raising his head: "Aguang, I forgot to tell you, someone just called to see you.

You, you're not here, here comes a man named Mao who wants you to call back."

"Thanks!"

He thought about who was calling him. He picked up a towel to wipe his sweat and picked up the phone to make a call. When he saw the number, he was stunned for a moment. It turned out to be the company's number. Could it be that the sales department wanted to see him for something?

?

"Hello?"

"Okay, okay, I'll be right over." Lin Xiaoguang's face became serious. It was the newly appointed minister who came and asked to see him by name.

After hanging up the phone, he started to pack up and get ready to go out.

"Why are you going?" Lin Xiaozheng asked.

"Going out for a trip." He smiled and didn't say much. While packing and dressing, he said casually: "I won't be able to come back in time at noon. You can eat lunch by yourself without waiting for me."

"Mysterious."

After leaving the door, he happened to bump into Liang Jiayi. The latter was slightly startled when he saw him, grinned, and asked, "What's wrong with you?"

"Yeah." He nodded: "You want to go for a run?"

"Life lies in movement, didn't you just run?" She retorted with a smile.

Lin Xiaoguang was a little uncomfortable. When he met her in the past, he was like a big demon who could eat people. When she saw him, she immediately ran away and hid far away. After that, he became her enemy.

Leng Dui means that his eyebrows are standing straight up, and he never looks good.

He is really not used to this posture now. Could it be that he is just a cheap person, and he is not used to the facial expression, so he has to do it the other way around.

"I'm leaving." He waved his hand.

"I'll go down too."

They entered the elevator together, he stood at the back and she stood in the front. At 1.7 meters tall, she was not short. She was half a head taller than the boy next to her, but she was far behind him. Her head was just under his chin.

Standing behind her, Lin Xiaoguang could just see her delicate collarbone.

Arrive at the first floor and exit the elevator together.

Standing on the roadside, she smiled and waved to him who was driving: "See you later!"

"Well, see you later!"

Lin Xiaoguang was a little confused, too lazy to think about it, and went directly to the company.




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