He picked up the tea cup, took a sip, made a gesture, smiled, and then said: "The Hong Kong government cannot directly suppress our small house plan in the name of the official, it can only use unscrupulous means secretly. Likewise,
We can only use unofficial means to resolve this matter."
He Ziqun nodded secretly as he listened.
It's like two kids fighting. It doesn't matter if you lose, just come back next time. But if you call the parents, it's a bit unruly.
She rested her chin with her hands to take some time to relax and asked, "How to solve it?"
"Now the people from the association are on the bright side. They proposed to take back the small house in the name of a loan sharking company. Guo Ming's wife was unable to stop it alone, so she went to Qinhuai Bank and hoped that the bank would come forward. However, the loan sharking company has the right to do so in this matter.
To repossess a small house is a debt relationship, even if usury is not allowed."
"So, the group just allowed the society to take back the small houses of the men in the New Territories? What about the housing loan from Qinhuai Bank?" He Ziqun frowned slightly.
"Legally, even if the loan shark company takes back the small house, the male family still has to repay the mortgage loan from Qinhuai Bank."
Lin Xiaoguang pointed out this point and added: "Guo Ming's wife may or may not understand the law. She knows that their family is in a loss, but on the other hand, she doesn't want the loan shark company to take back the small house, or in other words, she is thinking
I think if Qinhuai Bank is brought in to fight against loan sharks, this matter will become more complicated, and she can fish in troubled waters."
“How to fish in troubled waters?”
"Currently, Guo Ming is a debtor in two aspects. He owes usury and mortgage loans. Legally, he must bear this debt. He cannot change the status of the debtor, but he can find a way elsewhere. After all, loan sharking is not illegal.
Breaking the law depends entirely on the lawyer's words."
"Guo Ming's family has no money to litigate, but Qinhuai Bank has the strength and may win. As long as the court declares that the loan sharking is illegal, Guo Ming will not need to bear this debt."
When Lin Xiaoguang said this, he smiled and spread his hands.
Huo Zhenning thought for a moment, thought of something, and then asked: "So, the Hong Kong government's purpose is the same. Put the loan shark company, Qinhuai Bank, and Guo Ming's family in court, and then let Guo Ming's family lose the case. Is the purpose achieved?"
"I can't think of how to do it specifically yet."
Lin Xiaoguang frowned: "But one thing is clear. If Guo Ming's family loses the lawsuit, Qinhuai Bank will be considered to be ineffective, or even acting in a shady manner, and then the two families will feel bad."
"On the other hand, Xiangjiang is a maritime law system and implements British case law. With this failed case, the association can follow suit in the future and lend usury to more people, wait for them to lose money, and then take back the small houses.
Go, one or two is fine, but if there are more than one, and there are so many requests, Qinhuai Bank must come forward to file a lawsuit with the loan shark company."
"But the result is still the same, we lost the case."
"More and more small-house families are going bankrupt, and the embankment of a thousand miles is destroyed by ant nests. The situation where the male family and the Qinhuai family are as close as one family is broken. The alliance disintegrates and turns into enemies. It will be difficult to ease the relationship in the future.
"He sighed.
"The bank's high-interest mortgage business may be exploited by others."
Living in Xiangjiang, facing the British, especially in the mainland camp, Lin Xiaoguang always felt that there were always unscrupulous people trying to harm me.
The British must speculate with the utmost malice.
After listening to this, several people's faces were a little solemn and they didn't speak for a while. Jiang Shanshan raised her head and looked at him: "Isn't there a way to break the situation?"
"The judiciary in Xiangjiang has always been in the hands of the British. As long as we go to court, we and Guo Ming will definitely lose the case, absolutely." Lin Xiaoguang looked at several people seriously and said: "So, if we can't go to court, we won't go to court.
If the court can delay it for one day, then it is one day."
Huo Zhenning frowned and thought deeply: "Delay?"
"Pull it until the turning point appears, drag it until the Hong Kong government's black swan arrives."
"Here, how long will it take? Three months? Half a year? If you want to delay, the British may not be willing to let you delay." He Ziqun was a little dissatisfied. This was too unreliable. After talking for a long time,
Is this the result?
"Sister Ziqun." Lin Xiaoguang smiled, stared at her, and said, "Speaking of which, your He family is also responsible for this."
Being innocently shot, He Ziqun was not happy: "What responsibility do we have? What do you mean?"
"You're still talking about it! Guo Ming borrowed a loan shark and went to Omen to gamble, right? Is the gambling king from your family?" Lin Xiaoguang smiled.
It turned out that this was the case. He Ziqun was speechless for a moment, and then felt a little embarrassed: "If the doctor doesn't save the person who is dying, he has to bet on himself. Even if we turn him away, he can go to other places. How can this be blamed?"
In our family, it’s reasonable for him to lose money, so is it possible that we have to let him win it back?”
Maybe it hurt her foot because she was poked, and she became a little angry.
"I didn't say that." Lin Xiaoguang spread his hands and said a little innocently: "I just mentioned it casually. If you don't like it, forget it. Back to the previous topic. What I said is to wait for the general environment.
Something has changed.”
"It's not like you didn't know about the Sino-British negotiations last year. It is said that they will be restarted in the second half of the year." He said mysteriously.
Huo Zhenning's eyes flashed and he looked at him meaningfully.
He Ziqun was originally angry, but when he heard this, he immediately turned his head and looked at him, sideways glances frequently.
Liang Jiading glanced at him, originally wanting to say something, but seeing that the atmosphere in front of him was a bit subtle, and being an outsider, he couldn't comment on it, so he just sat back and watched the show without saying a word.
"uh-huh!"
Lin Xiaoguang coughed, stopped talking, and stopped continuing the topic. Instead, he said: "But besides procrastination, we have other ways."
"What?"
"The Hong Kong government used associations to intervene in this matter. In fact, it was a failure from the beginning. Associations cannot be brought to the fore after all. For this kind of business matter, it is best for companies to intervene. Tian Ji raced and he left the association. We took action.
The company's winning streak is too high on them and it's a waste of resources, so it's better to get rid of it than to get rid of it."
Lin Xiaoguang touched the stubble on his chin and said casually: "King versus king, A versus A, just a fight."
"If they lose, the creditors of this usury loan will naturally be transferred to others. If we lose, we will admit defeat in this round and use the winning horse in the next round to regain our position."
"Horse racing has to be done one round at a time."
As soon as these words came out, several people, including Liang Jiading, couldn't help but light up.
Influenced by the British, Xiangjiang has always been very popular with horse racing. This metaphor is really appropriate.
"This matter will not be included in the minutes of the meeting. Let's vote with a show of hands. If you disagree, please raise your hands." Lin Xiaoguang quickly cut through the mess and directly announced a show of hands. Then he looked around and saw a few people sitting there. There was one
Counting one of them, they all had enough time to sit still and were indifferent to what he said. They all sat quietly as if they hadn't heard anything. Of course, no one raised their hands.
"Very good, no one objects, so let's do it." Lin Xiaoguang smiled. Those sitting here are all smart people, and they would stay away from such things.
The five directors reached a unanimous decision, and after the meeting, the instructions were quickly conveyed.