The whole world is talking about this newly established bank. Different people have different opinions. Different from the past, the decrees of the temple are not only spread very fast, but also the people at the bottom can know it in time.
Yes, after all, there is Di Bao Mansion, and the price of Di Bao is indeed not expensive, and ordinary people can buy it.
Of course, the common people will not pay for this. Usually more than a dozen families buy one together, and then take turns to watch, or go directly to inquire. The real buyers are the rich and powerful. Regarding the latest news about these temples, they
You will definitely not miss it. The news that Liu Ba was going to set up a bank had spread throughout the Han Dynasty from the end of the ninth year of Yankang to the first month of the tenth year of Yankang.
Some people were very happy, especially some merchants. When they learned about the news of remote deposit and withdrawal, they were so happy. Usually, when they go out to trade, they will spend a lot of money to hire some farmers to follow and protect them.
After all, their carriages were slowly filled with copper coins. Some big merchants went from Yizhou to Chang'an to do business, bringing seventeen carriages full of money. This is no longer an interesting story.
At this time, being able to deposit and withdraw money in different places is really good news for them. They no longer have to carry their money around. It is safe and convenient, and most of the smart merchants are quick to think.
Come to think of it, if this bank can always be set up outside the Han Dynasty, then they don’t need to carry money when they go out for trade?
Many merchants supported it one after another. In several areas, merchants even spontaneously provided some construction materials, hoping that temples could build banks as soon as possible. Of course, temples did not need their funding. Following Xun Yu's order,
Next, all over the country, in just over a month, banks were built one after another. This of course does not mean that they repaired the houses within the month, but that they transformed the warehouses into so-called banks.
The bank is divided into two different buildings. Outside the county government office, an office is set up. This is the office that is responsible for deposits and withdrawals by others, and even other things. The other one is naturally the storage point for each county. This is very important.
It's easy to handle, just change the original warehouse into the current bank storage point, and there is no need to deliberately arrange manpower to protect it. After all, it is the most heavily guarded place in the world.
Amid growing controversy, in March of the 10th year of Yankang, the construction of banks across the country was completed. However, this does not mean that the bank affairs were so successful. Banks have never been equated with buildings. Xun
Yu handed over the command of all subsequent matters to Liu Ba. From that day on, Liu Ba became more and more respectful to Xun Yu. After receiving Xun Yu's order, he acted immediately.
First of all, he recruited the servant of the post office. The servant of the post office was called Sun Li. He was a tough military man. This guy was in charge of the posts all over the country. Liu Ba wanted to use him to build this bank across the country.
At the contact point, Sun Li rushed to Liu Ba's mansion, knowing why Liu Ba was looking for him. He was now in charge of the transportation of the luggage and money. He must be responsible for the flow of money in the bank, right?
Sun Li looks rough, but his mind is quite delicate.
Liu Ba looked very tired and his eyes were red. When the servant brought Sun Li to him, he excitedly took Sun Li's hand and asked him to sit in front of him. He stared into Sun Li's eyes, very unhappy.
He asked politely: "You know the travel time and distance between various places, right?" Upon hearing Liu Ba's question, Sun Li nodded and did not speak in a hurry.
"That's good, that's good. Next, I have something very important to entrust to you. Banks in various places will be established. The headquarters must be in Luoyang. Salaries and even subsidies from various places will be sent directly to the banks in Luoyang in the future.
Go to the local area, and the local taxes are kept directly in the bank, and of course, they will also be transported to Luoyang. Therefore, I hope that you can set up a communication route between Luoyang and other county towns."
"I'm not asking you to set up a route. Now that there is a Chidao, what I mean is that you need to send people to escort these shipments... You just need a fixed, safe, shortest route, and one that can contact the whole country.
Road!" Liu Ba became more and more excited as he spoke. He seemed to have given orders to many people in the past few days, and his voice was now hoarse.
Sun Li frowned and said, "I only have postmen under my command, how can I escort them?"
"I have contacted the military government. They will give you a military brigade. However, they must be fixed on their own roads and specially responsible for transportation. In addition, you can also build some other ones, such as escorting people along the road.
Merchants, escorting some important materials can be considered as adding some income to your post office, but you cannot use these soldiers who are specially used to escort banks..."
Sun Li listened carefully to Liu Ba's instructions and nodded from time to time.
"Also, it is very important that you are responsible for these routes. If something goes wrong, your life and mine will be at stake. Therefore, I hope you will not leak these important contents, even to your wife at home.
.." Liu Ba said, and Sun Li said: "Don't worry, Mr. Liu, I won't tell you. I don't have a wife, and I haven't even married one yet."
"Brothers in the family must not reveal it either."
"My brothers have already died in the Battle of Kushan, so I have no brothers."
"What about parents?"
"My parents died young."
"Buddy!!"
"I am a straightforward person and I don't have many friends."
"Haha, that's good. Hurry up and find the military servants to arrange for those soldiers."
Sun Li stood up slowly, bowed to Liu Ba, and left immediately to see this person off. Before Liu Ba had time to rest, another person was already standing at the door. The person who came was Cao Chong. Liu Ba
After waving, Cao Chong didn't care about his rudeness and sat in front of Liu Ba. Cao Chong was hit hard by the death of his father, and his face was extremely pale now. He had just gotten up from the hospital bed.
"Mr. Cao, I know you are not in good health. How about leaving the things you are responsible for to Mr. Xun for the time being?"
"I can do it myself."
"Mr. Cao, you are still on the sickbed recently. This matter requires too much energy. I called you here just because I hope you can temporarily hand over the matters in your hands to Mr. Xun. Do you understand?"
Cao Chong pursed his lips. Why didn't he understand that Liu Ba was obviously afraid that he couldn't handle it well, so he asked Xun Yu to replace him? Cao Chong sighed, nodded, stood up, and left.
In addition to the route, what Liu Ba also needs to do is to collect the salaries of the officials. As an experiment, he will put the salaries of the officials in the bank where they are located and issue them with vouchers. They can use the vouchers to obtain their own salaries.
, this can be regarded as a motivation, and it can also be regarded as appeasing the hearts of the people in the world. In addition, we must find some people to make deposits and withdrawals with great fanfare, so as to gain the trust of everyone.
The people of the Han Dynasty were very simple and cautious. In fact, Liu Ba could use the emperor's prestige to call on the people to deposit and withdraw money, but he did not dare. If something went wrong, he would keep holding high
The emperor's flag, when the danger involved the emperor, it would be his own death. He did not dare to gamble like this.
However, there are still other high-prestige ministers in the temple who can help him.
For example, people like Xun Yu, Liu Bei, Sun Jian, and local Zhuge Liang and Sima Yi can definitely help themselves.
Xun Yu also tried his best to help him, and even obeyed Liu Ba's instructions. He issued orders to officials everywhere to gain the trust of the people as soon as possible. This was not a simple matter. The people were the most important.
This group of people will not send their money to the bank. They are afraid and have inexplicable trepidation about new things. Money and other things should be by their side, which makes them most at ease.
If banks want people to save money, they must give them more benefits.
Off-site deposits and withdrawals are very attractive to merchants, but it is different for the common people. The common people of the Han Dynasty will never leave their pavilions or county towns in their lives. They do not need off-site deposits and withdrawals. For this, Liu Ba also quickly took advantage of
After coming up with a solution, he believed that the bank should provide some benefits, such as giving interest. If the people save money, they can set a storage time, and no withdrawals are allowed within this time. After the time is up, the bank will pay interest
gift.
As soon as Liu Ba put forward this idea, Xun Yu was amazed. He felt that he had indeed believed in the wrong person. This Liu Jun really had the talent to listen to people's public affairs.
In June of the tenth year of Yankang, banks all over the Han Dynasty opened at the same time, and local officials also received orders in advance to make the banks run smoothly in the local area. It can be said that the governors in various places came up with all kinds of strange ideas.
To keep the bank in business, some methods are very simple, that is, deliberately letting the people see the carriages transporting money from Luoyang to increase the people's confidence.
Or hold a celebration to celebrate the establishment of the bank, and take the lead in depositing money there, thereby motivating the people.
The governors of Yuzhou are the happiest local officials. Zhuge Liang has already thought of a way for them. Even with Yuan Yao's huge appeal among the people, aristocratic families and powerful people, Zhuge Liang does not need to think of too many ways.
He just deliberately arranged some entrustments to demonstrate the role of the bank in the bank, and spread rumors among the people, saying that the bank's quota was limited, and those who deposited later would not be able to deposit.
After arranging a deliberate competition to save money, people also began to compete to save money.
As for Yanzhou in various places, people have already lined up, waiting for the opening of banks.
Sima Yi stood at the top of the city, looking at the people all over the city, and couldn't help but laugh.
He didn't arrange anything good. He just asked his subordinates to inform them that future transactions and taxes will only be based on the bank's vouchers. Copper coins and grain will not be collected directly, nor can they be used for transactions directly. Those who do not save money as soon as possible will only be charged in the future.
He could starve to death holding copper coins.
As a result, the people of Yanzhou were anxious and waiting anxiously. Finally, the day came for the bank to open for business.